About Clutch

Clutch is Canada’s largest online used car retailer, delivering a seamless, hassle-free car-buying experience to drivers everywhere. Customers can browse hundreds of cars from the comfort of their home, get the right one delivered to their door, and enjoy peace of mind with our 10-Day Money-Back Guarantee.
Named one of Canada’s Top Growing Companies two years in a row and awarded a spot on LinkedIn’s Top Canadian Startups list, we’re looking to add curious, hard-working, and driven individuals to our growing team.
Headquartered in Toronto, Clutch was founded in 2017. Clutch is backed by world-class investors including Canaan, BrandProject, Real Ventures, D1 Capital, and Upper90. To learn more, visit clutch.ca

Technology

• Full TypeScript stack for front- and back-end, with some legacy JavaScript

• Front-end: ReactJS with functional components and context API

• Back-end: ExpressJS with PostgreSQL and Sequelize ORM

• Microservices architecture using Docker, Terraform, AWS ECS, and other AWS services

• Interservice communication via RabbitMQ and Apache Kafka

About the role

Clutch is seeking a Software Engineer (Full-Stack / Backend / Frontend) to help build and scale our technology platform. You will write clean, reliable code, design scalable architectures, and collaborate with stakeholders to improve the customer experience.

What you’ll do

• Write clean, readable, and testable code that adheres to best practices and ensures reliability

• Collaborate with the team to design and implement scalable, secure architectures

• Work closely with stakeholders to understand requirements and deliver improvements to the online experience

• Participate in peer review sessions, provide constructive feedback, and engage in system design discussions

• Lead the full development lifecycle of projects, from planning to development, testing, and maintenance

• Coordinate with cross-functional teams to meet project milestones and drive successful outcomes

What we’re looking for

• B.S. degree in Software Engineering or equivalent experience

• 4+ years of industry experience developing software solutions

• Proficiency in one or more modern programming languages (TypeScript, Python, Go, Ruby, C#, Rust, etc.)

• Strong understanding of Frontend and/or Backend frameworks (React, Vue, Express, Flask, Ruby on Rails, etc.)

• Familiarity with cloud platforms such as AWS, Azure, or Google Cloud

• Experience with relational databases (PostgreSQL, MySQL, Oracle) and writing efficient SQL queries, schema design, and performance optimization

• Knowledge of testing frameworks for unit, integration, and end-to-end testing

• Experience optimizing application performance and resolving bottlenecks

• Comfortable working in Agile environments (Scrum or Kanban) using tools like Jira or GitHub Projects

Why you’ll love it at Clutch

• Autonomy & ownership – create your own path and own your work

• Competitive compensation and equity incentives

• Generous time off program

• Health & dental benefits

Employment Type

Existing, Permanent Full-Time

Compensation & Benefits

• Salary: $160,000 - $200,000 annually 

• Equity incentives

• Comprehensive healthcare, dental, vision, prescriptions, life insurance, and dependent coverage

• Pay reflects skills, performance, market benchmarking, responsibilities, and working conditions

Clutch is committed to fostering an inclusive workplace where all individuals have an opportunity to succeed. If you require accommodation at any stage of the interview process, please email talent@clutch.ca

About Clutch

We’re on a mission to reinvent how people buy, sell, and own cars. Are you game?

Clutch is Canada’s largest buyer and seller of cars, offering a digital-first, hassle-free experience. Customers can browse thousands of cars online, have their chosen vehicle delivered right to their door, and enjoy peace of mind with our 10-Day Money-Back Guarantee.

Looking to sell? We buy over $3 million worth of cars every day, providing a firm, AI-generated offer every 15 seconds—and when you sell to us, you get paid instantly, now that’s Clutch.

Recognized four years running on The Globe & Mail’s list of Canada’s Top Growing Companies—and with back-to-back spots on Deloitte’s Technology Fast 50™ and Fast 500™—we’re seeking curious, hard-working, and driven individuals to join our growing team.

Founded in 2017 and headquartered in Toronto, Clutch currently operates in Ontario, New Brunswick, Nova Scotia, and Prince Edward Island. Our world-class investors include Altos Ventures, Canaan, FJ Labs, BrandProject, and Upper90. To learn more, visit clutch.ca.

Consumer Financing at Clutch:

Clutch is on a journey to create a truly seamless car buying and ownership experience—and financing is a critical part of delivering that end-to-end journey. We’re building consumer financing capability from the ground up to offer customers a simpler, more transparent way to finance their vehicle, while supporting Clutch’s growth with a scalable, disciplined lending platform. In this role, you’ll help shape our lending strategy, risk framework, and operations as we bring this business to life.

About the role:

We are seeking an experienced and entrepreneurial Head of Consumer Financing to lead and scale Clutch’s consumer financing business. This role will be responsible for building our lending operations, developing credit strategies, and driving portfolio performance. You will play a critical role in shaping the future of auto financing in Canada by developing lending strategies that optimize loan performance, strengthen customer relationships, and drive sustainable growth.

This is a unique opportunity for a builder—someone who thrives in fast-paced environments and wants to create something new from the ground up.

What You’ll Do:

Lending Strategy & Originations: Lead the development and execution of lending strategies that drive origination volume, funding efficiency, and credit quality. Define and optimize underwriting criteria, pricing strategies, and approval processes to balance growth with risk management.

Credit Risk & Portfolio Management: Develop and implement credit policies that align with our risk appetite while maximizing portfolio performance. Monitor portfolio analytics to identify trends, manage delinquency and loss rates, and make data-driven recommendations to improve outcomes.

Operations & Process Development: Build and scale lending operations, including loan origination, underwriting, servicing, and collections processes. Identify opportunities to automate and improve efficiency across the lending lifecycle.

Funding & Capital Partnerships (Warehouse / Forward Flow): Build and manage relationships with banks, credit funds, and capital partners. Lead diligence and lender reporting, negotiate facility terms (advance rates, eligibility, pricing, covenants/reserves), and ensure ongoing compliance.

Compliance & Regulatory: Ensure all lending activities comply with applicable federal and provincial regulations. Stay current on regulatory changes and implement necessary updates to policies and procedures.

Cross-Functional Collaboration: Partner with Product, Engineering, Sales, and Customer Experience teams to integrate financing seamlessly into the Clutch customer journey. Work closely with senior leadership to align lending strategy with broader business objectives.

Team Leadership: Build, mentor, and develop a high-performing lending team. Foster a culture of accountability, collaboration, and continuous improvement.

What We’re Looking For:

• Bachelor’s degree in Business, Finance, Economics, or a related field; MBA or advanced degree is a plus.
• 10+ years of experience in a leadership role, with 5+ years in auto finance, consumer lending, or captive finance.
• Strong understanding of credit risk management, underwriting, and portfolio analytics. Experience developing credit policies and managing loan portfolios through various economic cycles.
• Proven track record of building or scaling lending operations, ideally in a startup or high-growth environment.
• Experience securing and managing debt funding for consumer/auto loan portfolios (e.g., warehouse lines, forward flow, securitization), including lender negotiations, covenant management, and performance reporting is an asset.
• Deep knowledge of Canadian lending regulations and compliance requirements.
• Strong analytical skills with experience using data to drive decision-making. Proficiency in financial modeling and lending analytics.
• Excellent communication and stakeholder management skills, with the ability to influence across all levels of the organization.
• Entrepreneurial mindset with a bias for action—comfortable operating in ambiguity and building from scratch.
• Experience with non-prime or near-prime auto lending is a significant asset.
• Nice to have: Experience securing and managing debt funding for consumer/auto loan portfolios (e.g., warehouse lines, forward flow, securitization), including lender negotiations, covenant compliance, and performance reporting.

This role is based in Toronto and requires on-site presence—remote candidates will not be considered.

Why You’ll Love It at Clutch:

Be part of a disruptive, tech-driven company that is transforming the automotive industry—one of the largest and fastest growing B2C startups in Canada.

A unique opportunity to build a captive lending business from the ground up, with direct impact on strategy and operations.

Freedom to innovate and ownership of your role—work on meaningful and challenging projects that have a direct impact on the business.

Collaborate with a talented and passionate team in a dynamic, fast-paced environment.

Competitive pay and equity incentives.

Comprehensive health and dental benefits.

Opportunities for growth and development in a rapidly scaling company.

Why You’ll Love This Role:

Shape the future of auto financing in Canada by building something new from scratch.

Work on complex strategic challenges with direct exposure to the executive team.

High visibility role with significant autonomy and accountability.

How to Join Us:

Clutch is an inclusive workspace. We value diversity and are dedicated to ensuring all individuals find success. If you’re eager to shape the future of car buying, selling, and financing with Clutch, send your resume to talent@clutch.ca.

About Clutch

Clutch is Canada’s largest online used car retailer, delivering a seamless, hassle-free car-buying experience to drivers everywhere. Customers can browse hundreds of cars from the comfort of their home, get the right one delivered to their door, and enjoy peace of mind with our 10-Day Money-Back Guarantee.
Named one of Canada’s Top Growing Companies two years in a row and awarded a spot on LinkedIn’s Top Canadian Startups list, we’re looking to add curious, hard-working, and driven individuals to our growing team.
Headquartered in Toronto, Clutch was founded in 2017. Clutch is backed by world-class investors including Canaan, BrandProject, Real Ventures, D1 Capital, and Upper90. To learn more, visit clutch.ca

About the role

Clutch is seeking a Senior Analytics Engineer to design, maintain, and evolve our analytics data stack. In this role, you will work closely with business teams, own critical data domains, and mentor other analytics engineers while driving data quality, governance, and modern analytics practices.

What you’ll do

• Lead the design and evolution of Clutch’s analytics data stack, including scalable ELT pipelines, dimensional models, and semantic layers using dbt, Snowflake, and Airflow

• Partner with Marketing, Product, Operations, and Finance teams to define metrics frameworks, improve reporting fidelity, and build trusted data products

• Drive best practices in data engineering: testing, observability, CI/CD, and code review for production-ready analytics code

• Own critical data domains end-to-end, ensuring models and pipelines are reliable, performant, and trusted

• Mentor and guide other analytics engineers, elevating technical practices and modeling approach

• Shape Clutch’s data governance strategy by contributing to documentation, standards, and overall data culture

• Experiment with emerging tooling in orchestration, data quality, and self-serve analytics to keep Clutch at the forefront of modern data practices

What we’re looking for

• 6–8+ years of experience in analytics engineering, data analytics, or data engineering in high-growth or fast-paced environments

• Proven track record building and maintaining complex data models with dbt in a production environment (CI, testing, documentation)

• Deep SQL expertise, with experience designing scalable dimensional models and working with large, normalized datasets

• Hands-on experience with cloud data warehouses such as Snowflake, BigQuery, or Redshift

• Experience building semantic layers and enabling self-serve BI (Looker, Sigma, Tableau)

• Strong communication skills with the ability to influence stakeholders and lead discussions around metrics and data strategy

• Strong sense of ownership, accountability, and craftsmanship for data quality, performance, and maintainability

• Experience with Python and orchestration tools (Airflow, Prefect, Dagster) for data pipelines and transformations is a plus

• Prior mentorship or leadership experience in a data team is strongly preferred

Why you’ll love it at Clutch

• Autonomy & ownership – create your own path and own your work

• Competitive compensation and equity incentives

• Generous time off program

• Health & dental benefits

Employment Type

Existing, Permanent Full-Time

Compensation & Benefits

• Salary: $120,000 - $160,000 annually 

• Equity incentives

• Comprehensive healthcare, dental, vision, prescriptions, life insurance, and dependent coverage

• Pay decisions reflect skills, performance, market benchmarking, responsibilities, and working conditions

Clutch is committed to fostering an inclusive workplace where all individuals have an opportunity to succeed. If you require accommodation at any stage of the interview process, please email talent@clutch.ca

About Clutch:

We’re on a mission to reinvent the way people buy, sell, and own cars. Are you game?

Clutch is Canada’s largest online used car retailer, delivering a seamless, hassle-free car-buying experience to drivers everywhere. Customers can browse hundreds of cars from the comfort of their home, get the right one delivered to their door, and enjoy peace of mind with our 10-Day Money-Back Guarantee… and that’s just the beginning.

Named two years in a row to the Globe & Mail’s list of the Top Growing Companies in Canada and also awarded spots on Deloitte’s Technology Fast 50™ and Fast 500™ lists, we’re looking to add curious, hard-working, and driven individuals to our growing team.

Headquartered in Toronto, Clutch was founded in 2017 and currently services Ontario, New Brunswick, Nova Scotia, and Prince Edward Island. Clutch is backed by a number of world-class investors, including D1 Capital, Canaan, Real Ventures, BrandProject, and BMO. To learn more, visit clutch.ca.

About The Role

We’re looking for a Senior Manager, Pricing Strategy to lead pricing performance across Clutch’s vehicle acquisition and retail channels.

This role sits within our Vehicle Markets Group and owns the strategy behind how we price vehicles across acquisition, retail, wholesale, and export channels. You’ll develop the frameworks and insights that guide pricing decisions across 10,000+ weekly offers and a dataset of 250,000+ customer offers with live market valuations.

You’ll translate market data, customer behavior, and inventory dynamics into pricing strategies that optimize conversion, margin, inventory turn, and capital efficiency. Working closely with Data, Operations, Finance, and leadership, you’ll test pricing strategies, refine pricing models, and drive decisions across the vehicle lifecycle — from acquisition through final disposition.

This is a high-impact role with direct influence on Clutch’s marketplace economics and company performance.

What You’ll Do

• Lead the development and evolution of Clutch’s pricing strategy across vehicle acquisition, retail, wholesale, and export channels
• Analyze offer pricing, conversion, and margin performance to identify opportunities to improve volume, margin, and capital efficiency
• Evaluate bid/ask dynamics and customer response to pricing across key vehicle segments
• Design and run A/B pricing experiments to test and improve pricing strategies
• Refine pricing curves using current and historical market data to optimize conversion and profitability
• Analyze sold vs. unsold inventory to understand spread, days-to-sell, and inventory velocity
• Support inventory mix and disposition decisions by evaluating expected turn, GPU, and risk exposure
• Translate data and market insights into clear pricing recommendations for leadership
• Partner with Data Engineering, Operations, and Finance to build scalable reporting and ensure pricing insights drive operational decisions

What We’re Looking For

• 7-10+ years of experience in pricing, analytics, strategy, BizOps, consulting, or a related role in a data-driven or high-growth environment
• Strong analytical foundation with experience using SQL, BI tools (Looker, Tableau), and advanced spreadsheet modeling
• Proven track record of translating data into strategic recommendations that drive measurable business impact
• Strong business judgment across pricing strategy, marketplace dynamics, unit economics, and inventory management
• Experience influencing cross-functional stakeholders and senior leadership
• Ability to operate at both the strategic and operational level in a fast-paced environment
• Excellent communication skills with the ability to simplify complex analyses into clear recommendations
• Willing to work from our downtown Toronto headquarters (60 Adelaide Street East)

Salary: 130,000$ - 180,000$

Why you’ll love it at Clutch: 

• Be part of a disruptive, tech-driven company that is transforming the automotive industry, one of the largest and fastest growing B2C startups in Canada.
• A unique opportunity to join a well funded business with product market fit, but lots of space to drive an impact and learn.
• Freedom to innovate and ownership of your role - work on meaningful and challenging projects that have a direct impact on the business.
• Opportunities for growth and development in a rapidly scaling company.
• Competitive compensation and equity incentives!
• Health & Dental benefits. 

Clutch is committed to fostering an inclusive workplace where all individuals have an opportunity to succeed. If you require accommodation at any stage of the interview process, please email talent@clutch.ca.

About Clutch:

Clutch is Canada’s largest online used car retailer, delivering a seamless, hassle-free car-buying experience to drivers everywhere. Customers can browse hundreds of cars from the comfort of their home, get the right one delivered to their door, and enjoy peace of mind with our 10-Day Money-Back Guarantee… and that’s just the beginning.

Named one of Canada’s top growing Companies two years in a row and also awarded a spot on LinkedIn’s Top Canadian Startups list, we’re looking to add curious, hard-working, and driven individuals to our growing team.

Headquartered in Toronto, Clutch was founded in 2017. Clutch is backed by a number of world-class investors, including Canaan, BrandProject, Real Ventures, D1 Capital, and Upper90. To learn more, visit clutch.ca.

About the role:

Clutch is hiring a Staff Data Scientist to lead major improvements to our pricing algorithms and applied machine learning systems.

This is a high-ownership role for someone who thrives in ambiguity, can go deep on research and modeling, and has a track record of deploying ML to production with measurable business impact. You’ll work on ML systems that already drive real outcomes - including pricing models that purchase >$1M of vehicles per day with no human intervention - with significant opportunity to take them to the next level as we scale.

You’ll join a small, high-leverage data team where your work will be visible, measurable, and business-critical, with the chance to expand into additional high-impact ML domains like lending, logistics optimization, fraud detection, and recommendations. In this role, you’ll own problem areas end-to-end from identifying opportunities and shaping the approach, to shipping production models and driving measurable improvements in margin and conversion.

What you'll do:

• Own and drive improvements to Clutch’s pricing algorithms, balancing margin, conversion, and customer experience.
• Deep-dive into market and vehicle data to identify the key relationships between vehicle attributes, market dynamics, and pricing outcomes.
• Build, validate, and deploy ML models and algorithms into production — and iterate quickly based on real-world performance.
• Lead feature engineering, model evaluation, and experimentation design.
• Partner with Product, Engineering, Strategy & Ops, Sell-To-Clutch & Retail to prioritize the highest-impact opportunities.
• Contribute to additional applied ML domains as needed, including:
• Financing / lending decisioning
• Fraud detection
• Search and discovery optimization
• Vehicle recommendations / personalization

What we’re looking for:

• 8+ Years of Experience: A proven track record as a Data Scientist, with a history of delivering measurable business impact through machine learning.
• 0-to-1 Strategic Autonomy: Proven ability to navigate high-ambiguity environments. You own the roadmap by evaluating the data, identifying untapped opportunities, and formulating your own research theories.
• End-to-End Technical Ownership: Deep Python proficiency with the ability to own the entire lifecycle: from raw data exploration and feature engineering to model architecture and production deployment.
• Production-Grade ML: Strong experience building and deploying traditional ML algorithms into live environments, ensuring they are robust, scalable, and maintainable.
• Foundational Rigor: Strong statistical fundamentals and a disciplined approach to validation. You ensure that every model is built on a foundation of sound logic and clean data, maintaining high standards for accuracy and reliability without external oversight.
• Excellent Communication: Able to bridge the gap between complex technical findings and business ROI. You can distill "black box" complexity into clear trade-offs and actionable recommendations for business leaders.

About Clutch:

Clutch is Canada’s largest online used car retailer, delivering a seamless, hassle-free car-buying experience to drivers everywhere. Customers can browse hundreds of cars from the comfort of their home, get the right one delivered to their door, and enjoy peace of mind with our 10-Day Money-Back Guarantee… and that’s just the beginning.

Named one of Canada’s top growing Companies two years in a row and also awarded a spot on LinkedIn’s Top Canadian Startups list, we’re looking to add curious, hard-working, and driven individuals to our growing team.

Headquartered in Toronto, Clutch was founded in 2017. Clutch is backed by a number of world-class investors, including Canaan, BrandProject, Real Ventures, D1 Capital, and Upper90. To learn more, visit clutch.ca.

About the role:

Clutch is looking for a Technical Recruiter to join our People team! You have a knack for sourcing top Engineering, Product, Design & Data Talent, and are looking to kick-start your next role at a growing company!

What you'll do:

• Partner with Engineering, Data, Design & Product leaders to develop and iterate on recruitment strategies that support the growth of their teams
• Manage the full-cycle recruitment process while providing world-class candidate experience
• Own and drive projects that continuously improve and refine our hiring and onboarding processes, data initiatives, and other key talent programs.
• Able to organize and manage talent outreach. Along with ensuring that we are able to continuously target high-performing candidates
• Conduct initial phone screens and communication with prospective candidates

What we're looking for:

• Can build meaningful relationships with hiring managers and candidates
• 5+ years experience recruiting for a variety of technical roles, including but not limited to Full Stack, Product Managers, Design, and more
• Experience in a dynamic hyper-growth environment, paired with the ability to adapt on the go and address concerns across the business as they come up
• Curious and interested in technology and takes the initiative to discover emerging trends
• Loves data and uses it to gain insight into the effectiveness of the team’s strategies and processes
• Excellent written and oral communication skills
• Ability to work in a fast-paced startup environment

Why you’ll love it at Clutch: 

• Autonomy & ownership -- create your own path, and own your work
• Competitive compensation and equity incentives!
• Generous time off program
• Health & dental benefits

Employment Type

Existing, Permanent Full-Time

Compensation & Benefits

• Salary: $100,000 - $140,000 annually
• Equity incentives
• Comprehensive healthcare, dental, vision, prescriptions, life insurance, and dependent coverage
• Pay reflects skills, performance, market benchmarking, responsibilities, and working conditions

Clutch is committed to fostering an inclusive workplace where all individuals have an opportunity to succeed. If you require accommodation at any stage of the interview process, please email talent@clutch.ca.

About Clutch:

We’re on a mission to reinvent the way people buy, sell, and own cars. Are you game?

Clutch is Canada’s largest online used car retailer, delivering a seamless, hassle-free car buying and selling experience to drivers everywhere. Customers can browse hundreds of cars from the comfort of their home, get the right one delivered to their door, and enjoy peace of mind with our 10-Day Money-Back Guarantee… and that’s just the beginning. Named two years in a row to the Globe & Mail’s list of the Top Growing Companies in Canada and also awarded spots on Deloitte’s Technology Fast 50™ and Fast 500™ lists, we’re looking to add curious, hard-working, and driven individuals to our growing team. Headquartered in Toronto, Clutch was founded in 2017 and currently services Ontario, British Columbia, New Brunswick, Nova Scotia, and Prince Edward Island. Clutch is backed by a number of world-class investors, including D1 Capital, Altos Ventures, BMO Capital Partners, Canaan, Real Ventures, and others. To learn more, visit clutch.ca.

We’re growing rapidly, with in‑house re‑conditioning centres, a captive lending platform, and a national logistics network. We combine manufacturing‑grade operations with a tech-enabled consumer experience and plan to list publicly within 24–36 months, building the finance foundation to get there.

About the role:

As Senior Manager, Financial Systems, you will set the vision for how Clutch manages its financial technology and data landscape. You’ll lead the implementation of Oracle Fusion ERP as a critical foundational project, while also building and owning the broader financial systems and reporting environment that supports Finance and the business as a whole.

A core mandate of this role is to drive process transformation—leveraging automation and modern tooling (including AI-enabled capabilities where appropriate) to reduce manual effort, improve throughput, and strengthen controllership without compromising auditability.

What you’ll do:

• Serve as the solution architect for Oracle Fusion, guiding system design, configuration, integration strategy, and long-term optimization.
• Lead the successful implementation of Oracle Fusion ERP as a foundational initiative (end-to-end delivery, change management, cutover readiness, and stabilization).
• Define and own the roadmap for financial systems at Clutch, ensuring scalability, automation, alignment with business priorities, and ongoing application management.
• Drive process transformation across Finance, identifying high-friction workflows and redesigning them for speed, accuracy, and repeatability.
• Bring prior experience applying AI and agentic AI to improve business processes, with a focus on measurable outcomes and disciplined governance.
• Ensure internal controls remain sufficient as automation increases, including approvals, audit trails, segregation of duties, change control, and monitoring.
• Build governance and processes that ensure data integrity, audit readiness, and strong system controls across the financial tech stack.
• Manage integrations between finance platforms and other enterprise systems (CRM, Operations, Supply Chain, Data Warehouse, etc.).
• Own the finance reporting environment, ensuring standardized definitions, source-of-truth alignment, and scalable reporting.
• Recruit, mentor, and lead a financial systems team as the function expands.

What we’re looking for:

• Bachelor’s degree in Finance, Accounting, Business, Information Systems, or related field; advanced degree or professional designation (CPA, CMA, CFA, etc.) is a plus.
• 7+ years of experience in financial systems leadership roles, with direct expertise in Oracle Fusion (implementation, optimization, and application management).
• Proven track record leading ERP projects end-to-end, with hands-on solution architecture or design experience.
• Strong technical skills in system integrations, application management, data governance, and financial reporting platforms.
• Strong SQL skills and proficiency with Snowflake for data validation, reconciliation, and scalable reporting.
• Experience partnering with AI/automation initiatives, including agentic AI, with a controls-first mindset (guardrails, approvals, auditability, monitoring).
• Excellent collaboration and communication skills, with the ability to bridge financial, technical, and operational needs.
• Leadership experience with the ability to build and inspire a new team.

It’d be great if you have:

• Experience in a high-growth technology company.
• Background in high-volume marketplace businesses.
• Exposure to workflow automation/RPA programs with a strong internal controls orientation.

Employment Type:
New, Permanent Full-Time

Compensation & Benefits:

• Salary range: $130,000 - $150,000 annually plus equity incentives. 

• Benefits: Comprehensive healthcare, dental, vision, prescriptions, life insurance, and dependent coverage; starting from day 1.

• Pay decisions reflect skills, performance, market benchmarking, responsibilities, and working conditions.

Clutch is committed to fostering an inclusive workplace where all individuals have an opportunity to succeed. If you require accommodation at any stage of the interview process, please email talent@clutch.ca.

About Clutch:

We’re on a mission to reinvent the way people buy, sell, and own cars. Are you game?

Clutch is Canada’s largest online used car retailer, delivering a seamless, hassle-free car-buying experience to drivers everywhere. Customers can browse hundreds of cars from the comfort of their home, get the right one delivered to their door, and enjoy peace of mind with our 10-Day Money-Back Guarantee… and that’s just the beginning.

Named five years in a row to the Globe & Mail’s list of the Top Growing Companies in Canada and also awarded spots on Deloitte’s Technology Fast 50™ and Fast 500™ lists, we’re looking to add curious, hard-working, and driven individuals to our growing team.

Headquartered in Toronto, Clutch was founded in 2017 and currently services Ontario, New Brunswick, Nova Scotia, British Columbia, and Prince Edward Island. Clutch is backed by a number of world-class investors, including D1 Capital, Canaan, Real Ventures, BrandProject, and Upper90. To learn more, visit clutch.ca.

About the role: 

We’re looking for a superstar Motion Designer & Videographer to join our in-house Creative team. The creative you produce doesn’t just support the business — it shapes how millions of Canadians experience Clutch for the first time.

This is a true 50/50 role. Half your time will be spent on the ground, capturing video, photography, and content across our facilities. The other half will be spent editing, animating, and building motion graphics that elevate everything we put out. You’ll shoot and edit customer testimonials, create motion graphic ads, animate brand elements, capture facility and process photography, and help define how Clutch looks and feels in motion.

This role is ideal for someone who’s equally comfortable behind a camera and inside After Effects — a hybrid creative who can shoot a testimonial in the morning and animate a logo reveal in the afternoon. Because this work is highly collaborative and hands-on, it’s based in a fully onsite environment, five days a week, working closely with our Creative, Marketing, and Operations teams.

What you'll do: 

• Shoot video and photography on-site at Clutch facilities, customer testimonials, process documentation, facility imagery, and team/culture content
• Capture content with professional camera gear and iPhone depending on the context and platform
• Edit video end-to-end, from rough cuts to final delivery with colour grading, sound, and graphics
• Create motion graphics and text animations in After Effects for digital ads, social content, and brand campaigns
• Produce logo animations, kinetic typography, transitions, and other motion design elements that strengthen the Clutch brand
• Mine and re-edit legacy footage from past shoots into fresh, usable content
• Support social media content creation with short-form video and motion assets when needed
• Collaborate with the Creative Director and the broader Creative team to develop visual storytelling that connects with our audience
• Manage and organize video and motion assets, maintaining a clean and accessible file structure

What you bring: 

• 2–4 years of experience in videography, video editing, and motion design
• Strong proficiency in Premiere Pro for video editing and After Effects for motion graphics and animation
• Real cinematography and videography skills — you understand composition, lighting, lens selection, and how to get great footage in imperfect conditions
• Photography skills with an eye for compelling imagery in documentary/editorial contexts
• Ability to shoot confidently with both professional camera setups and an iPhone
• A solid understanding of text animation, kinetic typography, and motion graphic design principles
• Colour grading and basic audio mixing/sound design capabilities
• Strong storytelling instincts, you know how to structure a narrative, not just make things look good
• Highly organized with the ability to manage multiple projects and deadlines in a fast-paced environment
• A portfolio or reel that demonstrates both production (shooting) and post-production (editing, animation) work

Nice to have: 

• Experience with 3D motion graphics using Cinema 4D, Blender, or similar tools
• Logo animation and brand identity motion work in your portfolio
• Experience shooting in industrial, automotive, or retail environments
• Understanding of social media formats, specs, and best practices for short-form video
• Experience working in a fast-paced startup or agency environment

Employment Type:

• New, Permanent Full-Time

Why Clutch 

• A true hybrid role, you won't be stuck in just one lane
• The chance to define what video and motion look like at one of Canada's fastest-growing companies
• Direct collaboration with a Creative Director who's building an in-house agency model
• Competitive compensation, benefits, and a team that invests in your growth

Compensation & Benefits:

• Annual Salary: $75,000 - $85,000
• Benefits: Comprehensive healthcare, dental, vision, prescription, life insurance, and dependent coverage starting day one
• Pay decisions reflect objective criteria: skills, performance, market benchmarking, responsibilities, and working conditions

Clutch is committed to fostering an inclusive workplace where all individuals have an opportunity to succeed. If you require accommodation at any stage of the interview process, please email talent@clutch.ca

About Clutch

We’re on a mission to reinvent how people buy, sell, and own cars. Are you game?

Clutch is Canada’s largest buyer and seller of cars, offering a digital-first, hassle-free experience. Customers can browse thousands of cars online, have their chosen vehicle delivered right to their door, and enjoy peace of mind with our 10-Day Money-Back Guarantee.

Looking to sell? We buy over $3 million worth of cars every day, providing a firm, AI-generated offer every 15 seconds—and when you sell to us, you get paid instantly, now that’s Clutch.

Recognized four years running on The Globe & Mail’s list of Canada’s Top Growing Companies—and with back-to-back spots on Deloitte’s Technology Fast 50™ and Fast 500™—we’re seeking curious, hard-working, and driven individuals to join our growing team.

Founded in 2017 and headquartered in Toronto, Clutch currently operates in Ontario, New Brunswick, Nova Scotia, and Prince Edward Island. Our world-class investors include Altos Ventures, Canaan, FJ Labs, BrandProject, and Upper90. To learn more, visit clutch.ca.

Consumer Financing at Clutch:

Clutch is on a journey to create a truly seamless car buying and ownership experience—and financing is a critical part of delivering that end-to-end journey. We’re building consumer financing capability from the ground up to offer customers a simpler, more transparent way to finance their vehicle, while supporting Clutch’s growth with a scalable, disciplined lending platform. In this role, you’ll help shape our lending strategy, risk framework, and operations as we bring this business to life.

About the role:

We’re hiring a Senior Manager, Credit & Risk to build and lead the credit strategy and risk framework for Clutch’s consumer financing program. You’ll own how we assess risk, make credit decisions, price appropriately, and manage portfolio performance over time. This is a builder role for someone who’s comfortable operating with ambiguity, rolling up their sleeves, and designing scalable credit systems that get better as volume grows.

You’ll partner closely with the Director of Consumer Financing and work cross-functionally with Product, Engineering, Operations, Sales, and Customer Experience to embed risk decisioning into the customer journey—while building the monitoring, controls, and feedback loops needed to manage performance responsibly.

What You’ll Do:

Credit strategy & underwriting

• Design and evolve underwriting policies that balance growth, approval rates, and portfolio performance across prime/near-prime (and beyond, as applicable).
• Own credit decisioning logic, exception frameworks, and manual review processes; continuously tighten them as we learn.
• Partner with Product/Engineering to implement auto adjudication credit policies into customer flows with continuous feedback loop

Pricing & risk-adjusted economics

• Develop and refine risk-based pricing strategies that reflect loss expectations, funding constraints, and unit economics.
• Monitor approval mix and margin performance; recommend changes to pricing, terms, and eligibility to hit portfolio targets.

Portfolio monitoring & performance management

• Build the portfolio analytics framework: early warning indicators, delinquency tracking, vintage/cohort analysis, roll rates, losses, and recoveries.
• Diagnose drivers of performance (channel, vehicle attributes, customer attributes, process factors) and recommend changes to improve outcomes.
• Lead initiatives to manage delinquencies and losses in partnership with servicing/collections and operations.

Data, models, and experimentation

• Build scorecarding approaches, segmentation, and predictive models as the program matures.
• Run experiments to improve conversion and credit outcomes (policy tests, alternative data, verification changes), with clear measurement and guardrails.

Risk governance, controls, and compliance support

• Help define the risk appetite, policy governance, and control environment for a regulated lending program.
• Support audit-ready documentation and ensure policies and practices align with applicable Canadian regulations and internal controls.
• Be the “risk voice” in product and operational decision-making—bringing clarity, tradeoffs, and recommendations.

What We’re Looking For:

• 6–10+ years of experience in credit risk, underwriting, portfolio management, or analytics within consumer lending.
• Strong understanding of credit policy development, risk-based decisioning, and portfolio performance management through delinquency/loss cycles.
• Demonstrated ability to translate analytics into real-world policy and operational changes.
• Strong quantitative and analytical skills; comfortable working with large datasets and building/using performance monitoring (including leveraging AI).
• High-ownership operator who thrives in ambiguity—with a bias for action and the ability to build structure, processes, and decision frameworks where none exist.
• Nice to have
• Experience with non-prime or near-prime auto lending.
• Experience with fraud/identity risk, income verification, or alternative data strategies.
• Familiarity with funding constraints (warehouse eligibility, covenants, concentration limits) and how they shape credit policy.
• Experience in Canadian regulatory environments relevant to lending and credit reporting.

This role is based in Toronto and requires on-site presence—remote candidates will not be considered.

Why You’ll Love It at Clutch:

Be part of a disruptive, tech-driven company that is transforming the automotive industry—one of the largest and fastest growing B2C startups in Canada.

A unique opportunity to build a captive lending business from the ground up, with direct impact on strategy and operations.

Freedom to innovate and ownership of your role—work on meaningful and challenging projects that have a direct impact on the business.

Collaborate with a talented and passionate team in a dynamic, fast-paced environment.

Competitive pay and equity incentives.

Comprehensive health and dental benefits.

Opportunities for growth and development in a rapidly scaling company.

Why You’ll Love This Role:

You’ll love this role if you like being a builder—taking a 0→1 financing program and helping turn it into a scalable, repeatable operating machine. You’ll help establish the operating foundation from the ground up, with high ownership to run key workflows end-to-end and drive improvements that directly impact customer experience and unit economics. You’ll also tackle complex, cross-functional problems at the intersection of Product, Risk, Operations, and Customer Experience—while growing quickly through outsized scope, steep learning, and the chance to take on more responsibility as the business scales.

Compensation & Benefits

• Salary range: $130,000 - $170,000 annually
  
  
• Equity incentives
  
  
• Comprehensive healthcare, dental, vision, life insurance, and dependent coverage starting from day 1

How to Join Us:

Clutch is committed to fostering an inclusive workplace where all individuals have an opportunity to succeed. If you require accommodation at any stage of the interview process, please email talent@clutch.ca.

About Clutch

We’re on a mission to reinvent how people buy, sell, and own cars. Are you game?

Clutch is Canada’s largest buyer and seller of cars, offering a digital-first, hassle-free experience. Customers can browse thousands of cars online, have their chosen vehicle delivered right to their door, and enjoy peace of mind with our 10-Day Money-Back Guarantee.

Looking to sell? We buy over $3 million worth of cars every day, providing a firm, AI-generated offer every 15 seconds—and when you sell to us, you get paid instantly, now that’s Clutch.

Recognized four years running on The Globe & Mail’s list of Canada’s Top Growing Companies—and with back-to-back spots on Deloitte’s Technology Fast 50™ and Fast 500™—we’re seeking curious, hard-working, and driven individuals to join our growing team.

Founded in 2017 and headquartered in Toronto, Clutch currently operates in Ontario, New Brunswick, Nova Scotia, and Prince Edward Island. Our world-class investors include Altos Ventures, Canaan, FJ Labs, BrandProject, and Upper90. To learn more, visit clutch.ca.

Consumer Financing at Clutch:

Clutch is on a journey to create a truly seamless car buying and ownership experience—and financing is a critical part of delivering that end-to-end journey. We’re building consumer financing capability from the ground up to offer customers a simpler, more transparent way to finance their vehicle, while supporting Clutch’s growth with a scalable, disciplined lending platform. In this role, you’ll help shape our lending strategy, risk framework, and operations as we bring this business to life.

About the role:

We’re hiring an Operations Manager, Consumer Financing to help build and scale the operating engine behind Clutch’s lending program. This is a high-ownership, hands-on generalist role for someone who can run key processes, solve messy problems, and improve the system as we grow.

You’ll work closely with the Director of Consumer Financing and partner cross-functionally with Sales, Product, Data and Finance to help to build and scale Clutch’s consumer financing business. You’ll own day-to-day execution across core workflows, drive continuous improvement, and help build the playbooks and tooling needed to scale.

This is an opportunity for someone who thrives in fast-paced environments, enjoys ambiguity, and wants to build something meaningful from the ground up.

What You’ll Do:

Own day-to-day financing operations

• Build and run and continuously improve workflows across the financing lifecycle (origination, documentation, underwriting support, funding, servicing coordination, and collections support).
• Own operational cadence, dDeal tracking, escalations, exception handling, and internal SLAs to keep deals moving.
• Ensure operational quality through checklists, controls, and strong documentation standards.

Build scalable processes and tooling

• Identify bottlenecks and failure points; design and implement process improvements to increase speed and reduce error rates.
• Develop SOPs, playbooks, templates, and QA processes that create consistency and enable scaling.
• Translate operational needs into clear requirements for Product/Engineering; support testing, rollouts, and adoption.

Use data to drive performance

• Monitor core operating metrics (turnaround times, approval/funding rates, exception rates, doc quality, customer friction points).
• Build lightweight dashboards and reporting to identify trends and drive prioritization.
• Run root-cause analysis on issues and implement fixes that stick.

Coordinate cross-functionally and with partners

• Partner with Sales and Finance to resolve customer issues quickly and create smoother handoffs.
• Support operational relationship management with external vendors/partners (e.g., verification tools, service providers, lending partners), including reporting and documentation requests.
• Help keep internal stakeholders aligned through clear updates, escalations, and process clarity.

Support compliance and controls

• Help ensure lending operations are executed in line with internal policies and applicable regulatory requirements.
• Maintain audit-ready documentation and operational controls as the program evolves.

What We’re Looking For:

• Bachelor’s degree in Business, Finance, Economics, or a related field
• 3–5 years of experience in operations, business operations, fintech/lending ops, payments ops, or other process-heavy execution roles, exposure to credit/lending is a significant asset.
• Proven ability to thrive in a high-ownership environment—you take initiative, move fast, and drive outcomes with limited oversight.
• Strong operational judgment: you can balance speed, customer experience, and risk/quality.
• Analytical skills: comfortable using data (often imperfect) to prioritize work and measure impact.
• Excellent organization and attention to detail—especially in documentation-heavy workflows.
• Strong communication and stakeholder management skills across business and technical teams.
• Comfort operating in ambiguity and building structure where none exists.
• Nice to have:
• Exposure to consumer lending/credit, underwriting, loan origination/servicing, or regulated financial workflows.
• Experience working with Product/Engineering to automate operational processes.
• Familiarity with KYC/identity verification, credit bureaus, or collections/servicing operations

This role is based in Toronto and requires on-site presence—remote candidates will not be considered.

Why You’ll Love It at Clutch:

Be part of a disruptive, tech-driven company that is transforming the automotive industry—one of the largest and fastest growing B2C startups in Canada.

A unique opportunity to build a captive lending business from the ground up, with direct impact on strategy and operations.

Freedom to innovate and ownership of your role—work on meaningful and challenging projects that have a direct impact on the business.

Collaborate with a talented and passionate team in a dynamic, fast-paced environment.

Competitive pay and equity incentives.

Comprehensive health and dental benefits.

Opportunities for growth and development in a rapidly scaling company.

Why You’ll Love This Role:

You’ll love this role if you like being a builder—taking a 0→1 financing program and helping turn it into a scalable, repeatable operating machine. You’ll help establish the operating foundation from the ground up, with high ownership to run key workflows end-to-end and drive improvements that directly impact customer experience and unit economics. You’ll also tackle complex, cross-functional problems at the intersection of Product, Risk, Operations, and Customer Experience—while growing quickly through outsized scope, steep learning, and the chance to take on more responsibility as the business scales.

Compensation & Benefits

• Salary range: $110,000-$130,000 annually
  
  
• Equity incentives
  
  
• Comprehensive healthcare, dental, vision, life insurance, and dependent coverage starting from day 1

How to Join Us:

Clutch is committed to fostering an inclusive workplace where all individuals have an opportunity to succeed. If you require accommodation at any stage of the interview process, please email talent@clutch.ca.

About Clutch:

We’re on a mission to reinvent the way people buy, sell, and own cars. Are you game?

Clutch is Canada’s largest online used car retailer, delivering a seamless, hassle-free car-buying experience to drivers everywhere. Customers can browse hundreds of cars from the comfort of their home, get the right one delivered to their door, and enjoy peace of mind with our 10-Day Money-Back Guarantee… and that’s just the beginning.

Named five years in a row to the Globe & Mail’s list of the Top Growing Companies in Canada and also awarded spots on Deloitte’s Technology Fast 50™ and Fast 500™ lists, we’re looking to add curious, hard-working, and driven individuals to our growing team.

Headquartered in Toronto, Clutch was founded in 2017 and currently services Ontario, New Brunswick, Nova Scotia, British Columbia, and Prince Edward Island. Clutch is backed by a number of world-class investors, including D1 Capital, Canaan, Real Ventures, BrandProject, and Upper90. To learn more, visit clutch.ca.

About the role:

We are on a mission to build a world-class team that drives innovation, growth, and excellence. As we scale rapidly, we are looking for a Strategy & Operations Manager to join our Vehicle Markets Group / Pricing Team! We are responsible for turning complex pricing and operational data into clear, actionable strategies—owning reporting, frameworks, and cross-functional execution that drive funnel conversion, margin expansion, and inventory efficiency across the retail, wholesale and export markets. In this position, you’ll turn market data into the playbooks that drive growth—sharpening our conversion engine, informing smarter day-0 pricing and aging rules, and steering inventory and disposition choices for maximum value. You’ll own the reporting cadence and strategic projects that keep executives aligned, ensuring insights become action and our 12×-turn, margin-expansion targets stay on track. In short, you’ll serve as the strategic bridge between analytics and execution.

What you’ll do: 

• Funnel Conversion Optimization: Build weekly and monthly dashboards and forecasts, actively tuning conversion for both offer volume and vehicle spread.
• Spread & Margin Waterfall Feedback Loop: Track expected, realized, and remaining spread, reconditioning costs, and front-end margin, feeding those insights back into pricing models for continuous improvement.
• Retail Pricing & Aging Framework: Develop day-0 pricing and aging rules that balance days-to-sell, forecasted spread, recon estimates, and bid–ask adjustments to maintain a 12× inventory turn while maximizing margin.
• Inventory Mix Model: Determine the optimal inventory mix and dollar weightings using market data, factoring in expected turn and Clutch GPU (gross profit per unit) performance.
• Disposition Decision Logic: Define data-driven routing rules for Wholesale, Retail, and Export to maximize vehicle value.
• Operating Rhythm & Strategic Projects: Run business reviews, OKR tracking, and cross-functional initiatives from concept through execution.

What we’re looking for: 

• Education: Minimum High school diploma or equivalent
• Experience: 5+ years of experience in strategy/management consulting, investment banking, corporate development, or 5+ years at a high-growth technology company in a BizOps, or pricing operations role. 
• Willing to commute to our headquarter in downtown Toronto (60 Adelaide Street East); remote candidates will not be considered.
• Analytical mindset (“good with the numbers”) + execution-driven attitude (not afraid to “roll up your sleeves and get your hands dirty”).
• Excellent communication and interpersonal skills, with the ability to build relationships and work effectively across teams and levels of the organization.
• Experience in a high-growth, fast-paced, and operationally intensive environment.
• Experience or interest in auto and/or consumer financing is a bonus - but you can expect to learn on the job.

Why you’ll love it at Clutch: 

• Autonomy & ownership – opportunity to build your process and influence the company workforce and at every level.
• Help shape the future of car buying and selling in Canada by leading a critical part of our customer experience.
• We are dedicated to attracting and retaining top talent with top-of-market compensation packages.
• Above market health & dental benefits.

Employment Type:

• New, Permanent Full-Time

Compensation & Benefits:

• Salary Range: 
  
  • Sr. S&O: $130k-$150k (plus equity)
• Benefits: Comprehensive benefits plans include healthcare, dental care, vision care, prescriptions, life insurance and dependent coverage; start from day 1. (Applicable for Permanent Full-Time)
• Pay decisions reflect objective criteria: skills, performance, market benchmarking, responsibilities and working conditions.

Clutch is committed to fostering an inclusive workplace where all individuals have an opportunity to succeed. If you require accommodation at any stage of the interview process, please email talent@clutch.ca.

About Clutch:

We’re on a mission to reinvent the way people buy, sell, and own cars. Are you game?

Clutch is Canada’s largest online used car retailer, delivering a seamless, hassle-free car-buying experience to drivers everywhere. Customers can browse hundreds of cars from the comfort of their home, get the right one delivered to their door, and enjoy peace of mind with our 10-Day Money-Back Guarantee… and that’s just the beginning.

Named five years in a row to the Globe & Mail’s list of the Top Growing Companies in Canada and also awarded spots on Deloitte’s Technology Fast 50™ and Fast 500™ lists, we’re looking to add curious, hard-working, and driven individuals to our growing team.

Headquartered in Toronto, Clutch was founded in 2017 and currently services Ontario, New Brunswick, Nova Scotia, British Columbia, and Prince Edward Island. Clutch is backed by a number of world-class investors, including D1 Capital, Canaan, Real Ventures, BrandProject, and Upper90. To learn more, visit clutch.ca.

About the role:

We are on a mission to build a world-class team that drives innovation, growth, and excellence. As we scale rapidly, we are looking for a Strategy & Operations Manager to join our Vehicle Markets Group / Pricing Team! We are responsible for turning complex pricing and operational data into clear, actionable strategies—owning reporting, frameworks, and cross-functional execution that drive funnel conversion, margin expansion, and inventory efficiency across the retail, wholesale and export markets. In this position, you’ll turn market data into the playbooks that drive growth—sharpening our conversion engine, informing smarter day-0 pricing and aging rules, and steering inventory and disposition choices for maximum value. You’ll own the reporting cadence and strategic projects that keep executives aligned, ensuring insights become action and our 12×-turn, margin-expansion targets stay on track. In short, you’ll serve as the strategic bridge between analytics and execution.

What you’ll do: 

• Funnel Conversion Optimization: Build weekly and monthly dashboards and forecasts, actively tuning conversion for both offer volume and vehicle spread.
• Spread & Margin Waterfall Feedback Loop: Track expected, realized, and remaining spread, reconditioning costs, and front-end margin, feeding those insights back into pricing models for continuous improvement.
• Retail Pricing & Aging Framework: Develop day-0 pricing and aging rules that balance days-to-sell, forecasted spread, recon estimates, and bid–ask adjustments to maintain a 12× inventory turn while maximizing margin.
• Inventory Mix Model: Determine the optimal inventory mix and dollar weightings using market data, factoring in expected turn and Clutch GPU (gross profit per unit) performance.
• Disposition Decision Logic: Define data-driven routing rules for Wholesale, Retail, and Export to maximize vehicle value.
• Operating Rhythm & Strategic Projects: Run business reviews, OKR tracking, and cross-functional initiatives from concept through execution.

What we’re looking for: 

• Education: Minimum High school diploma or equivalent
• Experience: 3+ years of experience in strategy/management consulting, investment banking, corporate development, or 3+ years at a high-growth technology company in a BizOps, or pricing operations role. 
• Willing to commute to our headquarter in downtown Toronto (60 Adelaide Street East); remote candidates will not be considered.
• Analytical mindset (“good with the numbers”) + execution-driven attitude (not afraid to “roll up your sleeves and get your hands dirty”).
• Excellent communication and interpersonal skills, with the ability to build relationships and work effectively across teams and levels of the organization.
• Experience in a high-growth, fast-paced, and operationally intensive environment.
• Experience or interest in auto and/or consumer financing is a bonus - but you can expect to learn on the job.

Why you’ll love it at Clutch: 

• Autonomy & ownership – opportunity to build your process and influence the company workforce and at every level.
• Help shape the future of car buying and selling in Canada by leading a critical part of our customer experience.
• We are dedicated to attracting and retaining top talent with top-of-market compensation packages.
• Above market health & dental benefits.

Employment Type:

• New, Permanent Full-Time

Compensation & Benefits:

• Salary Range: 
  
  • S&O: $110k - $130k (plus equity)
• Benefits: Comprehensive benefits plans include healthcare, dental care, vision care, prescriptions, life insurance and dependent coverage; start from day 1. (Applicable for Permanent Full-Time)
• Pay decisions reflect objective criteria: skills, performance, market benchmarking, responsibilities and working conditions.

Clutch is committed to fostering an inclusive workplace where all individuals have an opportunity to succeed. If you require accommodation at any stage of the interview process, please email talent@clutch.ca.

About Clutch

Clutch is Canada’s largest online used car retailer, delivering a seamless, hassle-free car-buying experience to drivers everywhere. Customers can browse hundreds of cars from the comfort of their home, get the right one delivered to their door, and enjoy peace of mind with our 10-Day Money-Back Guarantee.
Named one of Canada’s Top Growing Companies two years in a row and awarded a spot on LinkedIn’s Top Canadian Startups list, we’re looking to add curious, hard-working, and driven individuals to our growing team.
Headquartered in Toronto, Clutch was founded in 2017. Clutch is backed by world-class investors including Canaan, BrandProject, Real Ventures, D1 Capital, and Upper90. To learn more, visit clutch.ca

About the role

Clutch is seeking a Data Analytics / Analytics Engineering professional to build and maintain our analytics data stack, deliver reliable insights, and empower teams across the company. You’ll play a key role in defining metrics, building scalable data models, and enabling self-serve analytics for multiple business functions.

What you’ll do

• Build, maintain, and optimize analytics data stack, including ELT pipelines, dimensional models, and semantic layers using dbt, Snowflake, and Airflow

• Collaborate with Marketing, Product, Operations, and Finance teams to define key metrics, improve reporting fidelity, and enable self-serve analytics

• Own and evolve core data models and pipelines that drive dashboards, reporting, and downstream analysis

• Apply best practices for data testing, observability, and CI/CD to ensure reliable, version-controlled, production-ready analytics code

• Partner with stakeholders to understand business needs and translate them into performant, trustworthy data products

• Contribute to internal data documentation and governance practices

• Mentor team members on data modeling, tooling, and processes, bringing a scalable, engineering-first approach to analytics

What we’re looking for

• 4–6 years of experience in analytics engineering, data analytics, or data engineering, ideally in fast-paced or high-growth environments

• Strong SQL expertise and experience with large-scale, normalized, or dimensional datasets

• Hands-on experience building data models with dbt in a production environment (CI, testing, documentation)

• Experience with cloud data warehouses like Snowflake, BigQuery, or Redshift

• Experience building semantic layers and enabling self-serve BI (Looker, Sigma, Tableau)

• Proactive communicator able to collaborate with business stakeholders and technical teams

• Strong ownership and accountability for data quality, performance, and maintainability

• Familiarity with Python and orchestration tools (Airflow, Prefect, Dagster) for data pipelines is a plus

Why you’ll love it at Clutch

• Autonomy & ownership – create your own path and own your work

• Competitive compensation and equity incentives

• Generous time off program

• Health & dental benefits

Employment Type

Existing, Permanent Full-Time

Compensation & Benefits

• Salary: $110,000 - $140,000 annually 

• Equity incentives

• Comprehensive healthcare, dental, vision, prescriptions, life insurance, and dependent coverage

• Pay decisions reflect skills, performance, market benchmarking, responsibilities, and working conditions

Clutch is committed to fostering an inclusive workplace where all individuals have an opportunity to succeed. If you require accommodation at any stage of the interview process, please email talent@clutch.ca

About Clutch:

We’re on a mission to reinvent the way people buy, sell, and own cars. Are you game?

Clutch is Canada’s largest online used car retailer, delivering a seamless, hassle-free car-buying experience to drivers everywhere. Customers can browse hundreds of cars from the comfort of their home, get the right one delivered to their door, and enjoy peace of mind with our 10-Day Money-Back Guarantee… and that’s just the beginning.

Named five years in a row to the Globe & Mail’s list of the Top Growing Companies in Canada and also awarded spots on Deloitte’s Technology Fast 50™ and Fast 500™ lists, we’re looking to add curious, hard-working, and driven individuals to our growing team.

Headquartered in Toronto, Clutch was founded in 2017 and currently services Ontario, New Brunswick, Nova Scotia, British Columbia, and Prince Edward Island. Clutch is backed by a number of world-class investors, including D1 Capital, Canaan, Real Ventures, BrandProject, and Upper90. To learn more, visit clutch.ca.

About the role:

We are on a mission to build a world-class team that drives innovation, growth, and excellence. As we scale rapidly, we are looking for a strategic, analytical Director of Pricing to build and lead a high-performing pricing team while driving pricing strategy and execution for the Sell to Clutch and Vehicle Markets Group. This high-impact role will be responsible for pricing across our acquisition and retail channels to boost profitability, customer conversion, and operational efficiency. You will partner closely with our Data Engineering team to ensure robust data pipelines and analytics power every pricing decision. You’ll work in a data-rich environment—managing pricing and conversion across 10,000+ new offers each week and a weekly-refreshed database of 250,000+ customer offers with current market valuations—and use those insights to design pricing frameworks, reporting structures, and disposition strategies that move company performance and competitiveness.

What you’ll do: 

• Price Optimization Strategy: Develop and continuously refine pricing algorithms and offer-optimization tactics to maximize conversion rates across high-volume acquisition and retail channels.
• Build & Lead Pricing Team: Hire, mentor, and manage a cross-functional team of pricing analysts and data scientists, fostering a culture of analytical rigor, experimentation, and rapid iteration.
• Acquisition & Retail Pricing Matrix: Design and maintain a pricing matrix that accounts for forecasted spread, expected days to sell, reconditioning costs, and predicted margin to maximize profitability at both acquisition and retail stages.
• Executive Reporting: Produce and present weekly, monthly, and quarterly pricing performance dashboards and insights to executive leadership.
• Inventory Mix & Capital Exposure: Recommend optimal inventory composition and dollar exposure levels to balance risk, liquidity, and sales velocity.

What we’re looking for: 

• Education: Minimum High school diploma or equivalent
• Experience: 5+ years in quantitative trading, investment banking, or pricing
• Demonstrated expertise in forecasting, margin modeling, and pricing-elasticity analysis
• Proven ability to build and lead high-caliber analytical team
• Strong command of Excel, SQL, and data-visualization tools (e.g., Looker, Tableau)
• Excellent communication and storytelling skills for executive-level audiences

Why you’ll love it at Clutch: 

• Autonomy & ownership – opportunity to build your process and influence the company workforce and at every level.
• Help shape the future of car buying and selling in Canada by leading a critical part of our customer experience.
• You’ll have a broad and direct ownership over [Field of work] during a phase of rapid growth.
• We are dedicated to attracting and retaining top talent with top-of-market compensation packages.
• Above market health & dental benefits.

Employment Type:

• New, Permanent Full-Time

Compensation & Benefits:

• Benefits: Comprehensive benefits plans include healthcare, dental care, vision care, prescriptions, life insurance and dependent coverage; start from day 1. (Applicable for Permanent Full-Time)
• Pay decisions reflect objective criteria: skills, performance, market benchmarking, responsibilities and working conditions.

Clutch is committed to fostering an inclusive workplace where all individuals have an opportunity to succeed. If you require accommodation at any stage of the interview process, please email talent@clutch.ca.

About Clutch

We’re on a mission to reinvent the way people buy, sell, and own cars. Are you game?

Clutch is Canada’s largest online used car retailer, delivering a seamless, hassle-free car-buying experience to drivers everywhere. Customers can browse hundreds of cars from the comfort of their home, get the right one delivered to their door, and enjoy peace of mind with our 10-Day Money-Back Guarantee.

Named two years in a row to the Globe & Mail’s list of the Top Growing Companies in Canada and also awarded spots on Deloitte’s Technology Fast 50™ and Fast 500™ lists, we’re looking to add curious, hard-working, and driven individuals to our growing team.

Headquartered in Toronto, Clutch was founded in 2017 and currently services Ontario, New Brunswick, Nova Scotia, British Columbia, and Prince Edward Island. Clutchis backed by world-class investors including D1 Capital, Canaan, Real Ventures, BrandProject, and Upper90. To learn more, visit clutch.ca

About the Role

Clutch is looking for a Strategy & Operations Manager to join our Strategy and Business Operations team. You will drive key operational and strategic initiatives across the business, working closely with the VP of Strategy & Business Operations and executive leadership. This role requires a self-motivated, analytical, and hands-on operator who can navigate complex, ambiguous challenges while driving measurable business impact.

What You’ll Do

• Drive the operating rhythm of the business, including preparing presentations for executive, board, and internal meetings, and managing organizational communication
• Leverage data to generate insights and support strategic recommendations; build and maintain dashboards to track key metrics, trends, and performance
• Build consensus among leadership across Operations, Marketing, Revenue, Supply, and Product to push forward strategic initiatives
• Execute special projects including new product launches, margin expansion, and operational optimization
• Forecast and plan company-wide objectives, analyze strategic rationale, and assess P&L impact of business initiatives

What We’re Looking For

• 2+ years in strategy/management consulting, investment banking, or corporate development, or 3+ years in a high-growth technology company in BizOps, Strategic Finance, or Strategy
• Strong analytical and problem-solving skills with a data-driven mindset; proficiency in Excel/Google Sheets, SQL, and data visualization tools
• Willing to work on-site at our downtown Toronto headquarters (60 Adelaide St. E); remote candidates will not be considered
• Execution-driven attitude and willingness to “roll up your sleeves”
• Excellent communication and interpersonal skills; able to work effectively across teams and levels
• Experience in high-growth, fast-paced, operationally intensive environments
• Strong attention to detail and consistent high-quality output
• Comfortable with ambiguity and navigating an evolving business environment

It’d Be Great If You Have

• Experience or interest in auto and/or consumer financing (learn-on-the-job opportunities available)

Why You’ll Love It at Clutch

• Be part of a disruptive, tech-driven company transforming the automotive industry
• Join a well-funded business with product-market fit and space to drive impact
• Freedom to innovate and ownership over meaningful projects
• Opportunities for growth and development in a rapidly scaling company
• Competitive compensation and equity incentives
• Health & dental benefits

Employment Type

• Existing, Permanent Full-Time

Compensation & Benefits

• Salary range: $115,000 - $140,000 annually plus stock options
• Benefits: Comprehensive healthcare, dental, vision, prescriptions, life insurance, and dependent coverage; starting from day 1.
• Pay decisions reflect skills, performance, market benchmarking, responsibilities, and working conditions.

Clutch is committed to fostering an inclusive workplace where all individuals have an opportunity to succeed. If you require accommodation at any stage of the interview process, please email talent@clutch.ca