Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Purpose of the Job

Responsible to prepare robust credit applications, as well as satisfactory risk assessment, across a variety of industries of large Global Corporate customers. Support the department/Branch credit management to including but not limited to Borrower Rating review and continuous monitoring on customer’s performance as mandated in Credit Rules, Procedures for Credit Rating and Standard Operating Manual.

Primary Responsibilities

• Liaise with Head Office, Primary Offices and other Branches to consult or seek guidance on general issues, rules and borrowers’ issues.
• Develop recommendations for continuous improvement and support any departmental project or initiatives implementation.
• Conduct financial and business analysis as well as other risk aspects in assessing customer’s credit risk in timely and proper manner in accordance with Credit Rules, Procedures for Credit Rating, Standard Operation Procedures and other prevailing rules and regulations, which in overall, shall aim towards healthy credit portfolio and low Non Performing Loan.
• Prepare regular credit reporting to internal and other related parties in order to prevent problem assets in accordance with Credit Rules, Procedures for Credit Rating, Standard Operation Procedures and other prevailing rules and regulations.
• Support in managing the risk profile for the department by preparing Credit Reviews (Credit and Borrower Rating Application, Asset Evaluation) in timely and proper manner in line with prudent credit risk management, in order to achieve the Department’s target, healthy credit portfolio and low Non Performing Loan.
• Monitor key Borrower’s risk factors/triggers continuously and act promptly by conducting necessary review to assess changes in risk profile, e.g. revise financial projection or start stress testing.
• Deliver extraordinary customer service to enhance function's reputation and meet customer's expectations.
• Work in partnership with colleagues across the region to deliver an integrated service for our customers.
• Work in partnership with Relationship Managers to visit customers to assess the business and obtain necessary information, as well as preparation of customer’s documentation, if required.
• Handle direct communication with the customers (if necessary) and obtain their financial condition within the scope of credit risk analysis judgment and promoting our Bank’s products and services.

Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.