What You'll Do: 

Next-generation risk assessment – deinvesting away from binary underwriting and revisioning risk selection utilizing mega data, AI and curiosity.   Modernized underwriting using cutting edge technology to more accurately and quickly assess risk, price and bespoke coverage/terms to profitably grow and manage a book of business. Honeycomb offers an environment of personal and career growth to achieve your best self through mentorship, engaging project assignments, personalized training and development, and internal and exterior exposure opportunities to expand your network and sphere of influence.

• Quote and release new and renewal business that has been either referred from underwriting algorithm or seeking changes that exceed user authority thresholds
• Analyze and approve requested policy changes
• Maintain familiarity and compliance with state insurance regulations and ISO rules for all states within assigned underwriting territory
• Maintain open, transparent and supportive communications with team members and interdivisional partners
• Monitor portfolio composition via reports, audits and inspections
• Support marketing functions and efforts to build and promote Honeycomb
• Complete special projects and assignments
• Some travel as deemed necessary <20%

Basic Requirements

• 2 -4 years of commercial insurance underwriting experience (Commercial Habitational experience strongly preferred) 
• Bachelor’s degree or equivalent education/experience preferred
• Retail agency relationship preferred
• Curiosity, hardworking, self-accountable, positive attitude, humble and fun
• Have an opinion, share your opinion and be open to other opinions
• Passion to obtain, retain and employ knowledge – as well as share knowledge
• Excellent verbal and written communication skills
• Strong analytical skills and attention to detail
• Hybrid availability: Must be able to work from our downtown Chicago office three days per week (Tuesday through Thursday)

Benefits & Compensation:

• Salary range: $85,000 - $100,000 (Pending Experience) + Bonus  
• ISO stock options
• Medical, dental, and vision coverage for you and your dependents
• HSA with company contributions
• 401(k) with employer match
• Flexible time off 
• 10 company-paid holidays
• Paid family leave

What You’ll Do

Next-generation risk assessment – deinvesting away from binary underwriting and revisioning risk selection utilizing mega data, AI and curiosity.   Modernized underwriting using cutting edge technology to more accurately and quickly assess risk, price and bespoke coverage/terms to profitably grow and manage a book of business. Honeycomb offers an environment of personal and career growth to achieve your best self through mentorship, engaging project assignments, personalized training and development, and internal and exterior exposure opportunities to expand your network and sphere of influence.

• Quote and release new and renewal business that has been either referred from underwriting algorithm or seeking changes that exceed user authority thresholds
• Analyze and approve requested policy changes
• Maintain familiarity and compliance with state insurance regulations and ISO rules for all states within assigned underwriting territory
• Maintain open, transparent and supportive communications with team members and interdivisional partners
• Monitor portfolio composition via reports, audits and inspections
• Support marketing functions and efforts to build and promote Honeycomb
• Complete special projects and assignments
• Some travel as deemed necessary <20%

Basic Requirements

• 4+ years of underwriting/insurance experience (commercial preferred)  
• Bachelor’s degree or equivalent education/experience preferred
• Retail agency relationship preferred
• Curiosity, hardworking, self-accountable, positive attitude, humble and fun
• Have an opinion, share your opinion and be open to other opinions
• Passion to obtain, retain and employ knowledge – as well as share knowledge
• Excellent verbal and written communication skills
• Strong analytical skills and attention to detail
• Must live in Austin, Texas 
• Must be able to work hybrid 3 days in the office a week 

Benefits

• Salary Range: $100,000 - $120,000 (Pending Experience) + Bonus
• Health Benefits
• Employee options grant 
• 401K with employer match
• Flexible paid time off
• Paid national holiday

What You’ll Do

The Commercial Lines Product & Forms Analyst plays a critical role in ensuring the accuracy, compliance, and operational readiness of our commercial insurance products. This position is responsible for ongoing business testing to validate that rating, underwriting rules, and policy forms function as intended within internal systems. The analyst also supports product expansion by compiling, maintaining, and validating state-specific form lists as the company enters new jurisdictions.

Key Responsibilities:

Business Testing & Quality Assurance

• Conduct regular and systematic business testing to ensure rating algorithms, underwriting rules, eligibility criteria, and policy forms are operating accurately across all platforms.
• Perform regression testing after rate, rule, or form changes are implemented.
• Identify defects, document issues clearly, and collaborate with Product, IT, and Compliance teams to resolve discrepancies.
• Validate end-to-end policy issuance, including quoting, binding, and document generation workflows.
• Maintain test cases, scripts, and documentation to support repeatable and consistent testing practices.

Forms Management & Multi-State Expansion Support

• Compile and maintain comprehensive forms listings for each state and product offering.
• Partner with Product, Compliance, Underwriting, and Legal to validate required state-specific forms and updates.
• Assist in forms mapping and configuration to ensure accurate attachment rules within systems.
• Monitor regulatory updates and coordinate necessary adjustments to forms libraries.
• Support market expansion efforts by researching state requirements and preparing forms documentation for filings and system configuration.

Cross-Functional Collaboration

• Work closely with Product Managers, Actuarial, Compliance, Underwriting, and Technology teams to ensure product accuracy and readiness.
• Participate in project meetings, product rollout discussions, and system enhancement sessions.
• Provide subject-matter expertise on rating and forms behavior within commercial lines systems.

 Basic Requirements

• Required

  • 5 -7 years experience in property and casualty insurance (e.g., property, liability, package, workers’ compensation)
  • Strong understanding of rating, underwriting rules, and policy forms.
  • Prior experience in system testing, QA, or product support.
  • Excellent attention to detail and analytical skills.
  • Strong communication skills with the ability to document issues clearly and collaborate across teams.

  Preferred

  • Commercial insurance experience
  • Experience with ISO-based products and multi-state forms management.
  • Familiarity with regulatory compliance requirements.
  • Proficiency in testing tools or insurance policy admin systems

Key Competencies

• Analytical thinking and problem solving
• Accuracy and quality focus
• Cross-functional communication
• Organizational and documentation skills
• Ability to manage multiple priorities and deadlines
• Continuous improvement mindset

Benefits

• Base Salary: $105,000 - $115,000
• Bonus 
• Health Benefits
• Employee options grant 
• 401K with employer match
• Flexible paid time off
• Paid national holidays

The Director of Actuarial is a critical position supporting Honeycomb’s Underwriting Team. In this role, you will report to Honeycomb’s Chief Underwriting Officer (CUO) and work closely with the Underwriting, Claims, Finance, and Product/Engineering teams. You will be responsible for pricing, reserving analysis, rate indications, and ensuring data quality to effectively run the business. As a leader, you will be a thought partner in strategic initiatives, product development, and underwriting execution. You possess excellent analytical skills, communicate well, and can manage multiple priorities in a high-paced environment. Your impact will influence growth, profitability, and Honeycomb’s overall success.

What You’ll Do

• Conduct regular rate indication analyses and make recommendations to the CUO and Underwriting team for rate adjustments
• Analyze loss performance of Honeycomb’s product and make recommendations to drive growth and improve profitability
• Conduct quarterly reserves to develop ultimate loss ratios by line of business
• Act as a liaison to Honeycomb’s capital and reinsurance partners to align profitability performance and goals
• Act as the data owner for the Underwriting team to ensure that the team has high quality data and the right access to drive decisions
• Establish key performance indicators and develop reporting to ensure the health of Honeycomb’s business
• Assist the Underwriting team with product filings to ensure successful rate and product approvals with state Departments of Insurance for admitted products
• Drive business and pricing segmentation initiatives to leverage pricing as a key product differentiator and competitive advantage
•  

What You Bring

• 10 years+ of actuarial experience related to pricing or reserving with an insurance carrier or MGA
• Bachelor's degree
• Fellow of the Casualty Actuarial Society (FCAS) highly preferred
• Excellent analytical skills
• Good presentation skill and the ability to communicate across all levels of the organization
• Ability to distill key actuarial concepts to others in non-technical terms 
• Ability to understand the business holistically and think strategically

 Benefits

• Salary: $200,000 - $225,000
• Bonus: 15%
• ISO stock options
• Medical, dental, and vision coverage for you and your dependents
• HSA with company contributions
• 401(k) with employer match
• Flexible time off 
• 10 company-paid holidays
• Paid family leave

Honeycomb is committed to fair and equitable compensation practices. The base salary range listed in each job posting represents our good faith estimate of what we expect to pay for the role. Actual compensation may vary based on skills, experience, education, and location, as well as internal alignment and market factors.