The VP, Special Assets is an experienced and specialized position reporting to the SVP and Deputy General Counsel, and is responsible for managing a portfolio of high-risk and non-performing financings and distressed business for major accounts up to $5 million to mitigate losses and maximize recoveries. The role requires the development and implementation of sophisticated workout strategies, including debt restructurings, financing modifications, forbearance agreements, and liquidation, as well as the use of legal processes, to maximize recoveries and achieve optimal resolutions. The VP, Special Assets also supports counsel in legal actions and coordinates the recovery efforts by counsel and Kapitus.  

This senior role requires extensive commercial financing expertise including the management of portfolios of high-risk and non-performing accounts, strong analytical, communication, and negotiation skills, the ability to resolve complex major accounts while aligning recovery efforts with business goals and regulatory requirements. The VP, Special Assets will collaborate with various departments to document, manage, and mitigate potential risks.

What you will do:

• Develop and implement sophisticated workout strategies for collections, loss mitigation, and special asset management on complex and large balance accounts to optimize recovery and minimize losses.
• Lead negotiations with debtors, borrowers and guarantors to structure and implement complex workout solutions including debt restructuring, financing modifications, forbearance agreements and liquidations, as well as the procurement of additional collateral or other security, to achieve favorable resolutions of major accounts. Ensure accurate and complete documentation and filings are effectuated on complex and large balance accounts (e.g., UCC filings, mortgages, deeds of trust, and vehicle titles).
• Ensure all recovery efforts comply with legal requirements and internal policies and procedures and are documented properly in Kapitus’s system of record.
• Collaborate with, and assist, in house and outside counsel with major account litigation, bankruptcies and state law insolvency proceedings, workouts, and legal strategies and processes as needed. Coordinate all recovery efforts between counsel and Kapitus.
• Conduct comprehensive analysis and review of financial statements (balance sheets, income statements, cash flow statements), bank statements and other business and personal financial records as well as cash flow analyses to identify  risk on non performing major accounts and potential problem financings  and develop strategies to mitigate these risks and favorably resolve these accounts.
• Monitor and track the performance of troubled accounts, analyze trends, and prepare regular reports for senior management on the status of high risk accounts and recovery efforts.
• Partner with in house counsel, major accounts, risk, underwriting, operations, and senior management to monitor risk, execute workout, and develop recovery strategies.
• Implement escalation protocols for all key risks and controls to ensure escalation occurs, when necessary, in a timely manner.
• Coach, mentor, and train staff as well as other team members in recovery risk mitigation protocols and processes.
• Stay up to date on policy and procedures, as well as business and economic developments which impact the financing portfolio in general

What we’re looking for:

• Bachelor’s degree required, MBA preferred with a focus in Business, Management, Quantitative field (statistics, data engineering, finance, etc.)
• CPA or CTA (Certified Turnaround Professional) highly desirable
• 7+ years of experience in managing portfolios of high-risk and non-performing commercial financings, including developing and implementing workouts, restructurings, liquidations and other recovery methods, as well as  credit risk, and distressed asset management, with a proven track record of successfully resolving complex distressed accounts.
• 7+ years of experience negotiating complex restructurings, settlements, forbearance and workout agreements.
• 7+ years of experience in supporting counsel with major account litigation, bankruptcy and state law insolvency proceedings, workouts and legal strategies to maximize net recoveries.
• Deep understanding of commercial financing including traditional loans and revenue based financings, performance guarantees, security agreements and collateral, creditor’s rights and remedies including without limitation, credit card processor restraints, UCC demands and sales, foreclosure, and judgment enforcement.
• Knowledge and understanding of evolving regulatory environments and governance processes including bankruptcy and UCC filings.
• Proficiency in financial modeling and analysis
• Effectively utilize various tools and techniques, including financial ratios, to evaluate a borrower's financial strength and assess risk.
• Strong analytical, negotiation, and communication skills, with the ability to interact effectively with internal and external stakeholders at all levels.
• Confidentiality and integrity a must
• Attention to detail
• Excellent organization and time management
• Excellent problem-solving and reasoning skills
• Ability to deal with ambiguity and change
• Excellent verbal and written communication skills
• Strong business literacy

Kapitus Total Rewards Package Includes: 

• Competitive Base Salary Range of $130,300-$209,000 Kapitus is providing this as a good faith salary range to comply with applicable law. The applicant’s final salary will depend on a number of factors including the applicant’s geographic location, skills, and experience.
• Quarterly Legal Bonus

Kapitus is seeking a Director of Product Management to lead the Decisioning & Closing Value Stream, including Intake, Underwriting, Decisioning, Closing, and Risk Enablement capabilities. This role includes direct leadership of a team of Product Owners and Business Analysts, with full accountability for product strategy, roadmap delivery, and measurable business performance across the domain. This role requires strong platform and systems thinking, the ability to understand technical constraints and trade-offs, and accountability for measurable economic outcomes. You will be responsible for evolving the platform, advancing automation, and driving measurable business performance at scale.

What You’ll Do:

• Lead the Value Stream Strategy - Define and evolve the product vision for the Decisioning & Closing domain. Translate company priorities into a focused roadmap that strengthens underwriting capabilities, supports platform scalability, and drives long-term competitive advantage.
• Drive Impact and Performance - Own measurable outcomes across growth, approval-to-funding conversion, automation, risk performance, and customer experience. Make thoughtful trade-offs and ensure initiatives are tied to clear KPIs that strengthen portfolio health and long-term scalability.
• Lead High-Quality, Cross-Functional Execution - Drive execution from discovery through delivery in close partnership with Engineering, Risk, Operations, Sales, and Executive Leadership. Ensure initiatives are clearly defined, thoughtfully sequenced, and delivered with strong documentation, scalable design, and measurable business impact.
• Leverage Data as a Strategic Asset - Use analytics and performance insights to inform prioritization, validate outcomes, and continuously refine decisioning logic and automation capabilities.
• Lead and Develop a High-Performing Product Team - Directly lead and develop Product Owners and Business Analysts within the value stream. Elevate standards around discovery, prioritization, documentation, and ownership. Build a culture of accountability, clarity, and strategic thinking.

What We’re Looking For:

• Experience & Strategic Accountability
  • 8-12+ years in Product Management, with demonstrated portfolio or multi-product ownership and 3+ years leading product teams.
  • Experience owning end-to-end product strategy in fintech, lending, underwriting, credit, or other regulated environments.
  • Proven ability to translate product strategy into measurable financial outcomes.
  • Strong understanding of lending economics, risk-based pricing, and portfolio performance, with comfort owning metrics tied to conversion, automation, and margin impact.
• Platform & Systems Thinking
  • Experience working within complex, integrated systems.
  • Ability to understand system constraints, technical dependencies, and architectural trade-offs.
  • Experience influencing platform evolution in partnership with Engineering.
• Execution & Analytical Judgment
  • Proven experience leading complex cross-functional initiatives.
  • Strong prioritization and structured decision-making skills.
  • Comfort using KPIs and performance insights to guide product strategy.
  • Ability to bring clarity and structure to complex or ambiguous environments.
• Leadership & Influence
  • Experience leading and developing high-performing product talent.
  • Skilled at balancing collaboration with decisiveness.
  • Ability to elevate standards and create clarity in ambiguous environments.
  • Demonstrated ownership mindset and strong accountability.

Kapitus Total Rewards Package Includes: 

• Competitive Base Salary Range of $157,100-$252,000 Kapitus is providing this as a good faith salary range to comply with applicable law. The applicant’s final salary will depend on a number of factors including the applicant’s geographic location, skills, and experience.
• Annual Incentive Compensation Eligibility – Up to 15% annually

The Cloud DevSecOps Engineer III is responsible for bringing the concepts of development, security, and operations together to create a more robust security system for the organization. They test and monitor an organization’s system for vulnerabilities and work in collaboration with developers to create new programs that patch holes in the current security program. They add countermeasures to prevent against new threats, or simply make the program stronger and more effective. They are responsible for keeping the organization’s data, network, and IT infrastructure safe and free from security threats through monitoring, programming, testing, and communication.

What you will do:

· Build & Deploy - AWS CloudFormation and OpenTofu for template creation & maintenance

· Leverage GitHub Actions as well as AWS CodePipeline CI/CD automation Leverage AWS Cost Optimizations & AWS Well-Architected Best Practice recommendations

· HA & DR implementations, including improvements to RTO/RPO

· Help maintain AWS Operations with governance mechanisms

· Help to maintain and own the Infrastructure and Operational Excellence for the company

· Document and develop processes to support systems across the organization

· Monitor the implementation of various critical infrastructure and middleware components

· Build & Maintain and release highly available, reliable, stable products across several platforms

· Create alarms and maintain transparent monitoring of all relevant systems for tracking operational excellence, cost, and performance

· Should be able to understand complex architectures and be comfortable working with multiple teams

· Should be highly proactive with a keen focus on improving the uptime availability of our mission-critical services

What We’re Looking For:

· Must have AWS Certified SysOps Administrator and/or Solutions Architect Associate and/or Developer Associate and/or 7+ years of implementing & maintaining enterprise AWS Cloud environments.

· Experience creating, delivering, and operating multi-tenanted, distributed systems at scale

· Cloud architecture experience in AWS environment and container-based deployments using OpenTofu, GitHub Actions, AWS CodePipeline, and CloudFormation.

· Passionate for continuous learning and understanding things in and around cloud development

· Experience with various AWS services like ECS, S3, Lambda, DynamoDB, RDS, Cognito, WAF, GuardDuty, CloudFront, Route 53, EventBridge, Github Actions, etc

· Experience with any tools like DataDog, CloudWatch, or similar tools for observability

· Solid understanding of the application and infrastructure security

· Good to have knowledge on Azure and an understanding of Azure Active Directory

· Strong written and verbal communication skills

Kapitus Total Rewards Package Includes:

· Competitive Base Salary Range of $117,800-$189,000 Kapitus is providing this as a good faith salary range to comply with applicable law. The applicant’s final salary will depend on a number of factors including the applicant’s geographic location, skills, and experience.

· Annual Incentive Compensation Eligibility – Up to 10% annually