Current
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LAW ENFORCEMENT COMPLIANCE ANALYST
Current is a leading consumer fintech platform transforming financial access for everyday Americans with over 6 million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes.
ABOUT THE ROLE
We are looking for a Compliance Analyst to join our growing team. In this individual contributor role you will:
- Lead Current’s subpoena and law enforcement response process
- Help to coordinate Current’s BSA/AML transaction monitoring, investigations, and reporting
RESPONSIBILITIES
- Responsible for end-to-end management of law enforcement (LE) requests (e.g., subpoenas, freeze of funds, search warrants, court orders), ensuring timely, accurate, and compliant responses in line with statutory deadlines, partner bank SLAs, and internal procedures.
- Triage, track, and prioritize inbound LE requests; coordinate with Legal, Compliance, Fraud to collect, validate, and package responsive materials.
- Prepare, review, and submit LE response packages, including transactional data, account records, KYC/CIP documentation, and supporting investigative narratives, while maintaining complete audit trails.
- Serve as a primary point of contact for partner banks on LE request intake, status updates, escalations, and performance reporting; monitor trends, volumes, and SLA adherence.
- Conduct investigations into potential money laundering, terrorist financing, sanctions, and other financial crime activities; draft, review, and submit Unusual Activity Reports (UARs) to Current’s partner bank(s); perform targeted investigations on potential financial crime concerns; assist with the development of reporting and tracking of AML workflows and data; contribute to financial crimes compliance policies, procedures, processes, and training; assist with partner bank audits and ad-hoc data requests.
ABOUT YOU
- 2+ years of experience in a compliance-related role at a financial institution, fintech, or regulator
- Familiarity with consumer finance products and regulations
- Ability to handle multiple tasks and constantly shifting priorities in an efficient and effective manner
- Strong data analysis skills
- Excellent written and oral communication skills, including the ability to communicate effectively across the organization
- Well organized, efficient, self-starter, and able to work independently in a fast-paced environment
- Previous Law enforcement response experience preferred but not required
- Previous experience drafting or reviewing AML alert / case investigations or Suspicious Activity Reports (SARs)
This role has a base salary range of $85,000-$110,000. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits.
BENEFITS
- Competitive salary
- Meaningful equity in the form of stock options
- 401(k) plan
- Discretionary performance bonus program
- Biannual performance reviews
- Medical, Dental and Vision premiums covered at 100% for you and your dependents
- Flexible time off and paid holidays
- Generous parental leave policy
- Commuter benefits
- Fitness benefits
- Healthcare and Dependent care FSA benefit
- Employee Assistance Programs focused on mental health
- Healthcare advocacy program for all employees
- Access to mental health apps
- Team building activities
- Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches
Ready to apply?
Apply to Current
SENIOR MANAGER, CREDIT RISK
Current is a leading consumer fintech platform transforming financial access for everyday Americans with over 6 million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes.
ABOUT THE ROLE:
We are looking for a Senior Manager, Credit Risk to join our team and drive the growth of our Credit and Liquidity products and business. This is a critical role for Current at a time of rapid growth. The key objectives of this role are to enable profitable growth of our Credit and liquidity products/businesses by focusing on Credit/underwriting strategy, design, execution, management and continuous improvement. We are looking for a person with exceptional analytical skills, a hands-on approach, and a business owner mentality.
KEY RESPONSIBILITIES:
- Develop strategy and roadmap for underwriting of products; drive continuous improvement of existing products to achieve business objectives
- As an individual contributor, frame the credit product design, approach to underwriting analysis and modeling from beginning to end and simulate, iterate, validate the credit underwriting, offer terms
- Be a hands-on leader that works with data analysts, cross-functionally and with external vendors to design, test, deliver, and monitor new underwriting and ongoing account management for our credit/ liquidity products including Paycheck Advance, Overdraft, and Credit Builder.
- Work closely with internal stakeholders including: Finance to ensure a well-managed process for provisioning, true-up and release of loss allowances, and for funding strategy and execution; Legal/compliance for regulatory requirements
- Interface with Bank partners on risk-related agenda and processes
ABOUT YOU:
- Credit Risk strategist - Has experience in credit risk domain throughout the lifecycle of credit and liquidity products
- Critical thinker - consider problems from all angles to remove bias and touch bottom on key assumptions
- Creative problem-solver - able to find creative solutions that finds win win across constraints and objectives
- Results-oriented - You ground contributions in real business and customer impact and prioritize effectively to maximize speed-to-impact.
- Fast learner - you have no problem picking up new skills or tools to get the job done.
- Intellectually curious - seek to understand the why behind the numbers and love nerding out over a new insight
- Exceptional written and oral communication skills. You drive alignment through grounded arguments, interpersonal skills, and negotiation skills.
- Thrive when working in a fast-moving, ambiguous environment
- Excited by large breadth of problem areas
REQUIREMENTS:
- 6+ years of management experience in standing up successful new underwriting for credit / liquidity products in digital and start-up environments
- Deep knowledge and experience of underwriting and credit management domains including cash flow and credit data based underwriting, credit and banking data environments, successful underwriting / offer principles that balance revenue and risk, experiment design related to credit, customer behavior, risk modeling and ongoing portfolio management processes
- Demonstrated competencies and capabilities in credit risk analytics across the lifecycle for different products including technical skills in SQL, Python and other modeling tools
- Masters or Undergraduate degree with a quantitative concentration
- Exceptional written and oral communication skills.
- Strong people leader and collaborator.
- Able to handle competing priorities and influence leadership decision-making
This role has a base salary range of $180,000.00 to $250,000.00. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits.
BENEFITS:
- Competitive salary
- Meaningful equity in the form of stock options
- 401(k) plan
- Discretionary performance bonus program
- Biannual performance reviews
- Medical, Dental and Vision premiums covered at 100% for you and your dependents
- Flexible time off and paid holidays
- Generous parental leave policy
- Commuter benefits
- Fitness benefits
- Healthcare and Dependent care FSA benefit
- Employee Assistance Programs focused on mental health
- Healthcare advocacy program for all employees
- Access to mental health apps
- Team building activities
- Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches
Ready to apply?
Apply to Current
DIRECTOR, RISK
Current is a leading consumer fintech platform transforming financial access for everyday Americans with over 6 million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes.
ABOUT THE ROLE:
We are looking for a Director of Risk to join our team and lead Current’s fraud strategy function, including oversight of new account creation, authentications, first party fraud, authorizations, disputes, and chargebacks. This role balances hands-on oversight with forward-thinking strategy, enabling the business to innovate boldly while managing fraud risk. This leader will also play a critical role in building a world-class enterprise risk management function. Reporting directly to the VP of Risk, this leader collaborates across teams, acts as a trusted partner to business owners and compliance groups, and cultivates a culture of proactive risk ownership.
KEY RESPONSIBILITIES:
- Actively manage fraud risk to deliver Company objectives
- Oversee risk strategy across the lifecycle, including onboarding (KYC) and ongoing (authentications / ATO, first party fraud) account fraud, card and money movement transaction risk, debit and credit disputes processing and chargeback strategies. Support fraud strategy team and actively deliver new initiatives when needed.
- Support accountable business leads in the definition of and management against fraud risk tolerances, including system and manual processing controls
- Define a multi-phase risk roadmap; Focus the company to invest in fraud hot spots and make progress against risk appetite
- Monitor risk trends and performance; own incident response including root cause analysis and go-forward controls
- Identify and surface emerging tools, capabilities, and/or data sources which will drive a strategic advantage for Current.
- Develop relevant risk vendor relationships
- Support business leads and compliance partners in bank partner relationship management
- Build, manage, and maintain a world-class enterprise risk management function
- Champion a transparent, pragmatic risk culture; equip first-line teams to own risk and make informed decisions
- Develop and maintain robust risk procedures
- Conduct second-line review of new initiatives to spot, assess, and preempt fraud risk
- Work closely with Finance and accountable business leads to deliver a well-managed process for provisioning, true-up and release of loss allowances
- Hire, mentor, develop, and inspire a small but high-impact risk team ready to scale with the business
About You
- Fraud leader - experienced in Fraud risk domain throughout the lifecycle of account management, transactions, and disputes / chargebacks
- Results-oriented - You ground contributions in real business and customer impact and prioritize effectively to maximize speed-to-impact.
- Exceptional written and oral communication skills. Builds context and tells a cohesive story across multiple complex systems.
- Critical thinker - you consider problems from all angles to remove bias and touch bottom on key assumptions
- Fast learner - you pick up new skills and tools to get the job done.
- Creative problem-solver - able to identify obstacles and present viable solutions
- Thrive in a fast-moving, ambiguous environment
- Excited by large breadth of problem areas
Requirements
- Experienced risk leader with 8-10+ years of professional experience
- Domain knowledge in fraud, disputes/chargebacks, and payment processing in consumer fintech, deposit and credit businesses
- Expert in risk-related regulations (e.g., AML, Reg E, Reg Z, Reg CC) and external partners / value chains (e.g. VISA, KYC Partners, money-movement partners, and offshore vendors).
- Undergraduate Degree with a quantitative major in Statistics, Economics, Computer Science, Mathematics, or related field.
- Expert in quantitative analysis, exploratory / root cause analysis, business case development, experimental design and impact measurement, performance forecasting and monitoring, model monitoring, procedures, and risk management / maturity model frameworks.
- Exceptional written and oral communication skills.
- Strong people leader and collaborator; experienced in leading organizational change.
- Able to handle competing priorities and influence leadership decision-making.
This role has a base salary range of $220,000.00 to $280,000.00. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits.
BENEFITS:
- Competitive salary
- Meaningful equity in the form of stock options
- 401(k)
- Discretionary performance bonus program
- Biannual performance reviews
- Medical, Dental and Vision premiums covered at 100% for you and your dependents
- Flexible time off and paid holidays
- Generous parental leave policy
- Commuter benefits
- Fitness benefits
- Healthcare and Dependent care FSA benefit
- Employee Assistance Programs focused on mental health
- Healthcare advocacy program for all employees
- Access to mental health apps
- Team building activities
- Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches
Ready to apply?
Apply to Current
Manager, Fraud Risk Strategy
Current is a leading consumer fintech platform transforming financial access for everyday Americans with over 6 million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes.
About the role:
We are looking for a Manager to join our Fraud Strategy team with a focus on payments transaction risk. This role is for someone who thrives in a fast-paced, collaborative, and data-driven environment. The key objectives of this role are to minimize fraud losses and operational costs while enabling improved experiences and ensuring compliance. In this role, you will develop and own fraud strategies across all card and money movement rails, debit and credit disputes processing and merchant chargeback processes. This is a critical role for the company at a time of rapid scale, and requires a leader with a business owner mentality and exceptional analytical skills.
Responsibilities:
- Develop and own strategy for payments risk capabilities (automated and manual) that will enable growth while minimizing risk, including money-in and money-out transactions, disputes processing, and negative balance management
- Forecast, manage and be accountable for total cost of risk including loss prevention and detection costs and cost of false positives to maximize risk adjusted returns
- Support the overall Payments Team risk roadmap, including exploratory analysis, business case development, experimental design, performance forecasting and monitoring, model monitoring
- Own incident detection and management, including root cause analysis, resolution, and communication to internal and external stakeholders
- Collaborate with Engineering, Product, and Data teams and other internal and external partners to deliver the the payments risk roadmap
- Contribute to a robust risk management culture at Current
- Identify and exploit emerging tools, capabilities, and/or data sources
- Develop and leverage expertise in regulations and external partners / value chains e.g. VISA, Money-Movement Partners, and offshore vendors in order to deliver business results
- Partner with Fraud Operations and Compliance teams to ensure compliance, including procedure management and adherence, regulatory / bank partner exams, and issue resolution.
About You:
- Fraud leader - Has experience in Fraud Risk in a Consumer Banking/ related domain
- Solid foundation in data sources, tools, and strategies for mitigating Fraud risk
- Exceptional written and oral communication skills. Builds context and tells a cohesive story across multiple complex systems.
- Critical thinker - you consider problems from all angles to remove bias and touch bottom on key assumptions
- Results-oriented - you ground contributions in business and customer impact and prioritize effectively to maximize speed-to-impact.
- Creative problem-solver - identifies obstacles; investigates and presents viable solutions
- Thrive in a fast-moving environment
Requirements:
- 4+ years of progressive experience in analytics functions, mainly as an individual contributor performing quantitative analysis
- Prior experience in fraud risk risk management is required; Experience in payments risk strategy in consumer banking preferred
- Undergraduate Degree with a quantitative major in Statistics, Economics, Computer Science, Mathematics, or related field.
- Strong experience in exploratory and business analysis, experimental design, profitability drivers / unit economics
- Exceptional written and oral communication skills.
- Strong thought leader and collaborator
- Able to handle competing priorities and influence leadership decision-making.
This role has a base salary range of $150,000-$195,000. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits.
Benefits:
- Competitive salary
- Meaningful equity in the form of stock options
- 401(k) plan
- Discretionary performance bonus program
- Biannual performance reviews
- Medical, Dental and Vision premiums covered at 100% for you and your dependents
- Flexible time off and paid holidays
- Generous parental leave policy
- Commuter benefits
- Fitness benefits
- Healthcare and Dependent care FSA benefit
- Employee Assistance Programs focused on mental health
- Healthcare advocacy program for all employees
- Access to mental health apps
- Team building activities
- Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches
Ready to apply?
Apply to Current
Senior Manager, Disputes Operations
Current is a leading consumer fintech platform transforming financial access for everyday Americans with over 6 million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes.
ABOUT THE ROLE
We’re looking for a Senior Manager, Disputes Operations to join our growing Risk Operations team in New York. In this role, you’ll own the end-to-end disputes function, overseeing day-to-day dispute operations while driving strategy, process improvements, and risk mitigation efforts. You’ll partner closely with Fraud Operations, Compliance, Member Experience, Product, and external partners to ensure disputes are handled accurately, efficiently, and in compliance with Federal Regulations and card network rules.
You’ll be responsible for managing the full dispute lifecycle from intake and investigation through resolution, recovery, and reporting while ensuring adherence to Regulation E, internal SLAs, and quality standards. As a people leader, you’ll coach and develop a team of disputes analysts, set performance expectations, and help scale processes as the business grows.
This role is ideal for someone who combines strong disputes expertise with operational leadership, sound judgment, and a customer-first mindset, and who is excited to build and improve a critical risk function in a fast-paced fintech environment.
RESPONSIBILITIES
Dispute Operations & Risk Management
- Own and oversee the full lifecycle of dispute case handling, ensuring timely, accurate, and compliant resolution
- Ensure disputes are processed in accordance with Regulation E, card network rules, and internal SLAs
- Review and resolve complex, high-risk, or escalated disputes and complaints
- Partner with merchants, networks, and external vendors to pursue recovery opportunities and minimize losses
- Monitor dispute metrics including volumes and aging
- Lead operational readiness for peak periods, volume spikes, and policy or regulatory changes
People Leadership & Team Development
- Manage, coach, and develop a team of Disputes Specialists, including onboarding, training, and ongoing performance management
- Set clear expectations around productivity, quality, and customer experience
- Conduct regular quality reviews and provide actionable feedback to improve accuracy and decision-making
- Foster a collaborative, accountable, and customer-focused team culture
Process Improvement & Cross-Functional Partnership
- Identify trends, root causes, and emerging risks across disputes, fraud, and customer behavior
- Lead initiatives to improve dispute workflows, reduce operational friction, and enhance the member experience
- Partner with Fraud Operations, Compliance, Member Experience, and Product teams to resolve systemic issues and influence upstream fixes
- Contribute to risk strategy discussions, including loss prevention and dispute deflection efforts
- Support vendor and BPO strategy, including performance management and capacity planning where applicable
Reporting & Compliance
- Ensure accurate documentation, audit readiness, and regulatory compliance across dispute operations
- Prepare and share insights, metrics, and recommendations with Risk leadership
- Support audits, exams, and internal reviews related to dispute handling
- Help evolve dispute policies and procedures to align with regulatory guidance and business growth
ABOUT YOU
- 6+ years of experience in disputes, fraud operations, payments, or banking, with deep ownership of dispute workflows
- 3+ years of people leadership experience
- Strong working knowledge of Regulation E and card network dispute rules
- Proven ability to manage escalations and make sound, defensible risk decisions
- Strong analytical skills with the ability to identify trends and translate insights into action
- Excellent written and verbal communication skills
- Highly organized, detail-oriented, and comfortable balancing multiple priorities
- Comfortable working in a fast-paced, evolving environment and leading through change
- Collaborative leader who builds strong relationships across teams
BONUS
- Fintech, payments, or high-growth startup experience
- Experience scaling dispute operations or building processes in a high-growth environment
- Exposure to dispute tooling, automation, or workflow optimization initiatives
- Experience partnering with or managing outsourced or offshore teams
This role has a base salary range of $140,000 - $200,000 Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits.
BENEFITS
- Competitive salary
- Meaningful equity in the form of stock options
- 401(k) plan
- Discretionary performance bonus program
- Biannual performance reviews
- Medical, Dental and Vision premiums covered at 100% for you and your dependents
- Flexible time off and paid holidays
- Generous parental leave policy
- Commuter benefits
- Fitness benefits
- Healthcare and Dependent care FSA benefit
- Employee Assistance Programs focused on mental health
- Healthcare advocacy program for all employees
- Access to mental health apps
- Team building activities
- Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches
Ready to apply?
Apply to Current
WORKFORCE OPERATIONS ANALYST
Current is a leading consumer fintech platform transforming financial access for everyday Americans with over 6 million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes.
ABOUT THE ROLE
We’re looking for a Workforce Operations Analyst to join our growing Member Experience and Risk Operations team in New York. You will be responsible for overseeing workforce management (WFM) and driving business analysis initiatives to optimize performance across Customer Support and Risk Operations. You will work closely with Member Experience, Risk Operations, and Product teams as well as being the bridge between our in-house teams and our BPO contact centers. Key focus areas will include maintaining SLA adherence, optimizing our staffing across queues and channels, and improving service delivery through data-driven insights. You will also collaborate with our Quality Assurance and Learning & Development leaders to identify trends, topics, and agents requiring supplemental support. Additional responsibilities include managing configuration and utilization of WFM & ticketing platforms to ensure our frontline staff have a seamless experience while assisting customers. You’re detail-oriented, collaborative, analytical, and someone who embraces feedback and continuous learning.
RESPONSIBILITIES
- Monitor and maintain service levels in real-time, identifying staffing adjustments as needed to ensure we’re meeting customer expectations
- Manage workforce capacity planning across multiple lines of business to meet service level targets and handle volume fluctuations
- Use historical trends, seasonality, product launches and agent performance to forecast staffing requirements
- Analyze demand drivers and report on key metrics (including customer satisfaction, support quality, and resolution time) to help the team address points of friction within our product experience
- Partner with our BPO vendors on capacity discussions, performance management, and process improvement
- Support queue management for frontline and back-office teams by collaborating on pathways to optimize our internal tools
- Collaborate with peers, ask questions to get unstuck, and support others within the function
- Prioritize tasks based on impact and team goals
- Complete assigned work within given timelines and adjust quickly to new information or changes in direction
ABOUT YOU
- 1–3 years of experience in workforce management, support operations analytics, business analytics, or similar roles
- Familiarity with capacity planning including modeling staffing needs against service level targets
- Understand support operations metrics (SLAs, handle time, CSAT, deflection rates) and can connect them to business impact
- Strong data analysis skills, and ability to drive process improvements through structured problem-solving and root cause analysis
- Experience with workforce management platforms (NICE, Verint, Assembled, Playvox) and/or helpdesk ticketing systems (Zendesk, Salesforce Service Cloud, Intercom)
- Strong written and verbal communication skills
- High level of accountability, professionalism, and willingness to learn
- Demonstrated ability to collaborate with peers and ask for help when needed
- Comfortable working in a fast-paced environment and adapting quickly to change
- Organized, detail-oriented, and able to prioritize tasks effectively
- Customer-focused mindset with an interest in improving processes and user experience
BONUS
- Fintech, payments, or high-growth startup experience
- Exposure to Risk, Fraud, or Disputes operations
- Experience supporting multi-site or distributed operations
This role has a base salary range of $70,000 - $96,000. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits.
BENEFITS
- Competitive salary
- Meaningful equity in the form of stock options
- 401(k) plan
- Discretionary performance bonus program
- Biannual performance reviews
- Medical, Dental and Vision premiums covered at 100% for you and your dependents
- Flexible time off and paid holidays
- Generous parental leave policy
- Commuter benefits
- Fitness benefits
- Healthcare and Dependent care FSA benefit
- Employee Assistance Programs focused on mental health
- Healthcare advocacy program for all employees
- Access to mental health apps
- Team building activities
- Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches
Ready to apply?
Apply to Current
Strategic Finance Associate
Current is a leading U.S. fintech with nearly 6 million members, serving people who have been overlooked by traditional banks. Headquartered in NYC, our results-driven environment enables us to build better products, grow faster and empower everyone on our team to have an impact on our business and our mission to improve financial outcomes for our members.
About the role:
You will join Current’s Strategic Finance team, supporting Current’s rapid growth and most important decisions with analytical insight and strategic and tactical recommendations that drive the long term success of our business. You will identify and solve business opportunities using quantitative analysis and holistic problem-solving frameworks. You’ll communicate your findings to senior leadership and partner with others to operationalize the hypotheses and takeaways. This role requires a strong interest in problem solving, ability to recognize patterns, and cross-functional partnership (Product, Growth, and Data) to drive decision-making. This is an exceptional opportunity to have a considerable impact on a rapidly scaling company in a disruptive industry. If you possess both technical and interpersonal skills and want to use this combination to influence the success of a high-growth fintech startup, we encourage you to apply!
Responsibilities:
- Drive analysis and develop strategies in partnership with Finance, Product, and Data to achieve Current’s initiatives and targets
- Scenario-test potential new products; analyze pricing, marketing strategies, and changes to the business model
- Own bottom-up forecasting and analytical models, including cohort analysis and 3-statement modeling
- Develop and expand understanding of products and behaviors through analytics to improve forecasting and key driver assumptions
- Collaborate with Data and Product to translate a/b tests into forecasted profit and unit-economic impact
- Create and maintain performance reporting to support the financial performance management cycle
- Clearly communicate recommendations and analysis across teams and to leadership
About You:
- Intellectually curious - you seek to understand the why behind the numbers
- Highly technical - you value precision and accuracy when it comes to your work, and you can rapidly dissect complex quantitative problems
- Critical thinker - you consider problems from all angles to remove bias
- Results-oriented - you will do whatever it takes to ensure success. You ground your contributions in real customer and business impact and prioritize your time to maximize speed-to-impact.
- Exceptional written and oral communication skills. You drive consensus through grounded arguments, interpersonal skills, and negotiation skills.
- Creative problem-solver - able to identify obstacles and present viable solutions
- Self-starter with a desire to learn and the ability to rapidly understand the business and its drivers
- Comfortable working in a fast-moving, ambiguous environment
- Excited by a large breadth of problem areas
Requirements:
- 3+ years in an analytical and client facing role across finance (banking, private equity, strategic finance), consulting, or other similar function
- Strong analytical, problem-solving, communication, and collaboration skills
- Excel expert with demonstrated experience building complex and scalable financial models
- Strong data analytical ability - experience with Looker and SQL is a plus
- Able to balance competing priorities and influence leadership decision-making
This role has a base salary range of $110,000- $150,000. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits.
Benefits:
- Competitive salary
- Meaningful equity in the form of stock options
- 401(k) plan
- Discretionary performance bonus program
- Biannual performance reviews
- Medical, Dental and Vision premiums covered at 100% for you and your dependents
- Flexible time off and paid holidays
- Generous parental leave policy
- Commuter benefits
- Fitness benefits
- Healthcare and Dependent care FSA benefit
- Employee Assistance Programs focused on mental health
- Healthcare advocacy program for all employees
- Access to mental health apps
- Team building activities
- Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches
Ready to apply?
Apply to Current
Data Analyst, Data Analytics
New York, NY
Data Analyst
Current is a leading consumer fintech platform transforming financial access for everyday Americans with over 6 million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes.
ABOUT THE ROLE
We are seeking a strong Data Analyst with preferably prior industry experience in FinTech and the B2C/DTC domain. You will play a crucial role in leveraging data to drive strategic decisions, optimize business performance, optimize our customer interactions, and ensure a frictionless user experience. You will leverage advanced analytics to identify trends, measure performance, and provide strategic insights that support data-driven decision-making across the organization.
RESPONSIBILITIES
- Analyze large datasets to identify trends, insights, and opportunities that drive business growth.
- Develop and maintain dashboards and reports to track key performance indicators (KPIs) across various business functions.
- Partner with cross-functional teams, including Product, Engineering, Marketing, and Customer Success, to implement data-driven solutions.
- Identify new & iterative high-impact opportunities to further scale or improve unit economic efficiency
- Provide actionable insights to leadership on business performance, customer behavior, and operational trends.
- Ensure data integrity, accuracy, and governance across multiple data sources and platforms.
ABOUT YOU
- 3+ years of experience in data analytics, preferably in fintech, banking, or a technology-driven industry.
- Strong proficiency in SQL and Python for data analysis and manipulation.
- Experience with data visualization tools such as Tableau, Looker, or Power BI.
- Familiarity with data warehousing and transformation tools such as dbt is a plus.
- Excellent problem-solving skills and the ability to translate complex data into actionable insights.
- Strong communication skills to effectively collaborate with technical and non-technical stakeholders.
Additional Skills and Qualifications:
- Experience with Looker or other business intelligence tools is preferred.
- Exposure to dimensional modeling concepts to power meaningful analytics.
- Ability to visualize data effectively and communicate insights clearly and concisely.
- Experience modeling data using dbt.
- Familiarity with machine learning techniques and predictive analytics is a plus.
- Experience working with Fintech, banks or a B2C company.
This role has a base salary range of $130,000.00-$175,000.00 Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits.
BENEFITS:
- Competitive salary
- Meaningful equity in the form of stock options
- 401(k) plan
- Discretionary performance bonus program
- Biannual performance reviews
- Medical, Dental and Vision premiums covered at 100% for you and your dependents
- Flexible time off and paid holidays
- Generous parental leave policy
- Commuter benefits
- Fitness benefits
- Healthcare and Dependent care FSA benefit
- Employee Assistance Programs focused on mental health
- Healthcare advocacy program for all employees
- Access to mental health apps
- Team building activities
- Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches
Ready to apply?
Apply to Current
SENIOR ANALYTICS ENGINEER
Current is a leading U.S. fintech serving people who have been overlooked by traditional banks with nearly 6 million members. Headquartered in NYC, our results-driven environment enables us to build better products, grow faster and empower everyone on our team to have an impact on our business and our mission to improve financial outcomes for our members.
ABOUT THE ROLE
This role on the data team will play an important part in contributing to the future of Current’s growth and serving data analytics and science needs of various teams at Current. Building dimensional models in the data warehouse, data marts and transformation pipelines is something you are proficient at.
You will build Data Warehouse and Data Models at Current. Partnering with data analysts, data scientists and engineers to support their data modeling and reporting needs will enable you to be successful in this role. You will also work closely with the engineering team to build an efficient data infrastructure and tooling for data ingestion, transformation and analytics purposes.
RESPONSIBILITIES
- Build data warehousing and data modeling strategy and roadmap.
- Build core data models and data marts in the Data Warehouse.
- Design and build data transformation pipelines, dimensional models, data marts and data aggregation layers in dbt, Airflow and Bigquery.
- Implement scalable and easy to use data models housing complex data sets
- Support Looker as a primary data reporting and analytics tool and build core data models in Looker to easily do sophisticated data analysis
- Work closely with Banking, Product, Marketing, Finance, Credit, Risk and other teams to support their analytics and modeling needs in Looker.
- Partner with data engineers to build data integrations, robust tools and infrastructure.
- Implement framework and processes for data reconciliation and quality management.
- Build trust and confidence in the data that you and your team will transform/produce.
ABOUT YOU
- 6+ years of experience working as a data engineer or analytics engineer.
- Implemented dimensional models and summarized data marts in the data warehouse; completed at least one full Data Warehouse development cycle
- Fluent in building data transformation pipelines, dimensional models and data marts. using one or more ETL or Transformation tools(Preferred: dbt)
- Proficient in dimensional modeling concepts to power meaningful analytics.
- 3+ year of experience building meaningful metrics, reports and dashboards in BI/reporting tools like (Preferred: Looker).
- Strong expertise in SQL and performance tuning.
- Experience working with services in cloud environment(s) like AWS or GCP.
- Programing experience in Python, Scala or other language(s)
- Focus on data quality, integrity and security
NICE TO HAVE
- Experience modeling data in dbt and Looker.
- Experience working with Financial services companies.
- Experience working with one or more MPP databases(Prefered: Bigquery, etc).
- Experience in D2C domains.
This role has a base salary range of $170,000.00 - $220,000.00. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits.
BENEFITS
- Competitive salary
- Meaningful equity in the form of stock options
- 401(k) plan
- Discretionary performance bonus program
- Biannual performance reviews
- Medical, Dental and Vision premiums covered at 100% for you and your dependents
- Flexible time off and paid holidays
- Generous parental leave policy
- Commuter benefits
- Healthcare and Dependent care FSA benefit
- Employee Assistance Programs focused on mental health
- Healthcare advocacy program for all employees
- Access to mental health apps
- Team building activities
- Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches
Ready to apply?
Apply to Current
MANAGER, DATA ANALYTICS
Current is a leading consumer fintech platform transforming financial access for everyday Americans with over 6 million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes.
ABOUT THE ROLE
We are looking for a hands-on analytics leader to guide our data and business analytics strategies and manage high-performing teams. This pivotal role involves driving business growth and enhancing the entire customer lifecycle experience. Serving as a key strategic partner to departmental leaders, the Lead/Manager, Data Analytics will leverage data to inform crucial decisions, optimize operations, and pinpoint opportunities for growth and efficiency.
This role will lead a team of talented analysts, working cross-functionally to launch new products, scale existing offerings, and fuel business growth. By deeply understanding customer behavior, you will ensure a seamless user experience and inform strategies that enhance member value.
In this hands-on leadership role, you will enforce functional processes and best practices while driving the development of analytical projects. You will be responsible for reviewing the work of your team, providing structural guidance on complex analyses, and developing talent strategies to ensure ongoing success. Your experience in experimentation frameworks, business intelligence, and deep-dive analytics will be instrumental in shaping the future of financial products at Current.
RESPONSIBILITIES
- Lead and mentor a team of data analysts, fostering a culture of analytical excellence by reviewing work, structuring complex analyses, and providing actionable feedback.
- Partner with product managers, business leaders and engineering to design, implement, and analyze experiments.
- Deliver timely insights and reporting that identify key business performance drivers and uncover untapped growth opportunities for the leadership.
- Partner with stakeholders across Product, Analytics Engineering, and Engineering to design robust data models and define data requirements.
- Enforce functional processes, best practices, and data governance to ensure data integrity, accuracy, and consistency across all reporting and analyses.
- Enable the development of analytics models, segmentation, and personalization strategies to optimize P&L growth and retention.
- Collaborate with Analytics Engineering to build scalable data pipelines and models
- Partner with Finance and Business Leads on revenue forecasting, growth projections, and business case validation.
- Effectively manage team resources and personal bandwidth to prioritize and deliver high-quality analytical projects in a fast-paced environment.
ABOUT YOU
- 7+ years of experience in data analytics, with 3+ years specifically managing and leading high-performing analytics teams.
- Strong hands-on proficiency in SQL and Python for data analysis, automation, and statistical inference.
- Proficient in designing, analyzing, and interpreting A/B and multivariate experiments.
- Proven ability to uncover revenue and growth opportunities through deep-dive behavioral analytics and customer segmentation.
- Skilled in developing compelling dashboards and reports to communicate complex insights effectively to non-technical stakeholders.
- Experience working closely with Product, Marketing, Finance, and Engineering teams to roll out features and track impact.
- Strong knowledge of statistical significance testing, forecasting methods, and data modeling best practices.
- Track record of improving conversion and retention through data-driven product strategies.
- Experience building and enforcing standard operating procedures (SOPs) for analytics teams.
Preferred Skills & Qualifications
- Experience in fintech, B2C products, or customer-centric tech industries.
- Familiarity with financial services or credit risk domain and data.
- Exposure to machine learning modeling workflows (classification, regression).
This role has a base salary range of $190,000 - $228,000. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits.
BENEFITS
- Competitive salary
- Meaningful equity in the form of stock options
- 401(k) plan
- Discretionary performance bonus program
- Biannual performance reviews
- Medical, Dental and Vision premiums covered at 100% for you and your dependents
- Flexible time off and paid holidays
- Generous parental leave policy
- Commuter benefits
- Fitness benefits
- Healthcare and Dependent care FSA benefit
- Employee Assistance Programs focused on mental health
- Healthcare advocacy program for all employees
- Access to mental health apps
- Team building activities
- Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches
Ready to apply?
Apply to Current
DIRECTOR OF DATA ANALYTICS
Current is a leading consumer fintech platform transforming financial access for everyday Americans with over 6 million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes.
ABOUT THE ROLE
We are seeking a high-caliber, hands-on Director of Data Analytics to lead and scale our functional analytics organization. In this role, you will oversee analytics teams embedded across various departments, ensuring that data-driven insights are at the heart of every strategic decision at Current.
As a functional leader, you will be the guardian of analytical excellence. You will partner with department leads to align on high-level strategy while working closely with your embedded analytics leaders to ensure they are following established frameworks and rigorous data processes. You are a leader who remains deeply technical. You are capable of diving into a root-cause analysis, reviewing analysis design and structure, or reading a complex experimental readout alongside your team. You must be a master storyteller who can translate complex data into compelling narratives that drive adoption and organizational change.
RESPONSIBILITIES
- Lead the analytics function across the organization, ensuring consistency in methodologies, toolsets, and quality standards across all embedded teams.
- Work closely with Department Leads to align analytics roadmaps with broader business goals and P&L objectives.
- Establish and monitor the adoption of standardized processes for experimentation, data modeling, and reporting. Ensure every team follows Current’s best practices for data trust and integrity.
- Act as an expert to structure and guide deep dive exploratory, root-cause analyses and business cases.
- Be ready to get hands-on with data to solve the company's most complex or ambiguous problems.
- Actively participate in formal reviews for RFCs, experimental designs, and learning briefs. Provide critical oversight on success metrics and the interpretation of complex test results.
- Manage the performance, career tracks, and professional growth of Analytics Managers and Leads. Serve as a mentor to elevate the technical and storytelling bar of the entire org.
- Actively manage and oversee team bandwidth and prioritize high-impact initiatives.
- Step in to lead work streams directly if a Lead is unavailable or if a project requires senior-level intervention.
- Develop and expand the analytics organization to support and keep pace with business growth.
- Drive the adoption of a data-driven culture by delivering powerful insights and narratives to executive leadership that influence the company’s trajectory.
- Collaborate closely with peers across the engineering, analytics engineering, and data science organizations to advance initiatives related to data modeling, experimentation, and analytics.
ABOUT YOU
- 10+ years of experience in data analytics, including 5+ years in the D2C domain, ideally within high-growth, customer-centric industries.
- 5+ years of leadership experience managing managers and overseeing cross-functional or embedded analytics structures.
- Demonstrated expert proficiency in SQL and Python, including the ability to independently conduct sophisticated analyses and optimize code for performance enhancements.
- Expertise in the design, interpretation, and monitoring of randomized controlled trials (A/B/n testing), encompassing significance testing and statistical inference.
- Skilled in developing and interpreting complex, advanced experimental frameworks.
- You have a proven track record of using data to change minds and drive strategy. You can tailor your communication to be equally effective with an individual contributor or a C-suite executive.
- You are to translate complex data into compelling, structured narratives and actionable insights with ease.
- Experienced in designing and implementing dashboards that provide structured and actionable information.
- Experience with dimensional modeling, utilizing Kimball methodologies optimized for a modern data ecosystem.
- You can find the needle in the haystack, using root-cause analysis to turn ambiguous data into clear business opportunities.
- Built and maintained scalable analytics infrastructure, collaborating with Product, Engineering, and Finance teams to define success metrics and validate hypotheses.
- Advanced degree in a quantitative field (Statistics, Economics, Computer Science, etc.) or equivalent practical experience.
NICE TO HAVE
- Direct experience in the D2C Fintech domain is preferred.
- Experience managing distributed or hybrid teams.
- Managed and led teams distributed across various time zones.
- Expertise in data transformation and modeling.
This role has a base salary range of $260,000 - $320,000. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits.
BENEFITS
- Competitive salary
- Meaningful equity in the form of stock options
- 401(k) plan
- Discretionary performance bonus program
- Biannual performance reviews
- Medical, Dental and Vision premiums covered at 100% for you and your dependents
- Flexible time off and paid holidays
- Generous parental leave policy
- Commuter benefits
- Fitness benefits
- Healthcare and Dependent care FSA benefit
- Employee Assistance Programs focused on mental health
- Healthcare advocacy program for all employees
- Access to mental health apps
Ready to apply?
Apply to Current
Senior Business Intelligence Engineer
About Current
Current is a leading consumer fintech platform transforming financial access for everyday Americans with over 6 million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes.
About the Role
We are seeking a Senior Business Intelligence Engineer to lead the design, implementation, scaling and maintenance of our analytics and reporting infrastructure. This role will focus on establishing data governance, building trusted, scalable datasets, implementing frameworks and best practices for metrics and reporting, and enabling high-quality self-serve analytics across the organization. You will partner closely with peers on analytics engineering, data engineering, and business teams to ensure the BI and Analytics ecosystem is reliable, performant, and aligned with business needs.
Responsibilities
- Develop and maintain enterprise-wide dashboards and reports in Looker for business and cross-functional teams.
- Ensure data quality, consistency, and governance across all BI and analytics layers.
- Collaborate with business stakeholders to translate requirements into scalable analytics solutions.
- Optimize BI performance and data warehouse usage for speed, cost efficiency, and scalability.
- Define and enforce frameworks and best practices for dashboards, reporting, metric definitions, and data consumption.
- Design, build, and maintain core analytics datasets and dimensional data models to support reporting and decision-making.
- Build and support experimentation, funnel analysis, and measurement frameworks for key business initiatives.
- Mentor analysts and junior BI engineers to strengthen analytics capabilities and best practices.
- Conduct Looker office hours and training sessions to drive adoption and enablement.
- Enable self-serve analytics by improving data discoverability, documentation, and tooling.
- Partner with analytics engineering and data teams to ensure alignment between dbt models, ETL pipelines, and BI consumption.
About You
- 5+ years of experience in Business Intelligence, Analytics Engineering, or data modeling, with hands-on experience building and scaling analytics platforms.
- Strong experience with Looker / LookML development, visualization, and administration.
- Expert-level SQL skills and a deep understanding of dimensional data modeling and analytics-ready datasets.
- Experience partnering with dbt-modeled data and integrating with broader analytics engineering workflows.
- Strong understanding of data and BI governance, metric standardization, and self-serve analytics enablement.
- Comfortable owning and driving adoption of analytics platforms and data products, balancing immediate business needs with long-term maintainability.
- Excellent communication and collaboration skills, able to work effectively with both technical and non-technical stakeholders.
Nice to Have
- Experience with Looker or other business intelligence tools is preferred.
- Experience defining metric layers or semantic models at scale.
- Exposure to experimentation, funnel, and customer lifecycle analytics.
- Exposure to dimensional modeling concepts to power meaningful analytics.
- Prior experience running BI enablement sessions or office hours.
- Ability to visualize data effectively and communicate insights clearly and concisely.
- Experience modeling data using dbt.
- Familiarity with machine learning techniques and predictive analytics is a plus.
- Experience working with Fintech, banks or a B2C company
This role has a base salary range of $150,000 - $205,000. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits.
Ready to apply?
Apply to Current
Senior Data Analyst
Current is a leading consumer fintech platform transforming financial access for everyday Americans with over 6 million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes.
ABOUT THE ROLE
We are seeking a strong Senior Data Analyst with preferably prior industry experience in FinTech and the B2C/DTC domain. You will play a crucial role in leveraging data to drive strategic decisions, optimize business performance, optimize our customer interactions, and ensure a frictionless user experience. You will leverage advanced analytics to identify trends, measure performance, and provide strategic insights that support data-driven decision-making across the organization.
RESPONSIBILITIES
- Analyze large datasets to identify trends, insights, and opportunities that drive business growth.
- Develop and maintain dashboards and reports to track key performance indicators (KPIs) across various business functions.
- Partner with cross-functional teams, including Product, Engineering, Marketing, and Customer Success, to implement data-driven solutions.
- Utilize predictive analytics and machine learning models to optimize business processes and customer engagement strategies.
- Conduct A/B testing and customer segmentation analysis to enhance decision-making and personalization strategies.
- Provide actionable insights to leadership on business performance, customer behavior, and operational trends.
- Ensure data integrity, accuracy, and governance across multiple data sources and platforms.
- Mentor junior analysts and contribute to a data-driven culture within the company.
ABOUT YOU
- 5+ years of experience in data analytics, preferably in fintech, banking, or a technology-driven industry.
- Strong proficiency in SQL, Python, or R for data analysis and manipulation.
- Experience with data visualization tools such as Tableau, Looker, or Power BI.
- Expertise in business intelligence, forecasting, and performance analytics.
- Familiarity with machine learning techniques and predictive analytics is a plus.
- Strong understanding of A/B testing, customer segmentation, and retention strategies.
- Excellent problem-solving skills and the ability to translate complex data into actionable insights.
- Strong communication skills to effectively collaborate with technical and non-technical stakeholders.
Additional Skills and Qualifications
- Experience with Looker or other business intelligence tools is preferred.
- Exposure to dimensional modeling concepts to power meaningful analytics.
- Ability to visualize data effectively and communicate insights clearly and concisely.
- Experience modeling data using dbt.
- Familiarity with machine learning techniques and predictive analytics is a plus.
- Experience working with Fintech, banks or a B2C company.
This role has a base salary range of $150,000 - $200,000. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits.
BENEFITS
- Competitive salary
- Meaningful equity in the form of stock options
- 401(k) plan
- Discretionary performance bonus program
- Biannual performance reviews
- Medical, Dental and Vision premiums covered at 100% for you and your dependents
- Flexible time off and paid holidays
- Generous parental leave policy
- Commuter benefits
- Fitness benefits
- Healthcare and Dependent care FSA benefit
- Employee Assistance Programs focused on mental health
- Healthcare advocacy program for all employees
- Access to mental health apps
- Team building activities
- Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches
Ready to apply?
Apply to Current
Senior Data Scientist
About Current
Current is a leading U.S. fintech serving people who have been overlooked by traditional banks. We are one of the fastest-growing companies with nearly 6 million members. Headquartered in NYC, our results-driven environment empowers our team to build better products, grow faster, and have a direct impact on our mission to improve financial outcomes for our members.
About the Role
At Current, data is at the core of everything we do. As a Senior Data Scientist on the Data and Growth teams, you will focus on machine learning modeling to build predictive models that help us understand our customers better, improve user experience, and efficiently acquire and retain members. This is a hands-on role focused on solving complex problems, developing and deploying ML models, and driving data-driven decision-making.
Your day-to-day will involve analyzing, preparing, and structuring data; building and optimizing predictive models; leveraging clustering algorithms; and collaborating with cross-functional teams (Product, Engineering, Marketing) to integrate ML solutions into customer-focused strategies and processes.
Responsibilities
- Design, develop, and deploy predictive classification and regression models, along with anomaly detection models and algorithms.
- Conduct extensive EDA, feature engineering, and data preprocessing to ensure high-quality input for ML models.
- Evaluate and optimize model performance using statistical and ML techniques.
- Design and execute A/B tests to measure and validate model impact.
- Perform customer segmentation using various clustering techniques.
- Develop and implement model monitoring dashboards and establish model governance techniques.
- Collaborate with Analytics, Product, Engineering, and Marketing teams to seamlessly integrate predictive models into workflows.
- Work with the ML Engineering team to ensure efficient data pipelines and scalable model deployment.
- Analyze diverse datasets to extract meaningful insights and patterns, identifying actionable opportunities for optimization and innovation.
Qualifications
About You
- 5+ years of experience in data science with a strong emphasis on machine learning modeling.
- Proficiency in Python for data analysis and ML, with experience using libraries such as Scikit-Learn, XGBoost, TensorFlow, or PyTorch.
- Expertise in SQL and working with large, complex structured and semi-structured datasets.
- Strong understanding of core machine learning techniques, including logistic regression, gradient boosting, decision trees, and clustering methods.
- Experience in feature engineering, model selection, and performance optimization.
- Experienced in designing, executing, analyzing, and reporting on experiments.
- Strong communication skills and ability to present findings to technical and non-technical stakeholders.
- Master’s or higher degree in Data Science, Computer Science, Statistics, or a related field is preferred.
Preferred Skills & Qualifications
- Experience working in fintech, e-commerce, or other data-rich consumer-facing industries.
- Familiarity with Google Cloud Platform (GCP) services, particularly Vertex AI and Dataflow, for scalable data processing and model training.
- Experience with dbt for data modeling.
- Familiarity with BigQuery or other MPP (Massively Parallel Processing) databases.
- Experience using the Scala programming language for developing scalable and efficient data pipelines.
Benefits
- Competitive salary
- Stock options
- 401(k) savings plan
- Discretionary performance bonus program
- Biannual performance reviews
- Medical, Dental and Vision premiums covered at 100% for you and your dependents
- Unlimited time off and paid holidays
- Generous parental leave policy
- Commuter benefits
- Healthcare and Dependent care FSA benefit
- Employee Assistance Programs focused on mental health
- Healthcare advocacy program for all employees
- Access to mental health apps
- Team building activities
- Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches
This role has a base salary range of $170,000.00 - $220,000.00. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits.
Ready to apply?
Apply to Current
SENIOR SOFTWARE ENGINEER
Current is a leading consumer fintech platform transforming financial access for everyday Americans with over 6 million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes.
Current’s Engineering team is dedicated to building our products and infrastructure. With our applications running on Google Cloud Kubernetes Engine, we support a proprietary banking core that can scale to handle millions of transactions a day. Our stack includes MongoDB and Spanner for persistence, Pub/Sub for asynchronous event processing, Dataflow for data transformation paired with BigQuery and Google Cloud Storage for data storage and analytics. Our backend services are written in Java and our data pipelines are built in Scala.
We work across a broad set of domains, including user-facing products like liquidity offerings and reward programs, infrastructure for machine learning and experimentation, real-time fraud detection and identity protection, and large-scale transaction processing across multiple payment rails.
We are looking for a Senior Backend Engineer to join our team in New York. This role has a salary range of $200,000 - $240,000. You will work to lead key business initiatives, improve existing architecture and services, and design large-scale data-intensive applications. The ideal candidate should have a background in backend development and experience working with cloud-hosted services. This person should also be a motivated self-starter who is able to feel at ease working in a fast-paced environment.
WHAT TO EXPECT:
- Owning the end-to-end delivery of key business initiatives from product discovery, to system design, and all the way to feature launch
- Architecting and evolving core distributed services for reliability, scalability, and performance
- Designing and delivering large-scale data-intensive applications with cutting edge techniques in:
- Real-time transaction decisioning
- Stream-processing
- Machine learning
- Evolving org-wide engineering standards for architecture, testing, and monitoring practices and documentation
- Mentoring engineers through code and architecture reviews, raising the technical bar of the team
- Partnering with product, data and business stakeholders to shape technical direction and product roadmap
ABOUT YOU:
- 5+ years of software engineering experience, with backend experience using a JVM language, preferably Java
- Bachelor’s degree in Computer Science, Electrical Engineering, or related field
- Solid understanding of algorithms, data structures, object-oriented design, and multi-threaded programming
- Experience with cloud-hosted services, like AWS or GCP
- Proficiency in both RDBMS and NoSQL databases
- Strong problem-solving and communication skills
BENEFITS:
- Competitive salary
- Meaningful equity in the form of stock options
- 401(k) plan
- Discretionary performance bonus program
- Biannual performance reviews
- Medical, Dental and Vision premiums covered at 100% for you and your dependents
- Flexible time off and paid holidays
- Generous parental leave policy
- Commuter benefits
- Fitness benefits
- Healthcare and Dependent care FSA benefit
- Employee Assistance Programs focused on mental health
- Healthcare advocacy program for all employees
- Access to mental health apps
- Team building activities
- Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches
Ready to apply?
Apply to Current
SENIOR FULL-STACK ENGINEER
Current is a leading consumer fintech platform transforming financial access for everyday Americans with over 6 million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes.
We’re looking for a Senior Full-Stack Engineer to join our growing Full-Stack Team in New York. You will work closely with product and design counterparts to build web experiences for Current’s millions of users as well as internal users, and contribute directly to the back-end services that power them. You will be responsible for the full feature development lifecycle from idea to deployment and refinement.
Current’s Full-Stack Team is dedicated to creating robust and responsive web experiences. We work on a mix of user growth initiatives as well as internal tooling to monitor and assist our existing members.
This role has a base salary range of $150,000 - $240,000. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits.
RESPONSIBILITIES:
- Building web applications using modern JavaScript frameworks
- Creating endpoints to support complex UI
- Maintaining high-quality code and patterns
- Collaborating with engineers, product managers, and designers to build new features and shape roadmap
- Owning projects end-to-end from ideation, execution, alert monitoring, and post-launch iteration
ABOUT YOU:
- Significant professional front-end engineering experience, with a few years of full-stack development
- You’re motivated to build with best practices, having experience in modern front-end frameworks (React or Vue) and a deep understanding of JavaScript and related web technologies
- You're eager to learn, open to discussion and feedback, and able to manage tasks in a fast-paced environment
- Excellent problem-solving, critical thinking, and communication skills
- Proficiency in both RDBMS and NoSQL databases
BONUS:
- Typescript
- Node JS
- Java
- GRPC Web
- Vitest
- Functional Programming
BENEFITS:
- Competitive salary
- Meaningful equity in the form of stock options
- 401(k) plan
- Discretionary performance bonus program
- Biannual performance reviews
- Medical, Dental and Vision premiums covered at 100% for you and your dependents
- Flexible time off and paid holidays
- Generous parental leave policy
- Commuter benefits
- Fitness benefits
- Healthcare and Dependent care FSA benefit
- Employee Assistance Programs focused on mental health
- Healthcare advocacy program for all employees
- Access to mental health apps
- Team building activities
- Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches
Ready to apply?
Apply to Current
Current is a leading consumer fintech platform transforming financial access for everyday Americans with over 6 million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes.
Current’s Engineering team is dedicated to building our products and infrastructure. With our applications running on Google Cloud Kubernetes Engine, we support a proprietary banking core that can scale to handle millions of transactions a day. Our stack includes MongoDB and Spanner for persistence, Pub/Sub for asynchronous event processing, Dataflow for data transformation paired with BigQuery and Google Cloud Storage for data storage and analytics. Our backend services are written in Java and our data pipelines are built in Scala.
We work across a broad set of domains, including user-facing products like liquidity offerings and reward programs, infrastructure for machine learning and experimentation, real-time fraud detection and identity protection, and large-scale transaction processing across multiple payment rails.
About the Role
We're looking for a Senior Software Engineer to join our team and apply ML/AI techniques to solve business problems at scale. You'll find creative ways to apply ML where it can move the needle, leverage existing tooling and frameworks, and ship production solutions that deliver measurable impact. The ideal candidate is a strong backend engineer with hands-on ML experience who thrives on turning business problems into production ML solutions. This role has a salary range of $200,000 - $250,000.
What You'll Work On
Our work spans many areas, and here are a few examples of active problem spaces:
- Predictive models for user conversion that directly reduce acquisition costs
- Mining customer and transaction data to surface insights that shape product strategy
- Applying LLMs creatively to interpret customer behavior and make sense of unstructured data
- Real-time fraud detection, identity protection, and transaction decisioning
Responsibilities
- Owning end-to-end delivery of ML-powered initiatives from problem discovery through system design to production launch
- Building and evolving systems across the backend and ML stack, from microservices and data pipelines to feature engineering and model tooling
- Evolving org-wide engineering standards for architecture, testing, and monitoring practices and documentation
- Mentoring engineers through code and architecture reviews, raising the technical bar of the team
- Partnering with data science, product engineering, and infrastructure teams to shape the data and ML strategy and drive adoption of ML solutions across products
Required Qualifications
- 5+ years of software engineering experience, with backend experience using a JVM language, preferably Java
- 2+ years of building and deploying ML models in production
- Bachelor's or Master's degree in Computer Science, Engineering, Mathematics, or a related field
- Solid understanding of algorithms, data structures and object-oriented design
- Experience with cloud-hosted services, like AWS or GCP
- Experience with relational and NoSQL databases
- Experience working closely with data science and infrastructure teams
- Strong problem-solving and communication skills
Nice-to-Have Qualifications
- Experience with Scala or Python
- Hands-on experience applying LLMs or other AI tooling to production use cases
- Exposure to ML platforms such as SageMaker, Vertex AI, or Kubeflow
Benefits
- Competitive salary
- Meaningful equity in the form of stock options
- 401(k) plan
- Discretionary performance bonus program
- Biannual performance reviews
- Medical, Dental and Vision premiums covered at 100% for you and your dependents
- Flexible time off and paid holidays
- Generous parental leave policy
- Commuter benefits
- Fitness benefits
- Healthcare and Dependent care FSA benefit
- Employee Assistance Programs focused on mental health
- Healthcare advocacy program for all employees
- Access to mental health apps
- Team building activities
- Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches
Ready to apply?
Apply to Current
SOFTWARE ENGINEER
Current is a leading consumer fintech platform transforming financial access for everyday Americans with over 6 million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes.
Current’s Engineering team is dedicated to building our products and infrastructure. With our applications running on Google Cloud Kubernetes Engine, we support a proprietary banking core that can scale to handle millions of transactions a day. Our stack includes MongoDB and Spanner for persistence, Pub/Sub for asynchronous event processing, Dataflow for data transformation paired with BigQuery and Google Cloud Storage for data storage and analytics. Our backend services are written in Java and our data pipelines are built in Scala.
We work across a broad set of domains, including user-facing products like liquidity offerings and reward programs, infrastructure for machine learning and experimentation, real-time fraud detection and identity protection, and large-scale transaction processing across multiple payment rails.
We are looking for a Software Engineer to join our team in New York. This role has a salary range of $150,000 - $200,000. You will work alongside senior engineers to build and improve backend services, contribute to system design discussions, and deliver features that impact millions of members. The ideal candidate should have a background in backend development and experience working with cloud-hosted services. This person should be eager to grow, comfortable taking ownership of well-scoped projects, and motivated to work in a fast-paced environment.
WHAT TO EXPECT:
- Taking ownership of well-scoped features and delivering them from implementation through production
- Building and maintaining backend services within a distributed microservices architecture
- Contributing to data-intensive applications and gaining exposure to cutting-edge techniques in:
- Real-time transaction decisioning
- Stream-processing
- Machine learning
- Participating in code reviews and contributing to a culture of engineering quality
- Contributing to engineering best practices including testing, monitoring, and documentation
- Collaborating with product data and business stakeholders to ship features that directly impact Current’s members
ABOUT YOU:
- 2+ years of software engineering experience, with backend experience using a JVM language, preferably Java
- Bachelor’s degree in Computer Science, Electrical Engineering, or related field
- Strong foundation in algorithms, data structures, and object-oriented design principles
- Experience with RDBMS or NoSQL databases
- Strong problem-solving and communication skills
- Experience with cloud-hosted services, like AWS or GCP is a plus
BENEFITS:
- Competitive salary
- Meaningful equity in the form of stock options
- 401(k) plan
- Discretionary performance bonus program
- Biannual performance reviews
- Medical, Dental and Vision premiums covered at 100% for you and your dependents
- Flexible time off and paid holidays
- Generous parental leave policy
- Commuter benefits
- Fitness benefits
- Healthcare and Dependent care FSA benefit
- Employee Assistance Programs focused on mental health
- Healthcare advocacy program for all employees
- Access to mental health apps
- Team building activities
- Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches
Ready to apply?
Apply to Current
DATA ANALYST, CUSTOMER INTELLIGENCE
Current is a leading US-based fintech company dedicated to empowering individuals to achieve their financial goals. We're committed to providing innovative and accessible financial solutions, and data plays a crucial role in driving our success. We're looking for a talented and passionate Data Analyst to join our Growth team and help us leverage data to optimize our operations, enhance our products, and deliver exceptional customer experiences.
ABOUT THE ROLE
We are seeking a strong Data Analyst with preferably prior industry experience in FinTech and the B2C/DTC domain. You will play a crucial role in leveraging data to drive strategic decisions, optimize business performance, optimize our customer interactions, and ensure a frictionless user experience. You will leverage advanced analytics to identify trends, measure performance, and provide strategic insights that support data-driven decision-making across the organization.
RESPONSIBILITIES
- Analyze large datasets to identify trends, insights, and opportunities that drive business growth.
- Develop and maintain dashboards and reports to track key performance indicators (KPIs) across various business functions.
- Partner with cross-functional teams, including Product, Engineering, Marketing, and Customer Success, to implement data-driven solutions.
- Identify new & iterative high-impact opportunities to further scale or improve unit economic efficiency
- Provide actionable insights to leadership on business performance, customer behavior, and operational trends.
- Ensure data integrity, accuracy, and governance across multiple data sources and platforms.
REQUIREMENTS
- Bachelor's degree in a quantitative field such as Analytics, Statistics, Economics, Computer Science, or a related field.
- Experience as a data analyst for 3+ years, ideally in B2C, financial services, or technology.
- Strong proficiency in SQL and experience working with relational databases (e.g., Bigquery, Snowflake, Redshift, etc).
- Proficient in utilizing data visualization tools like Tableau, Looker, or other similar platforms.
- Excellent analytical and problem-solving skills with a strong attention to detail.
- Ability to communicate complex data insights clearly and effectively to both technical and non-technical audiences.
- Strong business acumen and the ability to translate business questions into data analysis plans.
- Experience with A/B testing and experimental design.
- Working experience with Python for data analysis.
ADDITIONAL DESIRED SKILLS AND QUALIFICATIONS
- Familiarity with the fintech industry and banking products is a plus.
- Ability to thrive in a fast-paced, collaborative environment.
- Exposure to dimensional modeling concepts to power meaningful analytics.
- Experience building data pipelines in dbt.
- Familiarity with machine learning techniques and predictive analytics is a plus.
- Experience modeling data using dbt.
This role has a base salary range of $130,000 - $175,000. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits.
BENEFITS
- Competitive salary
- Meaningful equity in the form of stock options
- 401(k) plan
- Discretionary performance bonus program
- Biannual performance reviews
- Medical, Dental and Vision premiums covered at 100% for you and your dependents
- Flexible time off and paid holidays
- Generous parental leave policy
- Commuter benefits
- Fitness benefits
- Healthcare and Dependent care FSA benefit
- Employee Assistance Programs focused on mental health
- Healthcare advocacy program for all employees
- Access to mental health apps
- Team building activities
- Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches
Ready to apply?
Apply to Current