Jobs Companies Payjoy Financial Analyst

About this Financial Analyst role at Payjoy

Payjoy · Hybrid · Bogotá, Bogotá D.C.
About PayJoy
 
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.  Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.  Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life.  PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
 
This role

The Financial Analyst will support the existing finance and FP&A functions of the company, contributing to budgeting, forecasting, and financial reporting processes. You will collaborate closely with the finance and accounting teams to ensure accurate financial analysis and reporting in support of PayJoy's aggressive goals. This role requires strong analytical and forecasting skills to ensure healthy financial planning and operations control.

Responsibilities

  • Assist in budgeting, forecasting, variance analysis processes and modeling in support of PayJoy’s aggressive goals.
  • Develop financial models (top-down and bottom-up) for budgeting, business forecasting, company health, and pricing evaluation. 
  • Prepare monthly, quarterly, and annual financial reports for management, including evaluating financial performance by comparing actual results with budgets and forecasts, and other financial metrics.
  • Support to model the value of future partnership opportunities.
  • Collaboration with departments to gather data for financial analysis, included work closely with the accounting team to gather financial information and assist with the reconciliation of Local GAAP versus US GAAP,  and Support operations in making payments to merchants and reconciling the transactions with accounting by helping with the assignment processes to the FIDC.
  • Work closely with the superior to support ongoing daily functions.
  • Qualifications

  • Bachelor’s degree in Finance, Statistics, Economics or related studies.
  • 1-2 years of experience in financial planning & analysis, budgeting, forecasting, and financial reporting, in a fast-paced, high-growth environment.
  • Strong analytical mindset with a keen attention to detail, a proactive approach to problem-solving and forecasting skills to ensure healthy financial planning and operations control.
  • Understanding of corporate finance, accounting principles, and financial reporting standards (GAAP, NIF).
  • Advanced knowledge of excel google suite and data analysis software. Experience with Netsuite, PBCS/Hyperion is a plus.
  • Benefits

  • 100% Company-funded Health for employees and immediate family members
  • Life Insurance
  • Indefinite-term contract
  • 20 days of vacations, unlimited sick leave
  • $2,000 USD annual Co-working Travel perk
  • $2,000 USD annual Professional Development perk
  • Phone finance, headphone benefit, home office equipment allowance and wellness perks
  • Catered lunches

  • PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
     
     
    Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening
    Ready to apply to Payjoy?
    Apply to Payjoy

    Similar jobs

    Payjoy
    Financial Operations Analyst
    Payjoy
    ⚡ Apply early Mexico City, CDMX Hybrid
    ● New 👁 Seen ✓ Applied 2d ago
    NL
    Senior Financial Analyst – Investment Management
    National Life Insurance Company
    ⚡ Apply early Addison, TX; Montpelier, VT Onsite $75,000–$110,000
    ● New 👁 Seen ✓ Applied 5h ago
    Roku
    Senior Financial Analyst
    Roku
    ⚡ Apply early San Jose, California Onsite $125,000–$140,000
    ● New 👁 Seen ✓ Applied 6h ago
    Roku
    Senior Financial Analyst
    Roku
    ⚡ Apply early San Jose, California Onsite $125,000–$137,700
    ● New 👁 Seen ✓ Applied 6h ago
    Anduril Industries
    Senior Financial Analyst, Corporate Finance
    Anduril Industries
    ⚡ Apply early Costa Mesa, California, United... Onsite $99,000–$130,000
    ● New 👁 Seen ✓ Applied 9h ago
    Anduril Industries
    Financial Analyst II, Connected Warfare
    Anduril Industries
    ⚡ Apply early Costa Mesa, California, United... Onsite $77,000–$102,000
    ● New 👁 Seen ✓ Applied 9h ago
    Anduril Industries
    Financial Analyst II, AD&S
    Anduril Industries
    ⚡ Apply early Costa Mesa, California, United... Onsite $77,000–$102,000
    ● New 👁 Seen ✓ Applied 10h ago
    Handshake
    Data Analyst, Finance and Payments
    Handshake
    ⚡ Apply early India Onsite
    ● New 👁 Seen ✓ Applied 13h ago
    Dodmg
    Sr. Financial Analyst - FP&A
    Dodmg
    ⚡ Apply early Malibu, CA Onsite $105,700–$132,150
    ● New 👁 Seen ✓ Applied 19h ago

    Sign up for suggestions tailored to the jobs you open and the searches you save.

    More jobs at Payjoy

    See all jobs at Payjoy →

    Apply now
    🤖

    Whoa — hold up

    JobsRadar was built for real people having a rough time in their job search — not for automated requests. You're clicking way too fast and you're now temporarily blocked.

    Come back later. If you're genuinely job hunting, we've got your back — just act like a human.

    Catch your next role the second it’s posted.

    Create a free account and we’ll watch the boards for you — the instant a job matches your search, it lands in your inbox or Telegram. No digging, no refreshing.

    Create free account

    Free forever · takes 30 seconds · already have one?

    Get an edge on your job hunt.

    Join our Telegram channel for the stuff that helps you land the role — salary benchmarks, the weekly market pulse, and new-feature drops. No spam, just signal.

    Join the channel — it's free