At Horace Mann, we are motivated by educators taking care of our children's futures, and we believe they deserve someone to look after theirs. We are passionate about providing solutions to safeguard what they have today and help them achieve financial success to live better and retire happier.

As an Insurance Producer with Horace Mann, you dictate your earnings with unlimited income potential. Our insurance products are designed specifically for educators, and we provide exceptional training, competitive rates, and flexible work arrangements. Our compensation, incentives, and bonus potential are unparalleled in the industry, and you can even earn trips to incredible destinations.

Join our team today and take the first step towards achieving your career aspirations.

You Will Enjoy the Following

• A performance-based compensation package includes a 36-month incentive and "enhanced" commissions.
  • Monthly incentives for new agents based on months 1-36 sales volume.
  • Earning quarterly production incentives for the first 36 months.
• No External Office Requirement.
• The ability to prospect and work within established books of business while building your practice.
• A niche market to increase your opportunity for success.
• Value-Added Services will get you in front of our ideal client base.
• Simple, streamlined product offerings and sales processes allow early production results.
• Networking, community, sales, and industry events.
• Market and relationship-building programs.
• A 'One-Stop Shop' multi-line product portfolio.

Responsibilities

• Dedication to solving the financial challenges educators face.
• Exude confidence and enthusiasm while presenting to potential customers, one-on-one and in large groups.
• Participate in various events such as networking events, community events, sales events, and industry events to expand your professional connections.
• Engage with the local community and learn about new products and services.
• Stay up to date with the latest industry trends.
• Achieve success in acquiring market entry and cultivating strong connections.
• Be willing to invest time and resources to ensure business success; and
• Possess or the ability to obtain resident state General Lines licenses:
  • Life & Health
  • Property & Casualty

Pay Structure

• Sign-on Bonus
• Uncapped Earnings/Commission
• Structured Incentive/Bonus Pay

Work Setting

• In-Person
• In the Field
• Office
• Remote

Licenses/Certifications [preferred or will be required prior to appointment]

• Life & Health Insurance License
• Property & Casualty License
• Driver's License [Required]

Insurance producers report to the Regional Field Leader, who also acts as the Agency Consultant.

Horace Mann Educators Corporation - Founded by Educators for Educators

Educators founded the Horace Mann Educator Corporation in 1945. We are the most comprehensive national multi-line insurance and financial services company dedicated to serving America's educators and families. We are an equal-opportunity employer.

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Join Horace Mann and Unlock Your Financial Potential

Ready to take control of your financial future? At Horace Mann, we are here to support you in achieving your goals and making a meaningful difference in the lives of the educators who trust you. Join us and take the first step toward building a brighter, more prosperous future.

If you're ready to take the next step toward realizing your financial goals, we invite you to join our team as an Exclusive Agent. With Horace Mann’s expertise and your ambition, together, we can help you unlock your full potential.

What We Offer:

• Competitive, performance-based [1099] compensation with an industry-leading 48-month incentive package
• Earning incentives tied to your activity and success during the first 48 months
• Quarterly production incentives for the first 48 months, rewarding consistent performance
• Dedicated Premier Service Representative to handle client service work, allowing you to focus on building your business
• Exclusive niche market designed to increase your opportunities for success
• Cutting-edge technology and ongoing training to support and grow your operations
• A comprehensive multiline product portfolio to meet a variety of client needs
• Market and relationship-building programs to help you establish and grow your network

Your Path to Success:

Several factors will contribute to your success in this role, including:

• A commitment to identifying and implementing solutions that help educators achieve affordable insurance solutions and financial security.
• A focus on achieving market access and building strong relationships
• The ability to confidently present products to both groups and individuals
• Active engagement in networking, community, and industry events
• A dedication to investing time and resources to ensure the long-term success of your business

What We’re Looking For:

• Strong interpersonal and business management skills to build and manage your agency
• 2-5 years of experience in the insurance and financial services industry (preferred)
• Resident State General Lines Insurance Licenses:
• Life and Health Insurance License
• Property and Casualty Insurance License
• Ability to obtain FINRA Series 6 & 63 licenses (if applicable in your region)

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Horace Mann is seeking a motivated insurance professional to join our team serving the educator market. This opportunity is designed for individuals looking to build or grow their own business while being supported by a strong brand, established resources, and a niche educator market.

Based on experience and background, this opportunity has an existing book of business and may be aligned as either an Exclusive Agent (EA) or an Enhanced Exclusive Agent. Both opportunities require a Property & Casualty and Life & Health license.

Role Options

• Exclusive Agent (EA):
  Focused on continuing to build from an existing book of business while expanding market access within the educator community through school events, networking, and referrals, with renewal income earned as new business is written.
• Enhanced Exclusive Agent:
  Assumes and expands an existing book of educator clients with in-force policies and immediate renewal income, while continuing to grow relationships and deepen market presence. Must also have, at minimum, the SIE prior to start; Series 6 and/or Series 63 required or to be obtained after hire, as applicable.

What You’ll Do

• Build and maintain relationships with educators and school employees
• Identify client needs and recommend insurance and financial solutions
• Generate new business through referrals, school partnerships, and networking
• Retain and renew policies while delivering exceptional service
• Cross-sell auto, home, life, and retirement products
• Participate in community and educator-focused events

What We Offer

• 1099 compensation with uncapped earning potential with renewals
• Industry-leading incentive compensation during the first 48 months while you grow your book (Exclusive Agent)
• Book of business with immediate renewal income (Enhanced Agent)
• Exclusive territory within a niche educator market
• Dedicated service support so you can focus on growth
• Ongoing training, technology, and business development resources
• Flexibility to manage your own schedule and business

Qualifications

• Active Life & Health and Property & Casualty licenses (Exclusive & Enhanced Agent)
• Ability to obtain FINRA licenses (SIE, Series 6 & 63, if applicable) (Enhanced)
• Insurance or financial services experience preferred
• Strong relationship-building and communication skills
• Entrepreneurial mindset and self-motivation

Why Horace Mann?

• Exclusive access to the educator market
• Opportunity to build a meaningful, long-term business
• Strong earning potential with stability and growth
• Ability to make a real impact supporting educators’ financial futures

Whether you’re looking to build from a small book, assume an established one, or grow into a future leadership role, Horace Mann offers a path designed to support your success.

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