We’re DF Capital – a specialist bank providing award-winning commercial finance, retail finance, and savings products to consumers and small businesses.

Based in Manchester, we serve thousands of customers across the UK and into Europe, supporting their ambitions with tailored financial solutions.

We help our customers realise their ambitions by doing things differently – combining the agility and innovation of a specialist lender with the security and service standards of a regulated bank. Whether it’s flexible lending structures or straightforward savings options, we focus on what matters most to our customers.

In 2025, we launched DF Capital Retail Finance – a subsidiary of DF Capital Bank Limited – to offer specialist hire purchase solutions to retail customers.

Our goal is simple: to do the absolute best for our customers, our communities, and each other.

Your new role:

We are seeking a highly motivated and analytical individual to join our finance team to support the continued growth of the bank.

This role offers an excellent opportunity to gain hands-on experience in financial planning and analysis within a dynamic banking environment. You will support the Financial Planning & Analytics team in driving accurate financial insights, stakeholder reporting, and building models and forecast to inform strategic decision-making.

This opportunity would suit an ambitious professional around 1 to 2 years into their career who are looking to complete a professional qualification (ACA, ACCA, CIMA or CFA).

Key Responsibilities

• Financial Reporting & Analysis
• Production of financial and commercial reporting to both internal committees (e.g. Board) as well as external investor reporting
• Build and maintain financial models to forecast future performance, optimise financial returns and manage balance sheet risk
• Collaborate with the wider business to identify trends, themes and actionable insights to improve commercial outcomes
• Budgeting & Forecasting
• Support the annual budgeting process and periodic reforecasts, ensuring alignment with strategic objectives.
• Prepare budget templates and coordinate with departments to collect, validate and challenge key assumptions.
• Produce and monitor cost-centre performance against plan, working with department managers to manage cost, headcount and resources
• Automation & Reporting Tools
• Contribute to the automation of routine (month-end) financial reporting tasks using tools like PowerQuery, PowerBI and Python
• Partner with the Data and Management Information team to develop dashboards to monitor key performance indicators (KPIs) and support data-driven decision-making
• Ad Hoc Analysis & Projects
• Participate in special projects and initiatives to improve financial processes, systems and governance
• Provide analytical support for key strategic initiatives, new business cases and product launches

Requirements

Essential Qualifications

• Educational Background
• Bachelor’s degree (2:1) from a strong university, ideally in a quantitative discipline
• A level in Maths or Further Maths
• Technical Skills
• Strong analytical skills with the ability to interpret complex data sets and draw meaningful conclusions and recommendations
• Basic aptitude with spreadsheet financial modelling and forecasting techniques
• Some exposure to data analysis in programming languages such as Python, R, or SAS.
• Communication & Interpersonal Skills
• Ability to distil down analysis and present complex information clearly and simply to non-financial stakeholders
• Strong interpersonal skills with the ability to collaborate effectively across different teams with different skills
• Confidence in working within a flat leadership structure in a high-paced environment, being able to manage multiple deliverables concurrently

Desirable Attributes

• Interest in financial modelling and related accounting standards
• Familiarity with how banks work and operate within the UK regulatory environment
• Excited by embracing the latest artificial intelligence (AI) and automation technologies
• Previous experience or internships in financial analysis for any type of organisation

Development

• Comprehensive training and direct mentorship from a highly experienced FP&A manager
• Financial and non-financial support with obtaining a relevant professional qualification
• Opportunity to work with the wider finance team, with day-to-day interaction with senior leaders
• Meaningful ability to influence the strategic financial decision-making processes of an exciting and growing business.

Benefits

• Private medical insurance for you and your partner/spouse
• 10% Employer pension contribution
• 30-day annual leave entitlement plus Bank/Public Holidays
• Free Gym Membership
• Discretionary annual bonus
• Discretionary share awards
• Life Assurance
• Income Protection
• Save As You Earn company share acquisition scheme
• Tax efficient salary sacrifice scheme to obtain bicycles and electric vehicles
• 4 days of paid Volunteering leave to support our local communities