Affirm is looking for a Senior Staff Software Engineer to take on a critical role in defining and leading web platform and infrastructure across all web engineering.

You'll shape best practices, lead architectural choices, and drive the successful delivery of critical initiatives. This role requires a high level of technical ability and leadership, and experience with advancing and improving design systems, application architecture, CI/CD, observability, performance, and AI tooling for complex, mission critical web applications. 

You’ll help mentor and grow a talented team of senior engineers, and build relationships with architects and product teams across Affirm.

What You'll Do

• Build and drive web development strategy for all frontend teams
• Deliver critical improvements to our large monorepo build and deploy systems, focusing on high reliability and performance
• Architect and contribute to decisions on the right platform, tools, and technologies to support consistency and reliability
• Empower web engineers to leverage AI to improve delivery speed, code quality, and developer experience across all web engineers at the company. Help define Affirm’s web development AI strategy, leveraging agents and agent orchestration, to automate complex workflows.
• Design, implement, and extend core platform components and functionality to enable new products and features to be built
• Plan, design, and build our core platform software and systems to scale with an increasing number of users, features, business requirements, partners, and new engineers

What We Look For

• 10+ years of experience architecting, building and scaling Web Apps for large users base
• A deep understanding of both the current and emerging web technologies, such as React, Typescript, NX, Oxlint, TurboRepo, RSPack, and Vite
• The ability to create and drive a complete technical vision and roadmap - you are detail-oriented, but you are able to step back, look at the big picture, and make bold system-level and platform-level calls for change.
• Track record of successfully leading critical projects and leveraging partner teams for company-wide results
• Extensive experience developing and implementing technical strategy that drove prominent change in system reliability and performance
• Previous project management or people management experience: You know how to influence, effectively communicate, and coach others
• Take Ownership: You embody an ownership mindset and help influence a similar culture to those around you. 
• You have strong verbal and written communication skills that can help influence and share critical decisions with stakeholders
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Pay Grade - R
Equity Grade - 9

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. 

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

CAN base pay range per year: $206,000 - $256,000

This posting is for an existing vacancy

#LI-Remote

Affirm is looking for a Senior Staff Software Engineer to take on a critical role in defining and leading web platform and infrastructure across all web engineering.

You'll shape best practices, lead architectural choices, and drive the successful delivery of critical initiatives. This role requires a high level of technical ability and leadership, and experience with advancing and improving design systems, application architecture, CI/CD, observability, performance, and AI tooling for complex, mission critical web applications. 

You’ll help mentor and grow a talented team of senior engineers, and build relationships with architects and product teams across Affirm.

What You'll Do

• Build and drive web development strategy for all frontend teams
• Deliver critical improvements to our large monorepo build and deploy systems, focusing on high reliability and performance
• Architect and contribute to decisions on the right platform, tools, and technologies to support consistency and reliability
• Empower web engineers to leverage AI to improve delivery speed, code quality, and developer experience across all web engineers at the company. Help define Affirm’s web development AI strategy, leveraging agents and agent orchestration, to automate complex workflows.
• Design, implement, and extend core platform components and functionality to enable new products and features to be built
• Plan, design, and build our core platform software and systems to scale with an increasing number of users, features, business requirements, partners, and new engineers

What We Look For

• 10+ years of experience architecting, building and scaling Web Apps for large users base
• A deep understanding of both the current and emerging web technologies, such as React, Typescript, NX, Oxlint, TurboRepo, RSPack, and Vite
• The ability to create and drive a complete technical vision and roadmap - you are detail-oriented, but you are able to step back, look at the big picture, and make bold system-level and platform-level calls for change.
• Track record of successfully leading critical projects and leveraging partner teams for company-wide results
• Extensive experience developing and implementing technical strategy that drove prominent change in system reliability and performance
• Previous project management or people management experience: You know how to influence, effectively communicate, and coach others
• Take Ownership: You embody an ownership mindset and help influence a similar culture to those around you. 
• You have strong verbal and written communication skills that can help influence and share critical decisions with stakeholders
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Base Pay Grade - R

Equity Grade - 15

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $260,000 - $310,000

USA base pay range (all other U.S. states) per year: $232,000 - $282,000

#LI-Remote

At Affirm, we’ve been very successful in our mission in delivering honest financial products that improve lives. The Affirm Card has played a significant part in helping Affirm deliver on that mission. As we look into the future, we expect our Affirm card to continue to play an outsized role. We are seeking to hire a Director to lead the Card Platform and Experiences team.

What You’ll Do: 

• Set the vision for the Card Experiences and Platform team at Affirm. Hire world class full stack engineers to execute on that vision. 
• Take ownership of our core engineering and business outcomes across our established verticals – Card experiences, Card services Platform and Card Loan platform.
• Work closely with product and business leadership to drive key efforts to build card related capabilities to grow and scale the business.   
• Balance product expansion efforts with platform investments and scale our platform to handle high scale and a spectrum of eclectic use cases.
• Run a robust development lifecycle establishing a culture for operational excellence, while experimenting and failing fast.  
• Work with a wide variety of cross functional partners outside of engineering ranging from product, analytics, risk, servicing, legal and compliance.

What We Look For: 

• 15+ years of relevant experience software engineering
• Experience leading full stack teams and backend teams.
• Successful track record driving key outcomes that drive the company’s success
• Comfortable partnering across disciplines and influencing across a wide variety of leaders. 
• Experience hiring and growing, and retaining talent 
• Has Card related domain knowledge. Great to have -if you've worked on credit/debit card/card related areas including accounting, ledgering, open/closed loops, and more.

At Affirm, we’ve been very successful in our mission in delivering honest financial products that improve lives. The Affirm Card has played a significant part in helping Affirm deliver on that mission. As we look into the future, we expect our Affirm card to continue to play an outsized role. We are seeking to hire a Director to lead the Card Platform and Experiences team.

What You’ll Do: 

• Set the vision for the Card Experiences and Platform team at Affirm. Hire world class full stack engineers to execute on that vision. 
• Take ownership of our core engineering and business outcomes across our established verticals – Card experiences, Card services Platform and Card Loan platform.
• Work closely with product and business leadership to drive key efforts to build card related capabilities to grow and scale the business.   
• Balance product expansion efforts with platform investments and scale our platform to handle high scale and a spectrum of eclectic use cases.
• Run a robust development lifecycle establishing a culture for operational excellence, while experimenting and failing fast.  
• Work with a wide variety of cross functional partners outside of engineering ranging from product, analytics, risk, servicing, legal and compliance.

What We Look For: 

• 15+ years of relevant experience software engineering
• Experience leading full stack teams and backend teams.
• Successful track record driving key outcomes that drive the company’s success
• Comfortable partnering across disciplines and influencing across a wide variety of leaders. 
• Experience hiring and growing, and retaining talent 
• Has Card related domain knowledge. Great to have -if you've worked on credit/debit card/card related areas including accounting, ledgering, open/closed loops, and more.

The Home and Search Experience team owns the end-to-end search and discovery experience in the Affirm app, spanning user experience, application-level APIs, and the underlying search and ranking systems. Our goal is to define and deliver meaningful initiatives that improve how users discover merchants, brands, and categories, and understand and engage with their available credit.

We work closely with product, data science, design, and partner engineering teams to identify opportunities, ship new features, and continuously raise the quality, reliability, and scalability of these experiences in support of Affirm’s growth.

We are looking for a highly motivated Software Engineer to help define and deliver critical experiences at the heart of Affirm’s marketplace. In this role, you will own high-leverage technical and product initiatives whose outcomes directly influence user discovery, credit engagement, and the growth of Affirm’s merchant network.

We are only just getting started! Come join us as we build a beloved, lasting financial services brand predicated on honesty and trust. It’s going to be an amazing ride!

What You'll Do

• With the support of your team, you will work on tasks that contribute to the team's projects and goals.
• You will work collaboratively and proactively with your team and stakeholders, bringing them along for your work and helping to create visibility and dialog regarding the risks and trade-offs related to your work.
• You will strike the right balance of speed and quality in your work, ensuring that we hit our business goals while protecting our systems from downtime.
• You will contribute to a sense of community on your team by engaging in growth and development activities.

What We Look For

• You have previous work or internship experience designing, developing and launching backend systems at scale and are experienced using one of Python or Kotlin.
• You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.
• You have previous work or internship designing, developing and launching APIs at scale using languages like Python or Kotlin.
• You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
• You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Pay Grade - J

Equity Grade - 5

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $130,000 - $170,000
USA base pay range (all other U.S. states) per year: $115,000 - $155,000

The Growth Platform team builds shared backend platforms that power incentives, experimentation, personalization, and data-driven decisioning across Affirm’s consumer and merchant experiences, directly influencing customer acquisition, engagement, and retention.

What you’ll do

• You will be responsible for setting technical strategy for your team on a year-long time scale, owning backend platforms that power incentives and growth initiatives across Affirm.

• You will collaborate with product management, analytics, and partner teams to shape technical direction for incentive systems, ensuring long-term sustainability, correctness, and clear trade-offs that inform roadmap decisions.

• You will act as a force-multiplier by defining platform abstractions, APIs, and architectural patterns that enable product teams to safely launch, experiment with, and evolve incentive-based experiences.

• You take ownership of your team’s operations and availability by ensuring robust monitoring, alerting, playbooks, and on-call practices are in place for business-critical incentive and growth systems. 

• You will foster a culture of quality and ownership by setting clear design and code review standards, and advocating for them beyond your immediate team through written proposals and technical discussions.

• You will help develop talent on your team by providing actionable feedback, technical guidance, and leadership on complex, high-impact systems.
   

What we look for

• You have 8+ years of experience designing, developing, and launching backend systems at scale using languages like Python or Kotlin.

• You have an extensive track record of developing highly available distributed systems using technologies such as AWS, MySQL, Spark, and Kubernetes.

• You have experience building or evolving shared backend platforms that support Rewards, Loyalty, Incentives, Experimentation, or other growth-critical workflows used by multiple product teams.

• You have led complex technical initiatives that required cross-team alignment, long-term architectural thinking, and influence without direct authority.

• You have experience delivering major features, system components, or deprecating existing functionality through the definition and execution of a clear technical plan. You write high quality code that is easily understood and used by others.

• You thrive in ambiguity, and are comfortable moving from low-level language idioms to the architecture of large-scale systems to understand how they work end to end.

• Your growth and impact trajectory demonstrates that you have mastered gathering, incorporating, and iterating on feedback from engineering and cross-functional peers.

• You have strong verbal and written communication skills that support effective collaboration with a global engineering organization.

• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.
   

#LI Remote 

The Growth Platform team builds shared backend platforms that power incentives, experimentation, personalization, and data-driven decisioning across Affirm’s consumer and merchant experiences, directly influencing customer acquisition, engagement, and retention.

What you’ll do

• You will be responsible for setting technical strategy for your team on a year-long time scale, owning backend platforms that power incentives and growth initiatives across Affirm

• You will collaborate with product management, analytics, and partner teams to shape technical direction for incentive systems, ensuring long-term sustainability, correctness, and clear trade-offs that inform roadmap decisions.

• You will act as a force-multiplier by defining platform abstractions, APIs, and architectural patterns that enable product teams to safely launch, experiment with, and evolve incentive-based experiences.

• You take ownership of your team’s operations and availability by ensuring robust monitoring, alerting, playbooks, and on-call practices are in place for business-critical incentive and growth systems.

• You will foster a culture of quality and ownership by setting clear design and code review standards, and advocating for them beyond your immediate team through written proposals and technical discussions.

• You will help develop talent on your team by providing actionable feedback, technical guidance, and leadership on complex, high-impact systems.
   

What we look for

• You have 8+ years of experience designing, developing, and launching backend systems at scale using languages like Python or Kotlin.

• You have an extensive track record of developing highly available distributed systems using technologies such as AWS, MySQL, Spark, and Kubernetes.

• You have experience building or evolving shared backend platforms that support Rewards, Loyalty, Incentives, Experimentation, or other growth-critical workflows used by multiple product teams.

• You have led complex technical initiatives that required cross-team alignment, long-term architectural thinking, and influence without direct authority.

• You have experience delivering major features, system components, or deprecating existing functionality through the definition and execution of a clear technical plan. You write high quality code that is easily understood and used by others.

• You thrive in ambiguity, and are comfortable moving from low-level language idioms to the architecture of large-scale systems to understand how they work end to end.

• Your growth and impact trajectory demonstrates that you have mastered gathering, incorporating, and iterating on feedback from engineering and cross-functional peers.

• You have strong verbal and written communication skills that support effective collaboration with a global engineering organization.

• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.
   

Pay Grade - P
Equity Grade - 13

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $220,000 - $270,000
USA base pay range (all other U.S. states) per year: $200,000 - $250,000

#LI Remote 
 

The Marketplace Performance team in the Direct to Consumer org builds the discovery platforms behind Affirm’s deals feed, affiliates, payment attribution and merchandising systems. Our mission is to help shoppers find the right merchant and financing for their needs. As a member of our team, you’ll ship features that make it faster and easier for shoppers to find the right merchant and financing for their needs. You’ll partner closely with Product, Design, and other engineering teams to scope work, write clean and well-tested code, review PRs, and ship new functionality iteratively. We value curiosity, ownership, and empathy for our customers. Join us to grow your impact while building dependable features for our Marketplace.

What You'll Do

• With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
• You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.
  
  

What We Look For

• You have a total of 1.5+ years of experience as a software engineer.
• You have experience shipping web apps using declarative UI frameworks like React or Vue.
• You have experience designing, developing and launching APIs at scale using languages like Python or Kotlin.
• You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
• You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Pay Grade - L
Equity Grade - 5

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

CAN base pay range per year: $125,000 - $175,000

This posting is for an existing vacancy.

#LI-Remote

The Marketplace Experience team sits within Affirm’s Direct-to-Consumer organization and owns the core discovery and evaluation surfaces that help shoppers find the right merchant and financing option for their needs. Our scope includes search, deals, and merchant detail experiences, which are high-traffic, highly visible entry points that directly influence shopper trust, engagement, and downstream conversion. We work at the intersection of consumer experience, merchant strategy, and platform capabilities, partnering closely with Product, Design, Analytics, and dependent platform teams.

We are seeking a Staff Software Engineer to provide technical leadership across Marketplace Experience. This is a senior individual contributor role for an engineer who can define and drive long-term technical strategy while remaining deeply hands-on. You will shape the evolution of our systems as we scale the Marketplace to support new discovery paradigms, personalization, and experimentation, while maintaining high standards for performance, reliability, and quality.

In this role, you will operate as a force multiplier by setting architectural direction, leading cross-team initiatives, and raising the bar for engineering excellence across the team. You’ll be expected to navigate ambiguity, balance product velocity with technical sustainability, and mentor engineers through example and feedback. If you’re motivated by owning critical customer-facing systems and influencing how teams build and operate software, this role offers broad scope and impact.

What You'll Do

• You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.

• You will collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.

• You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.

• You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” & on-call efforts.

• You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.

• You will help develop talent on your team by providing feedback and guidance, and leading by example.

• On-Call Rotation - There would be an on-call rotation for this role as a requirement

What We Look For

• You have a total of 8+ years of experience as a software engineer.

• You are proficient in designing, developing and launching backend systems at scale technologies like Python, Kotlin, AWS, MySQL, and Kubernetes

• You are proficient in developing web apps using declarative UI frameworks like React, React Native or Vue.

• You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high quality code that is easily understood and used by others.

• You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work.

• Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.

• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Compensation & Benefits

Base Pay Grade - P

Equity Grade - 6

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

ESP base pay range per year: €101 000 - €131 000

Additional benefits include:

• Flexible Spending Wallets for tech, food and lifestyle
• Away Days - wellness days to take off work and recharge
• Learning & Development programs
• Parental leave
• Employee Resource & Community Groups

We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role.

Location - Remote Spain

#LI-Remote

Affirm is seeking a Full Stack Software Engineer to join the Card Acquisition team within the Consumer org. This role is for an engineer who will contribute to the quality and velocity of full stack development across mobile, web, and backend systems. The team plays a critical role in shaping the first experience customers have with Affirm—building trust, clarity, and value from the very first interaction. As a Software Engineer, you will be responsible for implementing features, participating in technical discussions, and growing your technical depth. You'll work at the intersection of product, design, and engineering to build polished, performant, and accessible user experiences that directly impact conversion, retention, and business growth.

What You'll Do

• With the support of your team, you will work on tasks that contribute to the team's projects and goals.

• You will work collaboratively and proactively with your team and stakeholders, bringing them along for your work and helping to create visibility and dialog regarding the risks and trade-offs related to your work.

• You will strike the right balance of speed and quality in your work, ensuring that we hit our business goals while protecting our systems from downtime.

• You will contribute to a sense of community on your team by engaging in growth and development activities.

What We Look For

• You have previous work or internship experience designing, developing and launching backend systems at scale and are experienced using one of Python or Kotlin.

• You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.

• You have knowledge of modern front-end tech stack (we use Javascript, Typescript, React/React Native/Redux, ES6, Webpack, and CSS3)

• You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.

• You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.

• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.

• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

• You are a self-driven and motivated engineer who takes pride and ownership in navigating through ambiguities and solving complex technical problems

Compensation and Benefits

The Engineering team that builds systems that power Affirm’s mission. We take pride in our craft, building reliable, performant, and scalable solutions that touch every part of the business. Whether we’re enabling new ways to pay, ensuring our platforms can scale to the most demanding levels in the industry, or developing seamless servicing experiences, our focus is on solving complex problems through exceptional engineering.

About the team

The Growth Platform Engineering team builds the core systems and tools that drive user acquisition, engagement, and lifecycle growth at Affirm. Our platform enables personalized communications, intelligent experimentation, and scalable services that help customers discover and adopt Affirm’s products.

We collaborate closely with Product, Data Science, and Experience teams to design APIs, event-driven services, and experimentation frameworks that reach millions of customers across thousands of merchants. This team’s work directly impacts how customers experience Affirm and fuels our long-term growth.

What you'll do

• You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.
• You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
• You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
• You will help develop talent on your team by providing feedback and guidance, and leading by example.

What we look for

• You have 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
• You have a track record of developing highly available distributed systems using technologies like AWS, MySQL and Kubernetes.
• Strong understanding of distributed systems, data modeling, and service-oriented architecture.
• You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others.
• You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

The Card Acquisition team is critical in bringing our exciting product vision to life. Like any other financial company, our first impression is essential in communicating trust and value to our customers and partners. We're a dynamic, innovative team that drives user acquisition and growth. We are passionate about creating seamless and engaging experiences that attract and convert users into loyal customers. Our team leverages the latest technologies and data-driven insights to optimize the onboarding funnel and drive meaningful impact.

What You'll Do

• Work with product and engineering managers to implement business-critical features enabling new user experiences across the entire stack (React Native for FE and Python, Kotlin for BE)
• Work with team technical leaders to design and implement insightful, forward-looking approaches that go beyond the direct team and solve significant open-ended problems.
• Consistently generate simple, elegant designs and write high-quality code that others can easily understand and leverage.
• Collaborate with the design team to ensure a visually appealing and user-friendly interface.
• Build relationships with people across engineering and other organizations for project design, implementation, roll-out, and maintenance.
• Implement robust analytics and tracking to measure the effectiveness of acquisition efforts.
• Work with other backend engineers to integrate with APIs and data sources.
• Participate in code reviews and ensure code quality and adherence to best practices.
• Stay up-to-date on the latest web development technologies and trends.

What We Look For

• 2+ years of experience as a full stack developer
• Prior experience building and maintaining complex full stack systems with cross-browser support
• Familiarity/Exposure to: React Native, Python / Java / Kotlin
• Knowledge of modern front-end tech stack (we use Javascript, Typescript, React/Redux, ES6, Webpack, and CSS3)
• Prior experience with monitoring and alerting systems (Sentry.io, Rollbar, Chronosphere, Kibana)
• Experience with A/B testing and experimentation
• A pragmatic, user-focused approach to delivering high-quality features safely and incrementally
• A self-driven and motivated engineer who takes pride and ownership in navigating through ambiguities and solving complex technical/organizational problems
• Passion for working with cross-functional teams, including product, design, analytics, and business teams
• Eager to learn new things and have a growth mindset

Pay Grade - L
Equity Grade - 5

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

CAN base pay range per year: $125,000 - $175,000

This posting is for an existing vacancy.

#LI-Remote

Consumer Growth Experience Engineering (CGX) builds the platforms and end-to-end experiences that power Affirm’s consumer growth across push, email, app, and web. We own the core engagement surfaces and systems that help customers discover value, onboard seamlessly, and take confident next steps by using personalization, segmentation, and experimentation to deliver the right experience at the right moment.

Our work sits at the intersection of product, analytics, design, platform, and growth. We focus on building scalable, reliable tooling and consumer experiences that enable rapid go-to-market, improve conversion and activation, and grow long-term customer value. If you’re excited about shaping high-impact consumer journeys, solving ambiguous growth problems, and turning strategy into measurable outcomes at scale, CGX is the team for you.

What You'll Do

• You will be responsible for owning and delivering quarterly goals for your team, leading engineers through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
• You will support peers and stakeholders in the product development lifecycle by collaborating with product management, design, and analytics, participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• You will proactively identify project, process, technology, or business issues, advocate for them, and lead in solving them.
• You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” and on-call efforts.
• You will foster a culture of quality and ownership by setting or improving code review and design standards for your team, and advocating for them beyond your team through writing and tech talks.
• You will help develop talent on your team by providing feedback and guidance, and leading by example.

What We Look For

• You have experience leading significant mobile initiatives (React Native or native), including defining architecture, coordinating cross-functional launches, and maintaining high reliability in production environments.
• You have experience working across the React Native and native boundaries (Swift/Kotlin), debugging platform-specific issues and improving developer tooling, CI/CD, and release processes for mobile apps.
• You have experience implementing experimentation, feature flagging, and analytics instrumentation in mobile applications, ensuring safe rollouts and measurable impact.
• You have experience shipping web apps using declarative UI frameworks like React or Vue.
• You are proficient in working with JavaScript/TypeScript.
• You have a total of 4+ years of experience as a software engineer.
• You are experienced in designing, developing, and launching backend systems at scale using technologies like Python, Kotlin, AWS, MySQL, and Kubernetes.
• You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple, and extensible design, and you write high-quality code that is easily understood and used by others.
• You are proficient at making significant changes in a large codebase and have developed a suite of tools and practices that enable you and your team to do so safely.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with a global engineering team.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

We are looking for an Engineering Manager to lead a full-stack team building Affirm Card customer experiences. You will partner closely with Product, Design, and Analytics to ship customer-facing features while raising the bar on quality, reliability, and engineering fundamentals.

What You'll Do

• Lead and coach a team of engineers building customer experiences across React Native and supporting backend services.
• Own delivery for your team’s roadmap. Drive planning, execution, and clear stakeholder communication.
• Partner with Product, Design, and Analytics to define goals, success metrics, and priorities for Card Experience.
• Maintain a high bar for engineering excellence, including system design, code quality, testing strategy, observability, and operational readiness.
• Build healthy team processes and a strong feedback culture that supports sustained execution and team health.
• Hire and develop talent. Run structured interviews and close candidates effectively.

What We Look For

• Typically 6-8+ years in software engineering, including 3+ years managing engineers (or equivalent leadership experience).
• Experience delivering consumer-facing software and driving execution through ambiguity.
• Experience building with React Native (or leading teams transitioning to it).
• Technical depth sufficient to guide architecture and quality decisions, and to hold a high bar on engineering practices.
• Strong cross-functional collaboration skills and ability to influence across teams.
• Hands-on technical leadership: Expectation to stay close to the code and architecture, including doing design/code reviews, pairing when useful, and contributing directly as needed to unblock delivery and maintain a high engineering bar.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field. 

Consumer Growth Experience Engineering (CGX) builds the platforms and end-to-end experiences that power Affirm’s consumer growth across push, email, app, and web. We own the core engagement surfaces and systems that help customers discover value, onboard seamlessly, and take confident next steps by using personalization, segmentation, and experimentation to deliver the right experience at the right moment.

Our work sits at the intersection of product, analytics, design, platform, and growth. We focus on building scalable, reliable tooling and consumer experiences that enable rapid go-to-market, improve conversion and activation, and grow long-term customer value. If you’re excited about shaping high-impact consumer journeys, solving ambiguous growth problems, and turning strategy into measurable outcomes at scale, CGX is the team for you.

What You'll Do

• You will be responsible for owning and delivering quarterly goals for your team, leading engineers through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
• You will support peers and stakeholders in the product development lifecycle by collaborating with product management, design, and analytics, participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• You will proactively identify project, process, technology, or business issues, advocate for them, and lead in solving them.
• You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” and on-call efforts.
• You will foster a culture of quality and ownership by setting or improving code review and design standards for your team, and advocating for them beyond your team through writing and tech talks.
• You will help develop talent on your team by providing feedback and guidance, and leading by example.

What We Look For

• You have experience leading significant mobile initiatives (React Native or native), including defining architecture, coordinating cross-functional launches, and maintaining high reliability in production environments.
• You have experience working across the React Native and native boundaries (Swift/Kotlin), debugging platform-specific issues and improving developer tooling, CI/CD, and release processes for mobile apps.
• You have experience implementing experimentation, feature flagging, and analytics instrumentation in mobile applications, ensuring safe rollouts and measurable impact.
• You have experience shipping web apps using declarative UI frameworks like React or Vue.
• You are proficient in working with JavaScript/TypeScript.
• You have a total of 4+ years of experience as a software engineer.
• You are experienced in designing, developing, and launching backend systems at scale using technologies like Python, Kotlin, AWS, MySQL, and Kubernetes.
• You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple, and extensible design, and you write high-quality code that is easily understood and used by others.
• You are proficient at making significant changes in a large codebase and have developed a suite of tools and practices that enable you and your team to do so safely.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with a global engineering team.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Affirm is seeking a Staff Full Stack Software Engineer to join the Acquisition & Onboarding team within the Consumer org. This is a high-impact leadership role for an engineer who can set technical direction, drive architectural decisions, and elevate the quality and velocity of full stack development across mobile, web, and backend systems. The team plays a critical role in shaping the first experience customers have with Affirm—building trust, clarity, and value from the very first interaction. As a Staff Engineer, you will be responsible for defining long-term technical strategy, mentoring senior engineers, and acting as a force multiplier through your technical depth, operational excellence, and ability to navigate ambiguity. You'll work at the intersection of product, design, and engineering to build polished, performant, and accessible user experiences that directly impact conversion, retention, and business growth.

What You'll Do

• You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.

• You will collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.

• You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.

• You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” & on-call efforts.

• You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.

• You will help develop talent on your team by providing feedback and guidance, and leading by example.

What We Look For

• You have a total of 8+ years of experience as a software engineer.

• You are proficient in designing, developing and launching backend systems at scale technologies like Python, Kotlin, AWS, MySQL, and Kubernetes

• You are proficient in developing web apps using declarative UI frameworks like React, React Native or Vue.

• You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high quality code that is easily understood and used by others.

• You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work.

• Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.

• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Compensation & Benefits

Base Pay Grade - P

Equity Grade - 5

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

PL base pay range per year: PLN 358 000 - PLN 458 000

Additional benefits include:

• Type of employment: Contract of Employment
• Flexible Spending Wallets for tech, food and lifestyle
• Away Days - wellness days to take off work and recharge
• Learning & Development programs
• Parental leave
• Employee Resource & Community Groups
• This role is eligible for creative tax benefits, subject to applicable law and company policy

Location - Remote Poland
The majority of our roles can be located anywhere in Poland

This job description is not a contractual document, and is not intended to have binding force.

 #LI-Remote

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.


The Marketplace Experience team sits within Affirm’s Direct-to-Consumer organization and owns the core discovery and evaluation surfaces that help shoppers find the right merchant and financing option for their needs. Our scope includes search, deals, and merchant detail experiences, which are high-traffic, highly visible entry points that directly influence shopper trust, engagement, and downstream conversion. We work at the intersection of consumer experience, merchant strategy, and platform capabilities, partnering closely with Product, Design, Analytics, and dependent platform teams.
We are seeking a Staff Software Engineer to provide technical leadership across Marketplace Experience. This is a senior individual contributor role for an engineer who can define and drive long-term technical strategy while remaining deeply hands-on. You will shape the evolution of our systems as we scale the Marketplace to support new discovery paradigms, personalization, and experimentation, while maintaining high standards for performance, reliability, and quality.
In this role, you will operate as a force multiplier by setting architectural direction, leading cross-team initiatives, and raising the bar for engineering excellence across the team. You’ll be expected to navigate ambiguity, balance product velocity with technical sustainability, and mentor engineers through example and feedback. If you’re motivated by owning critical customer-facing systems and influencing how teams build and operate software, this role offers broad scope and impact.


What You'll Do


· You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.
· You will collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.
· You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.
· You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, polcities, testing and alerting in place to support “keep the lights on” & on-call efforts.
· You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
· You will help develop talent on your team by providing feedback and guidance, and leading by example.


What We Look For


· You have 8+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
· You have an extensive track record of developing highly available distributed systems using technologies like AWS, MySQL, Spark and Kubernetes.
· You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high quality code that is easily understood and used by others.
· You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work.
· Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.
· You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Compensation & Benefits

Base Pay Grade - P

Equity Grade - 5

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

PL base pay range per year: PLN 358 000 - PLN 458 000

Additional benefits include:

• Type of employment: Contract of Employment
• Flexible Spending Wallets for tech, food and lifestyle
• Away Days - wellness days to take off work and recharge
• Learning & Development programs
• Parental leave
• Employee Resource & Community Groups
• This role is eligible for creative tax benefits, subject to applicable law and company policy

Location - Remote Poland
The majority of our roles can be located anywhere in Poland

This job description is not a contractual document, and is not intended to have binding force.

 #LI-Remote

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Affirm is seeking a Staff Full Stack Software Engineer to join the Acquisition & Onboarding team within the Consumer org. This is a high-impact leadership role for an engineer who can set technical direction, drive architectural decisions, and elevate the quality and velocity of full stack development across mobile, web, and backend systems. The team plays a critical role in shaping the first experience customers have with Affirm—building trust, clarity, and value from the very first interaction. As a Staff Engineer, you will be responsible for defining long-term technical strategy, mentoring senior engineers, and acting as a force multiplier through your technical depth, operational excellence, and ability to navigate ambiguity. You'll work at the intersection of product, design, and engineering to build polished, performant, and accessible user experiences that directly impact conversion, retention, and business growth.

What You'll Do

• You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.

• You will collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.

• You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.

• You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” & on-call efforts.

• You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.

• You will help develop talent on your team by providing feedback and guidance, and leading by example.

• On-Call Rotation - There would be an on-call rotation for this role as a requirement

What We Look For

• You have a total of 8+ years of experience as a software engineer.

• You are proficient in designing, developing and launching backend systems at scale technologies like Python, Kotlin, AWS, MySQL, and Kubernetes

• You are proficient in developing web apps using declarative UI frameworks like React, React Native or Vue.

• You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high quality code that is easily understood and used by others.

• You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work.

• Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.

• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Compensation & Benefits

Base Pay Grade - P

Equity Grade - 6

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

ESP base pay range per year: €101 000 - €131 000

Additional benefits include:

• Flexible Spending Wallets for tech, food and lifestyle
• Away Days - wellness days to take off work and recharge
• Learning & Development programs
• Parental leave
• Employee Resource & Community Groups

We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role.

Location - Remote Spain

#LI-Remote

Affirm is seeking a Full Stack Software Engineer to join the Card Acquisition team within the Consumer org. This role is for an engineer who will contribute to the quality and velocity of full stack development across mobile, web, and backend systems. The team plays a critical role in shaping the first experience customers have with Affirm—building trust, clarity, and value from the very first interaction. As a Software Engineer, you will be responsible for implementing features, participating in technical discussions, and growing your technical depth. You'll work at the intersection of product, design, and engineering to build polished, performant, and accessible user experiences that directly impact conversion, retention, and business growth.

What You'll Do

• With the support of your team, you will work on tasks that contribute to the team's projects and goals.

• You will work collaboratively and proactively with your team and stakeholders, bringing them along for your work and helping to create visibility and dialog regarding the risks and trade-offs related to your work.

• You will strike the right balance of speed and quality in your work, ensuring that we hit our business goals while protecting our systems from downtime.

• You will contribute to a sense of community on your team by engaging in growth and development activities.

• On-Call Rotation - There would be an on-call rotation for this role as a requirement.

What We Look For

• You have previous work or internship experience designing, developing and launching backend systems at scale and are experienced using one of Python or Kotlin.

• You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.

• You have knowledge of modern front-end tech stack (we use Javascript, Typescript, React/React Native/Redux, ES6, Webpack, and CSS3)

• You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.

• You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.

• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.

• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

• You are a self-driven and motivated engineer who takes pride and ownership in navigating through ambiguities and solving complex technical problems

Compensation and Benefits

Base Pay Grade - J

Equity Grade - Spain 2

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. 

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

POL base pay range per year: €55,000 - €85,000

Additional benefits include:

• Type of employment: Contract of Employment
• Flexible Spending Wallets for tech, food and lifestyle
• Away Days - wellness days to take off work and recharge
• Learning & Development programs
• Parental benefits
• Employee Resource & Community Groups

We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role.

Location - Remote Spain

#LI-Remote