About this job

As Strategic Partnerships Lead  // Banking Distribution you will be accountable for creating, structuring and scaling strategic partnerships with banks where the bank is both the distribution partner and the balance sheet provider. This is a step-change from JUMO’s mobile-money-led model: it places the bank at the centre of customer acquisition, product distribution, funding and risk, and demands a partnership lead who can operate as a credible peer to bank executives. You will articulate the JUMO proposition, co-design the product and operating construct with the bank, lead the rollout of new initiatives end-to-end, and drive portfolio growth, revenue and risk outcomes in line with the partnership agreement. You will report to the MD of Capital Partnerships.

You will

• Build and own senior, executive-level relationships across partner banks — typically with C-suite, Heads of Retail / SME / Digital, articulating the JUMO model in a way that lands with banking decision-makers and unlocks the partnership.
• Lead the design and rollout of new bank-led distribution and lending propositions end-to-end, from concept and commercial structuring through credit and risk approvals, regulatory sign-off, technology integration, launch and scale-up.
• Structure the commercial, credit, risk and operating constructs of each partnership in a way that reflects the bank’s balance sheet, capital and regulatory realities while delivering JUMO’s growth and revenue objectives.
• Continually monitor portfolio performance against agreed KPIs across origination, credit quality, collections, revenue and customer outcomes, and convert insight into clear actions with the bank’s product, credit and risk leadership.
• Identify and translate regulatory changes, central bank policy shifts, and macro and banking-sector trends into concrete implications for the partnership and JUMO’s product and portfolio strategy.
• Drive cross-functional execution across JUMO’s legal, regulatory, data, product, marketing, customer insights, finance and operations teams, setting the pace, owning the critical path, and unblocking decisions to deliver against revenue goals and manage risk.
• Optimise existing partnerships and originate new banking opportunities across Africa, structuring deals that are commercially compelling for the bank, regulatorily sound, and aligned with the JUMO business model.

You will need

• A Bachelor’s degree in Business, Finance, Economics, Accounting or similar
• Significant senior experience in banking or financial services; ideally including roles in corporate or retail banking, digital banking, credit and risk, transaction banking, or banking partnerships, with a real working knowledge of how a bank actually runs.
• A deep understanding of credit risk and the dynamics of lending, with some fluency to debate credit policy, scorecards, provisioning, capital and balance sheet implications with bank specialists as a peer.
• A demonstrated track record of executing new product launches, partnerships or distribution initiatives at scale inside or with a bank, including navigating governance, credit and risk committees and regulatory approval processes.
• Awareness of mobile money and digital financial services and how they intersect with bank-led distribution, enough to position JUMO’s value within a bank’s digital strategy.
• The ability and willingness to travel across the region as the role requires.

Capability

• Executive presence and credibility: holds the room with ExCos and risk and credit leadership
• Strong commercial and banking acumen: can structure a deal, read a portfolio, debate unit economics and translate the JUMO strategy into concrete, bankable plans and deliverables.
• Strong project execution discipline: able to lead complex, multi-stakeholder rollouts end-to-end, set the critical path, manage governance, and drive delivery to time, quality and risk standards.
• High levels of intellect and judgement: makes the right trade-offs and weighted decisions in line with the JUMO business model and the bank’s risk appetite
• Excellent communication and influence skills (written and verbal), with the range to move between board-level narrative, commercial detail and operational execution.
• Ability to break down complex, ambiguous challenges into measurable workstreams and lead the delivery across internal and partner teams.
• Ability to work in a fast-paced, ever-changing environment, highly adaptable, with the resilience to navigate banking timelines and fintech pace simultaneously.
• Excellent time management, planning and organisational skills.
• Decisive, detail-oriented, enthusiastic, with strong problem-solving abilities and a bias to execution.

Bonus if you have

• 6–8+ years of progressive experience in banking, financial markets or fintech-bank partnerships, with at least some exposure at executive level (direct engagement with C-suite or membership of senior committees).
• Experience structuring and launching lending, digital banking or embedded finance products in partnership with a bank; covering commercial, credit, risk, regulatory and technology dimensions.

We ask a lot of each other at JUMO, but we give a lot too.

You will love

• Collaborating with smart, engaging people in an inspiring work environment.
• Working for impact.
• Growing and learning continuously, with loads of encouragement and support.
• Boldly taking risks as we navigate new challenges.
• Flexible work practices enabling your best delivery.
• Being autonomous and empowered to lead.

Remote First

You will be based in South Africa. We operate a remote first working approach where working remotely is our default way of working. You have flexibility on where to work from in the country of hiring, as long as you have access to a reliable connection and are set up to work remotely.

Diversity and Inclusion

At JUMO, we firmly believe that diversity strengthens our teams. We are dedicated to fostering an inclusive recruitment process that cultivates an environment where all individuals can be authentic, collaborate, and thrive.

About this job

At JUMO, we’ve built a smart financial services platform to make finance accessible to everyone.  Our Data engineering team ensures that our intelligent banking platform is able to acquire data from millions of users across globally distributed sources, such as GSM. Beyond ingress, the data is processed and stored in the cloud to support event-driven analytics and machine learning pipelines.

As a JUMO Junior Data Engineer, you will design, build and maintain scalable data architectures.  You will monitor their performance, perform root cause analysis and provide solutions to any issues that might arise. You will work with large, complex data sets, which means experience working with Big Data is essential.  On a typical day, we use Spark, Kafka, Python, SQL, Airflow and AWS technologies, such as Redshift.  We work with Docker and Kubernetes for automating deployment, scaling, and management of containerized applications.  

You will

• Be responsible for creating robust, mission critical batch and streaming data processing capabilities
• Design, implement, and maintain the data pipelines that constitute JUMO's data platform, enabling effective use of data across the organisation
• Provide feedback on team members' output, encouraging skills development within the team
• Work closely with Portfolio Managers and Decision Scientists to understand the real world problems we’re trying to solve
• Be supported by senior leaders as you drive your own development

You will need

• BSc. in Computer Science, Electrical Engineering or equivalent tertiary degree
• Real-world understanding & experience of data pipeline design and development, as well as data processing and storage (i.e. experience in designing systems to process and curate large data sets)
• Experience in streaming technologies, specifically Spark and Kafka
• Experience with cloud technologies, AWS preferred
• Solid, proven experience working with big-data technologies such as Apache Spark, Flink, Hadoop, Kafka or Kinesis, DynamoDB
• Command of productionising and monitoring of data pipeline workflows, and working knowledge of the Data Product Lifecycle
• Experience in application design and development with at least one of the following languages: Python (preferred), Kotlin
• RDBMS experience in any relevant technology such as MySQL, PostgreSQL, Redshift and SQL Server.  This includes experience with relational database administration, technical architectures and infrastructure components
• Understanding of CI/CD practices
• Productive within a Linux command line environment
• Proven ability to contribute software as part of a team.  We are looking for someone that can effectively communicate technical concepts, and apply critical thinking under pressure

Bonus if you have

• Experience working with messaging systems (RabbitMQ, Redis, SNS)
• Experience working with data pipeline orchestration (Airflow, Nifi, Dagster )
• Experience working with production BI environments and tools (Tableau, Superset, Looker)

We ask a lot of each other at JUMO, but we give a lot too.

You will love

• Collaborating with smart, engaging people in an inspiring work environment
• Working for impact
• Growing and learning continuously, with loads of encouragement and support
• Boldly taking risks as we navigate new challenges
• Flexible work practices enabling your best delivery
• Being autonomous and empowered to lead
• A stack of leading-edge technologies

Remote First

We operate a remote first working approach, where working remotely is our default way of working. Our environment is designed to foster innovation and enable collaboration. You have flexibility where to work from (between time zone UTC 0 and UTC +3), as long as you are set up to work remotely and have access to data with a strong and reliable connection as we value online facetime for collaboration at JUMO.

Diversity and Inclusion

At JUMO, we firmly believe that diversity strengthens our teams. We are dedicated to fostering an inclusive recruitment process that cultivates an environment where all individuals can be authentic, collaborate, and thrive.

About this job

At JUMO, we’ve built a smart financial services platform to make finance accessible to everyone.  Our Data engineering team ensures that our intelligent banking platform is able to acquire data from millions of users across globally distributed sources, such as GSM. Beyond ingress, the data is processed and stored in the cloud to support event-driven analytics and machine learning pipelines.

As a JUMO Data Engineer, you will design, build and maintain scalable data architectures.  You will monitor their performance, perform root cause analysis and provide solutions to any issues that might arise. You will work with large, complex data sets, which means experience working with Big Data is essential.  On a typical day, we use Spark, Kafka, Python, SQL, Airflow and AWS technologies, such as Redshift.  We work with Docker and Kubernetes for automating deployment, scaling, and management of containerized applications.  

You will

• Be responsible for creating robust, mission critical batch and streaming data processing capabilities
• Design, implement, and maintain the data pipelines that constitute JUMO's data platform, enabling effective use of data across the organisation
• Provide feedback on team members' output, encouraging skills development within the team
• Work closely with Portfolio Managers and Decision Scientists to understand the real world problems we’re trying to solve
• Mentor juniors with technical leadership
• Be supported by senior leaders as you drive your own development

You will need

• BSc. in Computer Science, Electrical Engineering or equivalent tertiary degree
• Real-world understanding & experience of data pipeline design and development, as well as data processing and storage (i.e. experience in designing systems to process and curate large data sets)
• Experience in streaming technologies, specifically Spark and Kafka
• Experience with cloud technologies, AWS preferred
• Solid, proven experience working with big-data technologies such as Apache Spark, Flink, Hadoop, Kafka or Kinesis, DynamoDB
• Command of productionising and monitoring of data pipeline workflows, and working knowledge of the Data Product Lifecycle
• Experience in application design and development with at least one of the following languages: Python (preferred), Kotlin
• RDBMS experience in any relevant technology such as MySQL, PostgreSQL, Redshift and SQL Server.  This includes experience with relational database administration, technical architectures and infrastructure components
• Understanding of CI/CD practices
• Productive within a Linux command line environment
• Proven ability to contribute software as part of a team.  We are looking for someone that can effectively communicate technical concepts, and apply critical thinking under pressure

Bonus if you have

• Experience working with messaging systems (RabbitMQ, Redis, SNS)
• Experience working with data pipeline orchestration (Airflow, Nifi, Dagster )
• Experience working with production BI environments and tools (Tableau, Superset, Looker)

We ask a lot of each other at JUMO, but we give a lot too.

You will love

• Collaborating with smart, engaging people in an inspiring work environment
• Working for impact
• Growing and learning continuously, with loads of encouragement and support
• Boldly taking risks as we navigate new challenges
• Flexible work practices enabling your best delivery
• Being autonomous and empowered to lead
• A stack of leading-edge technologies

Remote First

We operate a remote first working approach, where working remotely is our default way of working. Our environment is designed to foster innovation and enable collaboration. You have flexibility where to work from (between time zone UTC 0 and UTC +3), as long as you are set up to work remotely and have access to data with a strong and reliable connection as we value online facetime for collaboration at JUMO.

Diversity and Inclusion

At JUMO, we firmly believe that diversity strengthens our teams. We are dedicated to fostering an inclusive recruitment process that cultivates an environment where all individuals can be authentic, collaborate, and thrive.

About this job

Teamwork plays an integral role in the success of our tech strategy.  In JUMO, our teams have exposure to a broad range of the best new technology, and are trusted with the autonomy and flexibility to explore, innovate and find creative solutions to interesting challenges.  With this, everyone has the opportunity to contribute to our mission of enabling equal access to finance opportunities.  We have chosen our tech stack carefully and believe in using the best tools out there.

Our software engineering team is responsible for building our market-leading banking as a service platform & products, enabling real-time access to funds at the lowest possible operating cost.  When integrated into JUMO’s platform, it enables our partners to offer loans, savings and a wide range of financial choices to a new group of customers.

As a Junior Software Engineer, you will be accountable for solving complex technical problems with solutions that are scalable, testable, maintainable, and efficient, whilst continuing to improve our engineering practices. This position reports to a Tech Lead.

You will

• You will deliver across the SDLC to build a highly scalable distributed system
• Assist in defining the team's roadmap in line with the company and technology vision.
• Architect services and systems using well accepted design patterns to allow for iterative, autonomous development and future scaling.

• Design, implement, test, deploy, and support our products and services.
• Review code developed by other developers and provide feedback.  
• Guide the team to consistently write production-ready code that is easily testable, easily understood by other developers and accounts for edge cases and errors.
• Anticipate and communicate blockers, delays and cost ballooning within their team’s projects, before they require escalation.
• Contribute to existing documentation or educational content and drive best practices and engineering excellence.

You will need

• 1 - 2 years’ of experience with Kotlin / Java / Scala, and a cloud-based infrastructure, ideally AWS. Python experience will be an added advantage.
• Experience designing, developing and testing software.
• Some experience with the design and development of high-volume/low-latency services.
• Business and operational awareness.
• Good communication skills & EQ – able to work in a diverse team.

We ask a lot of each other at JUMO, but we give a lot too.

You will love

• Work in an agile cross-functional team, delivering quality code you can be proud of.
• Work with a modern but pragmatic Tech Stack (i.e. Kotlin + Spring Boot for Backend, TypeScript + React for Web and Mobile, Docker, Terraform, Kubernetes, Kafka, Flink, Datadog, GitHub Actions + ArgoCD for CI/CD, AWS), building a highly scalable distributed system
• Ensure consistency and accuracy when required.
• Led and supported by an experienced, hands-on Tech Lead.
• Collaborating with smart, engaging people.
• Working for impact.
• Growing and learning continuously, with loads of encouragement and support.
• Boldly taking risks as we navigate new challenges.
• Flexible work practices enabling your best delivery.
• Being autonomous and empowered to lead.

Remote First

Our environment is designed to foster innovation and enable collaboration. We operate a remote-first approach that enables us with the flexibility to work and live where we are most productive. We work between the UTC and UTC+3 time zones and currently have team members based in South Africa, Portugal and Kenya.

Diversity and Inclusion

At JUMO, we firmly believe that diversity strengthens our teams. We are dedicated to fostering an inclusive recruitment process that cultivates an environment where all individuals can be authentic, collaborate, and thrive.

About this job

As a Security Engineer you will form part of JUMO’s dedicated Security Team. Our mission is to raise JUMO's overall security posture, by identifying security issues and helping teams to understand and address them. 

JUMO’s tech stack runs in AWS and includes AWS EKS, Terraform, microservices written in Kotlin, Datadog and CI/CD based on Github Actions and ArgoCD. As a Security Engineer you will need to be familiar with these systems, as well as specific security tooling such as various AWS-based security tools (Security Hub, GuardDuty, AWS WAF, etc), Okta, Semgrep, CrowdStrike EDR, Mimecast, FleetDM and more. 

You will report into the Head of Security.

You will 

• Help to discover and triage vulnerabilities from various sources.
• Design, configure, deploy, and maintain secure configurations across JUMO’s cloud and endpoint estate.
• Work with engineering teams to complete threat modeling exercises.
• Work with teams across JUMO to improve the SDLC and help secure the systems they are responsible for.
• Write code to automate tasks and integrate it with other products and integrations.
• Implement and improve security observability.
• Respond to, document and automate incident responses.
• Help secure JUMO’s use of AI tooling.
• Proactively seek ways to improve existing processes and systems related to incidents, vulnerabilities, security control systems, and risks.
• Coach, mentor, and share knowledge within the team.

You will need

• 3+ years of information security experience.
• Experience in a security implementation and operations environment.
• Good foundational programming experience, in a modern language such as Python, as well as Infrastructure-as-Code (Terraform).
• Experience with cloud services such as cloud providers, SSO, cloud email gateways, cloud productivity suites.
• Ability to build relationships and work effectively with other teams.
• Ability to effectively prioritize tasks and take initiative.
• A keen eye to identify process constraints and find solutions to alleviate these.
• Ability to work independently and be comfortable with responsibility.

Bonus if you have 

• Stronger coding experience. For example, you can write code that interacts with a set of APIs, transforms the data, stores it in a database, and pushes it to another API.

We ask a lot of each other at JUMO, but we give a lot too. 

You will love

• Collaborating with smart, engaging people in an inspiring work environment
• Working as one team towards our goal of financial inclusion
• Growing and learning continuously, with loads of encouragement and support
• Boldly taking risks as we navigate new challenges
• Flexible work practices enabling your best delivery
• Being autonomous and empowered to lead

• A stack of leading-edge technologies 

Remote First

This position is based remotely in any country between UTC+0 and UTC+3 timezones.  We operate a remote first working approach, where working remotely is our default way of working.  Our environment is designed to foster innovation and enable collaboration. You have flexibility where to work from, as long as you are set up to work remotely and have access to data with a strong and reliable connection as we value online facetime for collaboration at JUMO.

Diversity and Inclusion

At JUMO, we firmly believe that diversity strengthens our teams. We are dedicated to fostering an inclusive recruitment process that cultivates an environment where all individuals can be authentic, collaborate, and thrive.

About this job

As Technical Portfolio Analyst you will be an integral part of the team accountable for the daily loan book operations of JUMO. You will work with various areas to implement portfolio and asset management decisions in order to optimise financial return, within the set risk appetite, and increase financial inclusion.  

You will work within a small high-performance results orientated team engaging across the Portfolio and Prediction department, and you will report to the Head of Portfolio Enablement.

You will 

• Contribute to the ongoing operational implementation of Portfolio Management and Asset Management decisions.
• Work with product and technical teams to implement business requirements from Portfolio and Asset Management teams.
• Use data insights, be able to troubleshoot portfolio issues and assist with remedial action as well adding additional reporting and alarming.
• Work within the existing Portfolio Strategy Service to optimise the current process  as well as contribute to the evolution of the service itself.
• Provide support and assist with complex problem solving across various teams using your technical coding skills.
• Be able to work independently and be bold enough to challenge the status quo even outside of your domain.
• Learn new technologies, business concepts and innovate.

You will need

• A Bachelor's degree in Statistics, Finance, Engineering or equivalent tertiary degree 
• To be capable to evolve current process & look towards what next generation service looks like 
• Working knowledge of SQL and/or relevant RDBMS technology such as MySQL, PostgreSQL, Redshift and SQL Server 
• Understanding of the credit lifecycle
• Effective communication skills in technical concepts
• To be adaptable in a fast-paced environment

Bonus if you have 

• Proficiency in Python or another programming language
• Ability to work with Github and JIRA
• Proven ability to work with diverse teams to ensure effective implementation of projects
• Relevant work experience

We ask a lot of each other at JUMO, but we give a lot too. 

You will love

• Collaborating with smart, engaging people in an inspiring work environment.
• Working for impact.
• Growing and learning continuously, with loads of encouragement and support.
• Boldly taking risks as we navigate new challenges.
• Flexible work practices enabling your best delivery.
• Being autonomous and empowered to lead.
• A stack of leading-edge technologies.

Remote First

You will be based in South Africa. We operate a remote first working approach where working remotely is our default way of working. We have co-working spaces available in Cape Town for collaboration and connection and for the use of those who value and want to work out of an office.  You have flexibility where to work from, as long as you are set up to work remotely and have access to data with a strong and reliable connection as we value online facetime for collaboration at JUMO.

Diversity and Inclusion

At JUMO, we firmly believe that diversity strengthens our teams. We are dedicated to fostering an inclusive recruitment process that cultivates an environment where all individuals can be authentic, collaborate, and thrive.

About this job

As In-Country Operations Manager you will be accountable for shaping and implementing the strategic roadmap for our key strategic partnerships for JUMO by utilising existing local market knowledge, operational execution and building strong relationships internally and externally. You will report to the Regional Manager // East Africa, with a focus primarily on Southern African & East African operations.

You will

• Be responsible for operational targets: Support product performance objectives by contributing recommendations to strategic plans and reviews; preparing and completing action plans; initiating productivity improvements, quality checks; resolving problems; identifying trends; determining system improvements; and implementing change.
• Take accountability for relationship management: Sustain rapport with designated stakeholder groups by making regular visits; exploring specific needs; resolving challenges and anticipating new opportunities.
• Be actively engaged: Pro-actively seek inputs and stimulate discussions with teams responsible for Portfolio Management, Product, Marketing, Customer Insights, Data Science, Finance, Capabilities and Customer Operations to resolve potential problems and identify opportunities.
• Own project management and coordination: Take personal accountability in proactively planning and executing new and existing projects and operational activities including but not limited to operational compliance.
• Manage reporting and governance: Provide real-time, robust, reliable, insightful business information and support preparation for partner SteerCo engagements.
• Ensure a clear grasp on any regulatory changes within the ecosystem that will affect our operations in-country.

You will need

• A Bachelor’s Degree in Computer Science, Business Administration, Commerce, Finance, Economics , Accounting or similar.
• A minimum of 5 years’ experience in a similar role in Financial Services, Technology, Telecom, FMCGs, FINTECH.
• Spoken and written fluency in English.
• Experience in project management.
• Previous high level and sophisticated relationship management experience across various senior and other levels in an organization.
• A very good understanding and experience of financial products and performance, including credit risk, dynamics of lending, saving and some insurance.
• Experience in negotiating with major counter-party to achieve and facilitate a given strategy.
• Experience leading a team. 
• Prior experience with mobile financial services.
• Excellent time management, planning and organizational skills.
• To be an exceptional communicator, with effective listening skills, intelligent and articulate with strong written and verbal skills. 
• To have a confident personality with strong presentation ability.
• The ability to work to tight deadlines, multi-task, prioritize and handle a diverse workload.
• To be decisive, detail orientated, enthusiastic, problem solver.
• The ability to work in a fast paced ever changing environment.

Bonus if you have

• An MBA (added advantage).

We ask a lot of each other at JUMO, but we give a lot too. 

You will love

• Collaborating with smart, engaging people in an inspiring work environment.
• Working for impact.
• Growing and learning continuously, with loads of encouragement and support.
• Boldly taking risks as we navigate new challenges.
• Flexible work practices enabling your best delivery.
• Being autonomous and empowered to lead.

Remote First

You will be based in South Africa or Uganda. We operate a remote first working approach where working remotely is our default way of working. We have co-working spaces available in Cape Town and Kampala, for collaboration and connection and for the use of those who value and want to work out of an office. You have flexibility where to work from, as long as you have access to a reliable connection and are set up to work remotely.

Diversity and Inclusion

At JUMO, we believe that diversity strengthens our teams and we strive in our recruitment process to create an environment where people from every background can collaborate and prosper and be themselves. 

About this job

We’re looking for a Junior Product Manager to join our growing product team. In this role, you’ll take ownership of product features and initiatives, collaborate with cross-functional teams, and contribute to the strategic direction of our product. You will have a strong understanding of product development processes and are ready to drive results, while continuing to grow your leadership and strategic thinking skills. This position will be remote and will report directly to the Head of Products // Core.

You will 

• Be responsible for Product Ownership: Own the end-to-end lifecycle of features or products; from ideation and requirements gathering to launch and iteration.
• Contribute to Roadmap Development: Help shape and maintain the product roadmap, aligning with business goals and customer needs.
• Engage in Cross-functional Collaboration: Work closely with engineering, design, marketing, sales, portfolio, in-country teams, and support teams to deliver high-impact products.
• Have a Customer Focus: Work with customer research teams to conduct user research, gather feedback, and analyze data to understand customer pain points and identify opportunities.
• Drive Execution & Delivery: Write clear product requirements, prioritize the backlog, and ensure timely and high-quality delivery with development teams.
• Monitor Metrics & Analytics: Define success metrics, monitor product performance, and use data to inform decisions. Ensure key focus on early detection of problems and rollout swift remediations.
• Manage Stakeholder Communication: Regularly update stakeholders on progress, product changes, and outcomes.

You will need

• 2 - 4 years of product management experience, preferably in a technology-driven environment.
• Proven ability to translate complex user needs into simple, scalable product solutions.
• Strong communication and organizational skills.
• Experience working in Agile/Scrum environments.
• Technical understanding to effectively collaborate with engineers (coding not required).
• To be comfortable working independently and as part of a team in a fast-paced environment.

Bonus if you have 

• Experience in fintech.
• Background in UX design, data analysis, or software development.
• Knowledge of tools like Jira, Confluence, Figma, Excel, and SQL.

We ask a lot of each other at JUMO, but we give a lot too. 

You will love

• Collaborating with smart, engaging people in an inspiring work environment
• Working for impact
• Growing and learning continuously, with loads of encouragement and support
• Boldly taking risks as we navigate new challenges
• Flexible work practices enabling your best delivery
• Being autonomous and empowered to lead

• A stack of leading-edge technologies 

Remote First

This position is based in South Africa.  We operate a remote first working approach, where working remotely is our default way of working.  Our environment is designed to foster innovation and enable collaboration. We have co-working spaces available across some of our main hubs  for collaboration, connection and for the use of those who value working out of an office. You have flexibility where to work from in the country you are hired in, as long as you are set up to work remotely and have access to data with a strong and reliable connection as we value online facetime for collaboration at JUMO.

Diversity and Inclusion

At JUMO, we firmly believe that diversity strengthens our teams. We are dedicated to fostering an inclusive recruitment process that cultivates an environment where all individuals can be authentic, collaborate, and thrive.

About this job

As Analytics Engineer, you will support the Senior Analytics Engineers in one or more of the many functional data domains within JUMO. Working closely with the various stakeholders and Data engineers to enable you to service data requests both internally and to external partners. You will report to the Data Modelling & Reporting Team Lead.

You will 

• Work closely with all stakeholders which will include technology platform Product Owners, Data & Prediction teams, Finance, Marketing and external partners to perform investigations on data warehouse and other operational data stores to understand and assist with the real-world problems we're trying to solve.
• Need to understand the end-to-end architecture of your functional domain and be able to deep dive into the data to resolve issues or perform ad-hoc extracts.
• Perform quality assurance on new and existing data sets and pipelines to discover inconsistencies, anomalies to guide problem resolution and data cleansing exercises.
• Use advanced data query and discovery skills for ad hoc analysis and support for both internal and external stakeholders.
• Need to be able to clearly define reporting requirements as well as the ability to build operational reports and strategic dashboards.

You will need

•  3-5 years experience with data and/or systems analysis experience, at least some within a formal BI environment.
• University degree in either Business, Finance, Mathematics, Statistics, Informatics or equivalent industry training and experience.
• Proven ability in analytics, business process analysis and presenting / communicating recommendations across all organization levels.
• Real-world understanding of data processing and storage.
• Relational database management systems experience in any relevant technology such as MySQL, PostgreSQL, Redshift and SQL Server.
• Proven ability to write complex data queries (any desired language) to retrieve data for analysis, modelling and solving complex business scenarios.
• Ability to self-discover and understand complex data domains. 
• Advanced Excel skills.
• Understanding of Data Governance, Agile methodologies and QA standards.
• Critical thinking under pressure with ambiguity and tight deadlines
• Experience working with Github and JIRA or similar task or project management tools.

Bonus if you have 

• Experience in data environments making use of big data, data lakes, event-based streaming and API integrations.
• Experience with reporting and business intelligence software such as Tableau, Power BI, Grafana, Superset.
• Experience with tools such as Airflow and NiFi.

• Experience with end-to-end BI solution design and build.
• Experience in the FinTech industry.

`We ask a lot of each other at JUMO, but we give a lot too. 

You will love

• Collaborating with smart, engaging people in an inspiring work environment
• Working as one team towards our goal of financial inclusion
• Growing and learning continuously, with loads of encouragement and support
• Boldly taking risks as we navigate new challenges
• Flexible work practices enabling your best delivery
• Being autonomous and empowered to lead
• Using AI for good, ensuring more value for more customers

• A stack of leading-edge technologies 

Remote First

This position is based in South Africa.  We operate a remote first working approach, where working remotely is our default way of working.  Our environment is designed to foster innovation and enable collaboration. We have co-working spaces available in Cape Town for collaboration and connection and for the use of those who value and want to work out of an office. You have flexibility where to work from, as long as you are set up to work remotely and have access to data with a strong and reliable connection as we value online facetime for collaboration at JUMO.

Diversity and Inclusion

At JUMO, we firmly believe that diversity strengthens our teams. We are dedicated to fostering an inclusive recruitment process that cultivates an environment where all individuals can be authentic, collaborate, and thrive.

About this job

Teamwork plays an integral role in the success of our tech strategy.  In JUMO, our teams have exposure to a broad range of the best new technology, and are trusted with the autonomy and flexibility to explore, innovate and find creative solutions to interesting challenges.  With this, everyone has the opportunity to contribute to our mission of enabling equal access to finance opportunities.  We have chosen our tech stack carefully and believe in using the best tools out there.

Our software engineering team is responsible for building our market-leading banking as a service platform & products, enabling real-time access to funds at the lowest possible operating cost.  When integrated into JUMO’s platform, it enables our partners to offer loans, savings and a wide range of financial choices to a new group of customers.

As a Software Engineer, you will be accountable for solving complex technical problems with solutions that are scalable, testable, maintainable, and efficient, whilst continuing to improve our engineering practices. This position reports to a Tech Lead.

You will

• Deliver across the SDLC to build a highly scalable distributed system.
• Assist in defining the team's roadmap in line with the company and technology vision.
• Architect services and systems using well accepted design patterns to allow for iterative, autonomous development and future scaling.
• Design, implement, test, deploy, and support our products and services
• Review code developed by other developers and provide feedback.  Guide the team to consistently write production-ready code that is easily testable, easily understood by other developers and accounts for edge cases and errors.
• Anticipate and communicate blockers, delays and cost ballooning within their team’s projects, before they require escalation.
• Contribute to existing documentation or educational content and drive best practices and engineering excellence

You will need

• A Computer Science degree
• Experience with Kotlin / Java / Scala, and a cloud-based infrastructure, ideally AWS. Python experience will be an added advantage
• Experience designing, developing and testing software
• Extensive hands-on experience with the design and development of high-volume/low-latency services
• Business and operational awareness
• Good communication skills & EQ – able to work in a diverse team

We ask a lot of each other at JUMO, but we give a lot too.

You will love

• Work in an agile cross-functional team, delivering quality code you can be proud of
• Work with a modern but pragmatic Tech Stack (i.e. Kotlin + Spring Boot for Backend, TypeScript + React for Web and Mobile, Docker, Terraform, Kubernetes, Kafka, Flink, Datadog, GitHub Actions + ArgoCD for CI/CD, AWS), building a highly scalable distributed system
• Develop as a mentor, helping your junior colleagues grow as professionals
• Ensure consistency and accuracy when required
• Led and supported by an experienced, hands-on Tech Lead
• Collaborating with smart, engaging people
• Working for impact
• Growing and learning continuously, with loads of encouragement and support
• Boldly taking risks as we navigate new challenges
• Flexible work practices enabling your best delivery
• Being autonomous and empowered to lead

Remote First

Our environment is designed to foster innovation and enable collaboration. We operate a remote-first approach that enables us with the flexibility to work and live where we are most productive.

We work between the UTC and UTC+3 time zones and currently have team members from South Africa, Portugal and Kenya.

Diversity and Inclusion

At JUMO, we firmly believe that diversity fortifies our teams. We are dedicated to fostering an inclusive recruitment process that cultivates an environment where individuals from all walks of life can collaborate, thrive, and express their authentic selves.