Who We Are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

The Financial Crimes Risk Strategy team owns Stripe's first-line AML and sanctions programs globally. We own the end-to-end lifecycle of financial crime controls — setting the global standards that govern how risk is managed across our programs; designing and driving the development of controls, infrastructure, and tooling with Engineering, Product, and Data Science; and maintaining their effectiveness as Stripe's products and the regulatory landscape evolve. We build fast, with data, and with AI integrated into how financial crime risk is detected, managed, and monitored across everything Stripe builds.

What You’ll Do

As a Risk Strategist on the Financial Crimes Risk Strategy team, you will own Stripe's global screening programs — spanning sanctions, PEP, and negative news — setting the standards that govern how screening risk is managed, designing and driving the controls that operationalize those standards, and ensuring they remain effective as Stripe's products and the regulatory landscape evolve. Being effective in this role means going deep on both the domain and the data — we don't separate the two.

You will partner closely with Product, Engineering, Data Science, Compliance, Legal, other Risk Strategy functions, and Operations to ensure screening considerations are embedded in every product and market decision. Beyond protecting against risk, you will drive innovation in how Stripe approaches screening — staying ahead of regulatory change and pushing the boundaries of what effective, scalable financial crime risk management looks like at a global payments company.

Responsibilities

• Lead Stripe's global sanctions and AML screening strategy — setting the standards that drive screening control design and infrastructure development, and translating requirements across OFAC, EU, UN, OFSI, and other applicable regimes, PEP screening, and negative news screening into actionable first-line programs and controls
• Own the design and ongoing improvement of financial crime controls, including sanctions screening, PEP screening, negative news screening, and digital asset-related safeguards; continuously improve detection coverage and control performance as Stripe's products and the threat landscape evolve
• Embed screening risk requirements into product and infrastructure roadmaps — ensuring financial crime considerations drive product launches, market expansions, and platform decisions across Product, Engineering, Data Science, Compliance, Legal, and Operations
• Drive screening infrastructure and tooling forward by owning requirements, leading execution, and maintaining effectiveness metrics for screening systems and controls; build with observability by design — ensuring KPIs, KRIs, and monitoring thresholds are defined from inception
• Continuously assess and improve screening controls and systems — identifying gaps, recommending enhancements that strengthen detection effectiveness and anticipate regulatory or ecosystem changes, and leading delivery of those enhancements end-to-end
• Champion a technology-forward approach to financial crime risk management — leveraging AI tools, self-serve data analytics, and model governance best practices to improve how risk is detected, monitored, and managed at Stripe
• Stay informed on industry practices and regulatory developments; represent Stripe's sanctions and AML programs to regulators, bank and network partners, and external auditors

Who You Are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum Requirements

• 7+ years of professional experience in Financial Services, Payments, or Fintech, with at least 5 years in a related role (risk, compliance, or product enablement)
• Deep subject matter expertise in global sanctions compliance, including hands-on experience with OFAC, EU sanctions regimes, UN Security Council designations, OFSI, and other major global frameworks
• Demonstrated strong understanding of screening program design and control execution
• Strong AML screening expertise — proven ability to design, implement, and operationalize PEP screening and negative news screening programs in complex, multi-jurisdiction environments
• Proven ability to design, implement, and operationalize financial crime standards and controls in complex, global organizations
• Familiarity with model governance concepts — including model documentation, performance monitoring, and validation — and experience leading or contributing to model governance activities
• Technology-forward mindset — experience leveraging AI tools, automation, and advanced analytics in a risk or compliance context; aligned with Stripe's commitment to integrating AI across all functions
• Demonstrated experience developing risk solutions and working closely with cross-functional teams to translate them into enforcement

Preferred Qualifications

• Experience leading transformative AML, Sanctions, or Transaction Monitoring initiatives, including global screening program design or transformations (e.g., vendor selection, watchlist management, false positive tuning)
• Proficiency with SQL and ability to independently mine and analyze data to develop risk insights and inform strategy
• Experience with crypto or digital asset products and their associated financial crime risk and regulatory considerations
• Advanced degree or professional certifications (e.g., CAMS, CGSS, CFCS) considered a plus

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

As Stripe continues to expand globally and launch innovative products, the complexity and scale of financial crime risk grows in tandem. The Risk Strategy team is a global team of strategists and program managers who operate at the intersection of Product, Engineering, Data, and Operations as trusted advisors. Our mandate is to ensure risk strategies are proactive, scalable, and seamlessly integrated into Stripe’s products and operations.

The Financial Crimes Risk Strategy team, part of Stripe’s first line of defense, ensures that our AML, Sanctions, and related financial crime programs are coherent, defensible, and effective across all products. We design and operationalize policies, standards, and frameworks that allow Stripe to grow responsibly while meeting regulatory expectations and maintaining user trust.

What you’ll do

As a Risk Strategist on the Risk Strategy, Financial Crimes team, you will serve as a key advisor shaping Stripe’s global approach to AML and Sanctions risk management. You will translate policies and high-level requirements into practical standards, guide the design of controls, and embed financial crime risk management into products and market strategies spanning both traditional currencies and digital assets. This role balances risk mitigation with business enablement, ensuring that Stripe’s products can scale safely while fostering trust with regulators, partners, and users.

You will influence at the highest levels—partnering with Product, Engineering, Data Science & Analytics, Compliance, Legal, and Operations—to ensure financial crime considerations are central to decision-making. Beyond protecting against risk, you will drive innovation in how Stripe manages financial crime, helping the company stay ahead of industry expectations and regulatory change.

Responsibilities

• Support Stripe’s global FC strategy by translating AML and Sanctions policies into standards, frameworks, and first-line programs that enable product expansion while ensuring compliance
  
  
• Contribute to the design and ongoing improvement of financial crime controls, including transaction monitoring, screening, onboarding/re-onboarding, and digital asset-related safeguards
  
  
• Partner cross-functionally with Product, Engineering, Compliance, Legal, Operations, and Data Science to align on priorities and address emerging challenges
  
  
• Assist in strengthening FC infrastructure by gathering requirements and supporting execution for investigative tools, monitoring systems, and control effectiveness metrics
  
  
• Act as a trusted partner to business, product, and engineering teams, embedding financial crime considerations into product and market launches in a balanced way
  
  
• Review and assess existing processes, recommend enhancements that strengthen effectiveness, improve user experience, and anticipate regulatory or ecosystem changes
  
  
• Stay informed on industry practices and contribute insights that help Stripe evolve its financial crime risk management approach

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

• 7+ years of professional experience in Financial Services, Payments, or Fintech, with at least 5 years in a related role (risk, compliance, or product enablement)
• Deep subject matter expertise in AML, sanctions screening, and transaction monitoring, including regulatory compliance requirements and practical program execution
• Proven ability to design, implement, and operationalize financial crime standards and controls in complex, global organizations
• Familiarity with crypto, digital assets, or other emerging technologies and their evolving regulatory landscape
• Demonstrated experience developing risk solutions and strategies and working closely with Product, Engineering, and Operations to translate them into enforcement
• Strong analytical and problem-solving skills, with the ability to challenge existing processes and propose pragmatic, innovative alternatives
• Excellent collaboration and communication skills, with the ability to influence stakeholders across functions and geographies
• A results-oriented, accountable mindset, capable of driving ambitious goals while motivating and leading others
• Comfort operating in a dynamic, high-growth environment with shifting priorities and limited precedent
• A Bachelor's Degree

Preferred qualifications

• Experience leading transformative AML, Sanctions, or Transaction Monitoring initiatives, including advanced analytics, model development and validation, or global screening transformations
• Proven track record overseeing the execution and delivery of programs or projects, with the ability to translate complex issues into actionable next steps
• Comfort working with data-driven approaches to risk, including proficiency with SQL
• Advanced degree or professional certifications (e.g., CAMS, CFCS) considered a plus

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the Team

The Money as a Service - User Oversight team, part of Risk Strategy, serves as a key risk management function that partners with internal and external cross-functional teams to help Stripe users bring products to market safely and responsibly. As we expand our product coverage and tackle new and complex risk and compliance challenges, we are looking for an experienced Risk Strategist to help define the strategic direction of user oversight, own the design and delivery of scalable risk programs, and  shape how we enable users to bring regulated financial products to market responsibly and at scale.

What you’ll do

You will own the end to end delivery and define the Standards for enabling new users access to regulated financial product offerings, and manage users access to those products ongoing. You will influence internal product and GTM roadmaps and represent Stripe's program integrity to bank partners, regulators, and users. You’ll interface with prospective and current users, educate and support our Product and Go To Market teams, and drive program and control effectiveness among internal and external stakeholders.

Responsibilities

• Be the primary strategic advisor on the compliant implementation of regulated financial products, including Issuing, Capital, and Treasury; drive durable, scalable solutions that protect Stripe while enabling user growth
• Define and own the risk standards framework for new and existing regulated product offerings, directly influencing Product and GTM roadmaps and ensuring risk controls are embedded into product design from inception
• Lead and manage internal and external approvals on Stripe user content related to their financial product integrations, driving alignment across cross-functional and external stakeholders
• Own and execute a rigorous audit program for Stripe users, including marketing, user-facing communications, and user experience documentation and identify systemic patterns and translate findings into program improvements
• Design, implement, and continuously improve a scalable compliance monitoring program; lead remediation efforts directly with Stripe users and drive systemic, durable fixes that reduce recurring risk exposure
• Lead and represent Stripe in bank partner audits, regulatory exams, and internal compliance testing; own issues remediation end-to-end and ensure findings are addressed with structural soundness
• Define and track program KPIs and KRIs to measure the effectiveness of user oversight controls; proactively identify performance gaps and lead remediation to ensure program integrity and measurable effectiveness at scale
• Act as a strategic thought partner and subject matter expert to cross-functional teams (Product, Legal, GTM, Engineering), Stripe's bank partners, and users — influencing program direction and advocating for scalable, risk-aware solutions

Who You Are

We're looking for a strategic thinker who can design high-leverage operating models and translate complex regulatory requirements into scalable, technology-enabled execution. You are comfortable owning the full lifecycle of compliance programs, from defining standards and embedding controls, to measuring effectiveness and representing program integrity to leadership, regulators, and external partners. You operate with a high degree of autonomy, proactively surface risks and opportunities, and multiply your impact by influencing across teams and organizations.

Minimum Requirements

• 10+ years of experience in risk strategy, policy, compliance, or a related field, including demonstrated ownership of program design and end-to-end execution in a regulated financial products environment
• Experience working with lending and/or consumer programs, financial products, and related regulations (e.g., fair lending laws / ECOA, UDAP, SCRA, conduct risk, complaints handlings)
• Proven track record of building or expanding compliance program infrastructure to incorporate oversight of new products and services, including developing new processes, workflows, and controls from the ground up
• Ability to tackle ambiguous situations and operate efficiently and independently in a fast-paced, high-volume and technology-driven environments
• Strong instinct for when to escalate potential compliance issues, and experience doing so effectively with senior leadership and external partners
• Demonstrated experience deploying or directing automation and AI-enabled solutions in a compliance or risk program context, including defining performance benchmarks and evaluating output quality
• Respect for and deep interest in financial rules and regulations, as well as an eagerness to innovate and drive the financial technology industry forward

Preferred Qualifications

• Experience building compliance programs within financial technology companies
• CRCM or equivalent certification
• SQL experience