Constrafor is seeking a highly motivated Account Executive to drive the growth of our Early Pay Program (EPP) by identifying and creating new opportunities with SMB contractors. In this role, you will play a key part in expanding our customer base, guiding contractors through the credit eligibility and application process, and serving as their trusted point of contact. Your responsibilities will include proactively targeting and engaging prospects to drive growth, evaluate and qualify contractors’ credit eligibility, providing expert support to guide prospects on EPP processes, and coordinating applications both internally and with external partners. From initiating conversations to developing sales best practices, you’ll be a critical contributor to our sales team’s success and the continued growth of the EPP.

📝 Key Responsibilities:

• Identify new sales opportunities, build relationships, generate interest, and create a sense of urgency for conversion
• Build and manage a pipeline from initial outreach to close of Early Pay Program prospects
• Partner with Constrafor leaders and internal teams to help qualify leads and sales opportunities
• Educate contractor prospects on the benefits of the Early Pay Program by providing online and occasionally in-person demos to decision makers and key stakeholders
• Utilize prospecting and research tools to qualify opportunities; prepare for and book pitch meetings with target prospects.
• Conduct cold outreach via email, phone, and social drips using enablement technology to connect with new prospects.
• Guide prospects/clients on required documentation for credit underwriting and approval process.
• Expedite credit applications and ensuring that turnaround time requirements are met.
• Meet and exceed monthly, quarterly and annual sales goals
• Maintain flawless records and pipeline across Sales Tools

📈 Qualifications:

• 3+ years of direct sales experience ideally selling to small and medium sized businesses.
• Optimistic with a strong urge to win.
• Proven ability and desire to prospect and hunt for new leads, prospects, and business opportunities.
• Experience working in a fast-paced environment, and ability to scale with the organization.
• Exceptional relationship-building skills, with the ability to connect at all levels, both internally and externally.
• Attention to detail and ability to operate in the weeds without losing sight of the big picture.
• Entrepreneurial mindset, able to take initiatives and thrive in a dynamic and ambiguous context with limited direction or oversight.
• Exposure to the construction industry is a plus.
• Experience selling a financial product is a plus.

💼 What We Offer:

• Competitive base salary of $80,000-$85,000.
• OTE: $175,000.
• Uncapped commission structure.
• Equity participation.
• Medical, dental & vision insurance coverage for you and your dependents.
• 4 weeks PTO + Sick Days.
• A collaborative and innovative work culture that values your input.
• Opportunity to make a significant impact in a growing tech company.

As the Head of Credit Underwriting at Constrafor, you will embark on an exhilarating journey to shape the future of our industry. You'll be at the forefront of our mission to elevate construction finance to new heights. You will truly build a best in class risk function that protects the company while enabling scale, innovation, and disciplined growth.

We’ve already originated $2Bn+ through Constrafor’s Early Pay Program (EPP) and we’re just getting started. As Head of Credit Underwriting, you’ll own risk across credit underwriting, portfolio construction, fraud, and compliance, and you’ll build the systems, controls, and team needed to support rapid growth without compromising discipline. You’ll work closely with leaders across the company to execute Constrafor’s risk strategy.

📝 Key Responsibilities:

• Develop and implement a company wide risk management framework, including policies, procedures, and controls, tailored to construction finance and receivable financing products.

• Own and evolve Constrafor’s portfolio risk strategy across underwriting, monitoring, and loss mitigation, balancing risk appetite with growth objectives.

• Monitor and assess risk exposures across Constrafor’s construction portfolio, identifying risks such as project performance risk, payment waterfall risk, lien risk, disputes/claims, schedule delays, cost overruns, subcontractor default risk, and counter-party concentration.

• Provide visionary leadership and guidance to the risk organization, fostering a culture of accountability, collaboration, and proactive risk ownership across teams.

• Lead comprehensive risk assessments for construction clients and counter-parties, evaluating creditworthiness, collateral, contractual structures, and construction project fundamentals.

• Establish and maintain portfolio-level monitoring capabilities, including early warning indicators, cohort analysis, risk grading, concentration limits, and escalation protocols.

• Innovate on existing underwriting framework to enable continued monitoring while maintaining scalable originations, clear decisioning, and consistent risk controls.

• Analyze and report on risk trends, concentrations, and stress scenarios across Constrafor’s portfolio, including macroeconomic impacts and construction cycle dynamics.

• Maintain strong working knowledge of company policies and procedures, identifying exceptions to policy and partnering with credit providers to implement practical, risk-aligned resolutions.

• Partner closely with Credit, Sales, Legal, Product, and Engineering to ensure risk is embedded into product design, customer onboarding, transaction structuring, and portfolio servicing.

• Build and monitor risk performance on a regular basis to ensure portfolio quality, liquidity protection, and loss outcomes align with Constrafor’s risk appetite.

📈 Qualifications:

• Bachelor's degree in finance, economics, or a related field (Master's degree preferred).

• Minimum of 8+ years of experience in alternative credit roles.

• Proven track record of building and scaling risk frameworks across credit and portfolio risk in Asset-Based Lending (ABL), Invoice Factoring, and Receivable Financing.

• Strong understanding of risk modeling, portfolio analytics, and stress testing methodologies.

• Ability to communicate effectively and continuously with internal teams and external stakeholders.

• Experience working in a startup or high-growth environment is strongly preferred.

• Ability to excel in a fast-paced, collaborative environment and lead through influence across functions.

• Strong analytical, strategic thinking, and problem-solving skills with sound judgment under uncertainty.

• Deep understanding of construction finance risk drivers is a plus.

💼 Constrafor Benefits:

• Competitive Salary: $185,000–$210,000 DOE

• Significant equity ownership within Constrafor.

• Hybrid office schedule out of our beautiful Hudson Yards office.

• Medical, dental & vision insurance coverage offered for you and your dependents.

• Generous PTO Plan.

• A collaborative and innovative work culture that values your input.

• Opportunity to make a significant impact in a growing tech company.

We are looking for a proactive and results-oriented Account Coordinator to join our team. The ideal person will be responsible for cultivating strong relationships with our existing subcontractor clients while helping expand the participation of our Early Pay Program. You will collaborate closely with sales, credit, and finance teams to streamline workflows, implement best practices, and maximize customer growth. The Account Coordinator will play a crucial role in supporting our account management team and ensuring the smooth operation of our customers.

📝 Key Responsibilities:

• Serve as the primary point of contact for existing clients utilizing Constrafor's Early Pay Program.
• Prepare and process client requests accurately and efficiently.
• Cultivate strong, long-lasting relationships with SMB subcontractors.
• Assist in resolving any issues or concerns raised by clients in a prompt and professional manner.
• Educate clients on the benefits and features of the Early Pay Program, addressing any questions or concerns they may have.
• Collaborate with internal teams to ensure seamless ongoing support for our clients.
• Monitor client satisfaction and identify opportunities for expanding the usage of our EPP product.
• Stay informed about industry trends, regulatory changes, and competitive offerings to effectively position Constrafor's Early Pay Program in the market.

📈 Qualifications:

• 2+ years of experience in B2B sales, preferably within the financial services or construction industry.
• Ability to manage a portfolio of 20-30 clients at any given time. 
• Excellent communication and relationship-building skills.
• Strong organizational skills.
• Results-oriented mindset with a bias towards action
• Ability to analyze client needs and tailor solutions to meet their specific requirements.
• Self-motivated with a drive to exceed targets and deliver exceptional customer service.
• Understanding of financial concepts such as cash flow management or receivable financing is a plus.

💼 What We Offer:

• Compensation Range: $70,000-75,000 
• Equity ownership within Constrafor.
• Medical, dental & vision insurance coverage offered for you and your dependents.
• Generous PTO Plan.
• A collaborative and innovative work culture that values your input.
• Opportunity to make a significant impact in a growing tech company.
• Hybrid Schedule out of our beautiful Hudson Yards office.

We’re seeking an exceptional Full Stack Engineer to join our dynamic team and lead the development and maintenance of our platform’s core functionality across both frontend and backend systems. In this role, you’ll collaborate closely with the Head of Engineering and Product teams to deliver scalable, high-performing, and intuitive solutions. As a senior member of our team, you’ll take on complex, high-impact projects that require strategic thinking, technical depth, and strong product sensibility. This position offers the opportunity to drive innovation across the organization. If you’re a seasoned engineer with a passion for building seamless, high quality user experiences in a fast-paced startup environment, we’d love to hear from you.

📝 What You'll Do:

• Lead the design and development of high-quality software across the full stack, ensuring scalability, performance, and maintainability.
• Build and optimize user facing applications while seamlessly integrating them with robust backend services.
• Collaborate with sales and product teams to prioritize and deliver features that directly impact revenue growth and customer success.
• Implement best practices for security, testing, and deployment across both front-end and back-end systems.
• Engage with customers and internal stakeholders to understand their needs and translate them into elegant technical solutions.
• Share knowledge across the team and contribute to a culture of technical excellence.

📈 What You Bring:

• 5+ years of experience developing and scaling full stack web applications in a fast-paced environment.
• Proficiency in Python, Django, Postgres, and AWS, with solid experience in front-end frameworks such as React or Next.js.
• Deep understanding of RESTful APIs, modern web architecture, and front-end performance optimization.
• Proven experience building and maintaining complex SaaS products with strong attention to usability and scalability.
• Strong leadership and communication skills, with a track record of owning projects from concept to completion.
• A passion for mentorship, clean code, and continuous learning.

💼 Constrafor Benefits:

• Competitive Salary: $180k-205k DOE.
• Equity ownership within Constrafor.
• Hybrid office schedule (3 days out of our Hudson Yards office)
• Medical, dental & vision insurance coverage offered for you and your dependents.
• Generous PTO Plan.
• A collaborative and innovative work culture that values your input.
• Opportunity to make a significant impact in a growing tech company.