Position Title: Insurance Credit Analyst / Senior Analyst (NY)

Entity: Kroll Bond Rating Agency, LLC

Employment Type: Full-time

Location: New York, New York

Summary/Overview:

Kroll Bond Rating Agency, LLC (KBRA) is seeking an Analyst/Senior Analyst to join its rapidly expanding Insurance ratings team. This dynamic and high energy professional will support all aspects of the credit ratings process for insurance companies and associated debt issuances. KBRA’s extensive and growing portfolio includes companies across all sectors of the global insurance sector including property/casualty, life, annuity and reinsurance. A strong candidate will have experience and interest in the insurance industry. The position is based out of KBRA’s New York City office.

About the Job:

• Assist with all aspects of the credit ratings process including preparation of quantitative and qualitative analysis as well as active participation in team discussions.
• Assist with the development of rating and analytical tools to support financial statement analysis and evaluate debt instruments.
• Participate in on-site diligence meetings with management teams to assess their investment expertise, risk management skills, operational processes and overall ability to develop and successfully execute strategies.      
• Develop and maintain complex spreadsheets and databases.
• Leverage and seamlessly collaborate with KBRA experts in other sectors such as investment funds, financial institutions, and structured credit.
• Assist in research for internal and external publication purposes.

You will be successful in this role if you have:

• Bachelor’s degree in Finance, Business, or Math related fields or any subject that requires strong analytical skills.
• Analyst level: Zero to two years of experience in insurance, financial institutions, credit risk or fixed income investing.
• Senior Analyst level: Minimum of two plus years of experience as an analyst in insurance, financial institutions, credit risk, or fixed income investing.
• Ability to work as an integral part of a highly collaborative team and across disciplines in a challenging and dynamic environment.
• Ability to manage time and resources in a fast-growing company.
• Demonstrated ability to write clearly and concisely.
• Effective verbal communications skills. 
• Advanced proficiency in Excel.
• Extremely high attention to detail.
• Familiarity with Generative AI tools such as ChatGPT for research, data insights, and general productivity is a plus.

Salary Range:

The anticipated annual base salary range for this full-time position is $75,000 to $95,000. Offer amounts are determined by factors such as experience, skills, geography, and other job-related factors.

Benefits:

• A hybrid work schedule (Tuesday, Wednesday, Thursday in the office)
• Competitive benefits and paid time off
• Paid family and disability leave
• 401(k) plan, including employer match (100% vested)
• Educational and professional development financial assistance
• Employee referral bonus program

About Us:

Kroll Bond Rating Agency, LLC (KBRA) is a full-service credit rating agency registered with the U.S. Securities and Exchange Commission as an NRSRO. Kroll Bond Rating Agency Europe Limited is registered as a CRA with the European Securities and Markets Authority. Kroll Bond Rating Agency UK Limited is registered as a CRA with the UK Financial Conduct Authority pursuant to the Temporary Registration Regime. In addition, KBRA is designated as a designated rating organization by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus. KBRA is also recognized by the National Association of Insurance Commissioners as a Credit Rating Provider.

More Info:

KBRA encourages applications from all qualified individuals without regard to race, color, religion, gender, sexual orientation, gender identity or expression, age, national origin, marital status, citizenship, disability, and veteran status or any other basis prohibited by federal, state or local law.

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Position Title: Insurance Credit Associate (NY)

Entity: Kroll Bond Rating Agency, LLC

Employment Type: Full-Time                                                                                                                          

Location: New York, New York

Summary/Overview:

Kroll Bond Rating Agency (KBRA) is seeking an experienced (3+ years) professional to join its rapidly expanding global insurance ratings team. This dynamic, highly motivated, curious, and collaborative individual will support all aspects of the credit rating process for insurers and reinsurers located within the U.S., as well as in other regions of the world.  As a full member of the ratings analytical team, you will coordinate and perform high profile and challenging work alongside senior staff and external stakeholders. This role involves a variety of analytical tasks and will cover all types of (re)insurance organizations across the many markets encompassing the non-life and life sectors. The position is based out of our New York office.   

Job Responsibilities:

• Support development of credit rating recommendations for new and existing ratings for (re)insurers as well as various related debt securities
• Perform analysis of key quantitative and qualitative factors influencing the credit quality of (re) insurers including: analysis of financial statements, risk management frameworks, management strategy and business plans of rated entities.
• Create competitor overviews and peer group benchmarks
• Assist with authoring research and rating reports on companies, sectors and key industry topics for publication
• Present work product at internal credit rating committees
• Participate in external management meetings

Successful candidates will possess the following:

• Bachelor’s/Master’s Degree in Finance, Economics, Accounting, Math or related fields
• 3+ years of work experience in a financial analyst, management reporting, or regulatory role; credit risk training/experience as well as knowledge of insurance accounting is expected
• Strong analytical, quantitative, communication (verbal and written) and organizational skills
• Proficiency in Microsoft Office with advanced Excel skills;
• Ability to work as part of a team and across disciplines in a challenging and dynamic environment
• Strong interest and/or relevant experience in ratings and/or the insurance industry
• Professional designation (CFA, Actuarial, MBA, CPCU, CLU, FLMI, FRM) a definite plus
• Familiarity with Generative AI tools such as ChatGPT for research, data insights, and general productivity is a plus

Salary Range:

The anticipated annual base salary range for this full-time position is $90,000 - $115,000. Offer amounts are determined by factors such as experience, skills, geography, and other job-related factors.

Benefits:

• A hybrid work schedule (Tuesday, Wednesday, and Thursdays)
• Competitive benefits and paid time off
• Paid family and disability leave
• 401(k) plan, including employer match (100% vested)
• Educational and professional development financial assistance
• Employee referral bonus program

About Us:

Kroll Bond Rating Agency, LLC (KBRA) is a full-service credit rating agency registered with the U.S. Securities and Exchange Commission as an NRSRO. Kroll Bond Rating Agency Europe Limited is registered as a CRA with the European Securities and Markets Authority. Kroll Bond Rating Agency UK Limited is registered as a CRA with the UK Financial Conduct Authority pursuant to the Temporary Registration Regime. In addition, KBRA is designated as a designated rating organization by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus. KBRA is also recognized by the National Association of Insurance Commissioners as a Credit Rating Provider.

More Info:

KBRA encourages applications from all qualified individuals without regard to race, color, religion, gender, sexual orientation, gender identity or expression, age, national origin, marital status, citizenship, disability, and veteran status or any other basis prohibited by federal, state or local law.

#LI-DG1

#LI-HYBRID