About the Role

Chime is hiring a Principal, Web Platform and Experience Manager to own the next chapter of Chime.com. You'll connect Marketing, Product, and Engineering to deliver a scalable, measurable, and personalized web ecosystem — combining CMS architecture, technical performance, and user-centered design to build a high-speed, high-trust growth engine for acquisition and brand.

As a senior leader, you'll drive the evolution of our site architecture, performance infrastructure, and content platform, with direct impact across SEO, experimentation, and brand storytelling.

The base salary offered for this role and level of experience will begin at $173,000 and up to $240,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Own the 12–24 month roadmap for our headless CMS, reusable components, and Core Web Vitals improvements
• Leverage our Contentful platform to accelerate page velocity, experimentation, and personalization across Chime.com
• Set and own OKRs for Chime.com as a growth channel, with recurring reporting to senior leadership
• Drive discovery for new platform capabilities, including opportunity sizing and requirements definition ahead of Engineering handoff
• Own site health reporting — Core Web Vitals, performance, and conversion metrics — in partnership with Analytics
• Partner with SEO/AEO and Content Strategy to ensure templates meet search best practices — schema, internal linking, and metadata
• Build a scalable operating model for cross-functional page launches and site updates
• Enable experimentation across the platform in support of CRO testing needs

To thrive in this role, you have

• 8+ years owning large-scale or headless CMS platforms — Contentful, Storyblok, Sanity, or equivalent
• Strong command of Core Web Vitals, caching strategies, and performance-tuning techniques
• Hands-on experience with technical SEO, structured data, and web accessibility standards
• Proven ability to write PRDs, define acceptance criteria, and drive sprint execution with engineering teams
• Experience making roadmap trade-off decisions under resource constraints with a clear bias toward high-impact work
• Fluent in GA4, Looker, and Google Search Console with a track record of partnering with data teams on reporting
• Skilled at translating technical complexity for non-technical stakeholders across Marketing, Product, and Leadership

#LI-AM1 #LI-Hybrid

About the Role

Chime is seeking an experienced Director of Marketing Technology to lead and scale our centralized MarTech organization across paid acquisition, web, lifecycle, and member engagement. This leader will own the strategy, architecture, and operations of Chime’s marketing technology ecosystem—spanning paid media technology, CMS, CRM and lifecycle platforms, DAM and brand systems, internal communications tooling, and AI-powered marketing enablement tools.

This is a highly cross-functional leadership role that sits at the intersection of Growth Marketing, Product, Engineering, and Data. The Director of MarTech will ensure Chime’s marketing technology enables faster execution, deeper personalization, stronger governance, and scalable growth across the full member lifecycle—from acquisition through LTV expansion, product attach, and ongoing engagement.

The base salary offered for this role and level of experience will begin at $224,000 and up to $310,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Define and execute a cross-channel MarTech strategy that drives acquisition efficiency, product adoption, lifecycle engagement, and long-term member value.
• Lead and develop a high-performing MarTech team, establishing clear ownership, operating rhythms, and scalable delivery models.
• Own and optimize the end-to-end marketing technology ecosystem (paid, CMS, CRM/lifecycle, DAM, AI tooling), ensuring platforms are integrated, secure, and built for scale.
• Partner with Product, Engineering, Data, and Growth leaders to translate business priorities into scalable systems that enable experimentation, personalization, and faster time-to-market.
• Establish governance, intake, and prioritization frameworks that reduce complexity and increase execution velocity across marketing teams.
• Ensure clean, reliable data flows and measurement infrastructure to support experimentation, performance optimization, and executive visibility.
• Own MarTech vendor strategy, including evaluation, negotiation, performance management, and stack rationalization.

To thrive in this role, you have

• 8+ years of progressive experience in Marketing Technology, CRM/lifecycle, or digital marketing systems, including people leadership.
• Proven track record owning and scaling complex, cross-channel MarTech ecosystems (paid media, CMS, CRM/lifecycle, DAM, and AI-driven tools).
• Deep hands-on experience with modern marketing platforms such as Braze, Contentful, DAM systems, and emerging AI-enabled marketing technologies.
• Demonstrated success partnering with Product and Engineering to build scalable integrations, data flows, and experimentation infrastructure.
• Strong strategic and systems mindset, with the ability to operate hands-on when needed.
• Technically fluent and data-literate — comfortable discussing APIs, schemas, integrations, experimentation frameworks, and performance measurement.
• Excellent communicator who can influence cross-functional stakeholders and bridge technical and non-technical teams.
• Proven ability to lead and develop teams, manage vendors, and operate effectively in fast-moving, high-growth environments.
• Experience in fintech, financial services, subscription, or membership-based businesses preferred.
• Familiarity with AI-enabled personalization, content automation, and regulated environments including compliance and data privacy considerations preferred.

#LI-AM1 #LI-Hybrid

About the role

We are looking for a Product Security Manager to lead a team focused on cloud, data, and AI security within our Product Security organization.

This role is responsible for securing our cloud infrastructure, protecting sensitive data, and enabling safe adoption of AI across our products and internal systems. You will work closely with engineering, product, and data teams to ensure that modern systems, including AI-powered features, are designed and operated securely.

While cloud and data security are core pillars, AI security is an increasingly critical area of focus. You will help define how we safely leverage AI technologies while managing risks such as data exposure, misuse, and insecure integrations.

This role operates within a flexible POD model, requiring you and your team to move fluidly across security domains based on business priorities.

The base salary offered for this role and level of experience will begin at $152,000 and up to $210,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to 

• Own the security posture of cloud infrastructure, data systems, and AI-enabled applications across product surfaces
• Influence data, ML, and infrastructure team roadmaps and drive alignment on security priorities without direct authority
• Partner with engineering and product teams to embed security into system design and development workflows
• Lead and grow a team of security engineers, setting a high bar for technical execution, ownership, and impact
• Define and execute strategy for securing cloud-native architectures and sensitive data at scale
• Establish guardrails and secure design patterns for AI adoption, including safe integration of third-party and internal AI systems
• Identify and mitigate risks related to AI systems, including prompt injection, data leakage, and misuse of models or APIs
• Build scalable controls and automation around identity, access, encryption, and data protection
• Operate effectively within a POD model, shifting focus across security domains based on business needs
• Lead and support response efforts for security incidents related to cloud, data, and AI risks

To begin in this role, you have

• 5+ years of experience in security engineering, with significant experience in cloud and/or data security
• 2+ years of experience managing or leading security engineers
• Strong understanding of cloud platforms (AWS, GCP), Infrastructure as Code (IaC), and modern infrastructure patterns
• Experience designing or securing systems that handle sensitive or regulated data
• Experience securing or evaluating AI/ML systems, or demonstrated ability to operate effectively in ambiguous and emerging security domains
• Strong technical judgment and the ability to go deep in architecture and security discussions when needed
• Experience operating in fast-paced, product-driven environments with shifting priorities
• Strong communication skills with the ability to translate security risks into business impact

#LI-JL1 #LI-Onsite

About the role

We’re hiring for a Product Designer on our Trust & Safety Disputes team. In this role, you’ll lead the design of the member-facing disputes experience across the lifecycle a customer goes through when they file a dispute, while also partnering on agent tooling where it meaningfully improves outcomes. You’ll play a key role in shaping what great looks like for Chime’s dispute experience as automation and AI evolve. You’ll focus on high-stakes moments of trust—ensuring members feel supported, informed, and confident—while identifying opportunities to streamline agent workflows through automation and intentional design, ultimately delivering more seamless and effective outcomes for everyone.

The base salary offered for this role and level of experience will begin at $170,000.00 and up to $235,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

This role is in-office in San Francisco Monday–Thursday each week. San Francisco is preferred.

In this role, you can expect to

• Lead the end-to-end design of member-facing dispute experiences, from issue identification through filing, status visibility, resolution, and follow-up.
• Design thoughtful, high-trust experiences for complex and often emotionally charged moments where members need clarity, confidence, and support.
• Partner closely with Product, Engineering, Operations, Risk, Support, and Research to improve both customer outcomes and operational efficiency.
• Identify where agent tooling, workflows, and automation can reduce friction behind the scenes while keeping the member experience intuitive and trustworthy.
• Help shape the long-term disputes roadmap, including how intelligent systems and automation should support members and internal teams over time.
• Bring strong strategic thinking to ambiguous problem spaces, while also driving high-quality execution and shipping polished work.
• Raise the bar for design in Trust & Safety by contributing patterns, critiques, and best practices across the org.

To thrive in this role, you have

• A strong track record designing successful consumer-facing product experiences, ideally in mobile-first environments.
• Experience owning ambiguous, end-to-end problem spaces that require both strategic framing and hands-on execution.
• The ability to design for complex systems with multiple users, even when the primary focus is on the consumer experience.
• A portfolio that shows clear thinking, strong interaction design, and high craft in emotionally sensitive or high-stakes flows.
• Experience partnering effectively across complex stakeholder groups and influencing roadmaps, priorities, and tradeoffs.
• Comfort working in technically and operationally complex domains where policy, process, and product intersect.
• Experience at a larger company is a plus.
• Nice to have: experience in Trust & Safety, disputes, customer support, fraud, risk, or similarly complex regulated environments.

#L1-TP #LI-Onsite

About the Role

The Data Governance function is pivotal in ensuring the integrity, trustworthiness, and effective management of Chime’s data assets. Our mission is to establish and operationalize data governance frameworks that not only meet compliance requirements, but actively enable high-confidence decision making across the company.  As a Data Governance Engineer, you will develop and implement policies and tools for data quality, developer enablement, certified datasets, and governance automation - with a sharp focus on building trust signals and scorecards that help data consumers quickly understand and act on the reliability of Chime's data.

This is a hands-on engineering role. You will write production-quality code to build automation for governance and data quality processes using Terraform, Python (or similar languages), and contribute to internal libraries, frameworks, and orchestration workflows that enable scalable governance.

You will partner closely with data engineering, analytics, product engineering, and compliance teams to:

• Support Chime in data compliance and risk reduction initiatives
• Establish data quality as a product discipline
• Build trust signals and scorecards that make data reliability transparent and data context valuable for a variety of use cases
• Implement governance workflows upstream, where data are created
• Ensure data context and metadata are sufficient for downstream use cases, including AI applications

You will be involved in reviews of technical designs and implementation plans to provide guidance on appropriate development from a data governance and compliance perspective, acting as a trusted advisor to teams innovating at Chime. You will also be a strong advocate and leader for Artificial Intelligence tooling and adoption at Chime, bringing curiosity and a practical eye for where AI creates leverage in data governance workflows. This role is 40% strategic influence, 40% development and building, and 20% stakeholder management and support.

The base salary for this role and level of experience will begin at $160,000.00 and go up to $221,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Build Data Trust Infrastructure: Design and implement trust scorecards, trust signals, and quality indicators that give data consumers real-time visibility into data reliability - and partner with producers upstream to embed quality checks at the source before issues propagate downstream.
• Drive Data Quality Strategy: Own and evolve Chime's data quality strategy end-to-end. Design and partner with engineering teams to implement data quality frameworks and monitoring systems that proactively identify, surface, and resolve data issues at scale.
• Develop and Implement Data Governance Policies: Create and enforce policies for data classification, quality, and lifecycle management, ensuring data integrity and compliance with SOX and other applicable regulatory standards.
• Enable the Data Catalog: Collaborate on the development, adoption, and enrichment of Chime's data catalog - improving discoverability, context richness (lineage, ownership, definitions, usage guidance), and the overall experience of working with Chime's data.
• Automate Governance Processes: Develop and deploy automation solutions for data governance tasks, such as metadata management, data lineage tracking, access controls, and quality remediation workflows.
• Champion SOX Compliance: Play an active role in Chime's SOX compliance efforts, ensuring that data governance practices, controls, and audit trails meet regulatory requirements and are well-documented.
• Lead AI Adoption for Data Governance: Serve as a leader and advocate for AI tooling within the data governance space - identifying opportunities to apply AI to automate governance workflows, improve data context, enhance trust scoring, and accelerate adoption of governance best practices across engineering teams.
• Collaborate Across Teams: Work closely with data engineers, analysts, and compliance officers to align data governance initiatives with business needs and regulatory requirements.

To thrive in this role, you have

• Experience: 5+ years in data engineering, data governance, or a related field, with hands-on experience in data classification, cataloging, quality assurance, and trust frameworks. Engineering ability to design and implement data governance and quality processes is critical to success.
• Trust & Quality Expertise: Demonstrated experience building data trust signals, quality scorecards, or similar frameworks that make data reliability visible and actionable for both engineers and non-technical stakeholders.
• Programming Experience: Proficiency in Python or a comparable programming language, and experience building scalable data tooling or automation pipelines.
• Curiosity and Relentlessness: You are genuinely curious about data, technology, and the problems that sit at the intersection of the two. You don't let ambiguity stop you - you dig in, ask the right questions, and keep pushing until you've found the right answer or built the right solution. You bring energy and persistence to hard problems and don't need external pressure to drive yourself forward.
• Composure in Complexity: Data governance at a fintech means navigating competing priorities, regulatory constraints, sprawling data ecosystems, and stakeholders with different mental models of "good." You thrive in this environment rather than shrinking from it - you can hold complexity without getting overwhelmed, break it into manageable pieces, and make steady progress without waiting for perfect conditions.
• Exceptional Communication: You are a terrific communicator in both verbal and written form. You can write a crisp one-pager that earns buy-in from a skeptical audience, run a meeting that ends with clarity instead of confusion, and translate deeply technical concepts into plain language that moves people to action. You treat communication as a core part of the job, not an afterthought.
• Product Management Mindset: You think like a product manager as much as an engineer. You ask "who is this for and what problem does it solve?" before writing a line of code. You prioritize ruthlessly, define success before you start building, and care about adoption and outcomes - not just delivery. You treat your internal stakeholders as customers and design solutions with their experience in mind.
• AI Curiosity and Advocacy: Genuine curiosity about AI and its applications in the data governance space, with an appetite for identifying and piloting new tools and workflows that improve the experience of working with Chime's data.
• Technical Proficiency: Strong knowledge of data governance tools and platforms, and experience with cloud data warehouses like Snowflake. Experience with data catalog platforms and driving adoption across engineering organizations is a strong plus.
• Bonus: Compliance Knowledge: Familiarity with SOX, CCPA, and other data privacy and financial regulations, and ability to apply technical skills to governance practices that meet audit and compliance requirements.

#LI-Onsite #LI-GC1

About the Role

The Deposit & Insights team is looking for a skilled backend engineer to join our team. You'll be leveraging deeply individualized spending insights and member spending behavior to give our members access to the best tools that enable them to spend safely. This role involves collaborating cross functionally, experimenting quickly, and iterating on solutions to find the best points of conversion.

The base salary offered for this role and level of experience will begin at $133,000 and up to $184,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Drive technical design and architectural decisions, while mentoring engineers and fostering cross-functional collaboration
• Lead and contribute to multiple projects simultaneously, balancing ownership of key initiatives with support across broader team efforts
• Build and maintain robust, low-latency APIs and backend services that power our Trust and Safety platforms
• Become the domain expert in our platform architecture, providing technical decisions and solutions to refine our maturing platforms
• Partner with data engineers, analysts, and product managers to ship impactful features that enhance member protection and experience
• Improve platform reliability and performance through thoughtful system architecture, observability practices, and automation
• Evolve our experimentation, policy lifecycle, and ML integration capabilities to support smarter and faster decision-making at scale
• Engineers are required to participate in on-call rotation. Being on call may include responding to incidents outside of regular working hours when necessary.

To thrive in this role, you have

• 3+ years of experience developing software in a production environment at scale
• Prior experience serving as a technical lead for a team and on complex projects—driving architectural decisions, coordinating execution, and aligning cross-functional teams
• Proven experience with Ruby on Rails or comparable frameworks
• Experience with transactional databases and caching systems
• Deep understanding of architectural patterns for large-scale web applications
• Commitment to mentoring engineers and fostering team development
• An appreciation of maintainable and well-tested code
• Curiosity and passion for diving deeply into system architectures and technical challenges
• Experience in fast-paced or early-stage environments is a strong plus

#LI-Onsite #LI-AA1

About the role

We’re hiring a Physical Security Lead to help safeguard our people, spaces, and operations every day. This role sits at the intersection of strategy and execution—turning security priorities into consistent, effective action on the ground.

You’ll own core physical security functions, including guard operations, access control, and surveillance systems, ensuring they operate seamlessly and scale with our needs. You’ll also serve as a steady, decisive presence during critical moments—leading real-time incident response and coordinating across teams to maintain control and minimize risk.

Beyond day-to-day operations, you’ll play a key role in strengthening our overall security posture. That means identifying gaps, improving processes, and building systems that are resilient, reliable, and ready to adapt as we grow.

The base salary offered for this role and level of experience will begin at $94,000 and up to $130,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Own day-to-day physical security operations across the site, including guard coverage, performance, and overall effectiveness
• Oversee the 24/7 Physical Security Operations Center (PSOC), ensuring continuous monitoring, escalation, and response readiness
• Lead real-time incident response—whether handling a security breach, medical event, or facility issue—with clarity and control
• Ensure security systems (access control, CCTV, alarms) are fully operational, reliable, and ready when needed
• Conduct regular site assessments to identify risks—such as blind spots or vulnerable entry points—and address them proactively
• Ensure standard operating procedures (SOPs) are consistently followed across all shifts, updating them as needed to reflect evolving risks
• Manage and partner with external vendors, including contract guard teams and security system providers
• Build, train, and lead Emergency Response Teams (ERT) across all locations, ensuring readiness for rapid and effective response

To thrive in this role, you have

• 3–7+ years working in physical security, military, or law enforcement environments
• 1–3+ years leading teams or overseeing field operations
• Hands-on experience responding to real incidents and staying calm under pressure
• Experience working with access control systems, VMS platforms, and incident reporting tools
• A sharp eye for risk—able to assess a space and quickly spot what could go wrong
• Clear, direct communication and a strong instinct for enforcing standards and procedures
• Required security licensing (e.g., Guard Card) and ability to pass background checks

#LI-Onsite #LI-JL1

About the Role

The Data engineering team has been created keeping in mind the importance and criticality of data for the overall success of Chime.  The mission of this group is to build scalable data artifacts and insights that enable accurate, governed, data-driven decision-making.. As a core member of the team, you will have the opportunity to build scalable data pipelines and frameworks.  Additionally, you will have the unique opportunity to architect and build workflows that could potentially become de facto standards for the fintech industry.

The base salary offered for this role and level of experience will begin at $164,000.00 and go up to $227,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Be a hands-on data engineer, building, scaling and optimizing ETL pipelines
• Design data schemas and scale them data  for 10x data growth 
• Ownership of all aspects of data - data quality, data governance, schema design, data quality and security
• Develop scalable data architecture and standardized data models that enable self-serve data insights using AI.
• Own the ETL workflows and make sure the pipeline meets data quality and availability requirements
• Work closely with partner teams, like Data Science, Analytics and DevOps

To thrive in this role, you have

• 5+ years experience transforming data to governed and lucid datasets
• 5+ years of hands-on experience to build and deploy production-quality data pipelines
• 5+ years of experience working with stakeholders to provide business insights
• 5+ years of experience writing SQL, Spark, AWS Glue, EMR, Airflow, Python 
• 3+ years of hands-on experience using any MPP database system like Snowflake, AWS Redshift or Teradata
• Track record of successful partnerships with Analytics, Data Science and DevOps teams 
• Understanding of key metrics for data pipelines and has built solutions to provide visibility to partner teams
• Engineers are required to participate in on-call rotation. Being on call may include responding to incidents outside of regular working hours when necessary.

#LI-Onsite #LI-GC1

About the Role

Chime is seeking an Associate Creative Director to lead the development of scalable messaging and creative systems that power product launches. This is a senior individual contributor role responsible for translating product strategy into clear, modular, and repeatable creative infrastructure.

Leaning copy-first but fluent in visual systems, this role defines how Chime products are positioned, explained, and expressed across channels. You will build and evolve messaging systems, partner closely with design to ensure integration with visual frameworks, and develop AI-enabled workflows that enable speed, consistency, and quality at scale.

This role operates with high autonomy, influencing cross-functional stakeholders and raising standards across Product Marketing and Go-To-Market creative.

The base salary offered for this role and level of experience will begin at $145,000.00 and up to $200,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Lead the development of scalable product messaging systems, including positioning frameworks, modular copy architecture, voice and tone guidance, and channel adaptations
• Translate complex product strategy into clear, structured messaging that flexes across audiences and funnel stages
• Lead design leads to ensure messaging systems integrate seamlessly into visual and design systems
• Establish and document creative standards and guardrails that enable consistency without sacrificing flexibility
• Build and evolve AI-enabled tools and workflows to support campaign creation, customization, and compliance at scale
• Anticipate edge cases, future use cases, and product evolution—designing systems that are durable and extensible
• Drive alignment across Product Marketing, GTM, Compliance, and Channel teams through strong communication and creative rationale
• Continuously refine and elevate existing toolkits based on feedback, insights, and business needs

To thrive in this role, you have

• 8+ years of creative experience with deep expertise in copywriting and creative direction
• Proven experience leading complex, cross-functional initiatives from ambiguity to structured systems
• Demonstrated ability to build and scale messaging or design systems used by multiple teams
• Strong editorial judgment and clarity of thought
• Fluency in visual systems and collaborative partnership with design
• Experience shaping or implementing AI-assisted creative workflows
• Ability to influence senior stakeholders without direct authority
• High degree of ownership, autonomy, and systems thinking

#LI-AM1 #LI-Hybrid

About the role

MyPay is Chime’s Earned Wage Access (EWA) product and one of the company’s fastest-growing, revenue-driving products, used by millions of members to access their earnings when they need it.

We power complex, real-time money movement at scale - including underwriting, eligibility decisions, ledgering, and seamless financial transactions.

In this role, you will design and build backend services where correctness, resiliency, and performance are critical. You will collaborate closely with Product, Design, Data Science, Risk, Analytics, and others to drive rapid experiments, make data-driven decisions and scale high-impact solutions.

The base salary offered for this role and level of experience will begin at $133,000 and up to $184,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. 

In this role, you can expect to

• Independently own and deliver features end-to-end
• Design, develop, test, refactor and scale backend implementations of new and existing consumer product features
• Work with the mobile team to design and build strong, resilient APIs that power the member facing mobile app
• Collaborate with cross functional teams to understand member pain points and come up with solutions
• Proactively identify opportunities for improving the reliability and scalability of our systems
• Work across the engineering team to improve and uphold high technical standards
• Grow into owning larger components of the system over time

To thrive in this role, you have

• 3+ years developing software in a production environment at scale
• Experience designing APIs, working with transactional databases and caching systems
• Exposure to architectural patterns of large, high-scale web applications
• An appreciation of maintainable and well-tested code
• Enjoyment in learning and diving into the deepest levels of how things work
• Collaborative spirit and strong communication skills, with experience working cross-functionally
• Product mindset with a strong bias toward experimentation, iteration, and measuring impact
• Start-up experience as an added plus

#LI-Hybrid #LI-SB1

About the role

We’re hiring a Lead Analyst, Financial Crimes to support operations of our transaction monitoring program designed to identify and investigate unusual activity across our member accounts. You’ll work closely with internal teams and bank partners to assess risk, surface insights, and ensure we’re meeting regulatory expectations while protecting our members. As a Lead Analyst, you’ll play a key role in driving high-quality investigations and improving how we detect and respond to financial crime.

The base salary offered for this role and level of experience will begin at $139,000.00 and up to $193,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Review account activity using monitoring tools to identify potentially unusual or suspicious behavior  
• Work with vendor partners to ensure quality and productivity expectations are met
• Identify emerging trends and transactional risks that warrant monitoring coverage 
• Partner with bank partners to evaluate risk and respond to escalations  
• Update processes and ensure documentation is maintained up to date
• Recommend account actions (e.g., retention or closure) based on findings  
• Identify trends or anomalies through data and contribute to process improvements

To thrive in this role, you have

• 5+ years of experience in financial crimes, fraud, or risk investigations  
• Strong knowledge of AML regulations (BSA, USA PATRIOT Act, OFAC, SAR/UAR reporting)  
• Experience identifying suspicious activity and conducting end-to-end investigations  
• Ability to analyze transaction data and identify patterns or anomalies  
• Strong attention to detail and ability to work in a high-volume environment  
• Experience working cross-functionally and communicating with external partners  
• CAMS certification (preferred) 

#LI-EI1 #LI-Onsite

About the role

We’re seeking a Strategic Finance Senior Associate to join the Finance team at Chime. As a finance team member, you will have a key role in collaborating with the Strategic Finance team to shape our business and financial strategy, while completing numerous high-impact initiatives at the company. You will help us build unit economic frameworks to better understand our business model to drive continuous improvement of KPIs, while collaborating with cross-functional business partners to evaluate the ROI of products, features, and initiatives. We are looking for an analytical problem-solver with a strategic mindset - someone who can do more than just crunch numbers! A key part of this role is the ability to understand the details while keeping sight of the broader strategy.  The StratFin team routinely interacts with senior executives and cross-functional partnership is an everyday occurrence, so effective communication skills are a must!

The base salary offered for this role and level of experience will begin at $119,000.00 and up to $165,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Support the development of unit economic frameworks to evaluate the ROI of various products, features, and business strategies and guide Chime’s decision-making
• Evaluate economic viability and drive strategy for Chime’s new and emerging products
• Build strong working relationships with cross-functional teams including Product, Risk, Analytics, and Banking Partnerships to strategically advise on financial impact and improve business performance
• Use tools such as Pigment to manage and own financial forecasts and advise executive leadership on business unit and product performance on a regular basis
• Facilitate financial analysis to support strategic deal negotiations with key vendors and partners
• Contribute to board/investor materials, public facing materials & disclosures, and other external reporting to advise investors and other key partners on overall company financial health and product positioning & performance
• Guide and partner closely with our Analytics team to create dashboards and KPIs to track product health, as well as evaluate experimental results 

To thrive in this role, you have    

• 3-4 years of relevant experience in strategic finance, investment banking, private equity, consulting or venture capital; prior experience at high-growth technology or financial technology startups a plus
• Expertise in Excel / Google Sheets - you can build scalable, efficient, and intuitive models with ease and are eager to improve processes with AI integrations; Experience with Looker, SQL, or Pigment a plus
• Comfort creating and presenting materials to an executive audience - proven ability to synthesize key takeaways and easily communicate with key collaborators, cross-functional partners and senior leadership
• Strong analytical, financial modeling and problem-solving skills; building financial models and ad-hoc analyses should come naturally
• Passion for digging into the details and moving quickly at a hyper-growth fintech
• Ability to thrive in ambiguous situations and take ownership without clear direction 
• A natural curiosity to think critically, to ask questions, and desire to evolve our business
• A team-oriented mindset and a positive attitude

#LI-BE1 #LI-Hybrid

About the role

We are looking for a Senior Full-Stack Engineer to join our App Journey team and play a key role in shaping the core experiences that every Chime member interacts with every day.

As a senior engineer on this team, you'll own the surfaces that define how members navigate and engage with Chime, helping them manage their finances with clarity and confidence. You'll work across the stack, partnering with product managers, designers, and product engineers to build scalable, reliable, and delightful experiences for millions of members.

You'll also help shape the technical foundation that powers these experiences, working on server-driven UI systems, GraphQL APIs, and other parts of the platform that make our app faster and more flexible over time.

The base salary offered for this role and level of experience will begin at $187,000 and up to $259,000 Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Own and evolve core app surfaces including primary surfaces and app navigation, driving projects from concept to completion
• Work across the full stack, building frontend features in React Native while also contributing to backend services and GraphQL APIs in Ruby on Rails
• Partner closely with product managers and designers to define requirements, shape the roadmap, and translate ideas into high-quality, member-facing experiences
• Apply a product mindset to platform problems, finding opportunities to make the underlying systems faster, more reliable, and easier to build on
• Mentor and support more junior engineers on the team, sharing knowledge and raising the technical bar across the squad
• Contribute to a culture of continuous improvement through active participation in sprint ceremonies, architecture discussions, and process refinement
• Participate in our frontend community of practice (guild), helping to shape how our app ecosystem is built, tested, deployed, and evolved
• Engineers are required to participate in on-call rotation. Being on call may include responding to incidents outside of regular working hours when necessary.

To thrive in this role, you have

• 6+ years of experience in full-stack development, with strong proficiency in TypeScript, React, and React Native
• Proven experience building and maintaining large-scale distributed systems
• Hands-on experience with Ruby on Rails for backend development
• A product mindset: you think about the member experience and business outcomes, not just technical correctness
• Strong cross-functional collaboration skills, with a track record of working effectively with engineers, designers, and product managers
• Leadership and mentorship experience, with a desire to help grow the engineers around you
• Strong communication skills, with the ability to clearly articulate technical decisions and tradeoffs to both technical and non-technical stakeholders
• Experience with server-driven UI development is a strong plus
• Experience with GraphQL is a plus

#LI-Hybrid #LI-AA1

About the Role

The Senior Processor Implementation Manager is a senior individual contributor role within ChimeCore’s Processor Operations function, focused on ensuring the reliable implementation, validation, and operational readiness of payment processors, funds flows, and platform changes across ChimeCore. This role exists to apply deep system knowledge, operational judgment, and data expertise to complex payment workflows while partnering closely with Engineering, Accounting, Finance and Banks Operations teams. Success in this role is defined by high-quality implementations, faster issue resolution, and strong cross-functional trust.

The base salary offered for this role and level of experience will begin at $156,000 and up to $215,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role you can expect to

• Lead complex processor implementations, migrations, and platform changes within defined Processor Operations scope, ensuring operational readiness and clear handoff to steady-state owners.
• Serve as a subject matter expert on ChimeCore payment flows, transaction lifecycles, and data models across multiple payment rails.
• Partner with Engineering to review changes, validate operational assumptions, and surface downstream impacts, running it by leadership where approval authority is required.
• Support Accounting, Audit, Risk, and Finance by interpreting platform behavior and transaction data to aid investigations and reporting
• Participate in incident response and escalations by driving investigation, proposing hypotheses, and supporting remediation, with accountability shared across owning teams.
• Define expected versus anomalous processor behavior and contribute to the design of monitors and alerts in partnership with Engineering and Processor Operations.
• Perform advanced data analysis and SQL-based investigations to support reconciliation research root-cause analysis and be able to articulate the finding to a broader audience. Produce clear documentation of processor behavior, funds flows, and operational nuances to reduce dependency on individual knowledge.
• Act as a trusted advisor to Implementation and Reconciliation Managers, providing implementation context and guidance while avoiding single-threaded dependency.

To thrive in this role, you have

• 8+ years in bank and/or payment operations with a broad understanding of operations; including accounting, funds flow, settlement, processing, etc. 
• A strong reconciliation background
• An understanding of the end-to-end payments ecosystem, including payment methods, card networks, issuer processing, and the regulatory environment
• An understanding of ACH originations, returns, settlements and everything in between, AAP certification is a huge plus
• Familiarity with network operations including Visa, Mastercard, PLUS, and Star, as well as with network vendors that facilitate AFT/OCT payments and other forms of card-based money movement
• Extensive experience with Google Office (Sheets, Docs and Slides), analytics platforms (Looker, Snowflake), SQL, core banking systems and related products.
• Experience working cross functionally with Product, Accounting, Compliance, Legal, Risk & Engineering to identify, evaluate and size opportunities and prioritize work
• Experience driving continuous improvement projects, where you’ve applied deep knowledge to uncover and execute both short term and long term optimizations
• A member obsessed mindset, eager to learn and improve the user experience
• A curious and creative problem solving ability - can facilitate resolution of issues in a timely manner by working cross-functionally with product and engineering teams
• Excellent business acumen, communication skills and a self-starting attitude

#LI-Onsite #LI-GC1

About the Role

We are hiring for a Sr. Product Marketing Manager to lead go-to-market strategy across Chime’s Lending product ecosystem. In this role, you’ll own how we position and bring to market products like MyPay, SpotMe, and other lending and credit offerings—translating complex financial capabilities into clear, compelling value for our members.

You’ll partner closely with Product, Risk, Legal, and Growth to shape product narratives, influence roadmap decisions, and drive responsible adoption. This role sits at the intersection of growth and financial responsibility, requiring strong strategic thinking, cross-functional leadership, and the ability to balance business impact with member trust and regulatory considerations.

The base salary offered for this role and level of experience will begin at $176,000.00  and up to $244,000.00  Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Own and execute go-to-market strategy for key products and features, from launch through iteration and scale
• Develop clear, differentiated positioning and messaging that drives customer understanding and adoption
• Drive cross-functional alignment across Product, Growth, Brand, and Analytics to ensure cohesive execution
• Influence product strategy and roadmap through customer insights, market understanding, and competitive analysis
• Improve product adoption, engagement, and retention through data-informed marketing strategies
• Partner with Growth and Lifecycle teams to ensure effective channel execution and performance optimization
• Establish best practices and frameworks for repeatable, high-quality product launches

To thrive in this role, you have

• 6–10+ years of experience in product marketing
• 2+ years of consumer lending experience 
• Proven track record of owning end-to-end go-to-market strategy for products or features
• Strong expertise in positioning, messaging, and value proposition development
• Experience partnering closely with Product, Growth, Brand, and Analytics
• Ability to translate complex product capabilities into clear, compelling customer narratives
• Strong analytical mindset with experience using data to inform strategy and measure impact
• Demonstrated ability to drive cross-functional alignment and execution without formal authority

#LI-AM1 #LI-Hybrid

About the role 

We’re seeking an Accounting Manager that will play a meaningful role supporting the Accounting function at Chime! This role will be a part of the Controllership team, essential to the company’s month-end close process. In this role, you will have the opportunity to improve the efficiency of close processes, take ownership of challenging and complex accounting areas and support major projects that impact the entire accounting organization. 

The base salary offered for this role and level of experience will begin at $119,000.00 and up to $165,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to 

• Actively be involved in the monthly close process, including the preparation of reports and analysis and reviewing various journal entries of staff 
• Prepare journal entries, balance sheet reconciliations and flux analysis at month-end close 
• Help document, implement and maintain appropriate accounting policies, processes and internal controls 
• Improve existing processes, controls, and documentation, suggest and implement improvements to scale and automate manual procedures 
• Collaborate with key cross-functional partners including finance, data analytics, marketing, legal and others on a variety of projects 
• Support the accounting team on critical accounting projects, including the implementation of system improvements, new product launches and other ad-hoc items
• Support external audit requirements 
• Assist in financial reporting during the month-end and quarterly close process

To thrive in this role, you have 

• Bachelor’s degree and a minimum of 5-7 years of accounting or finance experience. Big 4 public accounting preferred 
• CPA, or CPA candidate preferred, with proven understanding of U.S. GAAP
• Demonstrate attention to detail and experience in balancing multiple projects simultaneously to achieve results 
• Excellent interpersonal, time and self-management skills & ability to prioritize
• Phenomenal teammate with a positive attitude that embraces change and thrives in a fast-paced environment 
• Strong analytical and problem solving skills, proactive and faces challenges head-on
• Advanced Microsoft Excel/Google Sheets skills, with the ability to manipulate and digest mass amounts of data 
• Bonus Experience: Month-end close, SOX, Netsuite, SQL, and Looker

#LI-BE1 #LI-Onsite

About the role

We’re seeking a Finance Associate to support the Payments function at Chime! In this role, you will play a critical part in ensuring forecasting accuracy while driving forward high-impact strategic and financial initiatives. You’ll partner closely with business leaders and finance team members to provide insights, influence decision-making, and help shape Chime’s financial strategy.

Supporting Cost of Revenue (COR), you will collaborate with cross-functional partners across Strategy, Product, Data, Engineering, and Accounting to drive accuracy, visibility, and predictability in our cost forecasting. You will help design and operationalize scalable forecasting models, improve data pipelines, and ensure alignment between financial models and underlying business drivers.

You will support key COR forecasting areas such as processing, network, and bank-related costs, partnering with stakeholders to understand key drivers like transaction volume, pricing changes, and product evolution. You will also work closely with Accounting during close to validate actuals, explain variances, and ensure financial accuracy.

In addition, you’ll play a key role in the bottoms-up planning and forecasting process,  develop financial models and reporting, and proactively identify opportunities to leverage AI and automation to improve forecasting accuracy, scalability, and efficiency. We are looking for an analytical problem-solver who can break down complex problems into actionable components without losing sight of the overall strategy.

The base salary offered for this role and level of experience will begin at $105,000.00 and up to $145,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Own and improve COR forecasting processes, incorporating key drivers such as transaction volumes, pricing, vendor changes, and product evolution
• Develop, deliver, and maintain Cost of Revenue reporting and dashboards (e.g., vendor costs, transaction drivers) to ensure visibility and accuracy for business and finance leadership
• Partner cross-functionally with Strategy, Product, Data, Engineering, and Accounting to support financial decision-making and accountability
• Support monthly close processes by validating actuals, and explaining variances and business performance across COR categories
• Leverage AI and automation to streamline financial processes, improve data quality, and enhance scalable reporting and forecasting capabilities that support Chime’s growth and enable smarter, faster decision-making
• Support ad hoc analyses and strategic initiatives focused on optimization opportunities across COR

To thrive in this role, you have

• Minimum 3+ years of Finance/FP&A, investment banking, Big 4 accounting/advisory, or consulting experience
• Bachelor's Degree, or equivalent degree in Finance, Accounting, Economics or other relevant field
• Track record of budgeting, forecasting, and financial modeling with strong accuracy and attention to detail
• Strong sense of ownership and commitment to quality, working diligently to navigate ambiguity/obstacles and drive projects to completion
• Strong process-improvement mindset with demonstrated ability to leverage AI and automation to scale finance workflows and improve forecasting precision and turnaround time
• Proven ability to manage multiple priorities and competing deadlines in a fast-paced environment
• Advanced G-Suite, Microsoft Excel, Word, and presentation tools (PowerPoint, G-Slides) skills required
• Experience identifying, designing, or deploying AI-driven use cases within finance workflows (e.g., forecasting automation, reporting acceleration, variance analysis, or scenario modeling)
• Bonus Experience: Pigment, Netsuite, Looker, Workday, SQL, Snowflake, Python/coding tools, and direct experience with R&D and/or transaction loss forecasting

#LI-BE1 #LI-Onsite

About the role

We’re hiring a Lead Data Analyst, Growth Science to use advanced science to estimate the incrementality of Marketing, Product, and Lifecycle Marketing and to improve their performance. As a senior individual contributor, you’ll lead high-impact growth initiatives through the use of media mix modeling, experimentation and quasi-experimentation, and predictive modeling.  You will play a role in defining how we estimate incrementality and how we improve performance.

The base salary offered for this role and level of experience will begin at $152,000.00 and up to $210,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Partner with and support vendor developing of our media mix model
• Design, execute, and read out results of complex experiments and quasi-experiments not supported by our A/B testing vendor
• Develop predictive models to improve performance of Marketing, Product, and Lifecycle Marketing initiatives
• Partner with Marketing, Product, and Lifecycle Marketing, to drive business outcomes
• Mentor other analysts in our team on experimentation and statistics.  Improve the team’s technical rigor

To thrive in this role, you have

• A strong orientation toward business impact — you ensure insights lead to measurable business results
• Demonstrated ability to influence senior stakeholders and guide strategic decisions in ambiguous, fast-moving environments
• PhD in statistics, economics, or similar social science with emphasis on quantitative methods
• 5+ years of experience in applied science roles, with deep expertise in predictive modeling and causal inference; Experience in FinTech and in Marketing strongly preferred
• Advanced skills in SQL and Python or R.  Experience in use of AI to accelerate and improve end-to-end process

#LI-Hybrid #LI-AM1

About the role 

We’re looking for a Full-Stack Engineer to help build some of Chime’s newest and most impactful member experiences within our Spending, Savings & Investing organization. This role will contribute to Multiplayer projects such as Joint & Teen accounts - enabling shared financial experiences for families, as well as new initiatives exploring next-generation banking infrastructure that can improve speed, flexibility, and access to financial products.

These efforts introduce new financial product constructs and require evolving core account systems while delivering seamless member experiences. You’ll work closely with engineers, product managers, and designers to ship scalable, reliable features that support millions of Chime members.

The base salary offered for this role and level of experience will begin at $133,000 and up to $184,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Independently own and deliver feature-level work end-to-end, from implementation through testing and deployment
• Build product features across backend services and client applications
• Collaborate with engineers, product managers, and designers to deliver member-facing capabilities
• Write clean, reliable, and maintainable code across services and client applications
• Participate in code reviews and contribute to design discussions and implementation planning
• Contribute to improving performance, reliability, and scalability of systems
• Work across teams to support the evolution of core systems and platform capabilities
• Engineers are required to participate in on-call rotation. Being on call may include responding to incidents outside of regular working hours when necessary.

To thrive in this role, you have

• 3+ years of experience building production-grade software, with experience shipping user-facing features
• Experience contributing to features end-to-end, including implementation, testing, and deployment
• Experience building backend services and APIs, with an understanding of service-based architectures and working across client applications, including web (e.g., React) and mobile (e.g., React Native), to build user-facing features
• Familiarity with scalable systems and best practices for performance and reliability
• Ability to work with some ambiguity and navigate problems within established systems and patterns
• Strong collaboration skills, with experience working with engineers, product managers, and designers
• A growth mindset with a focus on ownership, learning, and continuous improvement

#LI-Hybrid #LI-AA1

About the role

Chime is looking for a Senior Manager of Marketing Analytics to lead and scale our Marketing Analytics function during a critical phase of growth. In this role, you’ll set the vision for how marketing analytics drives business strategy.  You’ll lead a high-performing team using descriptive analytics, modeling, and experimentation to advise Marketing and Executive leadership on where and how to invest for maximum impact.

The base salary offered for this role and level of experience will begin at $188,000 and up to $260,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Drive business outcomes.  This role is critical for the Growth org, this team is meant to deliver outcomes not academic analyses that will sit on a shelf
• Set and implement the vision and strategy for the Marketing Analytics team
• Lead, mentor, and scale a team of marketing analysts, fostering high standards for technical rigor and business impact
• Prioritize the team’s work.  Improve the team’s processes using AI.
• Own the company’s marketing reporting and analysis for paid, owned, and integrated channels, and for performance across acquisition, activation, engagement, retention, and LTV
• Build scalable reporting infrastructure and self-serve tools that improve marketing velocity and accountability
• Use MMM, experimental, and quasi-experimental methodologies to estimate incremental impact
• Translate complex analyses into clear and persuasive executive-level recommendations.  Partner with Marketing, Finance, and Product leadership to inform budget allocation and investment strategy

To thrive in this role, you have

• 10+ years of experience in analytics or a related quantitative field, with 8+ years in Marketing Analytics within a B2C technology company
• A results-oriented mindset with a bias toward action, clarity, and high standards
• Exceptional stakeholder management skills and experience influencing senior leadership and cross-functional executives
• A demonstrated record of using data to drive measurable business impact in a consumer-facing marketing team.  Experience with brand and performance marketing and how marketing teams operate those functions
• Experience leading and developing high-performing analytics teams, with a track record of elevating talent and building strong culture
• Deep expertise in marketing measurement, including attribution modeling, media mix modeling, causal inference, customer lifetime value modeling
• Strong SQL proficiency and experience working with large-scale data warehouses
• Proficiency in BI and visualization tools (e.g., Looker, Tableau, PowerBI); experience improving data accessibility across organizations
• Strong statistical foundation (e.g., hypothesis testing, predictive modeling, experimental design), experience with Python

#LI-AM1 #LI-Hybrid

About the role 

We’re hiring a Senior Associate, Business Compliance to join our Marketing Compliance team to help ensure Chime’s products, services, and brand are marketed in a way that’s clear, compliant, and member-first. In this role, you’ll review and advise on end-to-end marketing and advertising initiatives, partnering closely with Marketing, Product, Legal, and our issuing bank partners to bring campaigns to life responsibly. You’ll stay ahead of the evolving regulatory landscape and translate complex requirements into practical guidance that enables the business to move quickly and confidently.

The base salary offered for this role and level of experience will begin at $101,000.00 and up to $140,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Review and advise on marketing and advertising materials across digital, social, mobile, influencer, lifecycle, and traditional channels to ensure compliance with applicable laws and regulatory guidance
• Apply deep knowledge of UDAAP, FTC Guidelines, Reg Z, Reg E, Reg DD, FCRA, VISA branding rules, and applicable state laws
• Independently execute day-to-day marketing compliance reviews with strong quality assurance and documentation practices
• Identify regulatory risk early and provide clear, pragmatic mitigation guidance that balances compliance with member experience
• Research, interpret, and apply evolving regulatory requirements to new products, campaigns, and growth initiatives
• Support the compliance function in defining and achieving departmental initiatives, maintaining relevant policies and procedures, developing documentation solutions, and liaising with auditors.
• Build strong cross-functional partnerships and deliver training or guidance to help teams understand and operationalize marketing compliance expectations

To thrive in this role, you have

• 5+ years of experience in banking, credit, payments, deposits, or marketing compliance within financial services
• Experience researching, interpreting, and applying financial services regulations to marketing or product initiatives
• Demonstrated knowledge of key regulations including but not limited to: Marketing and Advertising Compliance, UDAAP, FTC compliance, TILA (Reg Z), TISA (Reg DD), VISA branding rules, Electronic Funds Transfers (Reg E), FCRA, various state money transmission laws and regulations
• Experience reviewing digital and traditional marketing content, including FTC Endorsement and Testimonial Guidelines and claim substantiation analysis
• A track record of independently executing compliance reviews with minimal oversight
• Excellent analytical thinking skills  with ability to identify patterns, risks, and opportunities for improvement
• Strong written and verbal communication skills, with the ability to influence stakeholders and drive consensus on risk mitigation
• A collaborative mindset and the ability to build trusted relationships across Legal, Marketing, Product, and external bank partners

#LI-BE1 #LI-Hybrid

About the role

Chime’s Instant Loans team builds products that give members upfront liquidity for larger, specific needs, with clear, predictable repayment that helps them build credit responsibly. As an engineer on the team, you’ll work across the stack to build and scale services that offer a few hundred to a few thousand dollars over terms from months to years, making fair credit accessible to people who are often denied by traditional banks. This role is ideal for engineers who want to move quickly, collaborate closely with product, design, data, and risk, and care deeply about expanding financial access and stability for millions of members.

The base salary offered for this role and level of experience will begin at $133,000 and up to $184,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. 

In this role, you can expect to

• Design, develop, test, refactor and scale backend implementations of new and existing consumer product features
• Work on member-facing mobile app, including designing and building strong, resilient APIs that power key member experiences.
• Collaborate with cross functional teams to understand member pain points and come up with solutions
• Develop thoroughly tested code and conduct quality assurance on all new code alongside our QA team
• Proactively identify opportunities for improving the reliability and scalability of our systems
• Engineers are required to participate in on-call rotation. Being on call may include responding to incidents outside of regular working hours when necessary.

To thrive in this role, you have

• 3+ years developing software in a production environment at scale
• Proven experience with Ruby on Rails or comparable frameworks
• Comfort working across the stack and an eagerness to learn new technologies
• Experience designing APIs, working with transactional databases and caching systems
• A product mindset with a strong bias toward experimentation, iteration, and measuring impact
• Exposure to large-scale architecture patterns and an appreciation for clean, maintainable code
• A collaborative spirit and strong communication skills, with experience working cross-functionally
• Experience working in a fast-paced, product-focused environment (Fintech experience is a plus)

#LI-Hybrid #LI-SB1

About the Role

We’re seeking a Strategic Finance Manager to join Chime’s Growth & Marketing Finance team. This role partners closely with cross-functional leaders across Growth, Marketing, Product, and Data to evaluate growth initiatives, measure performance, and inform strategic investment decisions. Our team’s mandate is to bring rigorous, data-driven insights to help Chime scale efficiently and drive sustainable growth.

As a thought partner to the business, you will play a critical role in shaping how Chime evaluates and prioritizes growth opportunities—from new acquisition strategies to new product launches. You will structure complex business questions, build analytical frameworks, and translate performance data into clear recommendations that influence how and where we invest.

As Chime continues to expand, we’re looking for versatile, strategic thinkers who can move fluidly between deep analysis and cross-functional leadership. In this role, you’ll lead growth-focused analyses end-to-end- from problem definition and hypothesis development through modeling, insight generation, and executive communication - while working closely with partners to drive alignment and execution. Success in this role requires strong analytical rigor, sound judgment, and the ability to operate with ownership in a fast-paced, evolving environment.

The base salary offered for this role and level of experience will begin at $141,000.00 and up to $$195,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Partner with Finance, Marketing, and Product leadership to support growth strategy discussions, define success metrics, and measure the impact of growth initiatives across the user lifecycle
• Lead cohort-based analyses and deep dives by extracting, visualizing, and synthesizing data to identify performance trends, key drivers, and areas of opportunity across acquisition and engagement
• Evaluate risks and opportunities to the current growth plan by developing a holistic understanding of Chime’s marketing and growth roadmap
• Develop, deliver, and maintain clear, insightful reporting that helps business leaders track progress vs expectations 
• Support and continuously improve forecasting processes, systems, and tooling to better reflect growth dynamics, streamline operations, and enhance scalability and automation
• Contribute to earnings preparation and executive narratives related to user growth, translating complex analyses into clear insights and externally facing performance stories
• Leverage automation and emerging AI capabilities to enhance reporting, streamline workflows, and improve scalability

To thrive in this role, you have

• 8+ years of relevant experience in Strategic Finance, investment banking, private equity, consulting, venture capital or a related field, ideally within a high-growth technology environment
• Exceptional skills with building scalable, efficient, and intuitive financial models; prior experience with Looker and SQL a plus
• Demonstrated prior experience with cohort data and ROI analysis; familiarity with marketing ecosystem, acquisition channels, and channel KPIs a plus
• Excellent communication skills, capable of synthesizing complex findings into concise and actionable insights 
• High attention to detail and a strong ownership mindset, with the ability to manage multiple priorities and deliver accurate work in a fast-paced environment
• Ability to work and influence cross-functionally with minimal guidance; you will communicate with cross-functional partners and senior leadership on a weekly basis

#LI-BE1 #LI-Onsite

About the role

Chime is on a mission to help millions of everyday people achieve financial progress. To support a more integrated, data-driven media investment function, we’re hiring an Media Planner to support planning, execution, and measurement workflows.

This role sits on the Media Strategy & Investment team, reporting into the Director, Growth Marketing. You’ll partner closely with our TV/Audio lead, Brand Planner, Growth, Analytics, and agency partners to help execute offline media plans, maintain measurement workflows, and contribute to a test-and-learn culture across offline channels.

The base salary offered for this role and level of experience will begin at $83,000.00 and up to $115,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Support execution of full-funnel media campaigns in partnership with the Director and channel leads
• Assist in building and updating campaign plans, calendars, and pacing trackers to help monitor performance against core business and media KPIs
• Coordinate with agencies and vendors on campaign setup, trafficking, and reporting to ensure plans are executed accurately
• Support MMM and attribution workflows by gathering, organizing, and QA’ing inputs (e.g., spend, flights, HDYHAU, mail drops) and sharing with Analytics and external partners
• Assist in maintaining reporting and dashboards that track offline performance, test results, and key learnings across channels
• Help translate campaign and measurement outputs into clear summaries and takeaways for the broader media team
• Support the execution and tracking of tests across creative, audiences, formats, and partners, including documenting hypotheses, results, and learnings
• Partner with Growth, Brand, and MarTech to ensure offline campaigns are aligned with digital and owned experiences (e.g., landing pages, enrollment flows)
• Prepare regular updates, trackers, and readouts to share campaign performance and insights with the team

To thrive in this role, you have

• 2–4 years of experience in media planning, buying, or campaign execution
• Experience supporting campaign planning and execution, including working with agencies or vendors
• Familiarity with measurement concepts such as attribution, incrementality, or MMM, with an interest in learning how these are applied in media planning
• Strong analytical skills and proficiency in Excel/Google Sheets; comfortable working with data and maintaining trackers or reports
• Clear communication and collaboration skills, with the ability to work effectively across teams and stakeholders
• A detail-oriented, organized approach—you’re comfortable managing multiple workstreams and ensuring campaigns and data are accurate

#LI-Hybrid #LI-AM1

About the Role

Chime is the largest and fastest-growing U.S. player in the challenger-banking space. Through our banking partners, we offer access to bank accounts with fee-free overdraft, provide members the chance to receive early access to their paychecks, help them improve their credit, and more. We created Chime because we believe everyone deserves financial peace of mind.

We’re looking for a Lead Data Analyst to drive forecasting for key growth and revenue drivers and deliver insights that shape business decisions. You’ll own end-to-end forecasting workstreams such as member growth, purchase volume, deposit volume, and intramonth performance tracking - while partnering closely across Analytics, Data Science, Product, Marketing, and Investor Relations.

This role is ideal for someone who’s highly analytical and model-driven, but equally strong at turning numbers into a clear narrative that leaders can act on.

The base salary offered for this role and level of experience will begin at $152,000 and up to $210,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Own core forecasting workstreams for key business metrics (e.g., member growth, purchase volume, deposit volume), including in-year outlooks and contributions to longer-range forecasting.
• Build, maintain, and improve forecasting models that are accurate, transparent, and scalable; document assumptions and create repeatable processes.
• Run intramonth pacing, variance, and sensitivity analyses, identifying key drivers and surfacing risks/opportunities early.
• Develop scenarios and “what-if” analyses to support planning and real-time decision-making (e.g., upside/downside cases, impact of product or marketing changes).
• Partner cross-functionally to align inputs and assumptions, reconcile differences across reporting/forecasting views, and ensure a single source of truth where possible.
• Own unit economics and profitability analytics, including LTV/CAC, ROI analysis, and framework development for evaluating product and growth initiatives.
• Improve dashboards and forecasting tooling (spreadsheets, Looker/Pigment or similar) to increase visibility, consistency, and speed of insight.

To thrive in this role, you have

• 4–8 years of experience in forecasting, finance analytics, strategic finance, or a similar quantitative role (fintech/payments/consumer financial services is a plus).
• Demonstrated ability to own forecasting end-to-end and deliver decision-driving insights to senior stakeholders.
• Strong modeling instincts: comfortable living in the details (assumptions, drivers, sensitivities) while keeping the business story straight.
• Excellent communication: able to translate analytical output into crisp narratives, tradeoffs, and recommendations for technical and non-technical audiences.
• Expert SQL skills - able to translate business questions into robust queries, understand edge cases, and explore a warehouse efficiently to find the right data.
• Proficiency in Python or R - writes reproducible, well-structured code with a tendency toward automation and scalable analysis.
• High accountability, strong judgment, and comfort operating in ambiguity and fast-moving environments.

#LI-Hybrid #LI-BE1

About the Role

Chime is the largest and fastest-growing U.S. player in the challenger-banking space. Through our banking partners, we offer access to bank accounts with fee-free overdraft, provide members the chance to receive early access to their paychecks, help them improve their credit, and more. We created Chime because we believe everyone deserves financial peace of mind.

We’re looking for a Staff Data Analyst to lead critical forecasting and performance insights for Chime’s core growth and revenue drivers. In this role, you’ll set the strategy and operating model for forecasting across key metrics (e.g., member growth, purchase volume, deposit volume), drive scenario planning and investment tradeoffs with senior leadership, and elevate how Chime measures and communicates performance and unit economics.

You’ll operate at the intersection of Finance, Strategy, Analytics, and Product—partnering closely with Finance leadership and collaborating across Marketing, Product, Operations & Member Experience, Risk, and Investor Relations. Your work will inform high-impact decisions and help ensure Chime has scalable forecasting capabilities as the business matures.

The base salary offered for this role and level of experience will begin at $170,000 and up to $235,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Own end-to-end forecasting strategy and operating rhythm for core business and financial drivers, including in-year outlooks, long-range planning inputs, and assumption governance.
• Define and evolve forecasting frameworks that improve accuracy, transparency, and consistency - standardizing templates, processes, and documentation across teams.
• Drive scenario planning and investment tradeoff discussions with senior leaders (e.g., “Where should we invest for the highest impact, and what are the expected outcomes and risks?”), including sensitivities and decision-ready recommendations.
• Create performance narratives for key KPIs and unit economics, ensuring leaders have clear, consistent readouts on what’s changing, why it’s changing, and what actions are required.
• Be the arbiter of truth for forecasting and performance measurement, aligning stakeholders on metric definitions, reconciling differences across sources, and raising the bar on analytical rigor and clarity.
  Partner deeply across the company—work hand-in-hand with Finance and influence leaders across Marketing, Product, Operations & Member Experience, Risk, and Investor Relations to align assumptions, drive accountability, and accelerate decisions.
• Scale insights and tooling—own development of dashboards, automation, and self-serve analytics (e.g., Looker/Tableau/Pigment, SQL/Python/R pipelines) that improve speed-to-insight and reduce manual effort.
• Develop talent and raise the bar by managing, mentoring and coaching managers / analysts and setting best practices for modeling, communication, and stakeholder management.

To thrive in this role, you have

• 8–10 years in strategic finance, forecasting/FP&A, finance analytics, or a similarly analytical finance role (fintech/payments/consumer financial services strongly preferred).
• Track record of leading complex forecasting and planning workstreams and influencing senior leaders through structured tradeoffs and decision-ready narratives.
• Deep fluency in financial metrics, unit economics, and performance measurement, including how investors evaluate business performance.
• Strong modeling and analytical skills; able to connect operational drivers to financial outcomes and communicate uncertainty appropriately.
• Advanced SQL and spreadsheet modeling; Python or R proficiency for reproducible analysis and automation strongly preferred.
• Exceptional communication and stakeholder leadership—able to align cross-functional teams, resolve ambiguity, and drive decisions without relying on authority.
• Strong ownership and pace; comfortable operating in a high-growth environment and continuously improving systems and processes.

#LI-Hybrid #LI-BE1

About the role 

We are hiring a Compliance Fair Lending Lead to join our Business Advisory team to support the exciting products and services at Chime, with a focus on fair lending and fairness. As a Fair Lending Lead, you will support new and existing Chime product development by advising product, marketing, credit risk, and DS/ML teams on compliance and strategies for fair lending and fairness compliance. You’ll also provide advisory support for our Instant Loans product. You will monitor the evolving regulatory landscape and advise on enhancements to existing Chime products, services, and models to remain fair and responsible as they continue to scale.  

The base salary offered for this role and level of experience will begin at $127,000.00 and up to $175,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to 

• Support the maintenance, enhancement, and execution of the fair lending compliance program, including governance, policies and procedures, advisory frameworks, risk assessment, and testing
• Perform ongoing reviews of consumer complaints, marketing & advertising, loan documentation, and all applicable consumer-related forms for fair lending and fairness risks
• Evaluate proposed business change to ensure compliance with applicable fair lending-related laws and regulations
• Drive corrective actions taken to address fair lending issues, including assisting with the implementation of remediation, conducting follow-up reviews to determine the adequacy, and effectiveness of the action taken
• Establish and maintain strong relationships with internal and external stakeholders.

To thrive in this role, you have

• 7+ or more years of experience in banking, credit, lending, or equivalent experience in product compliance, with at least 4+ years working in ECOA and UDAAP compliance. Fintech experience is a plus.
• Demonstrated knowledge of key regulations including but not limited to ECOA, UDAAP and other consumer protection regulations
• Experience in advising product, marketing, machine learning teams on issues related to ECOA and UDAAP compliance. 
• Excellent analytical, verbal and written communication skills.
• Experience independently executing quality, timely compliance management system components. 
• Ability to develop solutions and advise on  issues, with minimal oversight from your leadership team.
• A desire to collaborate and have the ability to influence both your colleagues and external partners to achieve consensus on regulatory risk issues and appropriate mitigation. 
• Experience working with statistics, analytics, and other technical tools is a plus.

#LI-Hybrid #LI-BE1

About the role

We’re seeking a Staff Accountant that will play a meaningful role supporting the Accounting function at Chime! This role will be a part of the Controllership team, essential to the company’s month-end close process. In this role, you will have the opportunity to improve the efficiency of close processes, take ownership of challenging and complex accounting areas and support major projects that impact the entire accounting organization.

The base salary offered for this role and level of experience will begin at $65,000 and up to $90,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Actively be involved in the monthly close process, including the preparation of reports and analysis
• Prepare journal entries, balance sheet reconciliations and flux analysis at month-end close
• Help document, implement and maintain appropriate accounting policies, processes and internal controls
• Improve existing processes, controls, and documentation, suggest and implement improvements to scale and automate manual procedures
• Collaborate with key cross-functional partners including finance, data analytics, marketing, legal and others on a variety of projects
• Support the accounting team on critical accounting projects, including the implementation of system improvements, new product launches and other ad-hoc items
• Support external audit requirements
• Assist in financial reporting during the month-end and quarterly close process

To thrive in this role, you have

• Bachelor’s degree and a minimum of 2-3 years of accounting or finance experience. Big 4 public accounting preferred.
• CPA, or CPA candidate preferred, with proven understanding of U.S. GAAP.
• Demonstrate attention to detail and experience in balancing multiple projects simultaneously to achieve results.
• Excellent interpersonal, time and self-management skills & ability to prioritize
• Phenomenal teammate with a positive attitude that embraces change and thrives in a fast-paced environment.
• Strong analytical and problem solving skills, proactive and faces challenges head-on
• Advanced Microsoft Excel/Google Sheets skills, with the ability to manipulate and digest mass amounts of data
• Bonus Experience: Month-end close, SOX, Netsuite, SQL, and Looker

#LI-BE1 #LI-Hybrid

About the role

We are looking for a Sr. Full Stack Application Security Engineer with deep expertise in mobile application security to join our Product Security team. This role is hands-on and impact driven. You will work directly with mobile, backend, and platform engineering teams to identify, prevent, and remediate security issues across our iOS, Android, API, and backend systems.

You will operate close to the code and close to the product. That means reviewing architectures across the stack, influencing secure design decisions early, and helping teams ship features safely without slowing delivery. This role is for someone who understands how modern distributed systems and mobile apps are built, deployed, and attacked in real-world environments.

While mobile application security is a core focus, you will be part of a team that owns security posture across the full application stack including APIs, backend services, identity and authentication flows, and CI/CD pipelines.

The base salary offered for this role and level of experience will begin at $213,000 and up to $295,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. 

In this role, you can expect to

• Build and improve security capabilities, automation, and guardrails for mobile applications and backend/API services
• Perform application or API/backend penetration testing 
• Identify, triage, and help remediate vulnerabilities across Chime products
• Partner closely with engineering and product teams to embed security into the development lifecycle across mobile apps, APIs, and backend services
• Perform architecture and code reviews across the stack (iOS/Android, APIs, backend) with a focus on secure data storage, authentication, authorization, secure communication, and session/token handling
• Leverage AI to accelerate security workflows (e.g., code review support, triage, threat modeling), and partner with teams building AI-enabled features to define and implement production-grade AI security controls 

To thrive in this role, you have

• 5+ years of experience in application security, with strong hands-on experience across both mobile and backend systems 
• Hands on experience securing iOS and Android applications in production environments
• Strong understanding of mobile threat models and common attack techniques
• Experience with mobile security testing techniques, including static and dynamic analysis
• Familiarity with iOS and Android platform security features and limitations
• Practical coding experience, preferably in Ruby, Go, Python  languages
• Ability to clearly communicate security risks, tradeoffs, and remediation guidance to engineering partners

#LI-Hybrid #LI-JL1

About the role

We’re hiring a Design Operations Lead to join our Product Design team. In this role, you’ll build and scale the systems that help our design org move faster, deliver high-quality work, and operate with greater consistency.

You’ll partner closely with Design leadership, working day-to-day with the Head of Design. Key areas of focus include introducing and testing new workflows, strengthening planning and execution, and ensuring the team is set up to do its best work.

The base salary offered for this role and level of experience will begin at $165,000 and up to $215,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to:

• Build and scale operational systems that improve design velocity, quality, and consistency
• Partner with Product Design leadership to define and implement workflows and tools
• Oversee the health and effectiveness of the Product Design organization with a people-first approach
• Partner with the VP of Product Design to establish operating rhythms and leadership communications
• Drive clarity and alignment through planning, prioritization, and cross-functional coordination
• Define and track measurable goals and KPIs for the design organization
• Identify process gaps and continuously improve workflows to support a high-performing team
• Drive the adoption and integration of AI-powered tools and workflows to accelerate velocity, improve quality, and reduce operational overhead

To thrive in this role, you have:

• Led or scaled Design Operations, Creative Operations, or similar functions within a product-focused organization
• Built systems and processes that measurably improve team velocity, quality, and alignment
• Partnered closely with senior design leadership on org planning, operating rhythms, and execution
• Strong cross-functional instincts, with a track record of working effectively across Product, Engineering, and Design
• Implemented tools, workflows, or systems that drive operational efficiency at scale
• Comfort operating in ambiguity, with the ability to build from 0→1 and evolve systems over time

About the role

SpotMe provides our members with liquidity when and where they need it so they can still buy groceries, pay for transportation or cover unexpected expenses when money is tight. We’re looking for a backend engineer to help build and operate our services that make this possible. You’ll join a tight-knit, collaborative team that holds a high bar for quality, learns together and cares deeply about solving real member problems.

Our members regularly tell us SpotMe is one of the main reasons they recommend Chime. If you’re curious, collaborative and excited to grow as a product-minded backend engineer, this is a chance to work on a beloved, high-impact feature at meaningful scale.

The base salary offered for this role and level of experience will begin at $133,000 and up to $184,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. 

In this role, you can expect to

• Design, develop, test and scale backend APIs and services of new and existing product features
• Collaborate closely with mobile, product, design, risk and data partners to understand member pain points and turn them into simple and reliable solutions
• Proactively identify opportunities for improving the reliability and scalability of our systems
• Work across the engineering team to improve and uphold high technical standards
• Participate in code reviews, on-call rotations and incident follow-ups to grow quickly while helping the team raise the bar on quality and operational excellence

To thrive in this role, you have

• 3+ years developing software in a production environment at scale
• Proven experience with Ruby on Rails or comparable frameworks
• Experience working with transactional databases and caching systems
• Exposure to architectural patterns of large, high-scale web applications
• An appreciation of maintainable and well-tested code
• A collaborative, low-ego working style. You enjoy pairing with others, giving and receiving feedback and helping your teammates succeed
• Enjoyment in learning and diving into the deepest levels of how things work
• Start-up experience as an added plus
• A strong product and member mindset. You care about the real people on the other side of the API and are motivated by seeing your work have a positive impact

#LI-Hybrid #LI-SB1

About the role

As a Strategic Operations Lead, you will be responsible for owning and orchestrating Company Planning at Chime. This role sits at the center of how we run Chime at the executive level, partnering closely with our executive team and senior leaders across Product, Engineering, Marketing, Finance, and Analytics to translate our company strategy and priorities into clear, actionable business plans. This is a great opportunity for someone who loves stepping into highly cross-functional work and thrives at the intersection of strategy, problem-solving, and operations — if you’re an adaptable, analytical thinker who loves connecting dots, driving clarity, and making organizations run better, we’d love to meet you.

The Strategic Operations (“StratOps”) team sits within Chime’s COO org and plays a pivotal role in aligning teams, accelerating decisions, and ensuring we’re focused on what matters most. The team runs Chime’s core operating cadences — working across every function at Chime to connect strategy to execution across company planning, goal setting, product roadmapping, and key executive forums.  And we “pull the thread all the way through” - we approach our role with an ownership mindset, taking on strategic, ad hoc projects as needed to help improve how Chime’s leaders operate the business.

The base salary offered for this role and level of experience will begin at $112,000.00 and up to $155,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. 

In this role, you can expect to

• Run and improve Chime’s operating cadences: Lead the planning and execution of company-wide rhythms like annual planning, goal setting, business reviews, and product roadmapping.
• Drive cross-functional alignment: Partner with leaders across Product, Engineering, Marketing, Finance, People, and Communications to ensure priorities, plans, and resources stay connected.
• Enable executive decision-making: Partner with Analytics and business leaders to prepare materials and recommendations for leadership meetings — and make sure decisions turn into action.
• Optimize how Chime plans and operates: Spot opportunities to improve how we work, and lead projects that make our operating model more effective and efficient.
• Support strategic initiatives: Jump in on high-priority projects that help Chime deliver on its most important goals.

To thrive in this role, you have

• 6–8 years of experience in strategy, operations, consulting, finance, or similar generalist roles; prior experience in a similar role within tech is a plus but not required.
• Strong business acumen and an analytical mindset — you understand how different parts of a business connect, and you use data and logic to drive decisions.
• Sharp problem-solving skills with a bias toward action and continuous improvement.
• Strong communication and storytelling ability — you can distill complex inputs into clear, actionable narratives.
• Comfortable working across teams, driving alignment, and influencing without authority.
• Highly organized, with a knack for building structure in ambiguous situations.
• A systems thinker who cares about how an organization operates and how to make it better.

#LI-MM1 #LI-Hybrid

About the role

Chime Engineering is growing rapidly as we scale to support the financial needs of our members. We are looking for driven engineers to join our Credit Risk Platform team, where you’ll build backend services and internal tools that help Chime manage credit risk and losses across all of our credit products, including Loans, MyPay, SpotMe, and a growing pipeline of new credit products in development.

This team is building a shared risk platform that expands with every new product we launch. A key part of the mission is being able to onboard new credit products as a platform capability, not a reinvention of decisioning, controls, and monitoring each time. You’ll partner closely with Credit Risk, Product, Analytics, and Data Science to help risk experts iterate safely using better tooling, richer data, and clear guardrails. That includes integrating third-party data sources and building systems that are reliable, observable, and auditable, because they sit on the critical path of member experiences and credit outcomes.

The base salary offered for this role and level of experience will begin at $133,000 and up to $184,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. 

In this role, you can expect to

• Design, develop, test, and maintain backend services and internal tools that support risk strategy across multiple products (e.g., eligibility, limits, exposure tracking, policy enforcement)
• Contribute to reusable platform primitives that make it faster and safer to launch new credit products without duplicating risk decisioning and controls
• Build and improve workflows that enable Credit Risk teams to adjust strategies (rules, thresholds, segmentation) with appropriate guardrails and review processes
• Integrate third-party data sources used in decisioning and monitoring, including implementing data validation, error handling, and resilience to vendor changes
• Add instrumentation, dashboards, and alerts for key risk and loss signals, and participate in on-call/incident response as part of a supportive team rotation
• Collaborate with senior engineers to learn best practices in system design, testing, and operational excellence
• Proactively identify reliability and scalability improvements and drive them to completion with mentorship and feedback

To thrive in this role, you have

• 3+ years developing software in a production environment
• Experience with Ruby on Rails or comparable frameworks, building and operating APIs
• Experience working with relational databases and caching systems, and writing safe schema changes and migrations
• Familiarity with distributed systems fundamentals (async processing, idempotency, retries, backfills) and an interest in learning deeper system design
• A strong appreciation for maintainable, well-tested code and a willingness to improve existing systems, not just ship new ones
• Comfort working across teams to clarify requirements, communicate tradeoffs, and deliver incrementally
• Interest in data-driven systems and integrating external/third-party data sources (fintech or risk experience is a plus, not required)

#LI-Hybrid #LI-SB1

About the role

We are looking for a Software Engineer to help build our new financial platform that is highly reliable, scalable, and will serve as the backbone for Chime. This platform will power the most important financial activities that millions of Chime members undertake every day. You will ensure that we build the highest levels of trust with our members by making our platform lightning-fast, available, secure, resilient and auditable. This is an exciting opportunity to be an invaluable member of a strategically important  initiative for Chime. 

The base salary offered for this role and level of experience will begin at $133,000 and up to $184,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Design, develop, test, and deploy components of a new financial platform
• Deliver secure, reliable, and high-performance infrastructure and APIs
• Work with our infrastructure engineering team to minimize the operational overhead of production systems you deploy
• Develop thoroughly tested code and conduct quality assurance on all new code alongside our QA team
• Learn and execute on agile methodologies, follow test driven development approach
• Engineers are required to participate in on-call rotation. Being on call may include responding to incidents outside of regular working hours when necessary.

To thrive in this role, you have

• Must have experience in Go
• Experience in additional backend languages such as Ruby, Java and Python is preferred
• Have 4+ years of engineering experience
• Have contributed to the development of backend systems
• Experience in payment processing systems
• Take a rigorous approach to testing backed development
• Experience with AWS or other cloud platforms, Cloud Native technology, No-SQL Databases as a bonus!
• Have an understanding of architectural patterns of large, mission-critical production services as a bonus!
• Have worked in continuous integration/deployment environments as a bonus!
• Please note: If you are located in Seattle, you will be required to onboard in person at our SF HQ + occasional business travel.

#LI-Onsite #LI-GC1

About the role

We are looking for an early-career Security Engineer to join our Product Security team,  someone who has a builder’s mindset, is eager to learn, and is excited to contribute to both planned initiatives and dynamic, real-time security needs with enough guidance and mentorship.

In this role, you’ll be part of a hands-on security team working across Infrastructure, Application, and Enterprise Security where responsibilities sometimes overlap. You’ll contribute to the design and implementation of security controls and solutions, review technical designs, and respond to findings from security researchers and penetration testers. You’ll also write code and build automation, using AI tools to help accelerate your work and strengthen security practices. Along the way, you’ll gain exposure to a wide range of security challenges that will accelerate your growth as a security engineer.

The base salary offered for this role and level of experience will begin at $130,000and up to $180,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. 

In this role, you can expect to 

• Develop assistive automation and workflows to streamline the detection and reporting of security findings
• Contribute to tracking and remediation of discovered security vulnerabilities
• Participate in projects that reduce security risks and attack surface within our infrastructure and corporate applications
• Get the opportunity to use top notch AI systems in your daily work and play a role in strengthening their security

To thrive in this role, you have

• 1–3 years of experience in a security role, or in a development role with a focus on or enthusiasm for security
• Flexibility and a willingness to take on a variety of tasks in different security domains
• Practical coding experience preferably in Go, Python, or Ruby
• Hands-on experience with AWS and ideally GCP
• Exposure to cloud and application security concepts
• Experience with Terraform (a plus)

#LI-Hybrid #LI-JL1

About the role

We are seeking a Senior Security Engineer to build and lead our Offensive Security program. In this role, you will attack Chime’s services, applications, and infrastructure to discover security issues and report them to our internal technology teams. This position will offer you the opportunity to grow your technical and leadership skills while being part of a collaborative and dynamic team that finds joy in problem-solving and innovating together at Chime.

The ideal candidate will be an offensive cybersecurity professional with a passion for analyzing codebases, testing hypotheses, and designing tools to impact web applications and their infrastructure. This Engineer will work closely with teams throughout Information Security, as well as provide technical leadership and advice to teams and leaders throughout Chime. You will be in direct contact with teams in a variety of business verticals, giving you first hand knowledge about how Chime is built and how it operates at a deep, technical level. Additionally, you will leverage the knowledge you gain about Chime to find new ways to break services, processes, and infrastructure throughout the company.

We're a small, dedicated team that’s always thinking of innovative ways to tackle challenging security problems. We take on ambitious projects that have a significant impact on our members and help build a strong security culture within our company. The team encourages discussing the problems we are solving, the methods we use, and celebrating our accomplishments through public blogs and at conferences. If these resonate with the way you work, we'd love to hear from you.

The base salary offered for this role and level of experience will begin at $181,000 and up to $250,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Independently manage complete red team exercises.
• Partner with Engineering, Product, IT, and other business functions to drive security improvement across the organization
• Research emerging attack vectors, vulnerabilities and techniques
• Utilize your offensive skills to identify weaknesses and build defenses against those who may point their attacks at Chime
• Develop custom payloads and exploits
• Emulate adversaries like cybercriminals and insider threats by attacking web applications, cloud platforms and supporting services(Kubernetes / Container Orchestration platforms etc.) 
• Collaborate closely with detection engineers to build high fidelity alerting based on emerging attack vectors and tactics, techniques and procedures
• Participate in purple-team exercises to mature the security program

To thrive in this role, you have

• 4+ years of combined experience in either an offensive security, red teaming, or application security role.
• Experience in conducting surreptitious cloud based attacks
• Experience with developing custom tools and payloads which bypass defensive products, and remain undetected in a mature network environment
• Ability to perform unsupervised red team engagements and experience with performing  adversarial simulation
• Ability to explain vulnerabilities and weaknesses to non-technical stakeholders
• (Nice to have) Relevant certifications: OSCP (Offensive Security Certified Professional), OSCE (Offensive Security Certified Expert) and OSEE (Offensive Security Exploitation Expert), Certified Red Team Operator (CRTO), GIAC Red Team Professional certification (GRTP)

#LI-Hybrid #LI-JC1

About the role

We’re looking for a Senior Full-Stack Engineer to help build some of Chime’s newest and most impactful member experiences within our Spending, Savings & Investing organization. This role will contribute to Multiplayer projects such as Joint & Teen accounts - enabling shared financial experiences for families, as well as new initiatives exploring next-generation banking infrastructure that can improve speed, flexibility, and access to financial products.

These efforts introduce new financial product constructs and require evolving core account systems while delivering seamless member experiences. You’ll work closely with engineers, product managers, and designers to ship scalable, reliable features that support millions of Chime members.

The base salary offered for this role and level of experience will begin at $164,000 and up to $227,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. 

In this role, you can expect to

• Own and drive end-to-end development of complex product features, from shaping technical approach through implementation and launch
• Lead multi-engineer efforts within a team, helping break down problems, define scope, and drive execution
• Work through ambiguity to define solutions, structuring problems and aligning technical decisions with product and business goals
• Collaborate closely with cross-functional partners (product, design, risk, legal, compliance, and  engineering teams) to deliver high-impact features
• Design and build scalable systems across backend services and frontend applications supporting millions of members
• Contribute to technical design decisions, balancing tradeoffs across performance, reliability, and long-term maintainability
• Raise the bar for engineering quality through thoughtful code reviews, testing practices, and improving team standards
• Mentor and support other engineers, helping improve team velocity, code quality and overall execution
• Engineers are required to participate in on-call rotation. Being on call may include responding to incidents outside of regular working hours when necessary.

To thrive in this role, you have

• 5+ years of experience building production-grade software, with a track record of shipping reliable, user-facing features
• Experience owning projects or major features end-to-end, including design, implementation, and delivery
• Strong backend development experience, including building APIs and services, with working knowledge of modern frontend frameworks (e.g., React, React Native)
• Comfort operating in ambiguous, fast-moving environments, where you help define solutions rather than just implement them
• Strong collaboration skills, with experience working closely with product managers, designers, and other engineers
• A mindset focused on impact, quality, and continuous improvement

#LI-Hybrid #LI-SB1

About the role 

Chime serves millions of members on a mission to help them unlock financial progress. Growth Engineering builds the product surfaces and systems that turn that mission into measurable outcomes for members.The Late Stage Experience team focuses on members who are already part of Chime. People who've chosen us, use us regularly, and have built trust with us over time. Our job is to help them get more out of Chime, and to deepen the relationship in ways that benefit both the member and the business. It's a different kind of growth problem. Most growth work is about acquiring or activating new users. This team works further down the journey, where the dynamics are subtler, the signals are richer, and the playbook is still being written. You'll lead a team of engineers shaping how that work gets done.

Why this role

• • A meaningful problem. Helping engaged members get more value over time is one of the highest-leverage things we can do for members and for the business.
  • Real ownership. This is a newer team with clear executive support and meaningful surface area. You'll have room to shape both the technical direction and the team itself.
  • Strong cross-functional partners. You'll work day-to-day with senior Product, Analytics, Marketing, Design, and Data leaders who are deep in the problem.
  • A team to build. You'll hire, coach, and grow a group of engineers, and define the culture as it scales.

The base salary offered for this role and level of experience will begin at $199,000.00 and up to $275,000.00 Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to 

• Lead and develop a team of engineers, fostering a high-performing and inclusive culture
• Partner cross-functionally to define and execute on growth strategies for the team's focus area
• Drive experimentation strategy and execution by building the systems and habits to test, learn, and iterate quickly
• Make the calls on speed vs. durability in a fast-paced, experiment-driven environment
• Contribute to technical direction and architecture decisions that support scalable growth
• Help shape the roadmap and long-term vision for Growth Engineering, with potential to expand scope over time 

To thrive in this role, you have

• Managed engineering teams working on growth, conversion, retention, or other consumer product problems
• Experience running experimentation programs, including test design, analysis, and iterating on results
• Strong track record of partnering with Product, Design, and Data to drive data-informed decisions 
• Experience hiring and growing engineers in ambiguous, fast-moving environments
• A bias toward ownership and action over process

#LI-SB1 #LI-Onsite

About the role

We are hiring a Director of Marketing Planning & Operations to help scale how work gets done across our marketing organization. As our operational backbone, you’ll build the systems, planning processes, and rhythms that allow teams to move faster, spend smarter, and execute with clarity. You’ll sit at the center of marketing—partnering closely with the CMO and leadership team—to turn strategy into structured, high-impact execution.

The base salary offered for this role and level of experience will begin at $234,000.00 and up to $324,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Lead annual and quarterly marketing planning, translating business goals into clear OKRs, aligned budgets, and a centralized marketing calendar
• Build and run a disciplined operating cadence (weekly, monthly, quarterly) that drives accountability without slowing teams down
• Own end-to-end marketing budget management, including forecasting, visibility, and optimization
• Design and scale workflows, governance, and systems that increase velocity and reduce friction across teams
• Build and maintain a centralized marketing calendar with full visibility into campaigns, launches, dependencies, and capacity
• Identify and operationalize AI across marketing workflows to improve output quality and efficiency
• Develop and scale marketing operations talent and capabilities across the organization

To thrive in this role, you have

• 10+ years of experience in marketing ops, business ops, or management consulting in high-growth environments
• Built OKR and planning systems that drive real accountability and measurable outcomes
• Owned multi-million dollar marketing budgets and improved forecasting and investment decisions
• Designed and implemented marketing workflows, governance, and operating systems that scale
• Demonstrated fluency in AI and applied it to improve workflows (not just experimentation)
• Exceptional program management and change management skills across complex organizations
• Deep experience building and scaling JIRA workflows to support planning and execution

#LI-AM1 #LI-Hybrid

About the role

We’re hiring a Designer II, Lifecycle Marketing to help define how Chime shows up across the member journey. This is not a traditional production role. You’ll sit at the intersection of creativity, systems, and emerging technology—reimagining what lifecycle marketing can be when it’s treated as a true creative discipline.

You’ll shape high-impact, insight-driven experiences across email, push, in-app, and beyond—while building the creative systems that allow us to reach millions of members in smarter, more personalized ways. This role is for a designer who thinks big, moves fast, and sees scale as an opportunity to do the most meaningful work of their career. You’ll be shaping the experience of millions of people, every day. Lifecycle at Chime isn’t just messaging—it’s one of our most direct and powerful connections to our members. The opportunity is to turn it into something people actually look forward to. You’ll also help define what modern lifecycle marketing looks like at scale—where creativity, systems, and technology come together to unlock better experiences and real financial progress for our members.

Chime is one of the largest fintech companies in the U.S. and the #1 most loved banking app, serving more than 10 million active members. We’re building a best-in-class, in-house creative team—and lifecycle is one of our most powerful and underutilized canvases.

The base salary offered for this role and level of experience will begin at $116,000.00 and up to $160,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Lead the creative direction for lifecycle marketing, defining how Chime engages members across key moments and journeys
• Turn lifecycle strategy into compelling, cohesive narratives that go beyond individual assets
• Apply AI and emerging tools to transform how lifecycle campaigns are concepted, produced, and personalized at scale.
• Partner with Growth to drive experimentation, using insights and performance data to evolve creative approaches
• Raise the bar for lifecycle creative, delivering work that is both brand-building and performance-driving
• Collaborate closely with Product, Content, Marketing, and Engineering to bring ideas to life
• Operate with autonomy, identifying opportunities and pushing the work—and the team—forward

To thrive in this role, you have

• 4-6+ years of experience in lifecycle, product, or marketing design
• A strong point of view on creative systems and how to design for scale
• Experience designing across lifecycle channels like email, push, in-app, and SMS
• A track record of driving measurable impact through your work
• A deep understanding of user behavior, journeys, and experimentation
• Fluency in Figma and modern design systems, and AI-native thinking
• Strong storytelling and communication skills, with the ability to influence cross-functional partners
• The ability to own large areas of work and navigate ambiguity with confidence

#LI-AM1 #LI-Hybrid

About the role

We are hiring a strategic Product Manager to own MyPay, Chime’s Earned Wage Access (EWA) product and one of the largest businesses in the company. As the PM for MyPay, you’ll operate with an owner’s mindset—running what is effectively an unofficial P&L—while shaping pricing, product strategy, and execution for a highly visible, revenue-driving product. This is a full-stack product role with significant executive exposure, regulatory complexity, and direct scrutiny from external stakeholders.

The base salary offered for this role and level of experience will begin at 207,000 and up to 280,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. Actual compensation may vary based on location, skills, and experience.

This role is in-office in San Francisco Monday-Thursday every week.

In this role, you can expect to

• Own the end-to-end product strategy and execution for MyPay, Chime’s EWA product, grounded in deep understanding of member needs, behaviors, and financial realities
• Frame ambiguous, high-stakes problems and translate them into clear product bets, hypotheses, and roadmaps
• Balance short-term iteration with long-term vision, ensuring the product compounds member trust over time
• Act as the unofficial GM of the business, owning pricing, growth, profitability, and long-term roadmap
• Partner closely with Finance, Legal, Risk, Compliance, Data, Marketing, Operations, and Engineering on a highly-regulated product surface
• Anticipate regulatory change and translate ambiguity into clear product direction and execution plans
• Present strategy, results, and tradeoffs to executive leadership with high visibility and accountability
• Drive cross-functional alignment across design, engineering, analytics, operations, and marketing

To thrive in this role, you have

• 6–10+ years of Product Management experience on consumer-facing, revenue-generating products
• Prior ownership of pricing, monetization, or P&L-adjacent responsibilities
• Experience operating in regulated environments (FinTech, payments, lending, banking, or adjacent)
• A track record of leading complex, cross-functional initiatives with executive-level stakeholders
• Strong data fluency, including experimentation, metrics definition, and financial modeling
• Experience owning full-stack product surfaces (backend systems + user-facing experiences)
• Comfort operating under pressure with high external and internal visibility
  

#LI-TP1 #LI-Onsite

About the role

We’re hiring a Product Manager to lead AI-powered experiences across our core app. In this role, you’ll shape the next-generation AI consumer experience that helps millions of Chime members understand their money, make smarter decisions, and ultimately, achieve financial progress. 

This is a 0->1 product management role. You’ll define the vision, strategy, and roadmap for making AI-powered experiences more intuitive, personalized, and impactful – translating Chime’s deep relationship with the member (transaction history, spending patterns, goals, and more) into personalized, proactive, and actionable insights. You’ll operate at the intersection of product, data, and design, translating rapidly evolving AI capabilities into real, user-facing value.

This is a highly cross-functional role where you’ll partner closely with engineering, data science, design, and research to bring new experiences to life—from early concept through launch and iteration. You’ll be responsible for defining what great looks like: balancing innovation with trust, ensuring transparency in how AI behaves, and building experiences that members can rely on.

Success means proving product-market fit, then evolving beyond a standalone surface into something native to every part of the Chime experience — AI that feels integrated, ambient, and always working.

The base salary offered for this role and level of experience will begin at  $176,000.00 and up to $244,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Own product strategy and roadmap for AI-driven app experiences across key user journeys
• Translate ambiguous AI capabilities into clear, user-facing product features
• Partner closely with engineering, data science, design, and research to ship end-to-end experiences
• Define success metrics and run experiments to validate AI-driven product improvements
• Drive prioritization across multiple stakeholders, balancing member needs, technical feasibility, and business impact
• Ensure AI features meet high standards for trust, transparency, and usability
• Continuously improve product quality through iteration, insights, and member feedback

To thrive in this role, you have

• 5+ years of experience building and shipping consumer-facing product experiences within mobile or web apps, taking ideas from 0→1
• Hands-on experience working with AI/ML-powered products or features (e.g., personalization, recommendations, automation)
• Strong product sense with the ability to translate complex technical concepts into intuitive user experiences
• Track record of defining product strategy and delivering measurable outcomes
• Experience working cross-functionally with engineering, data, and design teams
• Comfort operating in ambiguity and driving clarity across stakeholders
• Experience using experimentation, analytics, and user insights to inform decisions

#LI-TP1 #LI-Onsite

About Trust & Safety Roles

At Chime, we believe in the power of our product to help people lead healthier financial lives. The Trust & Safety team spans the full member lifecycle and is responsible for keeping our members’ accounts safe, ensuring uninterrupted access to their money, and minimizing risk and fraud loss across the platform. 

We’re hiring Product Managers across Trust & Safety to drive critical investments spanning, KYC, support experiences and automation, and disputes. These roles sit at the intersection of customer experience, risk management, operations, and compliance—owning high-impact problem spaces where the tradeoffs are real and the stakes are high.

You’ll partner closely with Engineering, Data Science, Design, Operations, Risk, and Compliance to define strategy, ship impactful products, and continuously iterate based on data and insights.

These are high-impact opportunities to shape how Chime balances growth, safety, and member experience at scale.

The base salary offered for this role and level of experience will begin at $150,000 and up to $244,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

This role is in-office in San Francisco Monday - Thursday.

Open Roles

Trust & Safety at Chime spans multiple product domains. Individual roles focus on one of these areas, contributing to a shared mission of protecting members and enabling safe, scalable growth:

• Enrollment & KYC: Build onboarding and identity verification systems that enable fast, low-friction access for legitimate members while preventing fraud such as synthetic identity attacks.
• Member Support Experience - Human Agents: Define the tools, workflows, and systems that empower agents to resolve complex member issues with speed, accuracy, and empathy at scale
• Member Support Experience - Automation and AI Agents: Develop platforms and automation systems—including AI-driven capabilities—that scale support and back office operations and improve both efficiency and member experience
• Disputes: Transform member experiences and design intelligent systems that help members navigate and resolve transaction disputes, balancing member trust, fraud risk, loss exposure, and operational efficiency

Across these areas, you’ll work on problems that directly impact member trust, financial access, and the long-term integrity of the platform.

In these roles, you can expect to

• Define and drive product strategy and roadmap within Trust & Safety, balancing customer experience, risk mitigation, and operational efficiency
• Own ambiguous, high-impact problem spaces and make thoughtful tradeoffs across technology, operations, compliance, and business goals
• Make high-stakes tradeoffs where decisions directly impact fraud loss, member trust, and regulatory compliance
• Partner deeply with cross-functional teams—including Engineering, Data Science, Design, Operations, Risk, and Compliance—to deliver scalable, reliable systems
• Build and evolve systems that leverage data, experimentation, and (where applicable) machine learning and AI to improve outcomes
• Define clear metrics and success frameworks, using data to drive continuous improvement across member experience, risk outcomes, and operational performance
• Influence cross-functional strategy and align stakeholders across diverse priorities and constraints
• Drive execution in mission-critical environments where reliability, security, and compliance are non-negotiable
• Contribute to the evolution of Trust & Safety and Operations at Chime by identifying new opportunities, shaping long-term strategy, and raising the bar for product thinking

To thrive in these roles, you have

• 4–10+ years of experience as a Product Manager (leveling will vary based on experience and scope)
• Experience working on complex product problems involving risk, operations, platforms, or customer-facing systems
• Strong product judgment and the ability to navigate ambiguity and make principled tradeoffs
• A strategic mindset paired with the ability to translate vision into practical execution
• Proven ability to influence and align cross-functional stakeholders across technical and non-technical teams
• Strong analytical skills, with experience using data to inform decisions and measure impact
• Customer empathy, with the ability to deeply understand user needs and translate them into product solutions
• Comfort operating in fast-moving, high-stakes environments with evolving constraints
• Passion for Chime’s mission of helping members lead healthier financial lives

#LI-TP1

About the role

We’re hiring a Data Platform Product Manager focused on Data Foundations & Insights to help Chime scale how data is built, accessed, and used across the company. In this role, you’ll partner closely with engineering, analytics, and cross-functional teams to translate complex stakeholder needs into durable, scalable data products. You’ll act as an embedded product partner within XFN squads, owning data foundations that improve time-to-insight, self-serve capabilities, and data trust as Chime continues to grow.

The base salary offered for this role and level of experience will begin at $207,000.00 and up to $244,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

This role is in-office in San Francisco Monday-Thursday.

In this role, you can expect to

• Own product strategy and execution for data foundations and insights supporting core products
• Partner closely with data engineering and analytics to build scalable, self-serve data platforms and tooling
• Embed with cross-functional squads as the data subject-matter expert, translating stakeholder needs into scalable, reusable data products and data platform solutions 
• Improve time-to-insight and data cycle time for business, product, and compliance use cases
• Drive stakeholder satisfaction by delivering reliable, well-documented, and trusted data products
• Communicate effectively with both highly technical and non-technical partners across the organization

To thrive in this role, you have

• Product management experience owning platform, data, or analytics products in a complex organization
• Prior exposure to fintech, financial services, or highly regulated environments (preferred)
• Experience partnering closely with data engineering teams on foundations such as data models, pipelines, or metrics layers
• Comfort operating as an embedded PM within cross-functional squads
  Strong ability to translate ambiguous stakeholder questions into scalable product solutions
• Experience supporting analytics, reporting, or insight-generation use cases for multiple audiences
• Ability to communicate clearly across technical and business stakeholders

#LI-TP1 #LI-Onsite

About the role

Chime is building a better way to bank—one that’s driven by purpose, not profit. We’re looking for a Content Designer to join our Product Design team and help shape consumer-facing product experiences used by millions of members.

As part of a small, highly impactful content design function, you’ll have ownership over content within the Spending, Savings & Investing pillar. You’ll work with designers, product managers, researchers, engineers, and product marketers to bring clarity to complex financial concepts and ensure content meaningfully improves the member experience.

The base salary offered for this role and level of experience will begin at $170,000 and up to $235,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. 

In this role, you can expect to

• Own content design for defined product areas, driving clarity and quality across end-to-end user experiences in Chime’s mobile apps and digital product surfaces.
• Partner closely with cross-functional teams to shape product direction through content, from early concepting through launch and iteration.
• Write and refine clear, inclusive, and human content for product flows, feature messaging, system feedback, and microcopy.
• Make informed content decisions within your problem spaces, contributing to naming, taxonomy, and information hierarchy.
• Apply and evolve Chime’s product voice and tone in collaboration with Design and Brand partners.
• Use research insights, data, and experimentation to validate content decisions and continuously improve outcomes.
• Help scale content design at Chime by contributing to guidelines, documentation, and lightweight systems that enable consistency and quality.

To thrive in this role, you have

• Experience designing content for consumer-facing digital products, with a strong understanding of UX principles and mobile-first best practices.
• A portfolio that demonstrates end-to-end ownership, user-centered writing, and the ability to operate with a high degree of autonomy.
• Comfort leading content decisions in ambiguous spaces and influencing cross-functional partners through craft and rationale.
• Ability to think holistically about user journeys while maintaining a high bar for in-product copy.
• Experience contributing to content systems, guidelines, or scalable patterns in a product environment.
• Strong communication skills, particularly when explaining content decisions and tradeoffs to partners with different perspectives.

#LI-TP1 #LI-Onsite

About the role

We are hiring for a Director of Creative Operations and Production to lead how our in-house creative team operates and scales. In this role, you’ll build the systems, processes, and resourcing models that enable our creatives to do their best work—while ensuring we deliver high-quality output efficiently across all marketing channels. You’ll sit at the center of Creative and Marketing, helping us move faster, stay organized, and bring our brand to life in a consistent, impactful way.

The base salary offered for this role and level of experience will begin at $201,000.00 and up to $279,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Implement and scale an end-to-end creative operations model with clear visibility into utilization, capacity, and velocity
• Establish and optimize tools, platforms, and workflows to improve efficiency and reduce bottlenecks
• Lead quarterly creative resourcing planning with senior leadership to align output with business priorities
• Develop data-driven reporting and visualization frameworks that clearly communicate team capacity, resource allocation, cost efficiency, and value creation to senior stakeholders
• Orchestrate internal and external creative resources, ensuring seamless workflows from intake to delivery
• Streamline complex processes to enable high-velocity, high-quality creative production
• Manage and optimize the brand OPEX budget to ensure effective allocation of resources
• Oversee external agency partnerships to deliver work on time and within budget
• Lead and develop a high-performing Creative Ops & Production team, driving prioritization and execution excellence

To thrive in this role, you have

• 10+ years of experience in creative operations, production, or similar within a fast-paced tech company and/or agency
• 7+ years of experience leading and managing high-performing teams
• Proven experience building and scaling creative operations processes (in-house or agency)
• Strong experience managing large production budgets and resource planning
• Demonstrated ability to drive operational rigor across creative workflows, tools, and systems
• Strong cross-functional leadership and communication skills, with the ability to influence stakeholders at all levels
• Excellent problem-solving skills, with the ability to break down complex challenges into actionable solutions

#LI-AM1 #LI-Hybrid

About the role

We’re hiring a Director of Product Management to lead MyPay across both workplace and direct-to-consumer experiences. This is a highly strategic role focused on building a product that deepens member love while unlocking new avenues for growth. You’ll define the long-term vision, guide a team through ambiguity, and partner closely across the company to turn MyPay into a foundational part of the Chime ecosystem.

You’ll be stepping into a product that already plays a meaningful role for our members, but is still early in realizing its full potential. MyPay sits at the intersection of everyday financial behavior and long-term financial progress, with the opportunity to become a core part of how members engage with Chime. This role is about taking something that works today and evolving it into something members can’t imagine living without—while uncovering new ways it can drive meaningful, sustainable growth.

The base salary offered for this role and level of experience will begin at $239,000.00 and up to $330,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Own and evolve the product strategy for MyPay across multiple surfaces and customer segments
• Lead and develop a team of product managers operating across different problem spaces and maturity levels
• Define and prioritize long-term bets that increase member engagement, trust, and retention
• Identify and unlock new growth levers that expand MyPay adoption and usage
• Partner cross-functionally with Engineering, Design, Data, Marketing, and Operations to deliver impact
• Navigate early-stage ambiguity while building toward scalable, repeatable product systems
• Translate company-level priorities into clear product direction and measurable outcomes