Your Impact
The District Credit Manager position is responsible for execution of Lowe's DIY and Pro Credit products across the assigned Districts in each region. The primary purpose of this role is to grow retail sales through Lowe's Credit products while achieving performance targets for credit applications, credit sales, and credit penetration. In this role, the District Credit Manager will build and maintain relationships from front line store associates up to and including District Managers and the corresponding district teams and partners. Customer interaction is a critical component of this role.

What You Will Do

• Work with district leadership to develop and implement strategic plans to achieve credit performance targets and communicate results.
• Models effective credit-selling behaviors and provides hands-on coaching and training to build associate confidence in offering Lowe’s Credit during every sales transaction.
• Hosts weekly calls and participates in stores walks to ensure locations are prepared to execute promotional activities and new credit initiatives.
• Collect and communicate credit market intelligence to support business decision making.
• Analyze local and territory performance trends using company reporting and ad-hoc analyses to identify credit opportunities and emerging risks as well as recognize performance.
• Develop and maintain relationships with other district and regional field leaders and business partners within assigned territory, resolving credit issues as necessary.
• Partners with lending providers to assess business risk, protect Lowe’s reputation, customers, and assets, and support compliance with applicable laws, regulations, and company policies. Escalates, manages, and reports control issues with transparency.

Minimum Qualifications

• Bachelor’s degree Business, communications or related field or equivalent years of experience in lieu of education requirement, if applicable
• 7 Years experience in retail operations/ sales/ credit
• 5-7 years combined experience in retail sales or credit in lieu of degree and experience requires in sales/credit

About Lowe’s

Lowe's Companies, Inc. (NYSE: LOW) is a FORTUNE® 100 home improvement company serving approximately 16 million customer transactions a week, with total fiscal year 2025 sales of more than $86 billion. Lowe's employs approximately 300,000 associates and operates over 1,700 home improvement stores, 530 branches and 130 distribution centers. Based in Mooresville, N.C., Lowe's supports the communities it serves through programs focused on creating safe, affordable housing, improving community spaces, helping to develop the next generation of skilled trade experts and providing disaster relief to communities in need. For more information, visit Lowes.com.

Lowe’s is an equal opportunity employer and administers all personnel practices without regard to race, color, religious creed, sex, gender, age, ancestry, national origin, mental or physical disability or medical condition, sexual orientation, gender identity or expression, marital status, military or veteran status, genetic information, or any other category protected under federal, state, or local law.