Senior Analyst, Financial Crime Compliance

Department: Compliance Reporting To: Manager, Financial Crime Compliance

Ebury London Victoria Office - Hybrid: 4 days in the office, 1 day working from home per week

About the Role:

We are looking for a sharp, analytical, and detail-oriented Senior Analyst, Financial Crime Compliance to join our team. Reporting to the Manager, Financial Crime Compliance, you will play a central supporting role in the design, drafting, and continual evolution of Ebury's global Financial Crime framework (AML, CTF, ABC).

This is a hands-on delivery role with significant exposure to senior stakeholders. You will support the Manager across policy and framework drafting, business advisory, automation and AI initiatives, executive reporting, MI production, and training. The role suits someone who is technically curious, comfortable with data, and keen to develop into a programme owner over time.

Key Responsibilities:

I. Policy, Framework Drafting & Regulatory Research

• Drafting Support: Prepare first drafts and updates of group-wide Financial Crime policies, standards, and frameworks under the direction of the Manager, ensuring drafts are technically accurate, well-referenced, and consistent across jurisdictions, entities, and product lines.
• Regulatory Research & Benchmarking: Conduct detailed regulatory research and benchmarking across UK, EU, and other relevant jurisdictions to inform framework design and evolution. Produce concise briefing notes summarising findings.
• Vertical-Specific Inputs: Support the development of frameworks for new client verticals by gathering risk inputs, mapping typologies, and drafting initial control sections.
• Advisory Support: Handle day-to-day policy queries from the business, providing well-reasoned interpretations and escalating complex matters to the Manager with a recommended position.
• Document Hygiene: Maintain version control, change logs, and the central library of financial crime policies and frameworks.

II. Business Partnership & Control Reviews

• Control Mapping: Map existing financial crime controls across business units, identifying friction points, duplication, and inefficiency for the Manager's review.
• Enhancement Log Ownership: Maintain a live enhancement log of identified opportunities, prioritised by risk and business impact, and track progress to closure.
• Process Documentation: Document current-state processes and support workshops on redesign with Operations, Product, and Technology teams, ensuring compliance outcomes are preserved or improved.

III. Automation & AI Support

• Use Case Identification: Help identify and assess automation and AI use cases across the financial crime function, gathering business requirements and quantifying expected benefits.
• Tooling Rollout Support: Support the rollout of AI agents and AI-assisted tooling — including user testing, documentation of controls, performance monitoring, and feedback loops with Technology and Data teams.
• AI Governance Operations: Maintain testing logs, model monitoring records, and supporting documentation in line with the firm's AI governance requirements (model risk, explainability, human oversight).

IV. Risk Assessment & Executive Reporting Support

• BWRA Support: Support the annual Business Wide Risk Assessment by coordinating data gathering, performing risk analysis, drafting allocated sections, and consolidating regional inputs into the master document.
• MLRO Report Collation: Collate inputs from local MLRO reports, format them into a consistent structure, and fact-check against source data.
• Executive Pack Preparation: Prepare data, charts, and draft sections for Compliance and Risk Committee papers, ensuring accuracy, clarity, and consistency of message.
• Horizon Scanning: Monitor regulatory developments across in-scope jurisdictions and prepare briefing notes flagging changes that may require strategic response.

V. Management Information & Analysis

• MI Production: Produce ongoing MI on the health of the Financial Crime Programme — monthly, quarterly, and ad-hoc — across operational and Board-level audiences.
• Dashboard Development: Build and maintain dashboards and recurring reports, working with Data teams where needed.
• Trend Analysis: Analyse data to identify trends, outliers, and anomalies, surfacing observations that support the Manager's narrative commentary and programme opinion.

VI. Training & Culture Support

• Training Coordination: Support the development and rollout of Ebury's Financial Crime Training Plan and Academy, including drafting modules, coordinating delivery, and tracking completion.
• Module Updates: Update training content to reflect regulatory developments, policy changes, and insights from the BWRA and advisory work.

Required Qualifications

• Experience: 3+ years of experience in AML/CTF Compliance, Financial Crime, or Regulatory Risk within financial services — ideally payments, FX, banking, or FinTech.
• Drafting Skills: Proven ability to draft clear, technically accurate compliance documentation (policies, procedures, risk assessments, committee papers, briefing notes).
• Regulatory Knowledge: Working knowledge of UK and/or EU financial crime regulation, with appetite to deepen jurisdictional expertise.
• Analytical & Data Skills: Strong analytical mindset with demonstrable comfort working with data. Excel to a high standard is essential; exposure to BI tools (Tableau, Power BI, Looker) and/or SQL is strongly preferred.
• Automation & AI Curiosity: Genuine interest in control automation, RegTech, and AI-enabled compliance, and willingness to partner closely with Technology and Data teams on delivery.
• Communication: Excellent written and verbal communication skills, able to translate complex regulatory or technical concepts into clear narrative for both operational and executive audiences.
• Self-Starter: Comfortable managing multiple workstreams in parallel, taking initiative, and operating with limited supervision.
• Education / Certification: A Bachelor's Degree (preferably in Law or a related discipline) is required. A recognised Financial Crime qualification (e.g., CAMS, ICA Diploma) — held or actively in progress — is strongly preferred.

Why Ebury?

• Competitive Starting Salary with an annual discretionary bonus that truly rewards your performance from day one.
• Dedicated Mentorship: Learn directly from experienced managers who are invested in your success.
• Cutting-Edge Technology: Leverage state-of-the-art tailor made tools and systems that enable you to perform at your best.
• Clear, Accelerated Career Progression: Defined pathways to leadership and specialist roles within Ebury.
• Dynamic & Supportive Culture: Work in a collaborative environment where teamwork and personal growth are prioritized.
• Generous Benefits Package: Access competitive benefits tailored to your location, which typically include health care and social benefits.
• Central Office: A fantastic location with excellent transport links.

Ready to launch your career with a global FinTech? Click the ‘Apply’ Today and discover your potential at Ebury!

Financial Crime Compliance - Manager

Ebury London Victoria Office - Hybrid: 4 days in the office, 1 day working from home per week

About the Role

We are looking for an experienced, strategic, and forward-thinking Manager, Financial Crime Compliance to join our team. Reporting directly to the Group Compliance Director, you will own the design, drafting, maintenance, and continual evolution of Ebury's global Financial Crime framework (AML, CTF, ABC)

This is a pivotal leadership role that blends expert regulatory advisory with hands-on group policy and framework drafting, high-impact strategic project leadership, and a sharp focus on operational efficiency and innovation. You will be expected to challenge the status quo, partner with the business to simplify and automate controls (including through the deployment of AI-driven solutions), and provide ongoing, opinionated insight into the health and direction of the financial crime programme.

Key Responsibilities:

I. Group Policy, Framework Design & Evolution

• Group Policy & Framework Drafting: Take primary ownership for drafting Ebury's group-wide Financial Crime policies, standards, and frameworks. Ensure all documentation is technically accurate, regulator-ready, and consistent across jurisdictions, entities, and product lines.
• Framework Design & Continual Evolution: Lead the design, development, and continual evolution of Ebury's global Financial Crime Programme, establishing the target operating model and ensuring the framework meets current and anticipated regulatory standards.
• Vertical-Specific Framework Drafting: Develop bespoke Compliance frameworks to accommodate new client verticals and industries, designing internal systems and controls proportionate to the financial crime risks of each segment.
• Strategic Advisory: Act as the final escalation point for complex internal inquiries, policy queries, and general guidance, providing authoritative interpretation and documented risk-based decisions to the business.

II. Business Partnership, Control Simplification & Efficiency

• Control Simplification Advisory: Partner with first-line business teams to review existing financial crime controls, identify friction or duplication, and advise on pragmatic, risk-based simplification without compromising regulatory effectiveness.
• Efficiency & Enhancement Identification: Continuously assess the financial crime control environment to identify areas where controls can be strengthened, streamlined, or re-engineered. Maintain a live view of enhancement opportunities, prioritised by risk and business impact.
• Process Re-engineering: Work alongside Operations, Product, and Technology teams to redesign processes that are manual, inconsistent, or operationally inefficient, ensuring compliance outcomes are preserved or improved.

III. Automation & AI-Enabled Compliance

• Automation Strategy: Champion and drive the adoption of automation across the financial crime function — from rules-based workflow automation through to advanced analytics and machine learning.
• AI Agent Development: Work in close partnership with Technology, Data, and Product teams to scope, design, and deploy AI agents and AI-assisted tooling across activities such as alert triage, KYC/EDD review support, sanctions screening enhancement, horizon scanning, and policy interpretation. Define the control framework, governance model, and human-oversight requirements that sit around these tools.
• Innovation Governance: Ensure all automation and AI initiatives within the financial crime space are deployed responsibly — with clear accountability, model risk management, explainability, testing, and alignment to the firm's broader AI governance principles.

IV. Risk Assessment & Executive Reporting

• Business Wide Risk Assessment (BWRA) Ownership: Coordinate and draft Ebury's annual BWRA, gathering input from global and regional teams, performing detailed risk analysis, and producing the final strategic document for executive review.
• MLRO Report Coordination: Coordinate local MLRO reports from international entities, consolidating key findings, risk metrics, and regulatory developments into a unified group narrative.
• Executive Group Document Drafting: Own the drafting of Compliance and Risk Committee papers, summarising financial crime performance, key risks, strategic initiatives, and regulatory updates for the Board and Executive Management.

V. Management Information & Programme Opinion

• Ongoing MI Reporting: Design, produce, and present meaningful management information on the health of the Financial Crime Programme on an ongoing basis — monthly, quarterly, and ad-hoc — tailored to audiences ranging from operational forums to Board-level committees.
• Trend & Insight Commentary: Move beyond raw numbers to provide narrative-led insight: what the data is saying, why it is saying it, and what the business should do about it.

VI. Financial Crime Training & Culture

• Training Plan Ownership: Develop and manage the strategy for Ebury's Financial Crime Training Plan and Academy, using insights from the BWRA and advisory work to ensure training is targeted and effective.
• Module Review: Review and provide compliance input for all internal training modules to ensure accuracy and regulatory relevance.

Required Qualifications

• Experience: 5+ years of progressive experience in AML/CTF Compliance, Regulatory Risk, or an Advisory/Consulting role within financial services, ideally within a global payments, FX, or FinTech firm.
• Framework & Policy Drafting: Demonstrable, hands-on experience drafting group-level financial crime policies, standards, and frameworks (including BWRA, executive reporting, and vertical-specific frameworks).
• Regulatory Knowledge: Deep subject matter expertise in multiple regulatory environments, particularly UK and EU financial crime regulation. Knowledge of additional jurisdictions is beneficial.
• Automation & Innovation Mindset: Practical exposure to control automation, RegTech, data analytics, or AI/ML-driven compliance tooling. Comfortable partnering with Technology and Data teams to scope, govern, and deliver such solutions.
• MI & Programme Insight: Proven ability to design and present meaningful management information, and to form and defend an independent, opinionated view of programme performance.
• Communication: Exceptional written and verbal communication skills, with demonstrated experience drafting executive-level reports and board materials.
• Education / Certification: A Bachelor's Degree (preferably in Law) is required. A recognised Financial Crime qualification (e.g., CAMS, ICA) is essential.

Why Ebury?

• Competitive Starting Salary with an annual discretionary bonus that truly rewards your performance from day one.
• Dedicated Mentorship: Learn directly from experienced managers who are invested in your success.
• Cutting-Edge Technology: Leverage state-of-the-art tailor made tools and systems that enable you to perform at your best.
• Clear, Accelerated Career Progression: Defined pathways to leadership and specialist roles within Ebury.
• Dynamic & Supportive Culture: Work in a collaborative environment where teamwork and personal growth are prioritized.
• Generous Benefits Package: Access competitive benefits tailored to your location, which typically include health care and social benefits.
• Central Office: A fantastic location with excellent transport links.

Ready to launch your career with a global FinTech? Click the ‘Apply’ Today and discover your potential at Ebury!

Financial Crime Compliance Analyst

Ebury Dubai Office - Hybrid: 4 days in the office, 1 day working from home per week

Role Overview:

The FCC Analyst operates within the second line of defence, reporting to the MLRO, and is responsible for independent review, challenge, and decisioning on financial crime cases escalated by:

• Group Transaction Monitoring (TM) teams 
• First-line FCC / Investigations teams 
• Onboarding / KYC escalation channels 

The role ensures that all escalations meet regulatory expectations under the Dubai Financial Services Authority AML Rulebook and supports the MLRO in SAR/STR decision-making and reporting.

Core Responsibilities:

SAR / STR Review & Decision Support

• Independently review internal SARs raised by first line / TM teams 
• Assess: 
  • Suspicion threshold (reasonable grounds) 
  • Completeness and quality of investigation 
  • Adequacy of supporting evidence 
• Provide: 
  • Clear recommendation to MLRO (file / do not file / further investigation) 
• Draft or refine external STR/SAR narratives prior to submission

Escalation Review & Challenge Function:

• Review complex cases escalated from: 
  • Transaction Monitoring teams (Group level) 
  • First-line FCC investigation teams 
• Challenge: 
  • Weak rationales for “no suspicion” closures 
  • Incomplete investigation steps 
• Ensure: 
  • Consistency in decision-making across jurisdictions 
  • Alignment with firm’s risk appetite

Complex Case Handling (High-Risk / Sensitive Cases):

• Take ownership of: 
  • High-risk client cases (e.g., complex structures, adverse media, regulatory exposure) 
  • Sensitive matters (e.g., internal SARs involving key clients or revenue impact) 
• Analyse: 
  • Multi-layered transaction flows 
  • Cross-border payment patterns 
  • Third-party payment risks

MLRO Advisory & Decision Support:

• Act as key support to MLRO by: 
  • Presenting case summaries and recommendations 
  • Highlighting emerging risks and typologies 
• Support MLRO in: 
  • Regulatory reporting 
  • Internal escalation committees (if any)

Typology Development & Feedback Loop:

• Identify recurring patterns such as: 
  • Use of EMI accounts as transit accounts 
  • Third-party payment abuse 
  • FX layering across jurisdictions 
• Feed insights into: 
  • Transaction monitoring rules 
  • Risk appetite adjustments 
  • Training programs

Regulatory Alignment & Documentation:

• Ensure all case decisions are: 
• Well-documented and defensible 
• Aligned with Dubai Financial Services Authority expectations 
• Maintain audit-ready records for: 
• DFSA inspections 
• Internal audit reviews 

 Key Risk Areas:

• Under-reporting or over-reporting of suspicious activity 
• Inconsistent SAR decisioning across teams/geographies 
• Weak investigation quality from first line 
• Cross-border payment misuse (layering, pass-through activity) 
• Complex structures (SPCs, funds, nominee arrangements) 

 Required Skills & Experience:

Technical Expertise:

• Strong experience in: 
• SAR/STR decision-making 
• Transaction monitoring investigations 
• AML frameworks within EMIs/payments 
• Deep understanding of: 
• Suspicion thresholds 
• Regulatory expectations under DFSA AML

Why Ebury?

• Competitive Starting Salary with an annual discretionary bonus that truly rewards your performance from day one.
• Dedicated Mentorship: Learn directly from experienced managers who are invested in your success.
• Cutting-Edge Technology: Leverage state-of-the-art tailor made tools and systems that enable you to perform at your best.
• Clear, Accelerated Career Progression: Defined pathways to leadership and specialist roles within Ebury.
• Dynamic & Supportive Culture: Work in a collaborative environment where teamwork and personal growth are prioritized.
• Generous Benefits Package: Access competitive benefits tailored to your location, which typically include health care and social benefits.
• Central Office: A fantastic location with excellent transport links.

Ready to launch your career with a global FinTech? Click the ‘Apply’ Today and discover your potential at Ebury!

Senior AML Analyst

FCC Department

Ebury São Paulo Office - Hybrid: 4 days in the office, 1 day working from home per week

As a Senior AML Analyst, you will work in the Financial Crime Compliance department in the firm’s São Paulo office. A successful candidate will be reporting into FCC Manager.

What you’ll do

• Analysis of documentation of individual and corporate clients;
• Reputational analysis with a focus on AML/FTP;
• AML/CFT risk classification;
• Calculation for assigning operational limits based on the client's financial capacity. 

What you’ll need

• Experience with document checks and registration and KYC forms;
• Experience in the analysis of the corporate chain to identify the final beneficiary;
• Experience in background checks through search engines available on the internet;
•  Experience in the analysis, from an AML/FTP perspective, of financial documents (IRPF, Balance Sheet + P&L, Billing);
•  Degree in Law, Administration, or related areas;
• Advanced English.

Why Ebury?

• Competitive Starting Salary with an annual discretionary bonus that truly rewards your performance from day one.
• Dedicated Mentorship: Learn directly from experienced managers who are invested in your success.
• Cutting-Edge Technology: Leverage state-of-the-art tailor made tools and systems that enable you to perform at your best.
• Clear, Accelerated Career Progression: Defined pathways to leadership and specialist roles within Ebury.
• Dynamic & Supportive Culture: Work in a collaborative environment where teamwork and personal growth are prioritized.
• Generous Benefits Package: Access competitive benefits tailored to your location, which typically include health care and social benefits.
• Central Office: A fantastic location with excellent transport links.

Ready to launch your career with a global FinTech? Click the ‘Apply’ Today and discover your potential at Ebury!

You can also connect with me on LinkedIn - Rafaela Procópio

At Ebury Bank we value diversity in all its forms and are committed to creating an inclusive environment. All of our vacancies are open and eligible for people with disabilities.

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