About us
Bondsmith is a fast growing digital cash savings platform focused on helping customers make the most of their money by offering access to a wide range of savings products.
We work with financial institutions like wealth managers, fintechs, banks, and advisors, providing them with tools to get better returns on cash, engage more effectively with clients, and simplify their operations. Our goal is to help savers get the most out of their cash.
At Bondsmith, our core values are rapid and continuous improvement, delivering good customer outcomes, and taking end to end ownership. Our team is made up of experienced professionals who are passionate about delivering excellent service and finding new ways to solve challenges in financial services. Joining us means working in a fast-paced environment where you will be making an impact on the financial lives of thousands of savers.
We’re regulated by the Financial Conduct Authority in the UK.
Job Title: Finance Manager
Location: London, N1
Reports To: CFO
Contract: Full-time, Permanent
Role Summary:
We are seeking a highly motivated and detail-oriented Finance Manager to lead and oversee key aspects of our finance function, including financial reporting, financial planning & analysis (FP&A), and finance operations. This is a hands-on role that requires strong technical expertise, analytical thinking, and the ability to work cross-functionally to support strategic decision-making and ensure financial operational efficiency.
Key Responsibilities:
Financial Reporting
- Own the preparation and delivery of monthly, quarterly, and annual financial statements in accordance with applicable accounting standards (e.g. IFRS/UK GAAP).
- Own monthly revenue recognition and invoicing process.
- Ensure accurate and timely close of the general ledger and related reconciliations.
- Liaise with external auditors and manage the year-end audit process.
- Maintain and improve internal controls and financial policies.
- Ensure compliance with all regulatory and statutory requirements.
FP&A (Financial Planning & Analysis)
- Assist the CFO with annual budgeting and forecasting process.
- Provide monthly variance analysis with commentary on performance vs. budget and forecast.
- Assist the CFO in developing and maintaining financial models to support business planning and scenario analysis.
- Partner with business units to provide insights and data-driven recommendations.
- Track key financial and operational KPIs to support decision-making.
- Assist the CFO in preparing and maintaining the finance KPI dashboard for regular reporting to the CEO, ensuring accurate, timely, and insightful financial metrics are presented.
Finance Operations
- Oversee day-to-day finance operations, including accounts payable, accounts receivable, payroll coordination, and cash management.
- Ensure efficient and scalable finance processes, including automation and systems improvements.
- Manage cash flow forecasting and treasury operations.
- Work with external service providers (e.g. payroll, tax advisors, banks, HMRC) as needed.
Requirements:
- Qualified accountant (e.g. ACA, ACCA, CIMA) with 3+ years of work experience.
- Proven experience in financial reporting, FP&A, and operational finance roles.
- Strong understanding of accounting standards and financial controls.
- Advanced Excel skills and proficiency with accounting/ERP systems (e.g. Xero, Fathom).
- Excellent communication and interpersonal skills; able to collaborate across teams.
- Highly organised, detail-oriented, and capable of managing multiple priorities.
- Experience in a scale-up, fintech, or regulated environment is a plus.
- Power BI knowledge is a plus.