At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

We are seeking a high-performing FX Product Owner to drive operational platform management across products and their related ecosystems. Strong FX knowledge with a broad and practical understanding of payments, including end‑to‑end payment flows, settlement impacts, pricing considerations, and the ability to quickly identify gaps, risks, and dependencies. Operates in an agile operating model delivering agility at scale, innovation, operational efficiency, and regulatory compliance. Partners closely with customers (internal and external), the business line(s) and Agile teams to drive the evolution of the assigned product(s) with little to no coaching from leadership. Maintains and refines product backlog. Creates user stories and acceptance criteria and prioritizes all stories to ensure work focuses on those with maximum business value that align with product strategy. Acts as primary liaison between the business and Agile teams, ensuring the teams understand vision for the products. Works closely in a hands-on style with development team including addressing daily prioritization needs, providing real-time feedback and answering questions on an ongoing basis with limited coaching from leadership. Independently, works with Product Management to set release dates, determine when sufficient value has been delivered to release to market, understand tradeoffs between schedule, scope and budget and communicates this information to the organization. Employs product management practices and tactics including customer research, data and analytics, and market research.

This role requires working from one of the posted U.S. Bank locations three (3) or more days per week.

Preferred Skills/Experience:

- Foreign Exchange Market Knowledge with In-depth understanding of payments, including end‑to‑end payment flows, settlement impacts, pricing considerations, and the ability to quickly identify gaps, risks, and dependencies.

- Knowledge of spot, forward, and swap markets within FX. Familiarity with FX options and other derivatives used for hedging or speculative purposes. Understanding of liquidity management and how central banks, market makers, and liquidity providers interact.

- Highly self‑motivated and execution focused, able to work independently with minimal direction, prioritize effectively, make timely decisions, and consistently drive work through to completion.

- Deep Understanding of settlement systems such as CLS (Continuous Linked Settlement) used in FX to mitigate settlement risk. Familiarity with cross-border payment systems and processes, including SWIFT, ACH systems.

- Expertise in using FX trading platforms such as Wall Street Systems, and familiarity with Bloomberg, Reuters Eikon, Thomson Reuters FXall, and 360T. Understanding of API integration between FX trading platforms and back-office systems.

- Knowledge of Risk Management and clear understanding of counterparty risk and credit risk associated with FX transactions.

- Regulatory Knowledge in FX space including financial regulations affecting FX markets, such as MiFID II, Dodd-Frank, SDR. Awareness of AML/KYC (Anti-Money Laundering and Know Your Customer) requirements specific to FX trading. Knowledge of Basel III requirements affecting capital and liquidity management in FX operations.

- Proficiency in using tools like Excel, SQL for analyzing large datasets to help the business line with requirements.

- Demonstrates strong problem‑solving abilities, using data analysis to identify trends or issues, break down complex problems, work through ambiguity, and translate insights into actionable product decisions.

-Builds strong relationships across business, technology, operations, and external partners, communicates clearly with varied audiences, and influences outcomes without direct authority.

-Owns and manages the product backlog, writes clear requirements and acceptance criteria, aligns delivery to business priorities, and partners closely with engineering and delivery teams to ensure solutions meet intended outcomes.

Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Typically three or more years of related experience

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.