About this Underwriting Associate - Large Accounts role at EMC Insurance
At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.
**This position can be performed remotely for candidates who reside in Kansas City, MO, Wichita, KS, Dallas, TX, or Arizona**
As a Large Accounts Underwriting Associate, you'll help drive profitable growth by supporting the underwriting of complex commercial accounts, analyzing risks, and delivering exceptional service to agents and brokers. Working closely with underwriters and business partners, you'll contribute to strategic account decisions, strengthen agency relationships, and help position EMC's Large Accounts portfolio for long-term success.
Essential Functions:
Lead renewal preparation for an assigned portfolio, supporting profitability, retention, and pricing objectives.
Evaluate account risk profiles and determine renewal eligibility according to underwriting guidelines.
Identify items outside authority and prepare analysis to support approval decisions.
Ensure submission quality by validating classifications, reviewing loss runs, and coordinating rating activities.
Receive, triage, and prepare new business submissions for underwriter evaluation.
Apply underwriting-directed pricing updates and assemble proposal materials for review.
Build strong relationships with agents and brokers to support retention and new business growth.
Serve as a primary contact for agent inquiries, resolving endorsement, renewal, and policy-related issues.
Review and approve endorsements, reinstatements, and cancellations within established authority.
Assess the impact of policy changes by analyzing coverage, claims history, and loss experience.
Partner with internal teams to deliver timely solutions for agents and insureds.
Provide operational and underwriting support while developing expertise in EMC's underwriting appetite, tools, and systems.
Education & Experience:
Associate degree or equivalent relevant experience
One year of insurance industry experience or related experience
Experience supporting large commercial accounts, including $500K+ premium accounts, loss-sensitive programs, and complex risk exposures, strongly preferred
Bachelor’s degree may be considered in lieu of the insurance industry experience requirement
Knowledge, Skills, & Abilities:
Attention to detail and accurate data entry skills
Good personal computer skills with proficiency in Microsoft products
General knowledge of insurance terminology
Good problem-solving and decision-making skills
Excellent customer service and communication skills
Strong organizational and time management skills
Strong negotiation skills
Ability to work in a team setting as well as independently
Occasional travel; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving
The hiring salary range for this position will vary based on geographic location, falling within either of the following:
$51,201 - $70,730 or $56,581 - $77,796A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.
For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers.
Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.
All of our locations are tobacco free including in company vehicles.
