What is this role about?

As our Senior Lawyer for Estonia, you will be a trusted legal partner, helping the business grow responsibly while ensuring compliance with responsible lending, consumer protection, and other applicable legal requirements.
Working closely with the Country Manager and cross-functional teams, including Product, Credit Risk, Compliance, Operations, and Customer Experience, you'll provide pragmatic, risk-based legal advice that enables business growth, supports customer-centric solutions, and helps navigate an evolving regulatory landscape.

This is a high-impact role where you'll take ownership of legal matters for the Estonian market, influence key business decisions, and help shape legal processes that support a fast-moving and increasingly regulated fintech environment.

Your main responsibilities will be:

• Act as a trusted business partner, providing pragmatic, risk-based legal advice that enables sustainable business growth while ensuring compliance with responsible lending, consumer protection, and other applicable legal requirements.
• Take ownership of legal support for the Estonian market by drafting, reviewing, negotiating, and maintaining customer documentation, commercial agreements, internal policies, procedures, and other legal documentation. 
• Monitor legal and regulatory developments, assess their business impact, and lead the implementation of required changes across products, processes, and documentation.
• Partner closely with the Country Manager and cross-functional stakeholders to support commercial initiatives, translate legal requirements into practical business solutions, and help deliver compliant, customer-centric outcomes.
• Manage complex customer complaints, regulatory inquiries, and legal escalations, balancing customer outcomes, regulatory expectations, and the company's commercial interests.
• Contribute to the continuous improvement of legal processes, governance, and ways of working, while supporting other legal matters and strategic initiatives as required.

What would ensure success in this role?

• Master's degree in Law (LL.M.) from an Estonian university and qualification to practice law in Estonia.
• At least 5 years of post-qualification legal experience gained in an in-house legal team or a reputable law firm.
• Solid knowledge of Estonian consumer credit, financial services, and related regulatory frameworks, with practical experience advising on compliance matters.
• Experience supporting regulated financial services businesses; international or cross-border experience is considered an advantage.
• Excellent written and spoken Estonian and English.
• Business-oriented mindset with the ability to balance legal risk and commercial objectives while delivering pragmatic, solution-focused advice.
• Strong stakeholder management, communication, and relationship-building skills, with the ability to work effectively across functions and influence decision-making.
• Excellent analytical and problem-solving skills, combined with a high level of ownership, attention to detail, and the ability to work independently in a fast-paced environment.

What can you expect at Bondora? 

• Contribute to Bondora’s ambitious goal of reaching 1BN in revenue. Your skills and efforts will directly impact our growth trajectory and shape the future of our company.
• Our employees deserve the best. We recognize our people with a competitive salary and a generous benefits package (5 weeks of vacation, private healthcare compensation, hobby grant, mental healthcare support, share options and much more!)
• We provide an environment that encourages your personal and professional growth. As we constantly evolve and innovate, you’ll have endless opportunities to expand your skills and skyrocket your career.

The next steps

If you have the guts, ideas, and a team vision, apply now! 

Our hiring process:  

• Meet Kerli, our Talent Acquisition Partner: Your first interview with Kerli will give you the chance to share your experiences and aspirations.
• Meet with Merilin, our Head of Legal, Responsible Lending, and Hiring Manager.
• Meet with Ivo, our Country Manager in Estonia, and the Business Lead for the role.
• Put your skills to the test: Tackle a take-home and personality assessment for the role.
• Engage with the main stakeholders to meet the team.
• The celebration begins: If the stars align, receive an offer to join the Bondora team!