About Bondsmith

Bondsmith is a London-based fintech providing savings and cash management solutions. We partner with banks, wealth managers, and fintechs to help individuals, businesses, and charities earn more on their cash. Our platform powers savings products for some of the best-known names in UK fintech and wealth management. We are FCA-authorised, backed by leading investors, and growing fast.

We're a small, friendly team where finance sits close to the heart of the business. This role offers genuine flexibility and autonomy.

The Role

We’re looking for a proactive and detail-oriented Operations Associate to join our growing team at Bondsmith. Our platform helps customers manage their savings across a range of partner banks and financial products. As part of a mission-driven, fast-paced fintech environment, you'll play a key role in ensuring smooth day-to-day operations while supporting compliance, efficiency, and customer satisfaction.

What you’ll be doing:

• Managing and executing core operational processes, including order processing, payment flows, reconciliations, operational queries and account maintenance.
• Managing order and payment processing for deposits, withdrawals, and account transfers—ensuring accuracy, timeliness, and regulatory compliance
• Assisting with internal and external reporting, including regulatory reports, management information, and operational performance tracking
• Collaborating with Compliance, Engineering and other teams to resolve issues andcontinuously improve our operational workflows.
• Assisting with onboarding of partner banks and new financial products.
• Assisting with the management of queries from our partner banks and distributors, and ensuring queries are answered promptly and efficiently
• Continuously identifying opportunities to streamline and automate operational workflows and supporting the implementation and optimisation of operational systems, tools, and automation, whilst maintaining control and oversight standards
• Maintaining accurate records and contributing to audits and internal reviews.
• Identifying, escalating and remediating operational risks or incidents in a timely manner.

Requirements:

• Bachelor’s degree
• Strong attention to detail and high accuracy in data entry and record-keeping.
• Excellent communication skills and the ability to work cross-functionally and with Clients.
• Desirable: Prior experience in operations, payments, or back-office functions within a regulated financial services or fintech environment.
• Desirable: Good understanding of how payments, reconciliations, and client money safeguarding work
• Desirable: Familiarity with regulatory frameworks, including FCA e-money and CASS rules.
• Desirable: Proficiency in tools like Excel, Jira; experience with SQL or other data tools.

Ideal type of person:

• You're curious, organised, love solving problems and technology — especially when it comes to improving processes.
• You’re comfortable working in a regulated environment and understand the importance of doing things the right way, not just the fast way.
• You take ownership and pride in your work, even when it’s behind the scenes.
• You’re adaptable and thrive in a fast-changing, startup-like atmosphere.
• You enjoy learning and are always looking to expand your understanding of how things work.