AI Underwriter

The Role 

• Computer Vision — helping evaluate and validate AI systems that analyze property imagery for risk assessment purposes.
• Generative AI — informing the development of AI-powered tools that assist in quote generation, risk narratives, and underwriting workflows.
• Predictive Modeling — contributing your underwriting expertise to proprietary risk models, helping drive more accurate and data-driven outcomes across our book of business.

What You’ll Do

• Partner closely with AI researchers and engineers throughout the full model lifecycle — from early research and development through post-production monitoring. Translate complex underwriting guidelines into clear, consistent property assessments that inform and improve AI models. 
• Conduct in-depth property reviews to identify gaps or weaknesses in current AI models and recommend improvements.
• Supervise labeling teams to ensure accurate property classification in production models.
• Provide training and ongoing guidance to annotation teams; perform continuous quality assurance on annotation projects.
• Assist in the discovery and evaluation of new and revised AI models, contributing underwriting subject matter expertise.
• Maintain open, proactive communication across underwriting and AI teams. Take on special projects and assignments as the team's needs evolve.

Basic Requirements

• 4+ years of underwriting/insurance experience (commercial preferred)  
• Bachelor’s degree or equivalent education/experience preferred
• Retail agency relationship preferred
• Curiosity, hardworking, self-accountable, positive attitude, humble and fun
• Have an opinion, share your opinion and be open to other opinions
• Passion to obtain, retain and employ knowledge – as well as share knowledge
• Excellent verbal and written communication skills
• Strong analytical skills and attention to detail

Benefits:

• Salary: $100,000 - $120,000
• ISO stock options
• Medical, dental, and vision coverage for you and your dependents
• HSA with company contributions
• 401(k) with employer match
• Flexible time off
• 10 company-paid holidays
• Paid family leave

Honeycomb is committed to fair and equitable compensation practices. The base salary range listed in each job posting represents our good faith estimate of what we expect to pay for the role. Actual compensation may vary based on skills, experience, education, and location, as well as internal alignment and market factors.

Our Advanced Industries Practice is seeking a Senior Account Manager (Sr. AM) to join our team. The Sr. AM leads complex renewals and day-to-day servicing for a $1.5–$3.0M book (varies by market/complexity) and partners with Account Executives/Producers to deliver a high-quality client experience.

Essential job responsibilities include:

• Own day-to-day service and renewal outcomes for an assigned book (higher-complexity accounts and/or larger moderate portfolios; $1.5–$3.0M), driving responsiveness, issue resolution, and clean escalation to the Account Executive/Producer.
• Lead renewal execution end-to-end: timeline governance, exposure/loss updates, submissions, quote analysis, and client-ready deliverables with high accuracy and minimal rework.
• Manage carrier engagement and follow-up; negotiate routine terms within delegated authority; escalate strategic decisions with clear options and recommendations.
• Lead portions of client meetings and technical discussions within delegated authority; translate analysis into clear decisions, next steps, and renewal narratives aligned to Account Executive/Producer strategy.
• Support growth by partnering on new business pursuits and onboarding, contributing technical/program content and ensuring clean operational handoffs for complex accounts.
• Oversee post-bind servicing and documentation integrity: endorsements, certificates (incl. templates/approvals), surplus lines support, premium allocations, basic contract insurance requirement reviews, and audit/discrepancy resolution; delegate to COE as appropriate and validate outputs.
• Lead complex servicing deliverables (and delegate where appropriate), including premium allocations, surplus lines/certificate templates and approvals, on-demand certificates, basic contract insurance requirement reviews, endorsements, discrepancy resolution, and audit review for expired and/or non-renewed policies.
• Mentor Account Managers and reinforce quality-control standards; share best practices and lead process improvements (may serve as a team lead/SME).
• Maintain technical expertise through ongoing education/credentials and stay current on market and product changes.

Required experience and skills include:

• 7+ years of commercial insurance experience; Advanced Industries and/or specialty experience preferred.
• Demonstrated ability to run multiple complex renewals at once: prioritize work, coordinate owners, and deliver on deadlines with high accuracy.
• Strong communication and judgment; able to lead technical discussions, translate trade-offs into decisions, and drive outcomes within delegated authority.
• Ability to build trusted client and underwriter relationships and resolve escalations with professionalism and urgency.
• Effective delegation to COE/service partners with consistent quality control and documentation standards.
• Advanced commercial lines technical proficiency; able to identify coverage/structure issues and develop options to support Account Executive decisions.
• Proficiency in AMS/Epic (or similar) with strong data integrity and workflow discipline.
• Proficiency with Microsoft Office (Excel, PowerPoint, Outlook, and Word).
• Travel up to 30% (varies by book of business and industry), including carrier and client meetings.
• Active state property & casualty insurance license.
• ARM, CPCU, and/or other relevant specialty designations (completed or in progress).

#LI-AG1

The anticipated posting timeline for this opportunity is 04/30/2026-5/30/2026.

Pinnacol Assurance does just one thing, and does it better than anyone: provide caring workers’ compensation protection to Colorado employers and employees. Although employers are required by law to provide Worker’s Comp insurance, we believe our service is making a meaningful impact in worker’s lives across Colorado in their moments of need.

We have big hearts and love big ideas. We’ve been around for over 100 years, but don’t let that fool you. Pinnacol is committed to taking care of Colorado employers and workers in the most innovative of ways! We celebrate continuous improvement, new ideas, compassion, teamwork, integrity and excellence. 

With our number one priority to keep everyone safe, along with the heart of Pinnacol’s “culture of caring” to do what is right and not what is easy, we’re currently having our team members work from home. During remote work, we’re still making time for fun! We host virtual painting classes, virtual yoga and Zumba classes, and virtual happy hours!

Pinnacol never stops providing the Colorado community and workers with first-class care and support. So, we need to have new Pinnacol team members ready to step in when there is a need. Although you may not currently see your ideal role on our careers page yet, below are the roles we’ll be hiring for the future and would like to create a strong pipeline of future team members to join us when the day comes!

We'll have a variety of roles in Insurance Operations who support our customers. Who are our customers? Policyholders, injured workers, providers, and agents in Colorado. Our opportunities will include Customer Experience, Claims Representative, Bilingual Claims Representative, Underwriting, Return to Work Specialist, Safety Consultant, Medical Case Manager etc. We highlight a few below. Spanish-speaking candidates are highly encouraged to apply!

Future Opportunities:

Customer Experience

Our Customer Experience Reps provide a best in class customer experience to external stakeholders and internal business teams including claims, underwriting etc.

What you’ll do:

Explain general workers’ compensation and company guidelines, requirements and procedures using problem solving skills and broad-based knowledge. Manage and prioritize a high volume of administrative tasks including email, phone and fax. You will participate in high value outbound campaigns to provide proactive service to our customers. Spanish-speaking candidates are encouraged to apply!

Claims Representative and Bilingual Claims Representative

Our claims team is a group of dynamic professionals critical to the care of the Colorado workforce, who thrive in a fast paced environment. Their mission is to ensure quality of service for our injured workers through care and compassion.

What you’ll do

Collaborating with internal and external teams, you will utilize your multitasking skills to manage all the critical points of the claims process which includes investigation of accident, determination of compensability, medical case management, and possible subrogation. May also facilitate early return to work for injured workers. Will communicate the claim status and development of claims to policyholders and agents. Spanish-speaking candidates are encouraged to apply!

Underwriting

Our underwriting team is a group of individuals who promote and build strong working relationships with our policyholders and agents by providing a revolutionary caring experience. We have multiple opportunities within underwriting: Underwriter and Business Development Representative. 

What you’ll do:

As an Underwriter, you will utilize underwriting expertise, customer relations and business operations skills to promote Company’s retention, finance and business objectives. You will write and review workers’ compensation insurance policies; review and resolve policy concerns.
As an Business Development Representative, you will assist underwriters with the essential research needed for them to prepare quotes and policies for our new business. Help Pinnacol achieve new business and retention goals by providing caring customer service to our policyholders and agents by providing basic underwriting information regarding policies and premiums.