About the Opportunity 

Banking Foundations domain mission for N26 is to provide secure and compliant banking services that are frictionless and innovative for customers, while enabling efficient operations and informed decision-making for our staff. We achieve this through robust customer identity verification, proactive risk management, and seamless customer support. This foundation enables N26 to achieve sustainable growth while maintaining the highest levels of trust with our customers and regulators.

In this role, you will:

• Collaborate closely with your Tech Lead on architecting new features and seeing them through to completion.
• Design, develop, test, deploy and maintain software in a thriving environment.
• Have opportunities to mentor junior members in the team by relentlessly guarding code quality through pull requests and helping them when they have questions.
• Stay up to date with the latest trends in technology and you are not afraid to propose some findings during our Get Stuff Done Days.
• Work within your cross-functional team to uphold the highest technical standards right across the product.

What you need to be successful:

Skills & Background:

• Experience in developing software using a JVM language and Spring Boot in large-scale production systems (note: experience of Kotlin would be a plus).
• Sound understanding of microservice architecture.
• Knowledge of both relational and non-relational databases, preferably Postgres.
• Appreciation of working in a modern cloud architecture, preferably with AWS.
• Full professional proficiency in English.

Traits:

• Actively help yourself (and others) be successful.
• Continuously learn and challenge the status quo.
• Think globally, act locally.
• Strong bias for action.
• Give and receive open, direct and timely feedback.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account, as well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We’ve eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities

N26 is committed to creating an inclusive workspace where everyone feels valued and respected. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. If there’s anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

About the opportunity

Here at N26 the IIT team is continuously trying to optimize and automate manual tasks to cope with the tremendous growth of the company, moving away from the traditional IT into a more DevSecOps approach relying on technology to empower people.

The Corporate Infrastructure (COIN) team builds, manages and supports the systems and infrastructure that power our workplace keeping our users working smoothly, productively, and securely. As an IT Operations Specialist, you’ll help design and scale the infrastructure powering your peers’ day to day work.

If you like to think out of the box, automate all the manual tasks and make people's lives easier, we are looking for you!

In this role, you will:

• Implement and improve systems to manage our growing workplace infrastructure, global corporate networks, A/V infrastructure, and physical security.

• Support our current workplace infrastructure and IT Support with creative ideas.

• Collaborate with partner teams to scale and automate our infrastructure.

• Thoughtfully and inventively incorporate leading third-party software into N26 workplace infrastructure.

• Keep abreast of company growth and industry trends and iterate on automated deployment, configuration, and monitoring.

• Uphold our high engineering standards and bring consistency to the many processes and procedures you encounter.

• Help your teammates by sharing knowledge, mentoring, and supporting.

• Own an issue until the problem has been mitigated and/or resolved.

• Maintain the operational effectiveness of systems in their specialist infrastructure area.

• Conducts ongoing maintenance of infrastructure.

• Maintain an effective working relationship with all key stakeholders, including issues and planned changes within their specialist infrastructure area. 

What you need to be successful:

• Proven experience managing and operating workplace infrastructure components like corporate networks, physical servers as well as CCTV and physical security systems. Knowledge of Cloud computing and VM will be considered as plus.

• Experience scripting in Bash or Powershell in order to automate repetitive tasks. Experience with Infrastructure as Code is desired.

• Proficiency troubleshooting Linux and Windows systems (ideally 2012 R2/2016 & 2019) at the OS level and as part of a distributed system. 

• Experience with server IDRAC and managing.

• Knowledge of TCP/IP, VPN, application network protocols, firewall management, hardware and printing devices with centralised management solutions.

• Comfort discussing technical concepts like network protocols and infrastructure components.

• Eager to inherit new knowledge and to be able to work independently.

• Not to be afraid to grab more complex tasks, even not to be comfortable or have enough knowledge to execute them.

• A learning mindset, regardless of level or experience.

• An empathetic, humble, and customer-focused demeanor.

• Excellent English communication skills, both written and verbal, knowledge of German or Spanish is a plus

• Multi-tasking capabilities and ability to adapt to a fast paced environment.

• Ability to be proactive, self-motivated and learn quickly.

• Troubleshooting and support of meeting room issues.

•  'All hands' events support and troubleshooting.

• Meeting room booking platform hardware support from the infrastructure side

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. 

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

About the opportunity

Banking Foundations domain mission for N26 is to provide secure and compliant banking services that are frictionless and innovative for customers, while enabling efficient operations and informed decision-making for our staff. We achieve this through robust customer identity verification, proactive risk management, and seamless customer support. This foundation enables N26 to achieve sustainable growth while maintaining the highest levels of trust with our customers and regulators.

We are seeking a talented Backend Engineer to join our expanding teams in Barcelona and evolve our product, powered by a microservice architecture predominantly written in Java 8 and Kotlin, using Spring Boot.

Our cross-functional teams are passionate about collaboration and sharing knowledge, as well as working with a high degree of autonomy.

As a Backend Engineer at N26, you will be encouraged to embrace the latest technological updates and given a platform to work on complex, interesting problems on a daily basis.

In this role, you will:

• Design, develop, test, deploy and maintain software in a thriving environment

• Manage individual project priorities and deliverables whilst working in a team who enjoy knowledge sharing sessions

• Stay up to date with the latest trends in technology and you are not afraid to propose some findings during our GSDD.

• Work within your cross-functional team to uphold the highest technical standards right across the product

What you need to be successful:

Background:

• Experience in developing software using a JVM language and Spring Boot in Large-scale production systems (note: experience of Kotlin would be a plus)

• Sound understanding of microservice architecture

• Knowledge of both relational and non-relational databases, preferably Postgres

Skills:

• Sound understanding of microservice architecture

• Deep knowledge of both relational and non-relational databases, preferably Postgres

• Appreciation of working in a modern cloud architecture, preferably with AWS

• Language Skills: Full professional proficiency in English

Traits:

• Highly motivated and not afraid of getting things done

• Ongoing appreciation and consideration for security

• Motivation to write code which is well-tested and well-documented

• Give and receive open, direct and timely feedback

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.

• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.

• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.

• Additional day of annual leave for each year of service.

• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds.

• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

We are seeking a proactive Product Manager to join our Lending team. This role is central to our Lending Ambition, our strategic roadmap to become the most trusted European digital primary bank by 2029 through a material, high-growth lending profit center.

In this role, you will help us further accelerate our Lending Ambition for our N26 customers, ensuring we offer personalized, inclusive, and innovative digital credit experiences across Europe. You will join a cross-functional team of product managers, designers, engineers, and data scientists dedicated to scaling this high-priority profit center.

In this role, you will:

• Execute the Strategy: Support the delivery of our Lending Ambition (Foundations, Experimentation, and Innovation) to help reach our ambitious growth targets for the Lending business.
• Define & Deliver: Develop and own problem spaces within Lending Foundations (e.g., credit data platforms) and define the necessary stories, epics, and initiatives to solve them.
• Iterative Progress: Break down complex features into iterative milestones, fostering a culture of "build, measure, learn" through A/B testing and customer discovery.
• Collaborate Across Groups: Partner closely with Credit Risk, Finance, and Engineering to ensure product rollouts are high-quality, compliant, and meet our "Lending Bank" readiness standards.
• Targeted Focus: Support critical unresourced topics as they arise, such as initiatives around Credit Underwriting Models and onboarding external data sources to reduce Time-to-Value.
• Maintain Operational Excellence: Contribute to the maturity of our processes, supporting audit requirements (e.g., Deloitte) and upleveling our reporting and documentation.

What you need to be successful:

• Experience: 3+ years in Product Management, ideally within FinTech or a regulated banking environment.
• Product Craft: Proficiency in breaking down high-level goals into actionable roadmaps and technical specifications. Can define stories and epics well when given a problem statement.
• Analytical Mindset: Comfortable using Claude Code or other AI tools to fast-identify funnel friction and validate hypotheses.
• Stakeholder Management: Ability to build effective relationships across different disciplines and navigate a fast-paced, "digitally native" environment.
• Adaptability: A mindset that embraces the Lending Ambition, being fast to adapt, hypothesis-driven, and focused on both customer and business value.

Our Team Values:

We are a team that believes in being better together and authentically ourselves. We live by these principles:

• Simple. Speed. Scale.
• Customer value, biz value, or no value.
• Accountable to outcomes, guided by purpose.
• Earn trust: with customers, regulators, and each other.
• Hypothesis driven, fast to adapt.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

We are seeking a proactive Product Manager to join our Lending team. This role is central to our Lending Ambition, our strategic roadmap to become the most trusted European digital primary bank by 2029 through a material, high-growth lending profit center.

In this role, you will help us further accelerate our Lending Ambition for our N26 customers, ensuring we offer personalized, inclusive, and innovative digital credit experiences across Europe. You will join a cross-functional team of product managers, designers, engineers, and data scientists dedicated to scaling this high-priority profit center.

In this role, you will:

• Execute the Strategy: Support the delivery of our Lending Ambition (Foundations, Experimentation, and Innovation) to help reach our ambitious growth targets for the Lending business.
• Define & Deliver: Develop and own problem spaces within Lending Foundations (e.g., credit data platforms) and define the necessary stories, epics, and initiatives to solve them.
• Iterative Progress: Break down complex features into iterative milestones, fostering a culture of "build, measure, learn" through A/B testing and customer discovery.
• Collaborate Across Groups: Partner closely with Credit Risk, Finance, and Engineering to ensure product rollouts are high-quality, compliant, and meet our "Lending Bank" readiness standards.
• Targeted Focus: Support critical unresourced topics as they arise, such as initiatives around Credit Underwriting Models and onboarding external data sources to reduce Time-to-Value.
• Maintain Operational Excellence: Contribute to the maturity of our processes, supporting audit requirements (e.g., Deloitte) and upleveling our reporting and documentation.

What you need to be successful:

• Experience: 3+ years in Product Management, ideally within FinTech or a regulated banking environment.
• Product Craft: Proficiency in breaking down high-level goals into actionable roadmaps and technical specifications. Can define stories and epics well when given a problem statement.
• Analytical Mindset: Comfortable using Claude Code or other AI tools to fast-identify funnel friction and validate hypotheses.
• Stakeholder Management: Ability to build effective relationships across different disciplines and navigate a fast-paced, "digitally native" environment.
• Adaptability: A mindset that embraces the Lending Ambition, being fast to adapt, hypothesis-driven, and focused on both customer and business value.

Our Team Values:

We are a team that believes in being better together and authentically ourselves. We live by these principles:

• Simple. Speed. Scale.
• Customer value, biz value, or no value.
• Accountable to outcomes, guided by purpose.
• Earn trust: with customers, regulators, and each other.
• Hypothesis driven, fast to adapt.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

We are seeking an experienced and strategic Analytics Manager to lead the Everyday Banking domain (Payments, Cards, and Core Account Lifecycle) , one of our cross-functional areas shaping the development of one of the world's leading FinTech products.

About the opportunity

As an Analytics Manager, you will own the analytics strategy and execution for our Product & Business Segments within the respective domain.

You are responsible for ensuring data is at the core of decision-making, fostering a strong data culture, and enabling teams to deliver measurable business impact. You will work in a cross-functional setup, leading a team of ~4 data analysts while partnering closely with engineers, designers, product managers, and senior business stakeholders.

This is a hands-on leadership role, where you are expected to split your time between:

• ~50% individual contribution, focusing on the most complex and high-impact analytical problems
• ~50% team leadership and management, ensuring your team delivers high-quality work and continues to grow

In this role, you will:

Help us set the right goals: Define and align domain-level KPIs and OKRs, ensuring teams are focused on the highest-impact opportunities. Establish frameworks that connect product initiatives to measurable business outcomes.

Inform product roadmap:Drive the analytics roadmap for your domain, proactively identifying strategic opportunities, risks, and trends. Ensure insights consistently shape product and business strategy across multiple teams.

Be a strategic partner: Act as a trusted advisor to senior stakeholders, influencing decision-making through high-level insights and clear recommendations. Translate complex data into business strategy.

Handle stakeholders: Own relationships with senior stakeholders across Product, Marketing, Tech and Leadership. Align cross-functional priorities and ensure analytics work is tightly integrated with broader business goals.

Evaluate initiatives: Oversee experimentation and measurement strategy across teams. Ensure robust test design, execution, and interpretation, maintaining a high bar for analytical rigor and business relevance.

Contribute to self-serve data platform: Drive the development of scalable analytics foundations in partnership with engineering. Ensure teams have access to reliable data, tools, and frameworks to independently generate insights.

Provide monitoring tools: Ensure the team delivers high-quality dashboards and monitoring systems that track performance against company OKRs. Define standards for clarity, usability, and impact.

Improve data literacy of organisation: Scale data literacy across the organization by enabling teams to better understand and use data. Establish training programs, frameworks, and best practices that empower self-serve analytics.

Be part of our data-community: Lead collaboration across analytics teams, contributing to shared standards, tooling, and strategic initiatives. Act as a thought leader within the broader data organization.

Support some of the following product & business team initiatives (not limited to):

• Guide teams in discovering new product opportunities, identifying user friction points, and prioritizing high-impact initiatives
• Ensure continuous product releases are evaluated against business goals using robust analytical methods
• Partner with UX research to combine qualitative and quantitative insights for stronger decision-making
• Ensure data tracking and instrumentation are properly designed to enable future analysis and measurement
• Personally lead the most complex and ambiguous analyses within the domain, setting the standard for quality and impact

What you need to be successful:

Background:

• 5+ years of experience as an individual contributor in analytics or a related field
• 1+ year of experience managing people, leading a team of 3–4 data analysts
• Proven track record of driving business impact through data

Skills:

• Causal inference & impact measurement: Deep expertise in methods (uplift modeling, quasi-experiments, counterfactuals) to measure true business impact beyond surface metrics.
• Experimentation: Strong track record designing and scaling A/B, multivariate, and observational analyses when experimentation isn’t feasible.
• Strategic problem-solving: Ability to structure ambiguous business problems into rigorous analytical frameworks that inform product and growth strategy.
• Analytics & Engineering: High proficiency in SQL and Python/R for analysis, experimentation, and modeling.
• LLM & self-serve analytics: Experience leveraging LLMs and conversational interfaces to enable scalable, self-serve analytics.
• Data storytelling: Communicates complex insights clearly using modern BI tools (Tableau, Looker, Metabase, Superset).
• Stakeholder influence: Confident communicator with fluency in English, who challenges assumptions, aligns cross-functional teams, and drives data-informed decisions.

Nice to have:

• Experience in the specific domain
• Experience in high-growth environments 
• Experience in fintech
• Experience building or scaling analytics teams or functions

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

We are seeking an experienced and strategic Analytics Manager to lead the Financial Empowerment domain (Investments, Savings, and Lending) one of our cross-functional areas shaping the development of one of the world's leading FinTech products.

About the opportunity

As an Analytics Manager, you will own the analytics strategy and execution for our Product & Business Segments within the respective domain.

You are responsible for ensuring data is at the core of decision-making, fostering a strong data culture, and enabling teams to deliver measurable business impact. You will work in a cross-functional setup, leading a team of ~4 data analysts while partnering closely with engineers, designers, product managers, and senior business stakeholders.

This is a hands-on leadership role, where you are expected to split your time between:

• ~50% individual contribution, focusing on the most complex and high-impact analytical problems
• ~50% team leadership and management, ensuring your team delivers high-quality work and continues to grow

In this role, you will:

Help us set the right goals: Define and align domain-level KPIs and OKRs, ensuring teams are focused on the highest-impact opportunities. Establish frameworks that connect product initiatives to measurable business outcomes.

Inform product roadmap:Drive the analytics roadmap for your domain, proactively identifying strategic opportunities, risks, and trends. Ensure insights consistently shape product and business strategy across multiple teams.

Be a strategic partner: Act as a trusted advisor to senior stakeholders, influencing decision-making through high-level insights and clear recommendations. Translate complex data into business strategy.

Handle stakeholders: Own relationships with senior stakeholders across Product, Marketing, Tech and Leadership. Align cross-functional priorities and ensure analytics work is tightly integrated with broader business goals.

Evaluate initiatives: Oversee experimentation and measurement strategy across teams. Ensure robust test design, execution, and interpretation, maintaining a high bar for analytical rigor and business relevance.

Contribute to self-serve data platform: Drive the development of scalable analytics foundations in partnership with engineering. Ensure teams have access to reliable data, tools, and frameworks to independently generate insights.

Provide monitoring tools: Ensure the team delivers high-quality dashboards and monitoring systems that track performance against company OKRs. Define standards for clarity, usability, and impact.

Improve data literacy of organisation: Scale data literacy across the organization by enabling teams to better understand and use data. Establish training programs, frameworks, and best practices that empower self-serve analytics.

Be part of our data-community: Lead collaboration across analytics teams, contributing to shared standards, tooling, and strategic initiatives. Act as a thought leader within the broader data organization.

Support some of the following product & business team initiatives (not limited to):

• Guide teams in discovering new product opportunities, identifying user friction points, and prioritizing high-impact initiatives
• Ensure continuous product releases are evaluated against business goals using robust analytical methods
• Partner with UX research to combine qualitative and quantitative insights for stronger decision-making
• Ensure data tracking and instrumentation are properly designed to enable future analysis and measurement
• Personally lead the most complex and ambiguous analyses within the domain, setting the standard for quality and impact

What you need to be successful:

Background:

• 5+ years of experience as an individual contributor in analytics or a related field
• 1+ year of experience managing people, leading a team of 3–4 data analysts
• Proven track record of driving business impact through data

Skills:

• Causal inference & impact measurement: Deep expertise in methods (uplift modeling, quasi-experiments, counterfactuals) to measure true business impact beyond surface metrics.
• Experimentation: Strong track record designing and scaling A/B, multivariate, and observational analyses when experimentation isn’t feasible.
• Strategic problem-solving: Ability to structure ambiguous business problems into rigorous analytical frameworks that inform product and growth strategy.
• Analytics & Engineering: High proficiency in SQL and Python/R for analysis, experimentation, and modeling.
• LLM & self-serve analytics: Experience leveraging LLMs and conversational interfaces to enable scalable, self-serve analytics.
• Data storytelling: Communicates complex insights clearly using modern BI tools (Tableau, Looker, Metabase, Superset).
• Stakeholder influence: Confident communicator with a fluent command of English, who challenges assumptions, aligns cross-functional teams, and drives data-informed decisions.

Nice to have:

• Experience in the specific domain
• Experience in high-growth environments 
• Experience in fintech
• Experience building or scaling analytics teams or functions

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

About the Opportunity

We are looking for a Treasury Operations Associate to serve as a senior subject matter expert within our Treasury Back Office function. This is a high-impact role at the intersection of Capital Markets, Operational Risk, and Regulatory Compliance, responsible for driving the integrity of our post trade environment and shaping the operational framework for N26. The Associate will take ownership of critical processes, lead cross-functional workstreams and act as a key escalation point for both internal and external stakeholders.

In this role, you will

• Act as an SME providing control and oversight for Post Trade Execution integrity, specifically focusing on:

  • Monitoring the quality and adherence of Trade Settlement and Execution processes.

  • Enforcing Trade Controls and internal policy adherence across the function.

• Upon request, act as contact and subject matter expert for communication with external providers and internal stakeholders.

• Identifying opportunities for process standardization and automation to scale the Treasury Back Office function efficiently.

• Participate in initiatives and projects related to settlement / securities lending, preparing the team for new product launches.

• Actively support internal and external audit requirements pertaining to Treasury Operations by timely preparation and submission of necessary documentation, ensuring effective evidence of operational controls and compliance.

• Provide critical analytical input and process context to the Reporting team to ensure the accuracy and timely submission of all mandated regulatory and management reports.

• Mentor and upskill junior team members through structured knowledge sharing on the trade lifecycle, operational controls, regulatory requirements, and systems usage, supporting the development of a resilient and scalable Treasury Operations function.

What you need to be successful

• 5+ years of experience in Treasury, Securities Back Office, or Capital Markets Operations, with a proven track record of progressive responsibility and ownership in a regulated financial institution or Fintech environment.

• Good knowledge of the full trade lifecycle, from execution through settlement and post trade reconciliation including regulatory frameworks governing these processes (e.g., MaRisk BTO 2.2, MiFIR).

• Demonstrated expertise in regulatory reporting with the ability to design, review, and improve reporting controls and documentation standards.

• Proven experience maintaining data quality frameworks, managing master data, and resolving complex interface issues across systems.

• Exceptional stakeholder management capability and comfortable communicating as the operational voice across various internal functions (Compliance, Technology, Front Office, Finance) as well as external partners (Regulators, Banks, Custodians, Auditors).

• Demonstrated ability to lead process improvement initiatives, translating operational insight into scalable solutions.

• Experience with systems such as ServiceNow, Bloomberg, or similar trade and settlement platforms is a strong advantage.

• Relevant professional qualifications, such CISI - International Operations Certificate (IOC) or ICMA - Operations Certificate Programme (OCP) or something similar are a plus.

• Professional-level fluency in English (written and verbal) is required to collaborate with our diverse, global teams. Fluency in German is a strong plus, particularly for navigating local regulatory landscapes and BaFin-related documentation.

What’s in it for you:

Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.

Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.

As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.

Vacation days vary depending on your location of work. Additional day of annual leave for each year of service. A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.

A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

Founded in 2013, N26 now has 7 million customers in 24 markets. We employ more than 1,500 employees across 3 office locations in Berlin, Vienna and Barcelona. Besides the main offices, N26 also has local offices in Paris, Madrid, Milan, and São Paolo.

Sound good? Apply now for this position.

N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status or disability status.

About the opportunity

Our Data Governance & Analytics Engineering segment’s mission is to provide teams data they can trust for data driven decision making, which can power N26 to reach the next 100 million customers.

The Data Governance & Analytics Engineering segment at N26 consists of 3 teams that define the analytics tooling, core data products and data governance for the bank.

We are looking for a data-driven, technically savvy, Senior Product Manager to help build the Data Governance and Data Products of the future bank and help deliver key growth and operational metrics.

In this role, you will:

• Deliver a world class Analytics & Data Governance tooling platform, fully compliant and user-centric.
• Help build the strategy for the evolution of N26’s Core Data Products, its interactions with the rest of the organisation, its global rollout and the decision to build vs buy.
• Deeply understand the needs of the segment customers - teams developing the products and services built on top of the analytics platform, understand how it enables their success, and identify clear product improvements.
• Help us understand where there are inefficiencies in the way that we do things and create solutions to enable our product, engineering, and design teams to make the biggest impact.
• Be the glue of the team. Clearly communicate the product vision and ensure alignment between product, engineering, design and cross-functional groups (e.g. Bank, Legal, Compliance, Product teams, commercial departments).
• Be a decision maker. Possess complex decision making skills rooted in analytics, user feedback, and business goals. Set clear goals, priorities, and manage stakeholder expectations.

What you need to be successful:

• 5+ years of experience with a proven track record of building scalable and efficient products in a mature environment.
• Strong technical understanding and exposure to the latest emerging trends in the Data domain, especially with Data Mesh and Analytics.
• Deep understanding of the product life cycle and how the right data products and tooling enable other teams.
• Strong analytical thinking and the ability to use data and customer insights to inform decisions and inspire new thinking.
• Extensive experience working with agile methodologies, leading cross-functional teams of engineers, data analysts, designers.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

Our Data Governance & Analytics Engineering segment’s mission is to provide teams data they can trust for data driven decision making, which can power N26 to reach the next 100 million customers.

The Data Governance & Analytics Engineering segment at N26 consists of 3 teams that define the analytics tooling, core data products and data governance for the bank.

We are looking for a data-driven, technically savvy, Senior Product Manager to help build the Data Governance and Data Products of the future bank and help deliver key growth and operational metrics.

In this role, you will:

• Deliver a world class Analytics & Data Governance tooling platform, fully compliant and user-centric.
• Help build the strategy for the evolution of N26’s Core Data Products, its interactions with the rest of the organisation, its global rollout and the decision to build vs buy.
• Deeply understand the needs of the segment customers - teams developing the products and services built on top of the analytics platform, understand how it enables their success, and identify clear product improvements.
• Help us understand where there are inefficiencies in the way that we do things and create solutions to enable our product, engineering, and design teams to make the biggest impact.
• Be the glue of the team. Clearly communicate the product vision and ensure alignment between product, engineering, design and cross-functional groups (e.g. Bank, Legal, Compliance, Product teams, commercial departments).
• Be a decision maker. Possess complex decision making skills rooted in analytics, user feedback, and business goals. Set clear goals, priorities, and manage stakeholder expectations.

What you need to be successful:

• 5+ years of experience with a proven track record of building scalable and efficient products in a mature environment.
• Strong technical understanding and exposure to the latest emerging trends in the Data domain, especially with Data Mesh and Analytics.
• Deep understanding of the product life cycle and how the right data products and tooling enable other teams.
• Strong analytical thinking and the ability to use data and customer insights to inform decisions and inspire new thinking.
• Extensive experience working with agile methodologies, leading cross-functional teams of engineers, data analysts, designers.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the Opportunity

At N26, security is the foundation of our bank. We are looking for a Senior Full-stack Engineer to join our Security Engineering team. In this role, you will be part of a small, high-impact, and independent team responsible for building and scaling the N26 Security Platform. This team acts as a central force within our security organization, building the internal products and automation engines that support multiple specialized teams across the company. This is a role for an engineer who thrives on autonomy and wants to solve high-stakes technical challenges. You will have the independence to lead technical decisions and transform complex security requirements into elegant, scalable software that protects millions of users.

As a Full-Stack Engineer, you will be at the forefront of our GenAI and LLM initiatives, building the foundational architecture required to safeguard sensitive data and automate data governance. You won’t just identify AI risks - you’ll engineer the solutions to mitigate them. Beyond AI, you will develop and scale secure-by-design features across our entire stack, ensuring our ecosystem remains resilient. By building the solutions that power our Product Security Programs, you will enable our engineering teams to ship secure code faster than ever.

Once here you will

• Design and Own End-to-End Solutions: Lead the architectural design and implementation of full-stack features, from robust backend services to intuitive internal dashboards.
• Build the Security Platform: Develop tools and platforms that enable other security teams to automate threat detection, incident response, and vulnerability management at scale.
• Enable the Organization: Act as a technical partner to various teams within the security department, building the shared infrastructure and automation they need to operate efficiently.
• Drive Technical Excellence: Choose the right tools for the job, maintaining a high bar for code quality, automated testing, and system reliability.
• Champion "You Build It, You Run It": Own the full lifecycle of your services, leveraging modern CI/CD practices and infrastructure-as-code to ensure seamless production deployments.
• Mentor & Influence: Share your full-stack expertise with the wider security organization, helping to foster a strong engineering culture within the department.

What you bring

• Strong Full-Stack Foundation: 5+ years of experience building production-grade applications. You are a "solid" engineer who can navigate both backend architecture and frontend user experience with ease.
• Technical Versatility: Deep proficiency in at least one backend language (Python, Go, or Java/Kotlin) and modern frontend frameworks (React is highly preferred).
• Self-Driven Independence: A proven track record of working effectively in small, autonomous teams. You are comfortable taking a vague problem and turning it into a concrete technical solution without heavy oversight.
• Cloud & Infrastructure Knowledge: Experience with AWS and containerization (Docker/Kubernetes).
• Security Interest (as a plus): While your primary strength is engineering, a strong interest in the security domain or prior experience with security automation tools (SAST/DAST, SIEM, SOAR) is a significant advantage.
• Quality Craftsmanship: A commitment to clean code, scalability, and building systems that are as secure as they are performant.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the Opportunity

At N26, security is the foundation of our bank. We are looking for a Senior Full-stack Engineer to join our Security Engineering team. In this role, you will be part of a small, high-impact, and independent team responsible for building and scaling the N26 Security Platform. This team acts as a central force within our security organization, building the internal products and automation engines that support multiple specialized teams across the company. This is a role for an engineer who thrives on autonomy and wants to solve high-stakes technical challenges. You will have the independence to lead technical decisions and transform complex security requirements into elegant, scalable software that protects millions of users.

As a Full-Stack Engineer, you will be at the forefront of our GenAI and LLM initiatives, building the foundational architecture required to safeguard sensitive data and automate data governance. You won’t just identify AI risks - you’ll engineer the solutions to mitigate them. Beyond AI, you will develop and scale secure-by-design features across our entire stack, ensuring our ecosystem remains resilient. By building the solutions that power our Product Security Programs, you will enable our engineering teams to ship secure code faster than ever.

Once here you will

• Design and Own End-to-End Solutions: Lead the architectural design and implementation of full-stack features, from robust backend services to intuitive internal dashboards.
• Build the Security Platform: Develop tools and platforms that enable other security teams to automate threat detection, incident response, and vulnerability management at scale.
• Enable the Organization: Act as a technical partner to various teams within the security department, building the shared infrastructure and automation they need to operate efficiently.
• Drive Technical Excellence: Choose the right tools for the job, maintaining a high bar for code quality, automated testing, and system reliability.
• Champion "You Build It, You Run It": Own the full lifecycle of your services, leveraging modern CI/CD practices and infrastructure-as-code to ensure seamless production deployments.
• Mentor & Influence: Share your full-stack expertise with the wider security organization, helping to foster a strong engineering culture within the department.

What you bring

• Strong Full-Stack Foundation: 5+ years of experience building production-grade applications. You are a "solid" engineer who can navigate both backend architecture and frontend user experience with ease.
• Technical Versatility: Deep proficiency in at least one backend language (Python, Go, or Java/Kotlin) and modern frontend frameworks (React is highly preferred).
• Self-Driven Independence: A proven track record of working effectively in small, autonomous teams. You are comfortable taking a vague problem and turning it into a concrete technical solution without heavy oversight.
• Cloud & Infrastructure Knowledge: Experience with AWS and containerization (Docker/Kubernetes).
• Security Interest (as a plus): While your primary strength is engineering, a strong interest in the security domain or prior experience with security automation tools (SAST/DAST, SIEM, SOAR) is a significant advantage.
• Quality Craftsmanship: A commitment to clean code, scalability, and building systems that are as secure as they are performant.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the Opportunity

We are seeking a seasoned and technically minded Senior Product Manager with an innate interest in global financial infrastructure to join our Product team.

As a Product Manager focusing on scheme integrations and core payment platform components, you will be responsible for defining and executing the strategy that powers the movement of money for N26 customers across Europe. This role is highly strategic, requiring a deep technical understanding of international payment rails and a commitment to enabling a secure, scalable, and compliant core processing engine.

You will own the entire product lifecycle for critical payment systems (e.g., SEPA, SWIFT, APMs, etc.), working to drive stability, optimisation, and the integration of new schemes essential for N26's product roadmap and global expansion.

In this role you will:

• Take ownership of the entire product lifecycle for scheme integrations and payment platform components (e.g. SEPA, SWIFT, and APMs)

• Define and drive the product roadmap, from ideation and strategy to design, implementation, and continuous improvement

• Drive the implementation of new payment rails and features based on business data, customer insights, and company strategy

• Collaborate closely with Engineering and Design to build intuitive and compliant payment journeys

• Lead scoping and prioritization to deliver high-impact features, ensuring alignment between short-term goals and long-term vision

• Act as the main point of contact and work cross-functionally with Compliance, Treasury, Operations, and Finance to ensure regulatory alignment and business success across payment schemes

• Monitor and optimize the product funnel, collaborating with data teams to inform decisions that improve performance, scalability, and user experience

What you need to be successful:

• 5+ years of experience in Product Management, ideally gained in a FinTech, banking environment, PSP provider, or online retail

• Hands-on experience with payment scheme integrations (e.g. SEPA, SWIFT, FPS, or local rails)

• Proven track record of launching platform or backend-heavy products in a regulated environment

• Excellent analytical skills, able to dive into specs, flows, and payment data

• Solid understanding of product prioritization and stakeholder management

• Strong collaboration and communication skills, across disciplines and cultures

• Educational background in STEM, business, or economics; MBA, MS or equivalent is a plus

• Strong grasp of agile product development and delivery

Traits:

• Customer-first thinking, even in platform work

• Strategic but hands-on, you can zoom out and execute

• Comfortable in ambiguity and complex ecosystems

• Curiosity for global payments and evolving market infrastructure

• Give and receive open, direct and timely feedback.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

You will be part of the Intelligent Operations Platforms (IOP) or the Assistance segments, which cross-functional teams power the operations at N26 and in some cases enable other tech teams through a robust platform approach.

We are seeking a talented Lead Engineer to join our expanding teams and evolve our product, powered by a microservice architecture predominantly written in Java and Kotlin, using Spring Boot.

Our cross-functional teams are passionate about collaboration and sharing knowledge, as well as working with a high degree of autonomy.

As a Lead Engineer at N26, you will be encouraged to embrace the latest technological updates and given a platform to work on complex, interesting problems on a daily basis.

In this role, you will:

• Directly impact your team’s tech scope: work hand in hand with PM and EM to manage product technical roadmaps and dependencies to minimise technical debt.
• Architect & Build: Design, develop, and maintain high-availability, high-performance web applications that serve as the backbone of our internal operations.
• Foster tech-solid delivery: Drive the team's build-it-ship-it attitude by demonstrating healthy engineering practices, writing clean, well-tested, and well-refactored code with the team, and shipping it into production as often as possible
• Integrate AI: Implement new features and integrations with foundational models and automation systems to empower our back-office teams.
• Scale: Optimize, measure and monitor distributed systems to ensure seamless, continuous software delivery.
• Mentor & Document: Role model engineering excellence through code reviews, technical documentation, and knowledge sharing in multiple ways, cultivating learning and avoiding knowledge silos in the team
• Lead initiatives to improve our company-wide engineering culture and discover ways to multiply the effectiveness of the team and the organisation
• Be involved in recruitment and employer brand projects to help make our engineering team stronger

What you need to be successful:

Engineering Mindset & Design

• Design Patterns: A firm grasp of object-oriented programming, distributed systems principles and methodologies like DDD using architecture design patterns like Hexagonal, Event-Driven and Microservices.
• Quality First: A strong track record of using engineering best practices, including Clean Code, TDD/BDD, and deep observability.
• AI-Augmented Development: Proven experience in critically using AI coding agents (e.g., Claude Code, Gemini Code, GitHub Copilot) to accelerate delivery without compromising code integrity or security.

Technical Stack

• Modern backend: 5+ years of experience in building complex distributed systems in Java or/and Kotlin and Springboot/Spring AI.
• API Design: Solid experience designing and implementing robust REST APIs.
• Data & DevOps: Professional experience with PostgreSQL (performance and scalability) and "DevOps mindset" regarding CI/CD pipelines. Experience with AWS and/or Kubernetes is a plus.
• Bonus Points: Knowledge of Python or Generative AI frameworks (Langchain, RAG pipelines) is a significant plus.

Leadership & Soft Skills

• Bias for Action: A "can-do" attitude with a focus on product understanding to ensure continuous improvement and successful delivery.
• Effective leadership: Guide a team of mid and senior engineers to milestone delivery by unblocking and mentoring.
• Collaborative Spirit: Strong collaborative spirit with a commitment to knowledge sharing and mutual growth.
• Communication: Clear written and verbal communication skills, essential for a What you need to be successful:
• Strong ownership: A sense of independence and an ability to establish structures or processes to adapt to a constantly evolving domain and environment-

What's in it for you:

• Accelerate your career growth by joining one of Europe's most talked-about disruptors.
• Employee benefits including a competitive personal development budget, work-from-home budget, and discounts for fitness, wellness, language apps, and public transportation.
• A free Premium subscription on your personal N26 bank account, plus subscriptions for friends and family.
• Vacation: An additional day of annual leave for each year of service.
• Autonomy: A high degree of autonomy and access to cutting-edge technologies.
• Relocation: A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today's digital world. Technology and design empower everything we do and it's how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages.

If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

About the Opportunity

We are seeking a seasoned and technically minded Senior Product Manager with an innate interest in global financial infrastructure to join our Product team.

As a Product Manager focusing on scheme integrations and core payment platform components, you will be responsible for defining and executing the strategy that powers the movement of money for N26 customers across Europe. This role is highly strategic, requiring a deep technical understanding of international payment rails and a commitment to enabling a secure, scalable, and compliant core processing engine.

You will own the entire product lifecycle for critical payment systems (e.g., SEPA, SWIFT, APMs, etc.), working to drive stability, optimisation, and the integration of new schemes essential for N26's product roadmap and global expansion.

In this role you will:

• Take ownership of the entire product lifecycle for scheme integrations and payment platform components (e.g. SEPA, SWIFT, and APMs)

• Define and drive the product roadmap, from ideation and strategy to design, implementation, and continuous improvement

• Drive the implementation of new payment rails and features based on business data, customer insights, and company strategy

• Collaborate closely with Engineering and Design to build intuitive and compliant payment journeys

• Lead scoping and prioritization to deliver high-impact features, ensuring alignment between short-term goals and long-term vision

• Act as the main point of contact and work cross-functionally with Compliance, Treasury, Operations, and Finance to ensure regulatory alignment and business success across payment schemes

• Monitor and optimize the product funnel, collaborating with data teams to inform decisions that improve performance, scalability, and user experience

What you need to be successful:

• 5+ years of experience in Product Management, ideally gained in a FinTech, banking environment, PSP provider, or online retail

• Hands-on experience with payment scheme integrations (e.g. SEPA, SWIFT, FPS, or local rails)

• Proven track record of launching platform or backend-heavy products in a regulated environment

• Excellent analytical skills, able to dive into specs, flows, and payment data

• Solid understanding of product prioritization and stakeholder management

• Strong collaboration and communication skills, across disciplines and cultures

• Educational background in STEM, business, or economics; MBA, MS or equivalent is a plus

• Strong grasp of agile product development and delivery

Traits:

• Customer-first thinking, even in platform work

• Strategic but hands-on, you can zoom out and execute

• Comfortable in ambiguity and complex ecosystems

• Curiosity for global payments and evolving market infrastructure

• Give and receive open, direct and timely feedback.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

Our Runtime Platform segment's mission is to make it simple for the builders at N26 to use our cloud infrastructure to build on top of, protect our customers, and adhere to the highest regulatory standards, which can power N26 to reach the next 10 million customers.

The Runtime Platform segment at N26 consists of 3 engineering groups that define the tooling and interactions for the foundational cloud, connectivity and infrastructure for the bank. This segment owns products like the cloud accounts, control plane, data plane, networks, Infra-as-code, compute, traffic, streaming and governance layers and serves one of the most important and core functions for the scalability of the bank.

We are looking for a data-driven, technically savvy, Senior Product Manager to help build the Runtime Platform of the future bank and help deliver key growth and operational metrics.

In this role, you will:

• Deliver a world class Runtime Platform, fully compliant and user-centric. 
• Help build the strategy for the evolution of N26’s Runtime Platform product, its interactions with the rest of the organisation, its global rollout and the decision to build vs buy.
• Deeply understand the needs of the segment customers - teams developing the products and services built on top of the Runtime Platform, understand how it enables their success, and identify clear product improvements.
• Help us understand where there are inefficiencies in the way that we do things and create solutions to enable our product, engineering, and design teams to make the biggest impact.
• Be the glue of the team. Clearly communicate the product vision and ensure alignment between product, engineering, design and cross-functional groups (e.g. Bank, Legal, Compliance, Product teams, commercial departments).
• Be a decision maker. Possess complex decision making skills rooted in analytics, user feedback, and business goals. Set clear goals, priorities, and manage stakeholder expectations.

What you need to be successful:

• You have experience building internal tools and working with developers as your users.
• Proven track record of building scalable and efficient products in a mature environment.
• Strong technical understanding and exposure to the latest emerging trends in the Cloud Computing domain.
• Deep understanding of the product life cycle and how the right infrastructure products and tooling enable other teams.
• Strong analytical thinking and the ability to use data and customer insights to inform decisions and inspire new thinking.
• Extensive experience working with agile methodologies, leading cross-functional teams of engineers.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors, and a LinkedIn Germany Top Startup Employer three years running 🚀

• Personal development budget, discounted public transit pass, German language classes, fitness memberships, childcare services, N26 premium bank card, employee loans, and your choice of a Mac or Windows laptop

• 26 vacation days per year, with an additional day for each year of service - up to 30 days

• A high degree of collaboration and autonomy while working with a group of diverse peers, and access to cutting edge technologies

• A relocation package with visa support for those who need it

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

Our Runtime Platform segment's mission is to make it simple for the builders at N26 to use our cloud infrastructure to build on top of, protect our customers, and adhere to the highest regulatory standards, which can power N26 to reach the next 10 million customers.

The Runtime Platform segment at N26 consists of 3 engineering groups that define the tooling and interactions for the foundational cloud, connectivity and infrastructure for the bank. This segment owns products like the cloud accounts, control plane, data plane, networks, Infra-as-code, compute, traffic, streaming and governance layers and serves one of the most important and core functions for the scalability of the bank.

We are looking for a data-driven, technically savvy, Senior Product Manager to help build the Runtime Platform of the future bank and help deliver key growth and operational metrics.

In this role, you will:

• Deliver a world class Runtime Platform, fully compliant and user-centric. 
• Help build the strategy for the evolution of N26’s Runtime Platform product, its interactions with the rest of the organisation, its global rollout and the decision to build vs buy.
• Deeply understand the needs of the segment customers - teams developing the products and services built on top of the Runtime Platform, understand how it enables their success, and identify clear product improvements.
• Help us understand where there are inefficiencies in the way that we do things and create solutions to enable our product, engineering, and design teams to make the biggest impact.
• Be the glue of the team. Clearly communicate the product vision and ensure alignment between product, engineering, design and cross-functional groups (e.g. Bank, Legal, Compliance, Product teams, commercial departments).
• Be a decision maker. Possess complex decision making skills rooted in analytics, user feedback, and business goals. Set clear goals, priorities, and manage stakeholder expectations.

What you need to be successful:

• You have experience building internal tools and working with developers as your users.
• Proven track record of building scalable and efficient products in a mature environment.
• Strong technical understanding and exposure to the latest emerging trends in the Cloud Computing domain.
• Deep understanding of the product life cycle and how the right infrastructure products and tooling enable other teams.
• Strong analytical thinking and the ability to use data and customer insights to inform decisions and inspire new thinking.
• Extensive experience working with agile methodologies, leading cross-functional teams of engineers.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors, and a LinkedIn Germany Top Startup Employer three years running 🚀

• Personal development budget, discounted public transit pass, German language classes, fitness memberships, childcare services, N26 premium bank card, employee loans, and your choice of a Mac or Windows laptop

• 26 vacation days per year, with an additional day for each year of service - up to 30 days

• A high degree of collaboration and autonomy while working with a group of diverse peers, and access to cutting edge technologies

• A relocation package with visa support for those who need it

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the opportunity

We are seeking a highly skilled and experienced IT Operations Specialist to join our dynamic Team. In this role, you will be responsible for the design, implementation, and maintenance of our MDMs, such as Google Workspace, Kandji and Intune, with a strong focus on security and automation.

You will be a key player in ensuring our employees have a secure and productive digital workspace, particularly in our MDM and BYOD environment. You will leverage your expertise in Google Apps Script, Bash and Powershell to automate workflows and enhance user experience, your advanced Kandji/Jamf knowledge to manage and secure our macOS devices, iOS devices and iPadOS devices.

In this role, you will:

• Google Workspace Administration: Manage and optimize our Google Workspace environment, including user provisioning, security policies, and application integrations.
• BYOD Management: Being able to support, manage and improve our  robust BYOD policies and procedures within Google Workspace, ensuring data security and compliance.
• Automation research and development: Develop and maintain custom applications and scripts to automate workflows, integrate with third-party solutions, and enhance user productivity.
• Apple MDM (Kandji) Management:  Administer and configure Kandji to manage and secure macOS, iOS and iPadOS devices, including deployment, patching, and complying with the latest security policies.
• Security and Compliance: Implement and maintain security best practices within Google Workspace, Kandji and Intune, ensuring compliance with relevant regulations and industry standards.
• Troubleshooting and Support: Provide expert-level troubleshooting and support for MDM-Related Issues.
• Documentation and Training: Develop and maintain comprehensive documentation and provide training to end-users and IT staff.
• Collaboration: Work closely with other IT teams, including security, networking, and support, to ensure a cohesive and effective IT environment.
• Staying Updated: Remain up-to-date with the latest Google Workspace, Kandji/Jamf, and Intune technologies and best practices.

What you need to be successful:

• 5+ years of experience as a Google Workspace Engineer or Sys Admin.
• Expertise in BYOD management within Google Workspace, Kandji and Intune
• Proficiency in script development (Google Apps Script, Bash, Powershell…).
• Advanced knowledge of Kandji, Google Workspace and Intune, including configuration, deployment, and troubleshooting.
• Solid understanding of security best practices and compliance requirements.
• Excellent problem-solving and troubleshooting skills.
• Strong communication and interpersonal skills.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion