What You’ll Do

As VP of Engineering, Payments, reporting to the SVP of Engineering, you will own the technical execution, operational excellence, and long-term evolution of Ripple’s global payments platform. This includes cross-border payout systems, FX and liquidity infrastructure, collections capabilities, and the integration and scaling of acquired platforms.

You will lead a growing payments engineering organization (approximately 75 engineers today) and play a central role in positioning Ripple as the bridge between regulated financial systems and blockchain-native value movement.

You will:

• Own the end-to-end payments engineering domain, including cross-border flows, FX, currency conversion, liquidity management, and settlement

• Lead and scale teams across core payments, collections, and integrated platforms

• Drive architectural clarity and simplification, reducing system sprawl and enabling faster delivery, higher reliability, and clearer product boundaries

• Lead the integration of acquired technologies into a cohesive, modern payments architecture, transforming multiple systems into a scalable, unified product platform

• Ensure high availability, correctness, and operational excellence for real-time, regulated payment systems—earning trust with customers, regulators, and partners

• Partner closely with Product to shape roadmap, customer outcomes, and platform capabilities, bringing strong technical and business judgment to product decisions

• Help achieve sustained product-market fit for next-generation payments offerings by translating platform capabilities into durable customer value

• Evolve Ripple’s payments stack to leverage stablecoins, on-chain liquidity, and decentralized exchanges as core payments primitives—while maintaining enterprise-grade compliance and trust

• Build, coach, and develop senior engineering leaders, raising the bar on execution, accountability, and operational rigor

Success in this role means simplifying a complex payments landscape into a reliable, scalable platform—and helping Ripple deliver the next generation of global payments with confidence.

What You’ll Bring

Payments & Systems Expertise

• Deep experience building and operating large-scale payments systems, ideally including cross-border payments, FX, liquidity, and settlement

• Strong understanding of regulated, real-time financial systems, including reconciliation and operational risk

Senior Engineering Leadership

• Proven experience leading senior engineering organizations with ownership of production systems and business outcomes

• Strong operator mindset, comfortable staying close to architecture and critical system decisions

Systems, Product & Business Thinking

• Excellent architectural judgment across distributed services and platform design

• Ability to simplify complex ecosystems and modernize platforms without disrupting customers

• Business-minded leader who can partner deeply with Product, Compliance, and Commercial teams

Orientation Toward What’s Next

• Curiosity about blockchain, stablecoins, and decentralized liquidity as the next evolution of payments

• Ability to apply payments discipline to new primitives

• Bonus: experience with stablecoins or on-chain settlement