Sobre a vaga e missão do cargo 

Você fará parte da liderança técnica da Torre de Cobrança e atuará como principal referência de arquitetura e engenharia da tribo de desenvolvimento full-stack (com foco em backend), sendo responsável por definir padrões técnicos, garantir a integridade arquitetural dos sistemas e elevar continuamente a maturidade técnica do time que sustenta os sistemas críticos de recuperação de crédito do banco.

No seu dia a dia, você vai: 

• Definir e documentar a arquitetura de sistemas backend, APIs e microserviços da tribo
• Estabelecer padrões técnicos, guias de desenvolvimento e boas práticas de engenharia de software
• Realizar code reviews estratégicos garantindo aderência arquitetural e qualidade de código
• Atuar diretamente no desenvolvimento de componentes críticos e de alta complexidade
• Conduzir discussões e decisões de arquitetura, design de dados e estratégias de integração
• Avaliar, propor e validar adoção de novas tecnologias e abordagens para evolução do stack
• Mentorar tecnicamente desenvolvedores da tribo em backend, arquitetura distribuída e boas práticas
• Garantir performance, escalabilidade, resiliência e observabilidade dos sistemas em produção
• Apoiar integrações com sistemas legados bancários e APIs de terceiros, definindo padrões e contratos
• Representar a tribo em fóruns e comitês de arquitetura corporativa
• Traduzir requisitos de negócio em decisões técnicas consistentes e sustentáveis
•  

O que buscamos

Obrigatórios:

• Ensino Superior Completo; 
• Disponibilidade para trabalhar presencial em Belo Horizonte ou Recife; 
• Sólida experiência em desenvolvimento backend (Java/Spring, Node.js, Python ou similar), com atuação em sistemas produtivos de alta criticidade
• Experiência comprovada como Tech Lead ou Arquiteto de Software com influência técnica sobre times de desenvolvimento
• Conhecimento avançado em arquitetura de microserviços, APIs RESTful e sistemas distribuídos
• Domínio em design e modelagem de bancos de dados relacionais e NoSQL em ambientes de produção
• Experiência em containerização (Docker/Kubernetes) e práticas DevOps/CI-CD
• Vivência com ferramentas de observabilidade, APM e monitoramento de sistemas (New Relic, Datadog, ELK ou similares)
• Capacidade de documentar e comunicar decisões arquiteturais para diferentes públicos (técnicos e não técnicos)
• Experiência com metodologias ágeis e colaboração próxima com times de produto e negócio

Desejáveis:

• Inglês técnico/intermediário para leitura de documentação, avaliação de tecnologias e interação com fornecedores
• Experiência no setor bancário, financeiro ou fintechs, especialmente em sistemas de cobrança ou meios de pagamento
• Conhecimento em Domain Driven Design (DDD) e padrões arquiteturais (CQRS, Event Sourcing, Saga, Strangler Fig)
• Vivência com message queues e arquiteturas orientadas a eventos (Kafka, RabbitMQ ou similares)
• Experiência com sistemas de alto volume transacional e requisitos de alta disponibilidade
• Conhecimento em práticas de segurança, compliance e ambientes regulados no setor financeiro
• Familiaridade com React e capacidade de orientar tecnicamente times frontend
• Experiência com integração de sistemas legados bancários e padrões de interoperabilidade
• Certificações em cloud (AWS Solutions Architect, Azure, GCP), Kubernetes (CKA/CKAD) ou arquitetura de software
• Conhecimento em ferramentas de documentação de arquitetura (C4 Model, OpenAPI/Swagger, ADRs)

Benefícios 

• Vale-alimentação e Vale-refeição
• Plano de saúde e odontológico
• Seguro de vida
• DayOff de Aniversário
• Baby On Board e Sala de Amamentação
• Licença parental estendida
• Auxílio-creche/babá e/ou auxílio para filhos com deficiência
• Wellhub e Grupo de Corrida Inter
• Espaço CARE4U (Belo Horizonte): serviços de autocuidado com valores exclusivos, área de descompressão, jogos e minicampo de golfe
• Vantagens no nosso SuperApp, como Duo Gourmet
• Cartão Prime Inter
• Programas de treinamento e capacitação internos

Etapas do Processo Seletivo

• Triagem de currículos;
• Screening (abordagem inicial para alinhamento de expectativas sobre a vaga);
• Assessments;
• Entrevista com Time de Talent; 
• Teste técnico (quando necessário);
• Entrevista com a liderança;
• Proposta de Contratação (Offer);

The mission of Speechify is to make sure that reading is never a barrier to learning.

Over 50 million people use Speechify’s text-to-speech products to turn whatever they’re reading – PDFs, books, Google Docs, news articles, websites – into audio, so they can read faster, read more, and remember more. Speechify’s text-to-speech reading products include its iOS app, Android App, Mac App, Chrome Extension, and Web App. Google recently named Speechify the Chrome Extension of the Year and Apple named Speechify its App of the Day.

Today, nearly 200 people around the globe work on Speechify in a 100% distributed setting – Speechify has no office. These include frontend and backend engineers, AI research scientists, and others from Amazon, Microsoft, and Google, leading PhD programs like Stanford, high growth startups like Stripe, Vercel, Bolt, and many founders of their own companies.

Overview

With the growth of our iOS app, being the #18 productivity app in the App Store category and also our recent recognition as Apple's 2025 Design Award for inclusivity, we find the need for a Senior iOS Engineer to help us support the new user base as well as work on new and exciting projects to push our missing forward.   

This is a key role and ideal for someone who thinks strategically, enjoys fast-paced environments, passionate about making product decisions, and has experience building great user experiences that delight users.

We are a flat organization that allows anyone to become a leader by showing excellent technical skills and delivering results consistently and fast. Work ethic, solid communication skills, and obsession with winning are paramount. 

Our interview process involves several technical interviews and we aim to complete them within 1 week. 

What You’ll Do

• Opportunity to lead key engineering and product decisions
• Actively shipping production code for the Speechify iOS app
• Work within a dedicated product team
• Participate in product discussions to shape the product roadmap
• Maintain and enhance the existing complex app architecture

An Ideal Candidate Should Have

• Experience. You've worked on products that scaled to a large user base
• Track record. You have worked on various products from inception to decent traction. You have been responsible for engineering the product
• Customer obsession. We expect every team member whose responsibilities directly impact customers to be constantly obsessed about providing the best possible experience
• Product thinking. You make thoughtful decisions about the evolution of your product and support internal teams and designers into taking the right direction
• Speed. You work quickly to generate ideas and know how to decide which things can ship now and what things need time
• Focus. We’re a high-growth startup with a busy, remote team. You know how and when to engage or be heads down
• Technical skills. Swift, SwiftUI

Technical Requirements:

• Swift Programming Language
• SwiftUI experience
• Experience in Multithreading Programming
• Working with CI/CD infrastructure
• Experience with Fastlane
• SOLID principles, the ability to write every single class according to SOLID
• Experience with Git and understanding of different Git strategies

What We offer:

• A fast-growing environment where you can help shape the company and product
• An entrepreneurial crew that supports risk, intuition, and hustle
• The opportunity to make a big impact in a transformative industry
• A competitive salary, a collegiate atmosphere, and a commitment to building a great asynchronous culture
• Work on a product that millions of people use and where daily feedback includes users sharing that they cried when they first found the product because it was so impactful on their lives
• Support people with learning differences like Dyslexia, ADD, Low Vision, Concussions, Autism, and Second Language Learners, and give reading superpowers to professionals all over the world
• Work in one of the fastest growing sectors of tech: Intersection of Artificial Intelligence and Audio

Think you’re a good fit for this job? 

Tell us more about yourself and why you're interested in the role when you apply.
And don’t forget to include links to your portfolio and LinkedIn.

Not looking but know someone who would make a great fit? 

Refer them! 

Speechify is committed to a diverse and inclusive workplace.

Speechify does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status.

• Liderar e desenvolver times de engenharia de software, promovendo cultura técnica, colaboração e melhoria contínua.
• Coordenar o planejamento e acompanhamento de entregas, garantindo alinhamento entre prazos, escopo e qualidade.
• Atuar como ponto de conexão entre os times técnicos e as áreas de produto, negócio e stakeholders.
• Participar da definição e revisão de arquiteturas, garantindo aderência às boas práticas de design, escalabilidade e segurança.
• Apoiar e orientar membros do time no desenvolvimento técnico e crescimento de carreira.
• Gerenciar processos de contratação, onboarding e avaliação de desempenho da equipe.
• Acompanhar indicadores de produtividade, qualidade e saúde do time, propondo ações corretivas quando necessário.
• Fomentar o uso de boas práticas de engenharia, incluindo testes, CI/CD, observabilidade e documentação técnica.
• Colaborar com Product Specialists e Analysts na priorização e refinamento do backlog, garantindo viabilidade técnica das iniciativas.
• Identificar riscos técnicos e operacionais nos projetos, definindo planos de mitigação.
• Promover a cultura de FinOps e uso responsável de infraestrutura em nuvem.

• Experiência prévia como tech lead ou coordenador de times de desenvolvimento de software.
• Vivência com arquiteturas de microsserviços e sistemas distribuídos, com visão crítica sobre trade-offs de design.
• Familiaridade com Java e frameworks como Spring Boot, além de entendimento do ecossistema backend da organização.
• Conhecimento em práticas de CI/CD, versionamento (Git) e cultura DevOps.
• Experiência com ambientes em nuvem, especialmente AWS.
• Compreensão de bancos de dados relacionais e não relacionais.
• Vivência com metodologias ágeis (Scrum, Kanban) e ferramentas de gestão como JIRA.

• Conhecimento em ferramentas de monitoramento e observabilidade (Grafana, New Relic, Datadog).
• Certificações AWS ou correlatas de outros cloud providers.
• Experiência com gestão de fornecedores e squads distribuídas.
• Experiência com gestão de times ágeis, incluindo construção e revisando contínua de seus indicadores.
• Experiência com softwares de crédito e regulatórios relacionados.

• Comunicação clara e capacidade de transitar entre contextos técnicos e de negócio.
• Visão sistêmica e orientação a resultados.
• Capacidade de tomada de decisão sob pressão e ambiguidade.
• Mentalidade de melhoria contínua e aprendizado constante.

Benefícios 

• Vale-alimentação e Vale-refeição
• Plano de saúde e odontológico
• Seguro de vida
• DayOff de Aniversário
• Baby On Board e Sala de Amamentação
• Licença parental estendida
• Auxílio-creche/babá e/ou auxílio para filhos com deficiência
• Wellhub e Grupo de Corrida Inter
• Espaço CARE4U (Belo Horizonte): serviços de autocuidado com valores exclusivos, área de descompressão, jogos e minicampo de golfe
• Vantagens no nosso SuperApp, como Duo Gourmet
• Cartão Prime Inter
• Programas de treinamento e capacitação internos

Etapas do Processo Seletivo

• Triagem de currículos;
• Screening (abordagem inicial para alinhamento de expectativas sobre a vaga);
• Assessments;
• Entrevista com Time de Talent; 
• Teste técnico (quando necessário);
• Entrevista com a liderança;
• Proposta de Contratação (Offer);

Opportunity

We are hiring a Senior Staff or Principal Engineer to support driving the technical vision and execution for Nubank’s Digital Ecosystem division, with initial focus on NuPay, Ads & Rewards and Insurance. This is a division‑level leadership role: you will work with exceptional engineers (including staff engineers), lead cross‑org architectural decisions, negotiate trade‑offs with product/finance/legal, and enable scalable delivery of high‑impact products (checkout & wallet, advertiser platform and benefits hub, and 1‑click insurance products).

2026's vision and (how this role contributes) 

In 2026 we will transform the Digital Ecosystem into a place where customers discover advantages, pay effortlessly and feel protected, and where merchants grow through data‑driven integrated partnerships. Our priorities are: (1) elevating app quality, (2) deepening customer engagement with contextual and personalized experiences, (3) making Nubank the preferred payments partner and growth engine for merchants, and (4) ensuring scalable, compliant, and financially healthy foundations. This role will own the technical plan to deliver that vision across NuPay, Ads & Rewards and Insurance.

Mission design and operationalize the 2–3 year technical end‑state for the Digital Ecosystem so that:

• NuPay scales to become the de facto checkout and wallet for Nubank customers (TPV ×2 by Dec/26; wallet >3M MAU),
• Ads & Rewards delivers the Advantages Tab, a performant advertiser platform and Ads POC with merchants, and drives material ecosystem revenue,
• Insurance launches and scales high‑quality one‑click complements (Mobile Insurance Relaunch, Pix Protegido evolution), while maintaining aggressive SLOs, strong observability, controlled TCO and an elevated engineering culture.

Core responsibilities

• Support defining the division’s technical end‑state (2–3 years): architecture, shard/partition strategy, migration path (one‑stack) and explicit trade‑offs (cost × latency × availability).
• Co-own availability and performance: set SLIs/SLOs, error budgets, runbooks, incident playbooks and an observability strategy that supports merchants with strict SLAs.
• Support Ads & Rewards platform design: advertiser platform (audience & campaign management), decision/bidding service, real‑time vs batch decisioning, measurement & attribution (ROAS/incrementality), and minimise impact on app UX.
• Drive NuPay ↔ Ads integration for aspirational purchases: real‑time underwriting, multi‑source funding, take‑rate modelling, card‑on‑file / wallet flows and onboarding for flagship merchants.
• Enable Insurance delivery: technical enablement for one‑click products, partner integration and governance (e.g., Chubb), migration to subscription/billing platform where applicable, and app quality improvements (TTFD, dashboards, NPS).
• Support one‑stack discovery and phased migration: balance platformization with pragmatic delivery and tech‑debt management to avoid blocking growth.
• Catalyse product quality culture: introduce and operationalize Product Quality Reviews, drive app excellence rituals, and ensure UX/technical quality are considered across the product lifecycle.
• Mentor and grow engineering leaders and staff engineers; run RFCs, tech talks and post‑mortems; design career paths and enable managers to deliver cross‑BU initiatives.
• Represent the division in cross‑org negotiations and external partner discussions (merchants, partners, regulators), aligning stakeholders and escalating risks proactively.
• Track and report technical impact against business metrics and engineering health indicators.

Key business & engineering metrics you will influence

• NuPay: TPV growth (2× by Dec/26), wallet MAU (>3M), share‑of‑checkout (SoC), p99 latency and availability for merchant traffic.
• Ads & Rewards: ad revenue targets (material ecosystem revenue), ROAS / iROAS / incrementality, CTR, Ads POC results (≥2 merchants), Advantages Tab / Shelves Platform launch.
• Insurance: one‑click complements GWP target (R$493M EOY), product NPS (>60 targets), churn reduction via billing/tolerance changes.
• Engineering health: Engineering Stability Index (ESI), App Quality Score, incident frequency/severity, time to integrate new partners.

Challenges and opportunities (what you’ll own)

• World‑class app quality & Magic App MVP: raise engineering and product expectations, and deliver first‑layer Magic App experiences (Advantages Tab, widgets, contextual flows such as AIPB).
• Real‑time decisioning and aspirational financing: enable low‑latency ads decisioning and NuPay real‑time underwriting for extended financing while preserving app performance.
• One‑click Insurance at scale: deliver MIR (no IMEI) and Pix Protegido evolution, dedicating energy to one‑click complements and partnering with Chubb while retaining monitoring/control.
• Capture offline transactions: accelerate NuPay NFC wallet adoption as an offensive play to reach ~3M MAU and increase offline SoC.
• Platform & compliance foundations: complete SPB integration, advance One‑Stack Project, meet Magic App and regulatory mandates, and ensure resilient, cost‑effective infra.

What you’ll find in the team

• High‑calibre engineers, including staff engineers and experienced engineering managers.
• Complex, high‑impact problems at scale: large merchant integrations, real‑time decisioning, strict SLOs and multi‑partner dependencies.
• Autonomy to shape architecture, product quality rituals and the division roadmap, plus the responsibility to align delivery across product, infra, legal and commercial stakeholders.

What you’ll navigate

• Heavy cross‑BU dependencies (Global Platforms, Nubank+, UV, Marketing) requiring strong stakeholder orchestration.
• Regulatory changes (SPB/BCB) that may force re‑architecture or open‑scheme decisions.
• Dependence on third‑party vendors (wallet SDKs, insurance partners) and partner infra limitations.
• Balancing rapid commercialization and monetization with fraud/credit loss control and sustainable unit economics.
• Trade‑offs between accelerating one‑stack migration and accepting short‑term technical debt to preserve delivery velocity.

Senior Staff Software Engineer - Debt Resolution

About Nubank
Nu is the world’s largest digital banking platform outside of Asia, serving over 123 million customers across Brazil, Mexico, and Colombia. The company has been leading an industry transformation by leveraging data and proprietary technology to develop innovative products and services. Guided by its mission to fight complexity and empower people, Nu caters to customers’ complete financial journey, promoting financial access and advancement with responsible lending and transparency. The company is powered by an efficient and scalable business model that combines low cost to serve with growing returns. Nu’s impact has been recognized in multiple awards, including Time 100 Companies, Fast Company’s Most Innovative Companies, and Forbes World’s Best Banks. The Company is preparing for its next growth cycle where it will accelerate its internationalization process outside Latin America, and will also enter new verticals beyond financial services in its core markets taking advantage of the significant customer penetration.

Nubank History Video
Check out our Blog About Nu 

About the role
We are hiring a Senior Staff Software Engineer to help lead the architectural direction of Nubank’s Global Debt Resolution platform, operating horizontally across all business areas. You will align the debt resolution stack to a cohesive long-term technical vision spanning Lending, Credit Card, and Credit Platform (Core Banking), ensuring we build globally scalable, compliant, and reusable solutions. This is a high‑influence IC leadership role where you will shape both the platform and the teams that build on top of it.

You will identify the right long‑term patterns for collections, renegotiations, and payments, and push them consistently across all business areas and credit domains. By sitting at the intersection of Lending, Credit Card, and Credit Platform, you will ensure every new initiative builds toward a unified, multi‑market debt resolution platform.

Mission
Design and operationalize a horizontal technical strategy for Global Debt Resolution so that:

• Legacy vs. Future is Deliberate: The boundaries between legacy, stable, and future systems are explicit, with clear migration plans and guardrails that reduce long‑term complexity and risk.
• Cross‑BU Leverage is Maximized: High‑leverage capabilities (e.g., renegotiation, late‑state flows, payment allocation, credit core integrations) are built once and reused across Debt Resolution, Lending, Credit Card, and Core Banking, instead of re‑implemented in silos.
• Business & Tech are Seamlessly Aligned: You act as a direct technical partner to business area leads and GMs, turning ambiguous credit/debt constraints into clear platform strategies and delivery roadmaps.

Core Responsibilities

• Lead Architectural Direction for Global Debt Resolution: Define and evolve the long‑term architecture for the Debt Resolution platform.
• Drive Cross‑Unit Collaboration & Alignment: Ensure architectural alignment and smart reuse across Lending, Credit Card, and Credit Platform (Core Banking), avoiding duplicated flows and inconsistent debt behaviors.
• Design for Multi‑Market Scalability: Architect and evolve foundational systems to support multi‑geo rollouts, minimizing per‑country forks and enabling configuration‑driven behavior instead of code‑driven divergence.
• Mentor Senior Engineers & Managers: Act as a technical mentor and challenger ICs and engineering managers in the BU, raising the bar on architectural depth, system thinking, and cross‑domain collaboration.
• Balance Five‑Year Vision with Near‑Term Delivery: Combine long‑term architectural thinking with hands‑on support for current roadmaps in all business areas, ensuring that short‑term delivery steps move us closer to the desired target architecture.

Key Business & Engineering Metrics You Will Influence

• Recovery Efficiency & Economics
• Improved collections and renegotiation efficiency through better tooling and shared capabilities.
• Reduced cost‑to‑serve per renegotiation or resolution flow.
• Platform Reuse & Adoption
• Increased reuse of shared Debt Resolution components across products and geos.
• Higher adoption rate of common patterns and building blocks versus bespoke solutions.
• Engineering Stability & Correctness
• Fewer incidents and production issues related to debt resolution, late‑state flows, or payment allocation.
• Reduced regression and rework when launching new markets or features.
• Time‑to‑Market & Migration Progress
• Faster launch of new markets and debt strategies on top of shared platforms.
• Clear progress on deprecating legacy systems and moving flows into the target architecture.
• Stakeholder Alignment & Satisfaction
• Stronger perception of engineering as a strategic partner by GMs and business leaders.
• Improved clarity of ownership and roadmaps across teams touching Debt Resolution.

Challenges and Opportunities (What You’ll Own)

• Unifying Architectures: You will tackle the challenge of multiple, partially overlapping debt resolution stacks by identifying common patterns and driving convergence toward a single, extensible platform.
• Making the Best Solution the Default Solution: You will ensure that the best ideas from any one team become the default standard for all, through clear patterns, documentation, and hands‑on collaboration.
• Operating with High Agency: You will have the mandate to push for global efficiency and correctness, while working through influence—bringing along Staff+ engineers, EMs, and PMs across multiple BUs.
• Balancing Risk, Compliance, and Speed: You will continually reconcile regulatory constraints, credit risk needs, and product velocity, making trade‑offs explicit and sustainable in the architecture.

What You’ll Navigate

• Complexity of Scale & Legacy: Balancing immediate needs of specific product areas with the long‑term goal of a unified, multi‑market Debt Resolution platform, including leading teams through multi‑year migrations.
• Constant Context & Communication Switching: Moving fluidly between deep technical design reviews and RFCs with engineers, and high‑level strategy discussions with GMs, Product Directors, Risk, and Operations.
• Cross‑Geo & Cross‑BU Collaboration: Working with teams across geographies, and across multiple business units, requiring strong remote collaboration, clarity in documentation, and cultural adaptability.

If you feel interested in these challenges and want to work on a highly engaged and talented team transforming how Debt works in Brazil and beyond, this is the place for you!