As Mercury continues to scale, maintaining strong compliance execution and monitoring across customer-facing activities is critical. The Compliance Risk Manager, Product and Marketing Compliance - *Banking Advisory is an experienced individual contributor who supports the Compliance Advisory function through high-quality execution of reviews, monitoring, validation, and documentation under established frameworks.

We are seeking a highly motivated compliance professional to join our Compliance Advisory team. In this role, you will work autonomously on regulatory based review and monitoring activities, owning assigned work from start to finish while operating within defined standards, processes, and escalation paths. You will help surface emerging risks, contribute to continuous improvement of monitoring practices, and support team-level goals through disciplined execution and reporting.

In this role you will:  

• Independently execute compliance monitoring and targeted validation activities across defined channels (e.g., customer communications, sales interactions, marketing activity) using approved scripts, sampling approaches, and procedures
• Own assigned monitoring and validation work end-to-end, including evidence collection, documentation, follow-ups, and timely completion of deliverables
• Identify, document, and classify findings, trends, or repeat observations, and escalate issues appropriately using established escalation paths
• Support validation of remediation actions through follow-up testing and confirmation reviews
• Prepare clear, accurate summaries of monitoring results to support team-level reporting and Advisory leadership visibility
• Execute assigned customer-facing and marketing collateral compliance reviews in accordance with established standards and review criteria
• Contribute ideas for improving monitoring efficiency, documentation quality, or review processes within existing team frameworks

You should have: 

• 3+ years of relevant experience in compliance, risk, monitoring, QA, or testing preferably within a FDIC insured bank, but a  fintech would also be acceptable
• Demonstrated ability to independently execute moderately complex reviews or monitoring activities with minimal day-to-day guidance
• Experience applying defined standards, scripts, or criteria to assess customer-facing materials, sales practices, or communications
• Strong documentation discipline and attention to detail, with the ability to produce audit-ready evidence
• Ability to synthesize review outcomes into clear, structured summaries that support team-level decision-making
• Comfort operating in some ambiguity, asking clarifying questions, and escalating issues when guidance or risk tolerance is unclear
• A bias for action and accountability, with the ability to manage timelines and deliverables for assigned work independently
• Curiosity and willingness to deepen understanding of Mercury products, regulatory requirements, and compliance risk drivers

The total rewards package at Mercury includes base salary, equity (stock options), and benefits.

Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.

Our target new hire base salary ranges for this role are the following:

• US employees in New York City, Los Angeles, Seattle, or the San Francisco Bay Area: $142,900 - $160,700
• US employees outside of the New York City, Los Angeles, Seattle, or the San Francisco Bay Area: $128,600 - $144,600
• Canadian employees (any location): $135,000 CAD - $151,900 CAD

*Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.

Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Mercury are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs. If you need assistance, or an accommodation, please let your recruiter know once you are contacted about a role.

We use Covey as part of our hiring and / or promotional process for jobs in NYC and certain features may qualify it as an AEDT. As part of the evaluation process we provide Covey with job requirements and candidate submitted applications. We began using Covey Scout for Inbound on January 22, 2024.

[Please see the independent bias audit report covering our use of Covey for more information.] 

#LI-DNI

Arthur C. Clarke famously said that “any sufficiently advanced technology is indistinguishable from magic.”

At Mercury, we aim to deliver a magical experience to our customers who rely on us for their banking* and financial workflows. But behind the magic lies a lot of rigor—risk management is a key part of keeping Mercury safe, resilient, and worthy of our customers’ trust.

As Mercury’s first Chief Risk Officer, you’ll set the vision for risk at Mercury. You’ll build and lead the program that measures, monitors, and manages credit, market, financial, and operational risks across the company. You’ll partner with our Board and Risk Committee to define Mercury’s risk culture, appetite, and limits—and make sure the way we operate every day stays aligned with those standards.

*Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.

Here are some of the things you will do:

• Set the vision for risk at Mercury — define and lead our enterprise-wide risk strategy and framework.
• Safeguard our platform — ensure customer data and technology assets are protected, with clear and regular communication to the Board.
• Look around corners — identify emerging risks, especially those tied to new products, services, and markets, and help teams navigate them.
• Keep us aligned — make sure our strategies and operations stay in step with laws, regulations, and regulatory expectations.
• Build systems that scale — design and implement processes to consistently identify, assess, measure, monitor, and report risks across the company.
• Translate complexity into clarity — partner with business leaders to turn risk topics into actionable insights that guide smart decisions.
• Strengthen accountability — support our audit programs, ensure findings are addressed, and embed improvements into how we work.
• Represent risk at the highest level — serve as the primary point of communication on risk with the Mercury Board and its Risk Committee.

There are lots of paths that could lead you to be successful in a role like this; we think the strongest candidates will have some of these experiences or attributes:

• Bring proven leadership in risk management — you’ve built or scaled enterprise risk programs in banking or financial services, ideally at the intersection of traditional finance and fintech innovation.
• Have breadth and depth across risk disciplines — from credit and market risks to liquidity and operations, you can see the connections between them and design frameworks that work in practice, not just on paper.
• Navigate the regulatory landscape with confidence — you know what regulators expect, you’re comfortable engaging directly with them, and you can help Mercury anticipate and adapt to a changing environment.
• Communicate clearly and simply — whether you’re talking to the Board, regulators, engineers, or product teams, you cut through jargon and make risk concepts understandable and actionable.
• Balance protection with possibility — you know how to safeguard the company without slowing it down, and you see risk management as a way to unlock innovation, not just prevent downside.
• Lead with curiosity and vision — you’re ambitious about where risk management can go in a modern fintech, and you bring the curiosity to explore new ideas, new markets, and new ways of serving customers safely.
• Inspire and develop others — you build strong teams, mentor future leaders, and foster a culture of accountability, transparency, and trust across the company. 

The total rewards package at Mercury includes base salary, equity (stock options/RSUs), and benefits.

Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.

Our target new hire base salary ranges for this role are the following:

• US employees (any location): $364,00 - $455,000

Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Mercury are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs. If you need assistance, or an accommodation, please let your recruiter know once you are contacted about a role.

We use Covey as part of our hiring and / or promotional process for jobs in NYC and certain features may qualify it as an AEDT. As part of the evaluation process we provide Covey with job requirements and candidate submitted applications. We began using Covey Scout for Inbound on January 22, 2024. Please see the independent bias audit report covering our use of Covey here.

#LI-DNI