About the role

We’re seeking a Strategic Finance Senior Associate to join the Finance team at Chime. As a finance team member, you will have a key role in collaborating with the Strategic Finance team to shape our business and financial strategy, while completing numerous high-impact initiatives at the company. You will help us build unit economic frameworks to better understand our business model to drive continuous improvement of KPIs, while collaborating with cross-functional business partners to evaluate the ROI of products, features, and initiatives. We are looking for an analytical problem-solver with a strategic mindset - someone who can do more than just crunch numbers! A key part of this role is the ability to understand the details while keeping sight of the broader strategy.  The StratFin team routinely interacts with senior executives and cross-functional partnership is an everyday occurrence, so effective communication skills are a must!

The base salary offered for this role and level of experience will begin at $119,000.00 and up to $165,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Support the development of unit economic frameworks to evaluate the ROI of various products, features, and business strategies and guide Chime’s decision-making
• Evaluate economic viability and drive strategy for Chime’s new and emerging products
• Build strong working relationships with cross-functional teams including Product, Risk, Analytics, and Banking Partnerships to strategically advise on financial impact and improve business performance
• Use tools such as Pigment to manage and own financial forecasts and advise executive leadership on business unit and product performance on a regular basis
• Facilitate financial analysis to support strategic deal negotiations with key vendors and partners
• Contribute to board/investor materials, public facing materials & disclosures, and other external reporting to advise investors and other key partners on overall company financial health and product positioning & performance
• Guide and partner closely with our Analytics team to create dashboards and KPIs to track product health, as well as evaluate experimental results 

To thrive in this role, you have    

• 3-4 years of relevant experience in strategic finance, investment banking, private equity, consulting or venture capital; prior experience at high-growth technology or financial technology startups a plus
• Expertise in Excel / Google Sheets - you can build scalable, efficient, and intuitive models with ease and are eager to improve processes with AI integrations; Experience with Looker, SQL, or Pigment a plus
• Comfort creating and presenting materials to an executive audience - proven ability to synthesize key takeaways and easily communicate with key collaborators, cross-functional partners and senior leadership
• Strong analytical, financial modeling and problem-solving skills; building financial models and ad-hoc analyses should come naturally
• Passion for digging into the details and moving quickly at a hyper-growth fintech
• Ability to thrive in ambiguous situations and take ownership without clear direction 
• A natural curiosity to think critically, to ask questions, and desire to evolve our business
• A team-oriented mindset and a positive attitude

#LI-BE1 #LI-Hybrid

About the role

We’re seeking a Finance Associate to support the Payments function at Chime! In this role, you will play a critical part in ensuring forecasting accuracy while driving forward high-impact strategic and financial initiatives. You’ll partner closely with business leaders and finance team members to provide insights, influence decision-making, and help shape Chime’s financial strategy.

Supporting Cost of Revenue (COR), you will collaborate with cross-functional partners across Strategy, Product, Data, Engineering, and Accounting to drive accuracy, visibility, and predictability in our cost forecasting. You will help design and operationalize scalable forecasting models, improve data pipelines, and ensure alignment between financial models and underlying business drivers.

You will support key COR forecasting areas such as processing, network, and bank-related costs, partnering with stakeholders to understand key drivers like transaction volume, pricing changes, and product evolution. You will also work closely with Accounting during close to validate actuals, explain variances, and ensure financial accuracy.

In addition, you’ll play a key role in the bottoms-up planning and forecasting process,  develop financial models and reporting, and proactively identify opportunities to leverage AI and automation to improve forecasting accuracy, scalability, and efficiency. We are looking for an analytical problem-solver who can break down complex problems into actionable components without losing sight of the overall strategy.

The base salary offered for this role and level of experience will begin at $105,000.00 and up to $145,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Own and improve COR forecasting processes, incorporating key drivers such as transaction volumes, pricing, vendor changes, and product evolution
• Develop, deliver, and maintain Cost of Revenue reporting and dashboards (e.g., vendor costs, transaction drivers) to ensure visibility and accuracy for business and finance leadership
• Partner cross-functionally with Strategy, Product, Data, Engineering, and Accounting to support financial decision-making and accountability
• Support monthly close processes by validating actuals, and explaining variances and business performance across COR categories
• Leverage AI and automation to streamline financial processes, improve data quality, and enhance scalable reporting and forecasting capabilities that support Chime’s growth and enable smarter, faster decision-making
• Support ad hoc analyses and strategic initiatives focused on optimization opportunities across COR

To thrive in this role, you have

• Minimum 3+ years of Finance/FP&A, investment banking, Big 4 accounting/advisory, or consulting experience
• Bachelor's Degree, or equivalent degree in Finance, Accounting, Economics or other relevant field
• Track record of budgeting, forecasting, and financial modeling with strong accuracy and attention to detail
• Strong sense of ownership and commitment to quality, working diligently to navigate ambiguity/obstacles and drive projects to completion
• Strong process-improvement mindset with demonstrated ability to leverage AI and automation to scale finance workflows and improve forecasting precision and turnaround time
• Proven ability to manage multiple priorities and competing deadlines in a fast-paced environment
• Advanced G-Suite, Microsoft Excel, Word, and presentation tools (PowerPoint, G-Slides) skills required
• Experience identifying, designing, or deploying AI-driven use cases within finance workflows (e.g., forecasting automation, reporting acceleration, variance analysis, or scenario modeling)
• Bonus Experience: Pigment, Netsuite, Looker, Workday, SQL, Snowflake, Python/coding tools, and direct experience with R&D and/or transaction loss forecasting

#LI-BE1 #LI-Onsite

About the Role

We’re seeking a Strategic Finance Manager to join Chime’s Growth & Marketing Finance team. This role partners closely with cross-functional leaders across Growth, Marketing, Product, and Data to evaluate growth initiatives, measure performance, and inform strategic investment decisions. Our team’s mandate is to bring rigorous, data-driven insights to help Chime scale efficiently and drive sustainable growth.

As a thought partner to the business, you will play a critical role in shaping how Chime evaluates and prioritizes growth opportunities—from new acquisition strategies to new product launches. You will structure complex business questions, build analytical frameworks, and translate performance data into clear recommendations that influence how and where we invest.

As Chime continues to expand, we’re looking for versatile, strategic thinkers who can move fluidly between deep analysis and cross-functional leadership. In this role, you’ll lead growth-focused analyses end-to-end- from problem definition and hypothesis development through modeling, insight generation, and executive communication - while working closely with partners to drive alignment and execution. Success in this role requires strong analytical rigor, sound judgment, and the ability to operate with ownership in a fast-paced, evolving environment.

The base salary offered for this role and level of experience will begin at $141,000.00 and up to $$195,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Partner with Finance, Marketing, and Product leadership to support growth strategy discussions, define success metrics, and measure the impact of growth initiatives across the user lifecycle
• Lead cohort-based analyses and deep dives by extracting, visualizing, and synthesizing data to identify performance trends, key drivers, and areas of opportunity across acquisition and engagement
• Evaluate risks and opportunities to the current growth plan by developing a holistic understanding of Chime’s marketing and growth roadmap
• Develop, deliver, and maintain clear, insightful reporting that helps business leaders track progress vs expectations 
• Support and continuously improve forecasting processes, systems, and tooling to better reflect growth dynamics, streamline operations, and enhance scalability and automation
• Contribute to earnings preparation and executive narratives related to user growth, translating complex analyses into clear insights and externally facing performance stories
• Leverage automation and emerging AI capabilities to enhance reporting, streamline workflows, and improve scalability

To thrive in this role, you have

• 8+ years of relevant experience in Strategic Finance, investment banking, private equity, consulting, venture capital or a related field, ideally within a high-growth technology environment
• Exceptional skills with building scalable, efficient, and intuitive financial models; prior experience with Looker and SQL a plus
• Demonstrated prior experience with cohort data and ROI analysis; familiarity with marketing ecosystem, acquisition channels, and channel KPIs a plus
• Excellent communication skills, capable of synthesizing complex findings into concise and actionable insights 
• High attention to detail and a strong ownership mindset, with the ability to manage multiple priorities and deliver accurate work in a fast-paced environment
• Ability to work and influence cross-functionally with minimal guidance; you will communicate with cross-functional partners and senior leadership on a weekly basis

#LI-BE1 #LI-Onsite

About the Role

Chime is the largest and fastest-growing U.S. player in the challenger-banking space. Through our banking partners, we offer access to bank accounts with fee-free overdraft, provide members the chance to receive early access to their paychecks, help them improve their credit, and more. We created Chime because we believe everyone deserves financial peace of mind.

We’re looking for a Lead Data Analyst to drive forecasting for key growth and revenue drivers and deliver insights that shape business decisions. You’ll own end-to-end forecasting workstreams such as member growth, purchase volume, deposit volume, and intramonth performance tracking - while partnering closely across Analytics, Data Science, Product, Marketing, and Investor Relations.

This role is ideal for someone who’s highly analytical and model-driven, but equally strong at turning numbers into a clear narrative that leaders can act on.

The base salary offered for this role and level of experience will begin at $152,000 and up to $210,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Own core forecasting workstreams for key business metrics (e.g., member growth, purchase volume, deposit volume), including in-year outlooks and contributions to longer-range forecasting.
• Build, maintain, and improve forecasting models that are accurate, transparent, and scalable; document assumptions and create repeatable processes.
• Run intramonth pacing, variance, and sensitivity analyses, identifying key drivers and surfacing risks/opportunities early.
• Develop scenarios and “what-if” analyses to support planning and real-time decision-making (e.g., upside/downside cases, impact of product or marketing changes).
• Partner cross-functionally to align inputs and assumptions, reconcile differences across reporting/forecasting views, and ensure a single source of truth where possible.
• Own unit economics and profitability analytics, including LTV/CAC, ROI analysis, and framework development for evaluating product and growth initiatives.
• Improve dashboards and forecasting tooling (spreadsheets, Looker/Pigment or similar) to increase visibility, consistency, and speed of insight.

To thrive in this role, you have

• 4–8 years of experience in forecasting, finance analytics, strategic finance, or a similar quantitative role (fintech/payments/consumer financial services is a plus).
• Demonstrated ability to own forecasting end-to-end and deliver decision-driving insights to senior stakeholders.
• Strong modeling instincts: comfortable living in the details (assumptions, drivers, sensitivities) while keeping the business story straight.
• Excellent communication: able to translate analytical output into crisp narratives, tradeoffs, and recommendations for technical and non-technical audiences.
• Expert SQL skills - able to translate business questions into robust queries, understand edge cases, and explore a warehouse efficiently to find the right data.
• Proficiency in Python or R - writes reproducible, well-structured code with a tendency toward automation and scalable analysis.
• High accountability, strong judgment, and comfort operating in ambiguity and fast-moving environments.

#LI-Hybrid #LI-BE1

About the Role

Chime is the largest and fastest-growing U.S. player in the challenger-banking space. Through our banking partners, we offer access to bank accounts with fee-free overdraft, provide members the chance to receive early access to their paychecks, help them improve their credit, and more. We created Chime because we believe everyone deserves financial peace of mind.

We’re looking for a Staff Data Analyst to lead critical forecasting and performance insights for Chime’s core growth and revenue drivers. In this role, you’ll set the strategy and operating model for forecasting across key metrics (e.g., member growth, purchase volume, deposit volume), drive scenario planning and investment tradeoffs with senior leadership, and elevate how Chime measures and communicates performance and unit economics.

You’ll operate at the intersection of Finance, Strategy, Analytics, and Product—partnering closely with Finance leadership and collaborating across Marketing, Product, Operations & Member Experience, Risk, and Investor Relations. Your work will inform high-impact decisions and help ensure Chime has scalable forecasting capabilities as the business matures.

The base salary offered for this role and level of experience will begin at $170,000 and up to $235,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Own end-to-end forecasting strategy and operating rhythm for core business and financial drivers, including in-year outlooks, long-range planning inputs, and assumption governance.
• Define and evolve forecasting frameworks that improve accuracy, transparency, and consistency - standardizing templates, processes, and documentation across teams.
• Drive scenario planning and investment tradeoff discussions with senior leaders (e.g., “Where should we invest for the highest impact, and what are the expected outcomes and risks?”), including sensitivities and decision-ready recommendations.
• Create performance narratives for key KPIs and unit economics, ensuring leaders have clear, consistent readouts on what’s changing, why it’s changing, and what actions are required.
• Be the arbiter of truth for forecasting and performance measurement, aligning stakeholders on metric definitions, reconciling differences across sources, and raising the bar on analytical rigor and clarity.
  Partner deeply across the company—work hand-in-hand with Finance and influence leaders across Marketing, Product, Operations & Member Experience, Risk, and Investor Relations to align assumptions, drive accountability, and accelerate decisions.
• Scale insights and tooling—own development of dashboards, automation, and self-serve analytics (e.g., Looker/Tableau/Pigment, SQL/Python/R pipelines) that improve speed-to-insight and reduce manual effort.
• Develop talent and raise the bar by managing, mentoring and coaching managers / analysts and setting best practices for modeling, communication, and stakeholder management.

To thrive in this role, you have

• 8–10 years in strategic finance, forecasting/FP&A, finance analytics, or a similarly analytical finance role (fintech/payments/consumer financial services strongly preferred).
• Track record of leading complex forecasting and planning workstreams and influencing senior leaders through structured tradeoffs and decision-ready narratives.
• Deep fluency in financial metrics, unit economics, and performance measurement, including how investors evaluate business performance.
• Strong modeling and analytical skills; able to connect operational drivers to financial outcomes and communicate uncertainty appropriately.
• Advanced SQL and spreadsheet modeling; Python or R proficiency for reproducible analysis and automation strongly preferred.
• Exceptional communication and stakeholder leadership—able to align cross-functional teams, resolve ambiguity, and drive decisions without relying on authority.
• Strong ownership and pace; comfortable operating in a high-growth environment and continuously improving systems and processes.

#LI-Hybrid #LI-BE1

About the Role

We’re seeking a Senior Manager, Strategic Finance to join Chime’s Finance team. In this role, you will lead high-impact, high-visibility work at the intersection of financial strategy, bank partnerships, and product expansion. You’ll lead the financial analysis and recommendations behind commercial structures that support Chime’s growth.

You will partner closely with our Banking Strategy team to negotiate commercial agreements, and work cross-functionally with Product, Risk, Legal, Analytics, and Accounting to assess financial tradeoffs, mitigate commercial risk, and improve product performance. This role requires a strategic mindset, sound business judgment, strong financial modeling skills, and the ability to influence senior leaders through clear, compelling communication.

This is a unique opportunity to help shape Chime’s bank partner relationships, unlock new growth opportunities, and drive meaningful impact on Chime’s financial performance.

The base salary offered for this role and level of experience will begin at $173,000.00 and up to $240,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Develop economic frameworks and financial models to inform bank partnership strategy and evaluate strategic partnership opportunities
• Partner with Chime’s Banking Strategy team to negotiate commercial agreements that balance strategic value, financial impact, risk, and operational feasibility
• Collaborate with the Business Development team to evaluate high-impact strategic partnerships that deliver sustainable growth
• Own the financial strategy and analysis for new product development, with a focus on enabling and scaling unsecured consumer credit offerings
• Serve as a trusted Finance partner in cross-functional decision-making, helping teams navigate tradeoffs and drive strong financial outcomes
• Synthesize complex analyses into clear narratives and confidently communicate recommendations to Finance leadership and executive stakeholders
• Lead, coach, and develop a high-performing Strategic Finance team

To thrive in this role, you bring

• 8+ years of experience in strategic finance, investment banking, private equity, or other analytically rigorous finance roles
• Experience in fintech, financial services, consumer lending, banking, or other highly regulated industries is a plus
• Strong financial modeling and analytical skills, with experience building business cases, unit economic frameworks, and ROI analyses to inform strategic decision-making
• Experience evaluating partnership structures, negotiating commercial agreements, and developing new product opportunities in a cross-functional environment
• Proven ability to translate ambiguous business questions into clear financial recommendations and action plans
• Excellent communication skills, with the ability to distill complex analyses into clear recommendations for executive audiences
• Experience leading large, cross-functional initiatives with multiple stakeholders and competing priorities
• Prior people management experience and a demonstrated ability to develop a high-performing team
• A low-ego, roll-up-your-sleeves approach and willingness to operate at both the strategic and tactical levels

#LI-BE1 #LI-Hybrid