Come join us to build the future of Consumer Finance!
Our Vision is to be the layer of Intelligence in the Consumer Finance Industry. To learn more about our vision, please meet Sangram, our Co-Founder and CTO.
We are looking to build a high-performing team, and if you are looking to build and scale an AI startup to revolutionize an industry saddled with archaic workflows, please do apply!
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At Prodigal, we are building AI Agents for loan servicing and collections. Founded in 2018 by IITB alumni, our journey began with one bold mission: to eradicate the inefficiencies and confusion that have plagued the lending and collections industry for decades. We are backed by Y Combinator, Accel and Menlo Ventures.
Today, we stand at the forefront of a seismic shift in the industry, building Agentic AI applications for consumer finance. Powered by our cutting-edge platform, Prodigal’s Intelligence Engine (PIE), we’re creating the next-generation agentic workforce - one that empowers companies to achieve unprecedented levels of operational excellence and intelligence.
With over half a billion consumer finance interactions processed and a growing impact on more than 100 leading companies across North America, we’ve established ourselves as the go-to partner for organizations that demand more from their AI solutions. Our unparalleled experience, coupled with our trusted customer relationships, uniquely positions us to build Agentic AI applications that will revolutionize the future of consumer finance.
At Prodigal, we are driven by a singular, unrelenting purpose: to transform how consumer finance companies engage with their customers and, in turn, drive successful outcomes for all.
We're seeking a Head of Machine Learning to own and scale the ML function at Prodigal. This is the senior-most ML role in the company — partnering directly with the CTO as a peer technical leader, defining the multi-year ML vision, building and leading a world-class team, and translating cutting-edge research into production systems that move the needle for over 100 customers and millions of consumers. You'll set the bar for technical excellence, hire and develop the next generation of ML leaders, and shape what consumer finance intelligence looks like over the next decade. If you've operated at this level before — or are ready to step into it at a company where ML is the engine of the product — we want to talk.
Meet Sangram (Cofounder and CTO) and hear his vision for Prodigal: https://www.youtube.com/embed/FTWlN9fwiIA?feature=shared
From day 1, Prodigal has been defined by talented, humble, and hungry leaders and we want this mindset and culture to continue to blossom from top to bottom in the company. If you have an entrepreneurial spirit and want to work in a fast-paced, intellectually-stimulating environment where you will be pushed to grow, then please reach out because we are looking to build a transformational company that reinvents one of the biggest industries in the US.
To learn more about us - please visit the following:
Our Story - https://www.prodigaltech.com/our-story
What shapes our thinking - https://link.prodigaltech.com/our-thesis
Ready to apply?
Apply to Prodigal
At Prodigal, we are building AI Agents for loan servicing and collections. Founded in 2018 by IITB alumni, our journey began with one bold mission: to eradicate the inefficiencies and confusion that have plagued the lending and collections industry for decades. We are backed by Y Combinator, Accel and Menlo Ventures.
Today, we stand at the forefront of a seismic shift in the industry, building Agentic AI applications for consumer finance. Powered by our cutting-edge platform, Prodigal’s Intelligence Engine (PIE), we’re creating the next-generation agentic workforce - one that empowers companies to achieve unprecedented levels of operational excellence and intelligence.
With over half a billion consumer finance interactions processed and a growing impact on more than 100 leading companies across North America, we’ve established ourselves as the go-to partner for organizations that demand more from their AI solutions. Our unparalleled experience, coupled with our trusted customer relationships, uniquely positions us to build Agentic AI applications that will revolutionize the future of consumer finance.
At Prodigal, we are driven by a singular, unrelenting purpose: to transform how consumer finance companies engage with their customers and, in turn, drive successful outcomes for all.
About The Team:
You’ll join Prodigal’s Strategy & Operations team, the consulting and services arm of the company. We partner with lenders (Banks, NBFCs & BNPLs etc.) and debt collection agencies to transform how they engage consumers using data-driven insights and AI-powered workflows. The team sits at the intersection of product, data science, and client operations: designing strategy, building execution pipelines, and running experiments that deliver measurable lifts in recoveries and channel performance..
Role Overview:
As a Strategy & Operations Lead, you will own end-to-end consumer engagement and collections strategy for a portfolio of 3-4 clients. This is a hands-on role where you’ll move from problem identification to strategy design to execution, directly operating workflows across various engagement channels. You will work directly with senior client leaders, including CXOs, owning both strategic outcomes and the relationship. In a span of 6-12 months from joining, you'll have the opportunity to hire and lead analysts to amplify your experience and drive more impact.
Responsibilities :
Strategy:
Operations:
Requirements :
Job benefits :
Meet Sangram - (Cofounder and CTO) and hear his vision for Prodigal below (01:38)
From day 1, Prodigal has been defined by talented, humble, and hungry leaders and we want this mindset and culture to continue to blossom from top to bottom in the company. If you have an entrepreneurial spirit and want to work in a fast-paced, intellectually-stimulating environment where you will be pushed to grow, then please reach out because we are looking to build a transformational company that reinvents one of the biggest industries in the US.
To learn more about us - please visit the following:
Our Story - https://www.prodigaltech.com/our-story
What shapes our thinking - https://link.prodigaltech.com/our-thesis
Ready to apply?
Apply to Prodigal
At Prodigal, we are building AI Agents for loan servicing and collections. Founded in 2018 by IITB alumni, our journey began with one bold mission: to eradicate the inefficiencies and confusion that have plagued the lending and collections industry for decades. We are backed by Y Combinator, Accel and Menlo Ventures.
Today, we stand at the forefront of a seismic shift in the industry, building Agentic AI applications for consumer finance. Powered by our cutting-edge platform, Prodigal’s Intelligence Engine (PIE), we’re creating the next-generation agentic workforce - one that empowers companies to achieve unprecedented levels of operational excellence and intelligence.
With over half a billion consumer finance interactions processed and a growing impact on more than 100 leading companies across North America, we’ve established ourselves as the go-to partner for organizations that demand more from their AI solutions. Our unparalleled experience, coupled with our trusted customer relationships, uniquely positions us to build Agentic AI applications that will revolutionize the future of consumer finance.
At Prodigal, we are driven by a singular, unrelenting purpose: to transform how consumer finance companies engage with their customers and, in turn, drive successful outcomes for all.
You’ll join Prodigal’s Strategy & Operations team, the consulting arm of the company. We partner with creditors in consumer finance (Banks, NBFCs & BNPLs and debt collection agencies) to transform how they engage with consumers using data-driven insights and AI-powered workflows. The team sits at the intersection of product, data science, and client operations: designing strategy, building execution pipelines, and running experiments that deliver measurable lifts in recoveries and channel performance.
As a Strategy & Operations Analyst, you will work with the team to execute and scale high-impact strategies and initiatives for clients. You’ll both build and scale: owning live AI based strategies, testing new ideas, identifying and solving client challenges, and driving strategic initiatives.
This is beyond a traditional consulting role where impact ends at strategic recommendations. Here, you will own strategies end-to-end, from design to live execution. You’ll have visibility over their direct, measurable impact on real business outcomes. You’ll operate in a high-growth environment with accelerated learning, full ownership, and continuous exposure to CXOs. The role also offers periodic travel to the US for client meetings and industry conferences, giving you on-ground global exposure.
This role is designed as a fast-growth pathway into a Strategy & Operations Lead position, based on performance, learning velocity, and leadership readiness.
Mode of work - 5 days in office
You enjoy solving real-world problems and taking full ownership of outcomes, not just analyses. You combine structured thinking with execution discipline and are comfortable working in fast-moving, client-facing environments. You’re motivated by measurable impact, continuous learning, and early responsibility.
Strategy:
Analytics and Operations:
Evaluation Process (Virtual Recruitment Drive):
Final Shortlist/Offer announcement on 31st March 2026
Meet Sangram - (Cofounder and CTO) and hear his vision for Prodigal below (01:38)
From day 1, Prodigal has been defined by talented, humble, and hungry leaders and we want this mindset and culture to continue to blossom from top to bottom in the company. If you have an entrepreneurial spirit and want to work in a fast-paced, intellectually-stimulating environment where you will be pushed to grow, then please reach out because we are looking to build a transformational company that reinvents one of the biggest industries in the US.
To learn more about us - please visit the following:
Our Story - https://www.prodigaltech.com/our-story
What shapes our thinking - https://link.prodigaltech.com/our-thesis
Ready to apply?
Apply to Prodigal
At Prodigal, we are building AI Agents for loan servicing and collections. Founded in 2018 by IITB alumni, our journey began with one bold mission: to eradicate the inefficiencies and confusion that have plagued the lending and collections industry for decades. We are backed by Y Combinator, Accel and Menlo Ventures.
Today, we stand at the forefront of a seismic shift in the industry, building Agentic AI applications for consumer finance. Powered by our cutting-edge platform, Prodigal’s Intelligence Engine (PIE), we’re creating the next-generation agentic workforce - one that empowers companies to achieve unprecedented levels of operational excellence and intelligence.
With over half a billion consumer finance interactions processed and a growing impact on more than 100 leading companies across North America, we’ve established ourselves as the go-to partner for organizations that demand more from their AI solutions. Our unparalleled experience, coupled with our trusted customer relationships, uniquely positions us to build Agentic AI applications that will revolutionize the future of consumer finance.
At Prodigal, we are driven by a singular, unrelenting purpose: to transform how consumer finance companies engage with their customers and, in turn, drive successful outcomes for all.
You’ll join Prodigal’s Strategy & Operations team, the consulting arm of the company. We partner with creditors in consumer finance (Banks, NBFCs & BNPLs and debt collection agencies) to transform how they engage with consumers using data-driven insights and AI-powered workflows. The team sits at the intersection of product, data science, and client operations: designing strategy, building execution pipelines, and running experiments that deliver measurable lifts in recoveries and channel performance.
As a Strategy & Operations Analyst, you will work with the team to execute and scale high-impact strategies and initiatives for clients. You’ll both build and scale: owning live AI based strategies, testing new ideas, identifying and solving client challenges, and driving strategic initiatives.
This is beyond a traditional consulting role where impact ends at strategic recommendations. Here, you will own strategies end-to-end, from design to live execution. You’ll have visibility over their direct, measurable impact on real business outcomes. You’ll operate in a high-growth environment with accelerated learning, full ownership, and continuous exposure to CXOs. The role also offers periodic travel to the US for client meetings and industry conferences, giving you on-ground global exposure.
This role is designed as a fast-growth pathway into a Strategy & Operations Lead position, based on performance, learning velocity, and leadership readiness.
Mode of work - 5 days in office
You enjoy solving real-world problems and taking full ownership of outcomes, not just analyses. You combine structured thinking with execution discipline and are comfortable working in fast-moving, client-facing environments. You’re motivated by measurable impact, continuous learning, and early responsibility.
Strategy:
Analytics and Operations:
Evaluation Process :
Meet Sangram - (Cofounder and CTO) and hear his vision for Prodigal below (01:38)
From day 1, Prodigal has been defined by talented, humble, and hungry leaders and we want this mindset and culture to continue to blossom from top to bottom in the company. If you have an entrepreneurial spirit and want to work in a fast-paced, intellectually-stimulating environment where you will be pushed to grow, then please reach out because we are looking to build a transformational company that reinvents one of the biggest industries in the US.
To learn more about us - please visit the following:
Our Story - https://www.prodigaltech.com/our-story
What shapes our thinking - https://link.prodigaltech.com/our-thesis
Ready to apply?
Apply to Prodigal
At Prodigal, we are building AI Agents for loan servicing and collections. Founded in 2018 by IITB alumni, our journey began with one bold mission: to eradicate the inefficiencies and confusion that have plagued the lending and collections industry for decades. We are backed by Y Combinator, Accel and Menlo Ventures.
Today, we stand at the forefront of a seismic shift in the industry, building Agentic AI applications for consumer finance. Powered by our cutting-edge platform, Prodigal’s Intelligence Engine (PIE), we’re creating the next-generation agentic workforce - one that empowers companies to achieve unprecedented levels of operational excellence and intelligence.
With over half a billion consumer finance interactions processed and a growing impact on more than 100 leading companies across North America, we’ve established ourselves as the go-to partner for organizations that demand more from their AI solutions. Our unparalleled experience, coupled with our trusted customer relationships, uniquely positions us to build Agentic AI applications that will revolutionize the future of consumer finance.
At Prodigal, we are driven by a singular, unrelenting purpose: to transform how consumer finance companies engage with their customers and, in turn, drive successful outcomes for all.
We're looking for an AI Engineer to join the proAgent pod and work on the systems that power our autonomous voice agents in live financial conversations. You'll work alongside a small, high-agency team where you will have real ownership over features and components from day one.
This is a hands-on engineering role. You'll be deep in the code — building agent logic, integrating speech models, tuning prompts, and debugging gnarly real-time issues. You don't need to have done all of this before, but you need to be the kind of engineer who figures things out fast, takes feedback well, and ships.
Agent Loop & Reasoning
Voice AI Systems
LLM Infrastructure
From day 1, Prodigal has been defined by talented, humble, and hungry leaders and we want this mindset and culture to continue to blossom from top to bottom in the company. If you have an entrepreneurial spirit and want to work in a fast-paced, intellectually-stimulating environment where you will be pushed to grow, then please reach out because we are looking to build a transformational company that reinvents one of the biggest industries in the US.
To learn more about us - please visit the following:
Our Story - https://www.prodigaltech.com/our-story
What shapes our thinking - https://link.prodigaltech.com/our-thesis
Ready to apply?
Apply to Prodigal
At Prodigal, we are building AI Agents for loan servicing and collections. Founded in 2018 by IITB alumni, our journey began with one bold mission: to eradicate the inefficiencies and confusion that have plagued the lending and collections industry for decades. We are backed by Y Combinator, Accel and Menlo Ventures.
Today, we stand at the forefront of a seismic shift in the industry, building Agentic AI applications for consumer finance. Powered by our cutting-edge platform, Prodigal’s Intelligence Engine (PIE), we’re creating the next-generation agentic workforce - one that empowers companies to achieve unprecedented levels of operational excellence and intelligence.
With over half a billion consumer finance interactions processed and a growing impact on more than 100 leading companies across North America, we’ve established ourselves as the go-to partner for organizations that demand more from their AI solutions. Our unparalleled experience, coupled with our trusted customer relationships, uniquely positions us to build Agentic AI applications that will revolutionize the future of consumer finance.
At Prodigal, we are driven by a singular, unrelenting purpose: to transform how consumer finance companies engage with their customers and, in turn, drive successful outcomes for all.
We're looking for an AI Lead to own the technical direction and team behind proAgent's core intelligence. You'll lead a small, high-agency pod building AI Agents that handle nuanced financial conversations — where every millisecond of latency, every reasoning decision, and every team member's growth matters.
This is a player-coach role with full pod accountability. You'll write code, define the AI architecture, set the technical bar, and directly manage and grow a team of AI engineers. The right person has been in the weeds of voice AI and LLM systems long enough to have strong opinions — and has led teams long enough to know how to bring others along.
Pod Leadership & Team Building
Agent Loop & Reasoning
Voice AI Systems
LLM Infrastructure
From day 1, Prodigal has been defined by talented, humble, and hungry leaders and we want this mindset and culture to continue to blossom from top to bottom in the company. If you have an entrepreneurial spirit and want to work in a fast-paced, intellectually-stimulating environment where you will be pushed to grow, then please reach out because we are looking to build a transformational company that reinvents one of the biggest industries in the US.
To learn more about us - please visit the following:
Our Story - https://www.prodigaltech.com/our-story
What shapes our thinking - https://link.prodigaltech.com/our-thesis
Ready to apply?
Apply to Prodigal
At Prodigal, we are building AI Agents for loan servicing and collections. Founded in 2018 by IITB alumni, our journey began with one bold mission: to eradicate the inefficiencies and confusion that have plagued the lending and collections industry for decades. We are backed by Y Combinator, Accel and Menlo Ventures.
Today, we stand at the forefront of a seismic shift in the industry, building Agentic AI applications for consumer finance. Powered by our cutting-edge platform, Prodigal’s Intelligence Engine (PIE), we’re creating the next-generation agentic workforce - one that empowers companies to achieve unprecedented levels of operational excellence and intelligence.
With over half a billion consumer finance interactions processed and a growing impact on more than 100 leading companies across North America, we’ve established ourselves as the go-to partner for organizations that demand more from their AI solutions. Our unparalleled experience, coupled with our trusted customer relationships, uniquely positions us to build Agentic AI applications that will revolutionize the future of consumer finance.
At Prodigal, we are driven by a singular, unrelenting purpose: to transform how consumer finance companies engage with their customers and, in turn, drive successful outcomes for all.
We're seeking a Machine Learning Lead to join our team in building cutting-edge products that shape the future of consumer finance. As a member of our team, you will oversee complex technical problems, build new features, and improve existing products. Our teams are constantly pushing the boundaries of applied intelligence in consumer finance, and we're looking for passionate individuals who can help us advance us further. If you're interested in leading a world-class team of engineers and researchers to work on exciting projects that have a significant impact, we encourage you to apply.
Meet Sangram - (Cofounder and CTO) and hear his vision for Prodigal below (01:38)
From day 1, Prodigal has been defined by talented, humble, and hungry leaders and we want this mindset and culture to continue to blossom from top to bottom in the company. If you have an entrepreneurial spirit and want to work in a fast-paced, intellectually-stimulating environment where you will be pushed to grow, then please reach out because we are looking to build a transformational company that reinvents one of the biggest industries in the US.
To learn more about us - please visit the following:
Our Story - https://www.prodigaltech.com/our-story
What shapes our thinking - https://link.prodigaltech.com/our-thesis
Ready to apply?
Apply to Prodigal
At Prodigal, we are building AI Agents for loan servicing and collections. Founded in 2018 by IITB alumni, our journey began with one bold mission: to eradicate the inefficiencies and confusion that have plagued the lending and collections industry for decades. We are backed by Y Combinator, Accel and Menlo Ventures.
Today, we stand at the forefront of a seismic shift in the industry, building Agentic AI applications for consumer finance. Powered by our cutting-edge platform, Prodigal’s Intelligence Engine (PIE), we’re creating the next-generation agentic workforce - one that empowers companies to achieve unprecedented levels of operational excellence and intelligence.
With over half a billion consumer finance interactions processed and a growing impact on more than 100 leading companies across North America, we’ve established ourselves as the go-to partner for organizations that demand more from their AI solutions. Our unparalleled experience, coupled with our trusted customer relationships, uniquely positions us to build Agentic AI applications that will revolutionize the future of consumer finance.
At Prodigal, we are driven by a singular, unrelenting purpose: to transform how consumer finance companies engage with their customers and, in turn, drive successful outcomes for all.
In this role you will be building recommendation systems to drive higher consumer engagement and improve performance metrics of debt collection campaigns. You would be required to wear the hat of a Data scientist to analyze patterns and convert those into model weights. In this role you will own the project end-to-end and hence we are looking for a curious and resilient DSML Engineer who thrives in a culture of experimentation and rapid iteration. Our ideal candidate doesn't just apply AI concepts – they're excited to push boundaries, challenge assumptions, and learn from both successes and failures. If you believe that the only true failure is not experimenting quickly, we want you on our team.
If you're passionate about leveraging data to drive business decisions and have a track record of delivering impactful AI solutions, we want to hear from you!
Mode of Work - On-Site
From day 1, Prodigal has been defined by talented, humble, and hungry leaders and we want this mindset and culture to continue to blossom from top to bottom in the company. If you have an entrepreneurial spirit and want to work in a fast-paced, intellectually-stimulating environment where you will be pushed to grow, then please reach out because we are looking to build a transformational company that reinvents one of the biggest industries in the US.
To learn more about us - please visit the following:
Our Story - https://www.prodigaltech.com/our-story
What shapes our thinking - https://link.prodigaltech.com/our-thesis
Ready to apply?
Apply to Prodigal
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